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Load and go visa card check balance


load and go visa card check balance

Welcome. To check your card balance or recent activity, enter the card number and 6-digit security code shown on your card. The card. Keep more of your money with no minimum balances, overdraft charges, or monthly fees with the Uber Debit Card by GoBank. Learn more and sign up here! Card may be used everywhere Visa Debit cards are accepted. Check your balance and recent transactions, pay bills on the go.

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How do I shop for and buy a prepaid card?

Shop to find the best card for you 

There are many types of prepaid cards. When you’re shopping, check to see that the card has the features you need and the fees associated with various features.   Fees and fee structures for prepaid cards can be very different. Asking a few questions can help you choose the right card for your situation. 

Decide where you will want to use the card, and make sure the card you pick can be used at those locations. Prepaid cards that feature a network brand (like Visa, MasterCard, American Express, or Discover) can be used at any location that accepts that network brand. Other types of cards are good only at a specific store or group of stores, or on your public transportation system. Remember, prepaid cards may look like debit cards, credit cards, or gift cards, but they are often quite different.

The Bureau’s rule requiring these fee disclosures came into effect April 1, 2019, although it may take some time before you start seeing the required disclosures on card packages in retail stores due to phase-in rules. In time, the card packaging will include a chart that contains certain key fees and other information about the prepaid account, to comparison shop between cards at the store. The packaging will also list a website with similar information regarding fees and other key information about the card. You may want to go online to review this additional information. 

When you buy 

You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions. If you buy the card online, you may then be issued a virtual card, or you may receive a physical card in the mail at a later time.

When you buy a prepaid card, you’ll have to pay the initial amount that you want to load onto the card, often termed the “initial load”, plus the cost of the card. Some cards require a minimum initial load.

Registering your card 

Some prepaid card providers require you to register your card upon, or just after purchase, by asking you to provide certain personal information, such as:

  • Full name
  • Street address (no P.O. boxes) 
  • Date of birth
  • Email
  • Phone number 
  • Social Security number, taxpayer identification number, or other identifying number if you are not a U.S. citizen 

This personal information is used to verify your identity, which may be necessary before you can use certain card features, such as reloading money onto the card or using the card online or at an ATM. Until you register the card, your prepaid card provider is not required to provide protections in case of errors or loss or theft of your card. Also, if your card offers deposit insurance, you generally will need to register your prepaid card to become eligible for deposit insurance.

Источник: https://www.consumerfinance.gov/ask-cfpb/how-do-i-shop-for-buy-a-prepaid-card-en-395/

Visa Services & PrePaid Cards

VISA®Services & PrePaid Cards:

Verified by VISA®

VISA® Purchase Alerts

VISA® Discounts

VISA® PrePaid Cards

Enhanced Security Chip Debit Cards

Verified by VISA®back to top

Verified by VISA® is a free service that protects your existing BankFinancial VISA® Check Card with a personal password, giving you reassurance that only you can use your VISA® card online.

  • Once your card is activated, your card number will be recognized whenever you purchase at participating online stores
  • Enter your password in the Verified by VISA® window, your identity will be verified, and the transaction will be completed
  • In stores that are not yet participating in Verified by VISA®, your  VISA® card will continue to work as usual

For more information, visit the VISA® website

VISA® Purchase Alertsback to top

Once you enroll and register your card, you can receive email and/or SMS text alerts on various types of transactions as soon as your card is swiped and authorized.


BankFinancial also offers transaction based alerts through your Online Banking account. It is important that you are signed up for both alert programs so that you are notified right away if your card is used in a transaction.


Enroll in Three Steps

  • Step 1) Check if your card is eligible
  • Step 2) Register your mobile device and email
  • Step 3) Choose the notification triggers you would like to set-up

Enroll in VISA® Purchase Alerts today!

VISA® Discountsback to top

Visa Discounts - added savings just by using your BankFinancial VISA® Check Card

How it works:

  • Simply check Visa's website to access special offers from top retailers
  • Browse the list of offers and choose the ones that best fit your lifestyle and current needs.
  • Use your BankFinancial VISA® Check Card to purchase gifts or buy something special for yourself.
  • Enjoy discounts and savings!

What could be easier? Discounts change periodically, so please check back often for new discounts!

VISA® Prepaid Cards  back to top
VISA® Prepaid Cards are the convenient and secure alternative to cash or checks, providing an easy way to pay, anytime and anywhere. Now available at any BankFinancialbranch*. Already have a VISA® Prepaid Card? Check your card balance now.

  • General Purpose Card - The card can be loaded and reloaded to use everywhere VISA® debit cards are accepted. They are ideal for paying bills, budgeting, direct deposit, shopping and more.
  • Gift Cards - The perfect gift, it can be used everywhere VISA® debit cards are accepted. No matter what the occasion, you'll be giving exactly what they want, every time.
  • VISA®  Travel Card - You no longer need to carry traveler's checks or large amounts of cash when you travel. Set your spending limit, load the appropriate amount on to your card, and you're ready to go.

*The VISA® Gift Card can be used at over twenty million locations worldwide wherever VISA® debit cards are accepted. The VISA® Gift Card is issued by The Bancorp Bank pursuant to a license from VISA® a U.S.A. Inc. The Bancorp Bank; Member FDIC. Funds on the card do not expire. Card will expire no sooner than five (5) years from date of purchase. A replacement card can be requested at no cost for an expired card. $4.95 per month will be charged after 12 consecutive months of inactivity. This fee will be applied to any remaining balance. A fee of $3.95 will be charged to purchase a VISA® Gift Card. Refer to the Cardholder Agreement for additional information.

BankFinancial VISA® Debit Cards come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Click here to learn more! (This should link to a separate landing page for chip cards with the info below and also what is on our current landing page for chip cards)

  • Enhanced fraud protection
    When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. 
  • Global acceptance
    More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever VISA® Debit Cards are accepted.
  • Easy to use
    Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. See detailed steps to the right. No matter how you pay, you're protected against unauthorized use with VISA®'s Zero Liability Policy.1 Keep in mind, you can continue to use your chip card online and over the phone, the same way you do today. Plus get cash, check your balance and more at millions of ATMs worldwide.

