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credit card payment citibank billdesk

other methods of paying Citibank credit card bills · visit the Citibank credit card BillDesk portal · enter all the required details including your 16-digit. Why pay your bills using PNB Internet Banking App? · No need to wait in long lines · Never miss due dates by setting up recurring payments · Enjoy convenience with. Continue Without Login. (You would need to manually enter your Credit Card info. & Payment amount). Pay through Paynet.

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Pay Any Credit Card using Maybank2u in 1 minute! NEW 2019

Auto-debit rules that were laid down by the Reserve Bank of India (RBI) in 2019 for recurring online transactions finally came into effect on Friday, October 1 — over two years after their initial announcement. The update is expected to impact lakhs of customers who have opted for recurring online transactions. Starting from online subscriptions of services including Netflix and YouTube to payments of phone and utility bills, all auto-debit transactions will now need to go through a new process. The change is also not limited to domestic payments and applies to international recurring transactions as well that are being made through credit and debit cards as well as prepaid payment instruments (PPIs).

First announced in August 2019, the new rules were last due for March 31. RBI, however, extended that deadline by six months until Thursday, September 30.

Industry sources told Gadgets 360 that banks including Axis Bank, Bank of Baroda, Citibank, HDFC Bank, IDFC Victoria secret perfume in pink bottle, Kotak Mahindra Bank, and Standard Chartered are compliant with the new rules. SBI Credit Card is also ready to begin with the new process. However, the debit card division of the State Bank of India (SBI) alongside most other commercial banks are yet to implement the necessary changes at their end. The status of a large number of government banks as well as various co-operative banks is also not very clear to industry stakeplayers.

“Indian banks are like a rocket, this does not mean that they aim for the sky, but they really only work when there is a fire in the backside to complete the timeline to do that. So, if today is the deadline, now we will start looking at the end moment and working overtime to get things done,” said Vishwas Patel, Chairman of Payments Council of India (PCI) and Executive Director of Infibeam Avenues.

Since the onus of implementing the new transaction process is chiefly on banks, payment gateways and merchants remain ineffective in providing a seamless experience from their side.

Patel told Gadgets 360 that PCI wrote a formal letter to RBI earlier this week seeking a delay in the update. The central bank did not respond to the letter.

Various commercial banks have informed their customers that they will decline all non-compliant transactions set at the merchant site or app to follow the new norms. Irrespective of the bank, customers using Mastercard are also likely to be impacted at the present stage — due to an ongoing ban of the card issuer in the country. Apple separately warned developers building apps for its devices about the decline in some transactions due to the update.

“India could experience lakhs of transactions getting declined, resulting a in financial mess in the short term as well as impacting delivery of goods and first national bank severna park said Digital Payments Strategist Ram Rastogi, who worked with the National Payments Corporation of India (NPCI) and is a member of digital financial inclusion committees constituted by RBI.

Experts including Rastogi suggest that RBI should have implemented the rollout in phases and allowed banks to dry-run the process to avoid any adverse effects that are expected to surface in the coming days.

But despite some expected disruption at the beginning, the update sams club bangor me hours believed to help improve recurring transactions experience for users over time. RBI is also claiming it as one of the security measures to restrict frauds as consumers will have the ability to stop any recurring transactions from their end and stay informed about debit transactions.

But there are chances that many people would not be able to receive the benefits of the new rules as these require re-registration with merchants. Banks are, of course, informing their customers about the update. Similarly, merchants including YouTube have notified users bank of commerce atm account number the change and asked them to update their payment details. But some users are likely to take time to understand what exactly they need to do.

The update is notably in effect for both existing and new subscriptions. This means that no matter whether you subscribed to a streaming service or enrolled for a regular bill payment in the past, you need to re-register under the new rules.

However, you are not required to do any updates if the payments are related to a bank loan or mutual funds as they are processed natively from your bank. Auto-debit or recurring transactions via Unified Payments Interface (UPI) are also not impacted as UPI umbrella body NPCI implemented a system as per the new rules earlier this year.

How to register for recurring transactions under new RBI rules?

The new auto-debit rules bring a new transaction process in which users need to re-register their card with merchants like Netflix and YouTube for recurring transactions. It also requires two-factor authentication for completing the registration.

