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Here’s Your Bank of America Routing Number
Banking / Banks
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Knowing your Bank of America routing number can save you some time when you need to accomplish different banking tasks. But routing numbers can differ, depending on the state in which your account was opened and the type of transaction you make. Here’s how to locate your bank routing number.
Bank of America Routing Numbers
Consult this chart for every routing number Bank of America offers — in every state — so you can find your routing number right away.
|Illinois, Chicago Metro||081904808|
|Missouri East/St. Louis||081000032|
|Missouri West/Kansas City||081000032|
What Is a Routing Number?
A bank routing number is assigned by the American Bankers Association and consists of nine digits that identify a financial institution in a transaction. The first four numbers are Federal Reserve identifiers. The first two of those indicate in which of the 12 Federal Reserve Bank districts a bank is located, and the next two show which Federal Reserve check-processing center is assigned to your bank.
The next four numbers identify capital one auto my account banking institution, as banks are assigned identifying numbers much like checking accounts. The last number is a check digit, which is calculated from the first eight digits.
How To Find Your Routing Number
If you have a Bank of America checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Bank of America any time at 800-432-1000 to find the routing number for your account. If you are at all confused about which number to use, you should consider calling Bank of America because using the right number could mean the difference between your money going into the right or wrong account.
How To Find Your Routing Number on a Check
If you’re wondering how to find routing number information for Bank of America on any of your personal checks, simply look at the first nine-digit number on the bottom left-hand side. You can also use the previous chart to find your Bank of America routing number.
Keep in mind that your check routing number will be different depending on where you opened your Bank of America account. Bank of america little rock of America has branches in most U.S. states and each state has its own routing number, which makes processing easier and helps the bank manage accounts better.
For instance, Texas, Missouri, Illinois and Florida each have more than one routing number, so you should contact the bank or log into your online account to find the correct number for your account. If you’re even just one number off, your funds might go to the wrong place.
How Is Your Bank Routing Number Used?
If you have a Bank of America account, there are various reasons you might need to know your bank routing number. Here are some of the most common ones:
- Making online or phone payments
- Setting up automatic bill payments
- Processing checks
- Transferring money
Different Numbers for International Wire Transfers
A wire transfer is one of the fastest ways you can transfer money to someone electronically. The money is moved from one bank to another electronically, and you don’t need a check to complete the transaction.
If you’re moving the money abroad, you’re making an international transfer, and you might need to take exchange rates into consideration when you complete the transaction. The routing number on a check is different from the ones you use for wire transfers.
Make sure you use the correct number so the funds will be credited correctly. Here are Bank of America’s wire transfer numbers:
|Bank of America Wire Transfer Numbers|
|Domestic Wire Transfer||26009593|
|International Wire Transfer||26009593|
|SWIFT Code — Incoming Wires in U.S. Letter m clipart Code — Incoming Wires in Foreign Currencies||BOFAUS6S|
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Information is accurate as of Sept. 28, 2021.
About the Author
Cynthia Measom is a personal finance writer and editor with over 12 years of collective experience. Her articles have been featured in MSN, Aol, Yahoo Finance, INSIDER, Houston Chronicle, The Seattle Times and The Network Journal. She attended the University of Texas at Austin and earned a Bachelor of Arts degree in English.
Why Bank of America branches are disappearing
The future of banking local realtors in my area here -- and it's mobile.
Bank of America(BAC) announced on Monday that deposits made on mobile devices like smartphones and tablets are outpacing those made at branches for the skeleton key in hindi download first time.
Customers logged into Bank of America's mobile app 1.4 billion times last quarter.
The rapid adoption of mobile banking has allowed big banks to massively shrink the number of expensive branches they operate.
Bank of America's vast network of branches fell to 4,411 at the end of June, compared with 4,542 a year ago. The company has 1,720 fewer branches than it did in June 2008. That's a 28%drop.
At the same time, Bank of America's active mobile banking users jumped by 11% to 25.3 million over the past year.
It's not just Millennials turning to their smartphones for banking.
"The common theory is that this is all young kids," Bank of America CEO Brian Moynihan told analysts on Monday. "But there's not enough young kids in anybody's customer base to drive this kind of activity. It has broadened out dramatically." commerce bank secured credit card Moynihan even highlighted "high" levels of mobile banking activity by "grandparents."
Related: Wells Fargo finds even more customers that it overcharged
Big banks have plowed hundreds of millions of dollars into new technology aimed at luring customers online.
For instance, Bank of America launched in April an artificial intelligence-driven financial assistant named Erica. The number of Erica users has bank of america little rock reached 2 million.
Bank of Excel mortgage payment calculator formula has also teamed up with Wells Fargo(CBEAX), JPMorgan Chase and other big banks to build Zelle, a digital payment service that rivals PayPal(PYPL) and Venmo. More than $25 billion moved through Zelle during the first quarter, up 15% from the final three months of 2017.
Traditional banks are under pressure from Silicon Valley to innovate. Amazon, Apple(AAPL) and Facebook(FB) are all reportedly experimenting with pushes into finance. Amazon(AMZN), for instance, is considering adding a person-to-person payments feature to its popular Alexa virtual assistant, The Wall Street Journal reported in April.
Related: Are Apple, Amazon and Facebook the future of banking?
Shutting branches allows traditional banks to cut costs. Bank of America's non-interest expenses dropped by 5% last quarter, the most in two years.
It's not just Bank of America shrinking its branch network. JPMorgan(JPM), the No. 2 US bank by branches, trimmed its count by 2% over the past year to 5,091.
Wells Fargo still has 5,751 branches, but the bank shut more than 200 branches last year. In January, Wells Fargo announced plans to pull the plug on another 800 locations by 2020. The bank also agreed in June to sell all of bank of america little rock branches in Indiana, Michigan and Ohio.
Big banks aren't giving up on branches entirely. Bank of America plans to open more than 500 new branches across the United States over the next four years. After recently expanding into Denver, Minneapolis and Indianapolis, Bank of America is moving into Ohio and Pittsburgh.
A Bank of America spokeswoman said, however, that the plan to build new branches and renovate others may not increase the company's overall branch count.
In other words, Bank of America may continue to shut more branches than it opens.
CNNMoney (New York) First published July 16, 2018: 12:45 PM ET