1. VISA® 's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by VISA® . You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Enhanced Security Chip Debit Card Technology FAQs

Q: What is a chip card?
A: BankFinancial VISA® Debit Cards now feature built-in chip technology. You'll enjoy global acceptance plus an enhanced level of security.

Q: How does chip technology protect my information?
A: When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Q: Where can I use a chip card?
A: You can use your card at millions of places that accept VISA® Debit Cards, at home and around the world.

Q: Can I still swipe my card to pay?
A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and enter your PIN. Or select CREDIT and sign for your purchase, if necessary.

Q: Does my chip card work at the ATM?
A: Yes. You can still use your card to get cash, check your balance and more. Be sure to insert the chip end of your card into the ATM with the chip facing up. Your card will remain in the ATM until your transaction is complete.

Q: Will I have to pay any fees to use a chip card?
A: No. There are no additional fees to use a chip card.

Источник: https://www.bankfinancial.com/personal/visa-services-and-prepaid-cards

U.S. BANK VISA® GIFT CARD

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The gift of choice.

An all-occasion gift

Gift it for birthdays, holidays, weddings, graduations and more.

Visa acceptance

Welcome everywhere Visa debit cards are accepted in the United States.

Available in any denomination

Loaded with the dollar amount you specify, from $25 to $500.

Security

A lost or stolen Visa Gift Card can be replaced if you know the account number2.

Источник: https://www.usbank.com/prepaid-visa-gift-card.html

Keep your money safe.

An H&R Block Emerald Card is safer than carrying cash. The funds in your Card Account are insured by the FDIC up to the maximum amount permitted by law. Plus, the Mastercard Zero Liability policy protects you from unauthorized purchases, theft and fraud.

The Emerald Card is a reloadable prepaid debit card for direct deposit of your tax refund that can be used year round with easy access to your funds. The Emerald Card can be used anywhere Debit Mastercard is accepted. You can add money to your Card account at any time by receiving a direct deposit (payroll, unemployment, or government benefits), loading a check through our MyBlock mobile app, transfering money from a linked account or adding cash at participating retail reload locations.

You may apply at your nearest participating H&R Block tax office or online while using our digital tax preparation product.

You can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can also obtain 24 months of written history at no charge by calling 1-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

Yes, an individual cardholder can log in to Emerald Online through their MyBlock account to authorize the addition of a joint cardholder and allow that person to apply during the same online session. An individual cardholder could also authorize the addition of a joint cardholder in the tax office, and that person could present a driver’s license or another accepted form of identification and apply while in the tax office with the individual cardholder. If the new individual is approved, they will share equal ownership of the funds in the Card Account. Approved joint cardholders who applied through Emerald Online will receive a new personalized Card in the mail within 7-10 business days. Approved joint cardholders who applied in the tax office can receive an instant-issue Card immediately or they can order a personalized Card to be mailed to them.

Yes, the funds in your Emerald Card Account are FDIC insured to the maximum permitted by law. For additional information, go to FDIC.

Please call 1-866-353-1266 to report a lost or stolen card as soon as possible.

Please contact us as soon as possible at 1-866-353-1266 to minimize your losses. If you contact us within 2 business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your card without your permission. If you contact us about a fraud claim and request a Written Confirmation of Fraud form, one will be provided to you. Or, you can submit your fraud claim in writing to Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

No. You are not allowed to exceed the available amount in your Card Account. However, if your Card Account balance should ever become negative, you will be responsible for repaying the amount of the negative balance.

Источник: https://www.hrblock.com/financial-services/emerald-card-services/
Outside the U.S.: Mastercard Global Service Phone Numbers

1. Card registration required. Certain restrictions apply. Contact the issuer of your card immediately to report your lost or stolen card. You can use the customer service toll-free number listed on the back of the card. Be sure to keep a record of the Mastercard card number. Your issuer may need this information to cancel the card and issue a replacement. You can also contact Emergency Services for additional assistance. In the event your card is lost or stolen, your card issuer will not hold you responsible for unauthorized purchases made on your card. Terms and Conditions.

2. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details, or call 1-800-MASTERCARD.

3. In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.

4. Standard data and messaging rates may apply from your wireless service provider.

Источник: https://www.mastercard.us/en-us/personal/find-a-card/general-prepaid-mastercard.html

Prepaid cards are a type of debit card that function much like gift cards. You buy one, load a desired amount of funds onto the card and use the card to make purchases. Prepaid cards can be helpful if you can’t qualify for a traditional debit or credit card, are trying to maintain a strict budget (given you set your balance up front) or want to teach kids how to manage their money. However, it’s important to note prepaid cards are not credit cards. You’re not getting a loan and so they won’t help you establish credit. (Here are some ways to start building credit.) The best prepaid cards tout minimal fees, are widely accepted and allow you to reload funds in a variety of ways, including direct deposit, transfers from a checking or savings account, and cash loads at participating retailers. Below you’ll find some top prepaid cards from our partners, followed by a full list of editor picks.

Prepaid cards are a type of debit card that function much like gift cards. You buy one, load a desired amount of funds onto the card and use the card to make purchases. Prepaid cards can be helpful if you can’t qualify for a traditional debit or credit card, are trying to maintain a strict budget (given you set your balance up front) or want to teach kids how to manage their money. However, it’s important to note prepaid cards are not credit cards. You’re not getting a loan and so they won’t help you establish credit. (Here are some ways to start building credit.) The best prepaid cards tout minimal fees, are widely accepted and allow you to reload funds in a variety of ways, including direct deposit, transfers from a checking or savings account, and cash loads at participating retailers. Below you’ll find some top prepaid cards from our partners, followed by a full list of editor picks.

Источник: https://www.creditcards.com/prepaid/

Load and go visa card check balance -

U.S. BANK VISA® GIFT CARD

Skip to main content

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The gift of choice.