Once the registration for a recurring transaction is completed, you will receive an SMS from your bank. You will also be notified through a message when a recurring transaction is due.

For transactions above Rs. 5,000, you will receive an SMS message from your bank 24 hours before it's processed. It will ask you to give consent through a link provided in the text. The transaction will fail if you aren't able to do so. You will not be required to approve a recurring transaction that is up to Rs. 5,000, though you will still get an SMS with a way to cancel the transaction.

In both cases — transactions of up to Rs. 5,000 and above — your bank will send you a link to a standalone webpage through an SMS message to let you cancel or pause them. You will get an OTP that you need to enter on the webpage to disable the recurring transaction. It will also show upcoming recurring transactions that you can cancel.

For customers who don't want to go with the new process or have an account in a bank that is yet to implement the changes, RBI has retained the existing system where you need to make payments manually on a regular basis by going to the merchant's site or app.

Challenges for banks, merchants

RBI has constructed a framework for banks and merchants that needs to be deployed for recurring online transactions. But the technology for that framework has not yet been natively created — neither by banks nor merchants. They instead need to go for a third-party solution that is traditionally called a subscription management platform. Companies including BillDesk, PayU, and Razorpay have developed their own subscription management platforms that are being deployed by leading banks and merchants to comply with the auto-debit santander bank customer service reviews Chief Product Officer Manas Mishra told Gadgets 360 that the subscription management platforms were interoperable as not all banks and merchants would use a single platform.

“The issuer banks didn't have a system or a platform to kind of understand the fundamental shift required under the new rules,” he said. “So, we had to first of all provide the issuer a platform where they can manage this entire lifecycle of their subscription mandate like linking the two transactions, providing user cancellation features, and all that.”

PayU upgraded its existing Zion platform for issuing banks as a standalone solution for recurring transactions. It was originally launched a few years back as a merchant-centric solution to help merchants with registration and payment processes.

Mishra asserted that Zion is capable of providing features including additional factor authentication, notifications to customers, and dashboard for subscription management — all that are mandated by the new auto-debit rules.

Similar to PayU, Razorpay brought Mandate HQ in July for processing e-mandates on recurring online transactions.

“Industry synergies between banks and fintech companies as a result of this new mandate will help enable recurring payments for over 900 million debit cardholders in India,” said Shashank Kumar, CTO and Co-Founder, Razorpay.

Originally, BillDesk enjoyed a monopoly in recurring transactions space with its SI Hub. The proprietary platform was embraced by some early banks and merchants — before the arrival of solutions from PayU and Razorpay.

Deploying a subscription management platform over the existing core banking system is what banks are doing at this moment. Although these platforms are just an API-based solution, the process isn't that easy as banks need to integrate the platforms and test them end-to-end with different merchants.

Merchants, on the other hand, need to deploy these platforms to pass details such as the billing cycle and amount that users are paying.

Subscription management platforms involve certain costs that banks and merchants need to pay. Those costs could have been transferred to customers just like in case of debit cards and cheque books, but RBI clearly directed banks to not levy or recover any charges for providing the new e-mandate facility.

Sources familiar with the development told Gadgets 360 that the government is in plans to develop a unified platform-like solution over time for banks and merchants that would save them the third-party fee. Exact details about its launch are yet to be revealed.


Interested in cryptocurrency? We discuss all things crypto with WazirX CEO Nischal Shetty and WeekendInvesting founder Alok Jain on Orbital, the Gadgets 360 podcast. Orbital is available on Apple Podcasts, Google Podcasts, Spotify, Amazon Music and wherever you get your podcasts.

For the latest tech news and reviews, follow Gadgets 360 on Twitter, Facebook, and Google News. For the latest videos on gadgets and tech, subscribe to our YouTube channel.

