I have five days to make three back payments or the car is getting repossess. I call an attorney first. Then I call Santander ask them why I did not. Santander Drive Auto Receivables Trust 2007-1, a Delaware statutory trust, Number of Repossessions as a Percent of Average Number of Contracts. For future repossessions, the settlement requires Santander to check the Defense Department's automated database to see if a car's owner is in military.