An all-occasion gift

Gift it for birthdays, holidays, weddings, graduations and more.

Visa acceptance

Welcome everywhere Visa debit cards are accepted in the United States.

Available in any denomination

Loaded with the dollar amount you specify, from $25 to $500.

Security

A lost or stolen Visa Gift Card can be replaced if you know the account number2.

Источник: https://www.usbank.com/prepaid-visa-gift-card.html
Outside the U.S.: Mastercard Global Service Phone Numbers

1. Card registration required. Certain restrictions apply. Contact the issuer of your card immediately to report your lost or stolen card. You can use the customer service toll-free number listed on the back of the card. Be sure to keep a record of the Mastercard card number. Your issuer may need this information to cancel the card and issue a replacement. You can also contact Emergency Services for additional assistance. In the event your card is lost or stolen, your card issuer will not hold you responsible for unauthorized purchases made on your card. Terms and Conditions.

2. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details, or call 1-800-MASTERCARD.

3. In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.

4. Standard data and messaging rates may apply from your wireless service provider.

Источник: https://www.mastercard.us/en-us/personal/find-a-card/general-prepaid-mastercard.html

Visa Services & PrePaid Cards

VISA®Services & PrePaid Cards:

Verified by VISA®

VISA® Purchase Alerts

VISA® Discounts

VISA® PrePaid Cards

Enhanced Security Chip Debit Cards

Verified by VISA®back to top

Verified by VISA® is a free service that protects your existing BankFinancial VISA® Check Card with a personal password, giving you reassurance that only you can use your VISA® card online.

  • Once your card is activated, your card number will be recognized whenever you purchase at participating online stores
  • Enter your password in the Verified by VISA® window, your identity will be verified, and the transaction will be completed
  • In stores that are not yet participating in Verified by VISA®, your  VISA® card will continue to work as usual

For more information, visit the VISA® website

VISA® Purchase Alertsback to top

Once you enroll and register your card, you can receive email and/or SMS text alerts on various types of transactions as soon as your card is swiped and authorized.


BankFinancial also offers transaction based alerts through your Online Banking account. It is important that you are signed up for both alert programs so that you are notified right away if your card is used in a transaction.


Enroll in Three Steps

  • Step 1) Check if your card is eligible
  • Step 2) Register your mobile device and email
  • Step 3) Choose the notification triggers you would like to set-up

Enroll in VISA® Purchase Alerts today!

VISA® Discountsback to top

Visa Discounts - added savings just by using your BankFinancial VISA® Check Card

How it works:

  • Simply check Visa's website to access special offers from top retailers
  • Browse the list of offers and choose the ones that best fit your lifestyle and current needs.
  • Use your BankFinancial VISA® Check Card to purchase gifts or buy something special for yourself.
  • Enjoy discounts and savings!

What could be easier? Discounts change periodically, so please check back often for new discounts!

VISA® Prepaid Cards  back to top
VISA® Prepaid Cards are the convenient and secure alternative to cash or checks, providing an easy way to pay, anytime and anywhere. Now available at any BankFinancialbranch*. Already have a VISA® Prepaid Card? Check your card balance now.

  • General Purpose Card - The card can be loaded and reloaded to use everywhere VISA® debit cards are accepted. They are ideal for paying bills, budgeting, direct deposit, shopping and more.
  • Gift Cards - The perfect gift, it can be used everywhere VISA® debit cards are accepted. No matter what the occasion, you'll be giving exactly what they want, every time.
  • VISA®  Travel Card - You no longer need to carry traveler's checks or large amounts of cash when you travel. Set your spending limit, load the appropriate amount on to your card, and you're ready to go.

*The VISA® Gift Card can be used at over twenty million locations worldwide wherever VISA® debit cards are accepted. The VISA® Gift Card is issued by The Bancorp Bank pursuant to a license from VISA® a U.S.A. Inc. The Bancorp Bank; Member FDIC. Funds on the card do not expire. Card will expire no sooner than five (5) years from date of purchase. A replacement card can be requested at no cost for an expired card. $4.95 per month will be charged after 12 consecutive months of inactivity. This fee will be applied to any remaining balance. A fee of $3.95 will be charged to purchase a VISA® Gift Card. Refer to the Cardholder Agreement for additional information.

BankFinancial VISA® Debit Cards come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Click here to learn more! (This should link to a separate landing page for chip cards with the info below and also what is on our current landing page for chip cards)

  • Enhanced fraud protection
    When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. 
  • Global acceptance
    More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever VISA® Debit Cards are accepted.
  • Easy to use
    Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. See detailed steps to the right. No matter how you pay, you're protected against unauthorized use with VISA®'s Zero Liability Policy.1 Keep in mind, you can continue to use your chip card online and over the phone, the same way you do today. Plus get cash, check your balance and more at millions of ATMs worldwide.

1. VISA® 's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by VISA® . You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Enhanced Security Chip Debit Card Technology FAQs

Q: What is a chip card?
A: BankFinancial VISA® Debit Cards now feature built-in chip technology. You'll enjoy global acceptance plus an enhanced level of security.

Q: How does chip technology protect my information?
A: When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Q: Where can I use a chip card?
A: You can use your card at millions of places that accept VISA® Debit Cards, at home and around the world.

Q: Can I still swipe my card to pay?
A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and enter your PIN. Or select CREDIT and sign for your purchase, if necessary.

Q: Does my chip card work at the ATM?
A: Yes. You can still use your card to get cash, check your balance and more. Be sure to insert the chip end of your card into the ATM with the chip facing up. Your card will remain in the ATM until your transaction is complete.

Q: Will I have to pay any fees to use a chip card?
A: No. There are no additional fees to use a chip card.

Источник: https://www.bankfinancial.com/personal/visa-services-and-prepaid-cards

Keep your money safe.

An H&R Block Emerald Card is safer than carrying cash. The funds in your Card Account are insured by the FDIC up to the maximum amount permitted by law. Plus, the Mastercard Zero Liability policy protects you from unauthorized purchases, theft and fraud.