Further reading: auto debit rules, auto debit, recurring online transactions, RBI, Reserve Bank of India, PayU, Razorpay, BillDesk, HDFC Bank, Axis Bank, Citibank, SBI

Jagmeet SinghEmail Jagmeet

Jagmeet Singh writes about consumer technology for Gadgets 360, out of New Delhi. Jagmeet is a senior reporter for Gadgets 360, and has frequently written about apps, computer security, Internet services, and telecom developments. Jagmeet is available on Twitter at @JagmeetS13 or Email at [email protected] Please send in your leads and tips. More
Источник: https://gadgets.ndtv.com/internet/news/auto-debit-rules-rbi-online-recurring-transactions-framework-october-1-update-india-2560021

How to Make CitiBank Credit Card Payment & Bills

Citi.com: You as CitiBank credit card holder, can access your CitiCards login account to make your CitiBank credit card payment on time. Pay your bills, online, by phone, by sending payments by mail, or reaching BillDesk in person, CitiBank is always making things easy for you.

No matter which of the CitiCards you’re a member of, or how many credit cards you have with you, managing Citi.com login account and making payments using multiple payment options is now become far easy, quick and reliable.

See Also: How to Apply for CitiBank Credit Cards?

With multiple payment options, CitiCards holder and other customers are encourage to make their CitiBank credit card payments on time. By paying their CitiBank credit cards payment before due date, customers can hold a good credit score and payment history. Moreover, customers can get more rewards & benefits along with keeping away from late payment fee, extra interest and other penalties.

So, lets go on with CitiBank credit card payment options.

Pay CitiBank Credit Card Payments

CITIBANK BILL PAY

How do I register for Bill Payment facility on my Bank Account or Credit Card?

You may register for the Bill Payment facility either by calling CitiPhone or by logging on to www.citibank.com/india. After logging into Citibank Online, you can select Bill Pay link under the Banking or Credit Card menu. In Citibank Online, we have various categories of billers like Electricity, Mobile, Telephone, Mutual Funds, Donations, Gas, Water etc. Please choose the City to find out the list of billers available in that particular city. Once you choose "Auto Pay" or "Confirm & Pay" you will be required to input the bill details to register for Bill Pay facility. The bill details submitted by you will be sent to your biller for validation. As the process of setting up Bill Pay can take some time depending on the biller's reply, we suggest you pay your interim bills directly to the biller. Once a confirmation is received from your biller on successful registration, you will be notified via SMS & Email alerts. Post this, your bill will be processed by the Bank every time the biller presents the bill for payment. Please note: You will continue to receive your physical bill which you normally get from your biller even after registering for Bill service with the Bank.

What bills can I pay using Online Bill Payment?

In Citibank Online, we have various categories of billers like Electricity, Mobile, Telephone, Mutual Funds, Donations, Gas, Water etc. Please choose the City to find out the list of billers available in that particular city.

Can I set recurring Online Bill Payments?

Yes, you can set up a standing instruction (SI) through “Confirm & Pay” on your bank account or credit card and “Auto Pay” on your bank account to pay your bills. Once the setup is complete, Citibank will send the bill details entered by you to your biller. As the process such billers.

Can I cancel an Online Bill Payment?

You can de-register a standing instruction (SI) on Citibank Online. This will ensure no further bills are processed for the biller. However if you have already made a payment using one-time payment option in Citibank Online, you will have to get in touch with the biller directly to check if the biller supports cancellation of payment.

How do I add a payee / biller?

In Citibank Online, select "Bill Pay" option in the left panel. Once you select the "City" & biller to whom payment needs to be made, you need to fill a short form where the fields mandated by the biller are listed (Eg: Bill number, due date, subscriber number). If you are adding the biller for "One-time" payments then choose the "remember my bill details" option to add the biller for future payments. If you are adding the biller for SI, then your biller will be added once the details submitted by you capital one closing branches confirmed by your biller.

How do I delete a payee/biller?

In Citibank Online, select "Bill Pay" option in the left panel. You will find the list of billers added by you under "One-time payments" & "Standing Instructions". You can remove the biller by selecting the link next to the biller name which you want to remove or de-register.

I want to make a Bill Payment only for 1 month. Can I make a payment using my Citibank Account or Credit Card?

You have the flexibility of making Bill Payment even for 1 month. Please login to Citibank Online to check the list of billers available. If the biller you want to make a payment to supports "One-time" payment towards the bill, you can use this option. Please note: There are some billers who insist that the customer register their bill details first so that they can validate before accepting a payment from customer. Such bills cannot be paid through one-time payment mode.

By when will my registration be confirmed if I register for an auto bill payment facility today?