The Emerald Card is a reloadable prepaid debit card for direct deposit of your tax refund that can be used year round with easy access to your funds. The Emerald Card can be used anywhere Debit Mastercard is accepted. You can add money to your Card account at any time by receiving a direct deposit (payroll, unemployment, or government benefits), loading a check through our MyBlock mobile app, transfering money from a linked account or adding cash at participating retail reload locations.

You may apply at your nearest participating H&R Block tax office or online while using our digital tax preparation product.

You can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can also obtain 24 months of written history at no charge by calling 1-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

Yes, an individual cardholder can log in to Emerald Online through their MyBlock account to authorize the addition of a joint cardholder and allow that person to apply during the same online session. An individual cardholder could also authorize the addition of a joint cardholder in the tax office, and that person could present a driver’s license or another accepted form of identification and apply while in the tax office with the individual cardholder. If the new individual is approved, they will share equal ownership of the funds in the Card Account. Approved joint cardholders who applied through Emerald Online will receive a new personalized Card in the mail within 7-10 business days. Approved joint cardholders who applied in the tax office can receive an instant-issue Card immediately or they can order a personalized Card to be mailed to them.

Yes, the funds in your Emerald Card Account are FDIC insured to the maximum permitted by law. For additional information, go to FDIC.

Please call 1-866-353-1266 to report a lost or stolen card as soon as possible.

Please contact us as soon as possible at 1-866-353-1266 to minimize your losses. If you contact us within 2 business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your card without your permission. If you contact us about a fraud claim and request a Written Confirmation of Fraud form, one will be provided to you. Or, you can submit your fraud claim in writing to Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

No. You are not allowed to exceed the available amount in your Card Account. However, if your Card Account balance should ever become negative, you will be responsible for repaying the amount of the negative balance.

Источник: https://www.hrblock.com/financial-services/emerald-card-services/

Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.

Advertiser Disclosure

We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

Prepaid cards are a type of card that let you access money you’ve loaded to the prepaid card account.

They may sometimes be called “prepaid credit cards” or “prepaid debit cards,” but unlike credit cards, prepaid cards don’t involve borrowing any money, which means there’s no credit check required. And unlike debit cards, prepaid cards aren’t linked to your bank accounts.

Instead, you load money directly to the prepaid card account. When you make purchases with the card, you use the money you loaded.

A prepaid card can be a good alternative to a credit card if you want to avoid the temptation of racking up debt. It can also provide the convenience of plastic if you don’t qualify for or have a checking account.

Here’s our take on the best prepaid cards of 2021, plus some alternatives to consider.

Find a credit card that works for me Explore Cards Now

Best for no monthly fees: Bluebird® American Express® Prepaid Debit Account

Here’s why: A lot of prepaid cards charge various fees. But if you’re fee averse, you’re not totally out of options — the Bluebird® American Express® Prepaid Debit Account could be a solid choice for you.

It comes with the following:

  • No monthly fee
  • No activation fee
  • No ATM withdrawal fee at MoneyPass ATMs ($2.50 fee at other ATMs, plus the ATM operator’s fee, if any)
  • No fee for cash and debit card reloads at Walmart (but up to $3.95 at other retailers)

You also have the option to load money onto your card for free via direct deposit or a mobile check deposit.

The only drawback to free mobile deposits is the 10-day waiting period. If you want your money sooner, you’ll have to pay 1% or 5% of the check amount, depending on the type of check, with a $5 minimum fee.

Best for high limits: MOVO® Digital Prepaid Visa® Card

Here’s why: The MOVO® Digital Prepaid Visa® Card has high limits: a $10,000 maximum balance on the card and a $5,500 per day withdrawal limit.

There are other limits — such as how much you can load on your card over a certain amount of time, regardless of how much you withdraw. So if you plan on moving a lot of money around, check out the card’s terms and conditions to get a sense of the full limits.

The MOVO® Digital Prepaid Visa® Card has …

  • No monthly fee
  • No activation fee, though a physical card will cost $5.95
  • A $2 ATM fee for domestic withdrawals (plus a potential ATM operator’s fee)
  • A $4.95 per month fee if your account stays inactive for 90 days

You can add money to your card for free via direct deposit or from your bank account. If you want to load cash, you can at participating retailers — but there may be a fee, and you’ll need to have a physical card.

Find a credit card that works for me Explore Cards Now

Best for saving money: Mango Prepaid Mastercard®

Here’s why: While some other prepaid cards allow you to set aside money in a separate savings account, you’ll be hard-pressed to find a card that’ll reward you more for doing so than the Mango Prepaid Mastercard®.

Its savings account offers an annual percentage yield, or APY, of up to 6% on balances as high as $2,500. You’ll get a 0.10% APY on balances higher than that.

To qualify for the 6% APY, you’ll need to make at least $1,500 in “signature purchases” each month and have a balance of at least $25 in your savings account at the end of the month. “Signature” purchases are transactions in which you don’t use your PIN to authorize the sale.

But there are some fees to be aware of.

  • There’s a $5 monthly fee, which the card issuer waives if you receive at least $800 in direct deposits each month.
  • There’s no activation fee.
  • There’s a $3 fee for domestic ATM withdrawals (plus any fee the ATM operator might charge).
  • You may pay a fee to load cash onto the card, but it depends on how and where you load money onto the card.

Learn more about the Mango Prepaid Mastercard® in our editorial review.

Best for cash back rewards: American Express Serve Cash Back®

Here’s why: Rewards are one of the biggest features you’ll miss out on if you avoid credit cards. But with the American Express Serve® Cash Back, you’ll earn 1% cash back, which is applied to your account and can be used for future purchases, on every purchase you make.

While that doesn’t compete with the top cash back credit cards, it’s better than nothing.

Here are some of the fees the American Express Serve Cash Back® comes with.

  • A monthly fee of $7.95, unless you live in New York, Texas or Vermont
  • No activation fee
  • No fee for withdrawals from MoneyPass ATMs (up to a $2.50 fee per transaction for out of network ATMs, as well as any fee the ATM operator may charge)
  • Cash reload at retail locations can cost you up to $3.95, depending on the retailer

To learn more about the American Express Serve® Cash Back, read our editorial review of all three Serve® cards.

Alternatives to prepaid cards

Here are some alternatives to prepaid cards to consider.

Free checking account

If you’re looking at prepaid cards for your money management because of the fees that can come with bank accounts (like overdraft fees), you might be interested in a free checking account from a bank or credit union instead.

Secured credit card

Prepaid debit cards can’t assist you in building credit like a secured credit card can. Compare offers for secured credit cards on Credit Karma to learn more about your options — some secured cards don’t require credit checks or even bank accounts to apply. Keep in mind, however, that they do require a security deposit, so you’ll have to put money down to use this type of card.

How do I get a prepaid card?

Depending on which card you want, there are a few different ways you can apply.

  • In-store — Some retailers, like Walmart, allow you to purchase and load money onto a new prepaid card.
  • Online — Many prepaid cards allow you to apply through their websites.
  • At a branch — Some banks, like Chase, offer prepaid cards that you can apply for at your local branch.

Do prepaid cards hurt your credit?

Prepaid cards don’t hurt your credit. Unlike credit cards, you aren’t borrowing any money from the card issuer — you’re accessing your own money that you’ve uploaded to the card account.

Because of this, prepaid cards don’t require a hard credit inquiry, which can have a slightly negative effect on your credit scores.

But prepaid cards also don’t have any positive effect on your credit. With a credit card that reports to the three major consumer credit bureaus, making payments on-time and in full and keeping your overall balance low can help you build credit history. Prepaid cards don’t report any of your activity to the bureaus, so they won’t help you build credit.

Are prepaid cards a bad idea?

Prepaid cards can make sense in certain situations — for example, if you don’t have a checking account or you just don’t want the temptation of using credit.

But there can be downsides to prepaid cards. One major downside? The relatively high fees just for holding, loading, or even withdrawing money from the card. And you won’t build credit by using a prepaid card. If you’ve already got a bank account, or think you might be interested in opening one, consider your alternatives instead.

How we picked these cards

The best prepaid cards are not only great budgeting tools, but they also provide a lot of other features and are relatively affordable. We considered several factors as we compiled our list, including fees, extra benefits, free reload options and ways to get money back.

We also wanted to highlight cards that go above and beyond the norm. The cards we chose have special features, like a high-rate savings account, compatibility with popular digital wallets or maybe a huge free ATM network.

Find a credit card that works for me Explore Cards Now

About the author: Ben Luthi is a personal finance freelance writer and credit cards expert. He holds a bachelor’s degree in business management and finance from Brigham Young University. In addition to Credit Karma, you can find his wo… Read more.

Related Articles

Источник: https://www.creditkarma.com/credit-cards/i/best-prepaid-cards

Prepaid cards are a type of debit card that function much like gift cards. You buy one, load a desired amount of funds onto the card and use the card to make purchases. Prepaid cards can be helpful if you can’t qualify for a traditional debit or credit card, are trying to maintain a strict budget (given you set your balance up front) or want to teach kids how to manage their money. However, it’s important to note prepaid cards are not credit cards. You’re not getting a loan and so they won’t help you establish credit. (Here are some ways to start building credit.) The best prepaid cards tout minimal fees, are widely accepted and allow you to reload funds in a variety of ways, including direct deposit, transfers from a checking or savings account, and cash loads at participating retailers. Below you’ll find some top prepaid cards from our partners, followed by a full list of editor picks.

Prepaid cards are a type of debit card that function much like gift cards. You buy one, load a desired amount of funds onto the card and use the card to make purchases. Prepaid cards can be helpful if you can’t qualify for a traditional debit or credit card, are trying to maintain a strict budget (given you set your balance up front) or want to teach kids how to manage their money. However, it’s important to note prepaid cards are not credit cards. You’re not getting a loan and so they won’t help you establish credit. (Here are some ways to start building credit.) The best prepaid cards tout minimal fees, are widely accepted and allow you to reload funds in a variety of ways, including direct deposit, transfers from a checking or savings account, and cash loads at participating retailers. Below you’ll find some top prepaid cards from our partners, followed by a full list of editor picks.

Источник: https://www.creditcards.com/prepaid/

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Keep your money safe.

An H&R Block Emerald Card is safer than carrying cash. The funds in your Card Account are insured by the FDIC up to the maximum amount permitted by law. Plus, the Mastercard Zero Liability policy protects you from unauthorized purchases, theft and fraud.

The Emerald Card is a reloadable prepaid debit card for direct deposit of your tax refund that can be used year round with easy access to your funds. The Emerald Card can be used anywhere Debit Mastercard is accepted. You can add money to your Card account at any time by receiving a direct deposit (payroll, unemployment, or government benefits), loading a check through our MyBlock mobile app, transfering money from a linked account or adding cash at participating retail reload locations.

You may apply at your nearest participating H&R Block tax office or online while using our digital tax preparation product.

You can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can also obtain 24 months of written history at no charge by calling 1-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

Yes, an individual cardholder can log in to Emerald Online through their MyBlock account to authorize the addition of a joint cardholder and allow that person to apply during the same online session. An individual cardholder could also authorize the addition of a joint cardholder in the tax office, and that person could present a driver’s license or another accepted form of identification and apply while in the tax office with the individual cardholder. If the new individual is approved, they will share equal ownership of the funds in the Card Account. Approved joint cardholders who applied through Emerald Online will receive a new personalized Card in the mail within 7-10 business days. Approved joint cardholders who applied in the tax office can receive an instant-issue Card immediately or they can order a personalized Card to be mailed to them.

Yes, the funds in your Emerald Card Account are FDIC insured to the maximum permitted by law. For additional information, go to Load and go visa card check balance call 1-866-353-1266 to report a lost or stolen card as soon as possible.