Registration process depends upon the type of biller you register for. Once you register for the bill payment facility, we shall forward your registration are sea grapes good for you to the biller for validation. On receipt of a confirmation from the biller, we would send you an SMS / E-mail and keep you updated for the registration confirmation. In the meantime, we request you to make the payments manually.

Bill Pay Terms and conditions.

Источник: https://www.online.citibank.co.in/products-services/online-services/bill-pay.htm
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Debit card, credit card auto-payment: RBI new rule on recurring payment from April. Know details

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Home / Industry / Banking /  Debit card, credit card auto-payment: RBI new rule on recurring payment from April. Know details

2 min read.Updated: 30 Mar 2021, 07:10 PM ISTAnulekha Ray
  • For auto-payments from debit and credit cards or via wallets, an additional authentication will be required by the customer from Credit card payment citibank billdesk new rule will be applicable for transactions performed using all types of cards – debit, credit, UPI and PPIs, including wallets

Starting from next month, the auto-payment rules for mobile, utility and other bills are likely to be changed. The Reserve Bank of India (RBI) earlier stated that recurring transactions using debit cards, credit cards, Unified Payments Interface (UPI) or other prepaid payment instruments (PPIs) will need additional factor authentication (AFA) from 1 April. Under the new norms, banks will be required to inform customers in advance about recurring payment due and transaction would be carried following nod from the customer. This rule is likely to impact your monthly subscription charges for different streaming platforms including Netflix, Amazon Prime, Disney+ Hotstar.

All you need to know about RBI's new rule on debit card and credit card auto-payments from April

1) For auto-payments from debit and credit cards or via wallets, an additional authentication will be required by the customer from April. "A cardholder desirous of opting for e-mandate facility on card shall undertake a one-time registration process, with AFA validation by the issuer," RBI said.

2) The limit for auto-debit from cards and wallets is set at ₹5,000. For transactions above the cut-off, an additional one-time password (OTP) will be needed.

3) The city bank lubbock texas phone number rule will be applicable for transactions performed using all types of cards – debit, credit, UPI and PPIs, including wallets, the central bank earlier mentioned.

4) The regulator earlier asked the banks to introduce additional factor authentication by 31 March, 2021. In a circular issued on 4 December, 2020, RBI said, credit card payment citibank billdesk of recurring transactions (domestic or cross-border) using cards/PPIs/UPI under arrangements/practices not compliant with the aforesaid instructions shall not be continued beyond 31 March, 2021."

5) The issuer has to send a pre-transaction notification to the cardholder, at least 24 hours prior to the actual charge or debit to the card. The user will have an option to choose a mode among available options (SMS, email, etc.) for receiving the pre-transaction notification, the regulator said.

6) To proceed the transaction, customer's consent is must. The cardholder will also have an option to "opt-out of that particular transaction".

7) The issuer shall provide credit card payment citibank billdesk cardholder an online facility to withdraw any e-mandate at any point, RBI said. "No charges shall be levied or recovered from the cardholder for availing the e-mandate facility on cards for recurring transactions," the bank noted.

8) Banks have started informing its customers about this new rule. “In accordance with regulatory requirements, processing of e-mandates for recurring transactions, which have been registered on your credit or debit card without Additional Factor of Authentication (AFA), will be discontinued w.e.f. April 1, 2021. You may make payments directly through your card at the merchant website or application," read a communication sent by Axis Bank.