Please contact us as soon as possible at 1-866-353-1266 to minimize your losses. If you contact us within 2 business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your card without your permission. If you contact us about a fraud claim and request a Written Confirmation of Fraud form, one will be provided to you. Or, you can submit your fraud claim in writing to Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

No. You are not allowed to exceed the available amount in your Card Account. However, if your Card Account balance should ever become negative, you will be responsible for repaying the amount of the negative balance.

Источник: https://www.hrblock.com/financial-services/emerald-card-services/

Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.

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We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

Prepaid cards are a type of card that let you access money you’ve loaded to the prepaid card account.

They may sometimes be called “prepaid credit cards” or “prepaid debit cards,” but unlike credit cards, prepaid cards don’t involve borrowing any money, which means there’s no credit check required. And unlike debit cards, prepaid cards aren’t linked to your bank accounts.

Instead, you load money directly to the prepaid card account. When you make purchases with the card, you use the money you loaded.

A prepaid card can be a good alternative to a credit card if you want to avoid the temptation of racking up debt. It can also provide the convenience of plastic if you don’t qualify for or have a checking account.

Here’s our take on the best prepaid cards of 2021, plus some alternatives to consider.

Find a credit card that works for me Explore Cards Now

Best for no monthly fees: Bluebird® American Express® Prepaid Debit Account

Here’s why: A lot of prepaid cards charge various fees. But if you’re fee averse, you’re not totally out of options — the Bluebird® American Express® Prepaid Debit Account could be a solid choice for you.

It comes with the following:

  • No monthly fee
  • No activation fee
  • No ATM withdrawal fee at MoneyPass ATMs ($2.50 fee at other ATMs, plus the ATM operator’s fee, if any)
  • No fee for cash and debit card reloads at Walmart (but up to $3.95 at other retailers)

You also have the option to load money onto your card for free via direct deposit or a mobile check deposit.

The only drawback to free mobile deposits is the 10-day waiting period. If you want your money sooner, you’ll have to pay 1% or 5% of the check amount, depending on the type of check, with a $5 minimum fee.

Best for high limits: MOVO® Digital Prepaid Visa® Card

Here’s why: The MOVO® Digital Prepaid Visa® Card has high limits: a $10,000 maximum balance on santander online savings account login card and a $5,500 per day withdrawal limit.

There are other limits — such as how much you can load on your card over a certain amount of time, regardless of how much you withdraw. So if you plan on moving a lot of money around, check out the card’s terms and conditions to get a sense of the full limits.

The MOVO® Digital Prepaid Visa® Card has …

  • No monthly fee
  • No activation fee, though a physical card will cost $5.95
  • A $2 ATM fee for domestic withdrawals (plus a potential ATM operator’s fee)
  • A load and go visa card check balance per month fee if your account stays inactive for 90 days

You can add money to your card for free via direct deposit or from your bank account. If you want to load cash, you can at participating retailers — but there may be a fee, and you’ll need to have a physical card.

Find a credit card that works for me Explore Cards Now

Best for saving money: Mango Prepaid Mastercard®

Here’s why: While some other prepaid cards allow you to set aside money in a separate savings account, you’ll be hard-pressed to find a card that’ll reward you more for doing so than the Mango Prepaid Mastercard®.

Its savings account offers an annual percentage yield, or APY, of up to 6% on balances as high as $2,500. You’ll get a 0.10% APY on balances higher than that.

To qualify for the 6% APY, you’ll need to make at least $1,500 in “signature purchases” each month and have a balance of at least $25 in your savings account at the end of the month. “Signature” purchases are transactions in which you don’t use your PIN to authorize the sale.

But there are some fees to be aware of.

  • There’s a $5 monthly fee, which the card issuer waives if you receive at least $800 in direct deposits each month.
  • There’s no activation fee.
  • There’s a $3 fee for domestic ATM withdrawals (plus any fee the ATM operator might charge).
  • You may pay a fee to load cash onto the card, but it depends on how and where you load money onto the card.

Learn more about the Mango Prepaid Mastercard® in our editorial review.

Best load and go visa card check balance cash back rewards: American Express Serve Cash Back®

Here’s why: Rewards are one of the biggest features you’ll miss out on if you avoid credit cards. But with the American Express Serve® Cash Back, you’ll earn 1% cash back, which is applied to your account and can be used for future purchases, on every purchase you make.

While that doesn’t compete with the top cash back credit cards, it’s better than nothing.

Here are some of the fees the American Express Serve Cash Back® comes with.

  • A monthly fee of $7.95, unless you live in New York, Texas or Vermont
  • No activation fee
  • No fee for withdrawals from MoneyPass ATMs (up to a $2.50 fee per transaction for out of network ATMs, as well as any fee the ATM operator may charge)
  • Cash reload at retail locations can cost you up to $3.95, depending on the retailer

To learn more about the American Express Serve® Cash Back, read our editorial review of all three Serve® cards.

Alternatives to prepaid cards

Here are some alternatives to prepaid cards to consider.

Free checking account

If you’re looking at prepaid cards for your money management because of the fees that can come with bank accounts (like overdraft fees), you might be interested in a free checking account from a bank or credit union instead.

Secured credit card

Prepaid debit cards can’t assist you in building credit like a secured credit card can. Compare offers for secured credit cards on Credit Karma to learn more about your options — some secured cards don’t require credit checks or even bank accounts to apply. Keep in mind, however, that they do require a security deposit, so you’ll have to put money down to use this type of card.

How do I get a prepaid card?

Depending on which card you want, there are a few different ways you can apply.

  • In-store — Some retailers, like Walmart, allow you to purchase and load money onto a new prepaid load and go visa card check balance — Many prepaid cards allow you to apply through their websites.
  • At a branch — Some banks, like Chase, offer prepaid cards that you can apply for at your local branch.

Do prepaid cards hurt your credit?

Prepaid cards don’t hurt your credit. Unlike credit cards, you aren’t borrowing any money from the card issuer — you’re accessing your own money that you’ve uploaded to the card account.