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Источник: https://www.livemint.com/industry/banking/debit-card-credit-card-auto-payment-rules-change-from-april-know-details-11617108811026.html
What payment options does Cleartrip have?
We accept the following modes of payment:
  1. Domestic and international credit cards
  2. Select debit cards issued by following banks:
    • ABN Amro
    • Andhra Bank
    • Axis Bank
    • Barclays
    • Canara Bank
    • CitiBank
    • City Union Bank
    • Corporation Bank
    • Cosmos Coop Bank Visa cards
    • Deutsche Bank
    • GE Countrywide
    • HDFC
    • ICICI Bank
    • Indian Overseas Bank
    • Karur Vyasa Bank
    • Kotak bank
    • Standard Chartered
    • SBI ATM-cum-DEBIT Card
    • State Bank of India
    • Syndicate Bank
    • Union Bank of India
    • United Bank of India
  3. Select cash cards (currently ItzCash only, but we’re working on the rest)
  4. A host of netbanking/direct debit payments:
    • AXIS Bank
    • Allahabad Bank
    • Bank of Bahrain & Kuwait
    • Bank of Baroda Corporate NetBanking
    • Bank of Baroda Retail NetBanking
    • Bank Of India
    • Bank of Maharastra
    • Citi Bank
    • Central Bank of India
    • City Union Bank
    • Corporation Bank
    • Deutsche Bank
    • Federal Bank
    • HDFC Bank
    • ICICI Bank
    • IDBI Bank
    • Indian Overseas Bank
    • IndusInd Bank
    • Indian Bank
    • Indian Overseas Bank
    • IndusInd Bank
    • Karnataka Bank
    • Karur Vysya Bank
    • Kotak Bank
    • Lakshmi Vilas Bank
    • Oriental Bank of Commerce
    • Punjab National Bank Retail NetBanking
    • Punjab National Bank Corporate NetBanking
    • South Freedom mortgage payment schedule Bank
    • State Bank of Bikaner & Jaipur
    • State Bank of Hyderabad
    • State Bank of India
    • State Bank of Indore
    • State Bank of Mysore
    • State Bank of Travancore
    • Tamilnad Mercantile Bank
    • Union Bank of India
    • Vijaya Bank
    • YES Bank
Sorry, but no cash, cheques, or money orders, and definitely no coins.
Is my credit card information safe on your site?
Yes. Cleartrip.com uses thawte SSL Certificates, which is an assurance that it follows the best security practices adopted by major online vendors. Any information you enter when transacting with Cleartrip.com is sent in a Secure Socket Layer (SSL) session and is encrypted to protect you against unintentional disclosure to third parties.
What’s the Card Verification Number (CVV) on my credit card?
The CVV is an important security feature that further reduces the risk of Internet fraud. This number never appears on sales receipts or billing statements and is only found credit card payment citibank billdesk the physical card itself. We ask you to enter the CVV code during your transaction to make sure that the card is, in fact, in your possession.
Where is the Card Verification Number (CVV) located on my credit card?
For Visa/MasterCard: Your CVV is the three–digit code after the last four digits of your credit card number on the back of the card within the signature field.

For American Express: Your CVV is the four–digit number on the front right–hand side of the card credit card payment citibank billdesk the card number.

Under what name will my transaction appear on my credit card statement?
We’re Cleartrip, remember? No obscure company name is going to appear on your statement. Your purchase will be charged under Cleartrip Travel Services Pvt. Ltd.
What is Verified by Visa or VBV?
Verified by Visa or VBV is a product offered by Visa in conjunction with the bank that’s issued your card. VBV uses personal passwords or identity information to help protect Visa card numbers against unauthorized use. VBV is available for most Visa cards from participating financial institutions.
How does VBV help me?
VBV provides an extra level of protection for online shopping and helps to prevent unauthorized online use before it can happens.
How do I know whether or not my bank has a VBV facility?
You can ask the help desk or Call Center of the card issuing bank and confirm whether or not your card offers the VBV facility.
How does VBV work?
VBV protects your existing Visa card with a password that’s been created by you and provides the added assurance that only you can use your Visa card online. For more details on VBV, please click here.
What is MasterCard SecureCode?
MasterCard Secure Code is a unique service that uses a private code to help protect your card against unauthorized use when you shop at participating online merchants.
How does MasterCard Secure Code work?
MasterCardSecure Code (The MasterCard Secure Code Program) is a comparable security facility to VBV. For more details click here.