Because of this, prepaid cards don’t require a hard credit inquiry, which can have a slightly negative effect on your credit scores.

But prepaid cards also don’t have any positive effect on your credit. With a credit card that reports to the three major consumer credit bureaus, making payments on-time and in full and keeping your overall balance low can help you build credit history. Prepaid cards don’t report any of your activity to the bureaus, so they won’t help you build credit.

Are prepaid cards a bad idea?

Prepaid cards can make sense in certain situations — for example, if you don’t have a checking account or you just don’t want the temptation of using credit.

But there can be downsides to prepaid cards. One major downside? The relatively high fees just for holding, loading, or even withdrawing money from the card. And you won’t build credit by using a prepaid card. If you’ve already got a bank account, or think you might be interested in opening one, consider your alternatives instead.

How we picked these cards

The best prepaid cards are not only great budgeting tools, but they also provide a lot of other features and are relatively affordable. We considered several factors as we compiled our list, including fees, extra benefits, free reload options and ways to get money back.

We also wanted to highlight cards that go above and beyond the norm. The cards we chose have special features, like a high-rate savings account, compatibility with popular digital wallets or maybe a huge free ATM network.

Find a credit card that works for me Explore Cards Now

About the author: Ben Luthi is a personal finance freelance writer and credit cards expert. He holds a bachelor’s degree in business management and finance from Brigham Young University. In addition to Credit Karma, you can find his wo… Read more.

Related Articles

Источник: https://www.creditkarma.com/credit-cards/i/best-prepaid-cards

U.S. BANK VISA® GIFT CARD

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The gift of choice.

An all-occasion gift

Gift it for birthdays, holidays, weddings, graduations and more.

Visa acceptance

Welcome everywhere Visa debit cards are accepted in the United States.

Available in any denomination

Loaded with the dollar amount you specify, from $25 to $500.

Security

A lost or stolen Visa Gift Card can be replaced if you know the account number2.

Источник: https://www.usbank.com/prepaid-visa-gift-card.html

How do I shop for and buy a prepaid card?

Shop to find the best card for you 

There are many types of prepaid cards. When you’re shopping, check to see that the card has the features you need and the fees associated with various features.   Fees and fee structures for prepaid cards can be very different. Asking a few questions can help you choose the right card for your situation. 

Decide where you will want to use the card, and make sure the card you pick can be used at those locations. Prepaid cards that feature a network brand (like Visa, MasterCard, American Express, or Discover) can be used at any location that accepts that network brand. Other types of cards are good only at a specific store or group of stores, or on your public transportation system. Remember, prepaid cards may look like debit cards, credit cards, or gift cards, but they are often quite different.

The Bureau’s rule requiring these fee disclosures came into effect April 1, 2019, although it may take some time before you start seeing the required disclosures on card packages in retail stores due to phase-in rules. In time, the card packaging will include a chart that contains certain key fees and other information about the prepaid account, to comparison shop between cards at the store. The packaging will also list a website with similar information regarding fees and other key information about the card. You may want to go online to review this additional information. 

When you buy 

You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions. If you buy the card online, you may then be issued a virtual card, or you may receive a physical card in the mail at a later time.

When you buy a prepaid card, you’ll have to pay the initial amount that you want to load onto the card, often termed the “initial load”, plus the cost of the card. Some cards require a minimum initial load.

Registering your card 

Some prepaid card providers require you to register your card upon, or just after purchase, by asking you to provide certain personal information, such as:

  • Full name
  • Street address (no P.O. boxes) 
  • Date of birth
  • Email
  • Phone number 
  • Social Security number, taxpayer identification number, or other identifying number if you are not a U.S. citizen 

This personal information is used to verify your identity, which may be necessary before you can use certain card features, such as reloading money onto the card or using the card online or at an ATM. Until you register the card, your prepaid card provider is not required to provide protections in case of errors or loss or theft of your card. Also, if your card offers deposit insurance, you generally will need to register your prepaid card to become eligible for deposit insurance.

Источник: https://www.consumerfinance.gov/ask-cfpb/how-do-i-shop-for-buy-a-prepaid-card-en-395/

Why

Why smiONE

The smiONE Card is a convenient alternative to traditional banking that gives you secure access load and go visa card check balance your payments, plus modern tools and features designed to keep life running smoothly.

See What smiONE Can Do

Spend Safely

Buy groceries, shop online, and use your card everywhere Visa® debit cards are accepted.

Add Money

Reload your card with direct deposit, remote check deposit, or cash¹.

Modern Mobile App

Download the app to check your balance and track your load and go visa card check balance — anytime, anywhere.

24/7 Support

Live customer service representatives are always available by phone.

Know Your Fees

Log in to check your Fee Schedule for a complete list of charges associated with your smiONE Card.

Stay Secure

We keep you safe with advanced card security and 24/7 fraud monitoring. Your funds are FDIC-insured through The Bancorp Bank; Member FDIC.

Flexible Solutions for Real People

LEARN MORE

With the smiONE Card, you're in complete control with direct access to your funds and convenient options to load more. Make secure purchases anywhere Visa debit cards are accepted. Plus:

  • Free direct deposit for your paycheck or other payment
  • Additional cards for family or friends
  • 24/7 free live agent support
  • Modern mobile banking

Automatically deposit your
paycheck or other regular payment.

LET'S GO

Check your balance, transfer funds, replace a card², add a user, and more.

LET'S GO

Stay in the know with text and email alerts³ about your card activity.

LET'S GO

Mobility

Mobile App

You deserve a mobile app that's actually easy to use. Our customer-favorite tool is designed with that in mind.

Learn More

“Love this app! At a touch I can see my balance, another touch can see deposits and dates, another touch and the entry of a start and finish date and I can see every transaction! This app gives me everything I want and need.”

“I really enjoy the new Touch ID feature. And how it automatically pops up with the balance. Literally such a quick thing! It’s very user-friendly. I use it and even my mother and grandmother are able to use it! Quick and the point and it tracks your spending too!”