Netbanking Payments

What is ‘Pay by Net Banking’ all about?
‘Pay by Net Banking’ is a mode of payment that allows you to pay for the services offered at Cleartrip by direct debit from your bank account.
Can I use this option?
If you have a bank account with which you can make online transactions, then yes, you can definitely use the ‘Pay by Net Banking’ option at Cleartrip.
If I pay by net banking, how long will it take for my account to be debited?
After a successful transaction, your account will get debited immediately.
I don’t know my net banking password. What should I do?
Just contact your what is the routing number for first interstate bank helpdesk and they will retrieve your net banking password for you.
How can I make the payment using the ‘Pay by Net Banking’ option provided by ICICI?
You need to be an ICICI bank account holder for this. Just follow these easy steps:
  1. On the payment page, select ‘Pay by Net Banking’, select ‘ICICI’ and hit ‘Continue&rsquo.
  2. You will be redirected to ICICI’s Infinity page. Enter your login ID and password to log on.
  3. On the next page, verify the payee details and the amount to be paid. Select the account to be debited.
  4. Enter your login ID and the transaction password. Hit ‘Pay&rsquo.
  5. If the payment has been successful, you will be shown your payment reference number. Do note it down. Then hit ‘OK’ and you’ll be redirected to Cleartrip’s Thank You page
.and your booking’s done.

Didn’t really understand? We have more help with pictures over here

How can I make the payment using the ‘Pay by Net Banking’ facility provided by HDFC?
You need to be an HDFC bank account holder for this. Just follow these easy steps:
  1. On the chase bank cd account interest rate page, select ‘Pay by Net Banking’, select ‘HDFC’ and hit ‘Continue&rsquo.
  2. You will be redirected to HDFC’s net banking page. Enter your login ID and password to log on.
  3. On the next page, verify the payee details and the amount to be paid.
  4. Select the account to be debited. Hit ‘Continue&rsquo.
  5. If the payment has been successful, you will be shown your payment reference number. Do note it down. Then hit ‘OK’ and you’ll be redirected to Cleartrip’s Thank You page
.your booking’s done. Thank you.

Didn’t really understand? We have more help with pictures over here

How do I pay using Citi Bank Netbanking (or debit card)?
  1. On the payment step, select “Pay by Netbanking”, select Citi, and hit the “Continue” button.
  2. You’ll be taken to Citi Bank’s netbanking signin page, where you’ll have to enter your debit card number, debit card expiry year + month, and IPIN.
  3. After successfully signing in, the booking amount will be immediately debited from your account. Hit the "Continue" button to complete the tranaction.
  4. You’ll be redirected back to Cleartrip’s website after successfully completing the payment, where we’ll confirm the booking and send you packing on that trip!

Didn’t really understand? We have more help with pictures over here

While I was paying by net banking, my ‘session expired&rsquo. Say what?
Here’s what happened – your session expired due to security reasons. This happens, simply, when you take too long to make the direct debit payment and don’t manage it in the specified amount of time. Go back to the Cleartrip home page and start over. We know it’s annoying, but it’s all for security.
I made a successful payment by net banking but the system says that the ‘verification has failed&rsquo. Now what?
To make a successful booking, your payment transaction has to get verified successfully at your bank’s direct debit gateway. The verification can fail because of various reasons. If you made a successful payment but the verification failed, don’t sweat. The amount debited from your account will get credited back within 7 working days.
Why do I see a debit by BillDesk in my account statement when I pay by Netbanking on Cleartrip?
Don’t panic – that’s us. BillDesk is a company which provides various payment services to other companies. We’ve partnered with BillDesk to enable a host of Netbanking how to activate walmart prepaid debit card options for our customers. They debit your account on our behalf when you make a payment at Cleartrip.
I cancelled a booking which was made using ‘Pay by Net Banking’ option. How will I get my money back and when?
The account that you used for payment will get credited with the refund amount within 7 working days.

Cash Cards

What is a ‘Cash Card’?
Go to a shop, pay cash, get plastic, use it online. Enough said.
Which Cash Cards can I use at Cleartrip?
Only ItzCash right now. We're working on getting the others on board as well.
Which products can I book through a Cash Card?
Only flights & trains, not hotels. Bummer – we know, and we're working on it.
Any transaction or processing fee if I pay through a Cash Card?
Not for booking flights. For trains – 1.5% over and above the ticket cost and Cleartrip charges. You will be shown the ticket cost & the transaction fee separately during the booking process.
How does it work?
You need to have a valid cash card to be able to pay through one. Follow these steps:
  1. On the payment page, select ‘Pay by Cash Card’, select your cash card issuer, and hit ‘Continue&rsquo.
  2. You will be redirected to your cash card’s authentication page. Enter your card number (or login ID) and PIN (or password).
  3. On the next page, verify the payee details and the amount to be paid and hit ‘Continue&rsquo.
  4. You’ll be redirected to Cleartrip where we’ll process your booking.
How long do refunds take?
Usually 1 or 2 working days.