“I use this card for my son’s child support and it’s a huge upgrade from the last company the state had for the child support card - I really love how they are very punctual with notifying you when you use your card and how much you have remaining for balance daily, and you can choose the time to receive your notification.”

Источник: https://www.smionecard.com/

Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.

MASTERCARD BENEFIT INQUIRIES

Within the U.S.: 1-800-Mastercard (1-800-627-8372)

Help safeguard
spending

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Spending Monitor

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    Telemarketers

  • A green toggle icon reading Allowed

    Pharmacy

  • A green toggle icon reading Allowed

    Local transit

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Spending Monitor

  • A red toggle icon reading Blocked

    Liquor stores

  • A green toggle icon reading Allowed

    Grocery stores

  • A red toggle icon reading Blocked

    Spending after 10pm

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Spending Monitor

  • A green toggle icon reading Allowed

    Gas

  • A red toggle icon reading Blocked

    Cash access

  • A green toggle icon reading Allowed

    Entertainment

Families and professionals use True Link to help safeguard the finances and independence of the people they support.

Get startedGet a demo

Here’s how it works

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    Order the True Link Visa® Prepaid Card

  • Illustration of a credit card and a computer dashboard with charts

    Block high-risk stores, set spending limits, and more

  • An illustration of a magnifying glass and financial transactions

    Stay in-the-know with alerts and spending history

A woman smiling holding a drinkA True Link card

A reloadable Visa card to make your life easier

Easy-to-setup, and only lets cardholders spend the money loaded on the Visa card

  • Can be used everywhere Visa debit cards are accepted
  • Add funds from an existing bank, and reload the card as needed
  • Funds are FDIC insured¹ and all cards are covered by Visa's Zero Liability Policy¹
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Compare to alternatives

Get started
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Set custom
spending rules

Use the True Link Spending Monitor to help protect load and go visa card check balance spending and helps prevent against fraud by customizing where the card works, and where it doesn’t

  • Block trouble spots like liquor stores and casinos
  • Allow or block access to cash and ATMs
  • Set spending limits for certain stores and categories of spending
  • Our Scamwatch blocks predatory merchants and businesses
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See 50+ spending monitor options

Get started
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Stay in-the-know

Get real-time alerts via text message³ or email to stay informed, when it matters most

  • Know when, where, and how funds are being spent
  • Get notified when a purchase is blocked or spending limits are reached
  • Add caregivers and family members as needed, so everyone’s in the loop
Get started
Example spending monitors

Easily add funds from an existing bank account

Hear from our clients

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“I'm a guardian for a 70-year-old who I've been working with for years to encourage her to leave the house. Now with the True Link Visa Card, she pays for a private transportation line and goes to the art museum. Her life is completely different.
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“Not only has True Link given Jamie spending autonomy, but it’s streamlined my workflow quite a bit!
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“The True Link Visa Card has been amazing for my son and our family! Honestly a godsend! Our son has been able to have more control and independence allowing him to reclaim responsible behavior. Our whole family thanks you! Our son is recovering and it has a lot to do with being able to feel like an independent adult. All of us have a much better life with your service.
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“The True Link Visa Card makes life easier for both trustees and beneficiaries.

Choose the right plan for you

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    Family

    $10 monthly fee

    The True Link Visa Card, 
our easy to use platform, and access to world-class customer support

    Get started
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    Professional

    Contact us for pricing

    Streamlining workflows for fiduciaries, representative payees, trustees, and more

    Get started

Life’s complex, we get it - we’re here to make things simpler

It only takes 5 minutes; take the first step today.

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For professionals

  • Order, fund, and manage hundreds of Visa cards at once, to save yourself time and streamline your workflows
  • Automated trust disbursements and reporting to give 
you responsible oversight
  • Your clients use our tools to check their balances – so they’re not calling you!

Talk to an expertLearn more about True Links for professionals

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Frequently asked questions

Who manages the True Link Visa Card?

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The card administrator manages the True Link Visa Card. This administrator can be a family member, friend, professional, or someone else who helps manage another’s finances. Managing a True Link Visa Card means a variety of things, like being responsible for ordering the Visa card, putting the settings in place for how the funds can and cannot be used, adding money, scheduling fund transfers, updating account information, and more.

Can the Visa card access ATMs?

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A caret

It depends. You can choose to block or allow withdrawals at ATMs based on the needs of the cardholder. 

You can also block access to cash in a variety of ways including:blocking withdrawals inside a bank (i.e., getting cash from a teller at a bank), blocking cash-back at time of purchase, setting daily cash withdrawal limits, and setting monthly cash withdrawal limits.

Is my card balance insured?

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All True Link Visa Cards are protected from fraud under Visa's Zero Liability Policy and Regulation E, so customers have recourse if they do experience fraud on their cards and report that to our team.

What happens when a card is lost or stolen?

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If a True Link Visa Card has been lost or stolen, you can immediately disable the Visa card to prevent additional transactions and protect against fraud. If the Visa card needs to be replaced, you can close the account and order a replacement. All of this can be done online, via our 24/7 automated phone system (1-866-984-8576), or by speaking with a Customer Support representative at (1-866-984-8576) during standard business hours. Once the new Visa card arrives and is activated, any funds remaining on the lost Visa card will be automatically transferred to the new Visa card.

Can a maximum monthly budget be set for a card?

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Yes, because the True Link Visa Card is a reloadable prepaid card, this means that purchases can only be made using money that has been added to the account. Additionally, many card administrators help their cardholders stay on a budget by scheduling recurring daily, weekly, or monthly transfers. This way cardholders receive funds when they need them -- without spending beyond their means.

For those supporting someone in recovery, where additional budgeting support can help rebuild independence, the True Link Next Step Visa Card allows you to specify monthly, weekly, or daily budgets. Contact us to learn more.

Источник: https://www.truelinkfinancial.com/prepaid-card

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  1. Login is difficult for first user. If there is an error, you are asked to go to Branch. No scope for correction or rework.

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