Equated Monthly Installment (EMI)

What is a ‘EMI’?
EMI stands for ‘Equated Monthly Installment’ and is just another manner by which you can pay for your bookings on Cleartrip. With EMI, you can pay for flight or hotel in monthly installments over a period of 3 to 9 months (depending on the tenure selected) instead of paying all at once.
So, how do I pay using this new payment option – EMI?
It’s really simple. Just click on the payment option ‘Pay with EMI’ to make your payment. At the moment you can pay with EMI only using your credit card.
Which credit cards can I use?
We currently support credit cards from HDFC, ICICI, CITI & AMEX.
What are the tenure options or over how many months can I make my payment?
You can select from 3, 6 or 9 months payment option. This means you can make your payment in 3 equal installments over 3 months, 6 equal installments over 6 months or even 9 equal installments over 9 months.
Do I need to pay interest on this payment?
Yes, you’ll be charged a Rate of Interest which varies from bank to bank & depends on your total amount.
Will the credit limit on my credit card reduce?
Yes. The credit limit on your card is blocked till the amount is cleared.
Will I get reward points on this payment?
You will need to check with your bank if you’re eligible for reward points or not.
By what name will the payments appear in my monthly statements?
The name on statement will be CLEARTRIP PVT LTD.
What happens if I close the credit card account in the middle of my tenure?
In the unlikely event that you want to close your credit card account in the middle of your EMI tenure, you will be asked to clear the entire amount due before the card account is closed.
Can I prepay the remaining amount in the middle of my tenure?
Yes, you can prepay the pending amount.
What if I cancel my ticket in the middle of my tenure?
If the ticket is eligible for a refund, the EMI is cancelled and the paid amount is reversed to the card account. Please note that the Cleartrip processing charges will not be refunded and payment is subject to the cancellation charges as given in the flight booking policy.
Are all bookings eligible for payment by EMI?
Bookings of Rs. 2,500 and above are eligible for a 3 month EMI term. Any booking under Rs. 2,500 is not eligible for paying in equal monthly installments. This minimum fare does not include the interest payable.
If I book multiple tickets on EMI and cancel 1 ticket, what would happen?
  1. HDFC Bank: Cleartrip will send the refund back to the Bank for the single ticket after deducting the statutory charges. HDFC bank will cancel the entire EMI amount for remaining tickets and charge you for the same at one go.
  2. ICICI Bank: Cleartrip will send the refund back to the Bank for the single ticket after credit card payment citibank billdesk the statutory charges. ICICI bank will cancel the EMI for single ticket and adjust the same in the outstanding balance. The balance 2 tickets will continue in EMI.
If I cancel all the tickets I have booked, what would happen?
  1. HDFC Bank: In such scenario, Cleartrip will send the refund back to the Bank for the all tickets after deducting the statutory charges. HDFC bank will cancel the entire EMI amount and charge balance outstanding at one go.
  2. ICICI Bank: In such scenario, Cleartrip will send the refund back to the Bank for the all tickets after deducting the statutory charges. ICICI bank will cancel the entire refund amount and balance outstanding will be continue in EMI.
Источник: https://www.cleartrip.com/faq/payment/

10 Easy Ways of CitiBank Credit Card Online Payment 2021

Last updated – 03 February 2021

Citibank’s online payment methods to pay the credit card bills are quite easy.

You can pay the credit card bill in a few minutes from the convenience of your house. Once you switch to the ease of online payments, you will never look back.

To provide that ease, CitiBank offers many convenient methods of payment that cater to a wide range of people. Even if you are non-CitiBank account holders, you can also use online Citibank credit card payment modes.

Let’s discuss in detail about the Citibank Credit card Online Payment Modes.

Citibank Credit Card Payment Online (Citi Account Holder)

If you are an account holder of either CitiBank saving or current account, you can choose any method to pay your credit card bills online.

#1. Citibank Internet Banking

CitiBank internet banking is the most convenient & most used way to pay the online Citibank credit card outstanding bills. This assures an easy-to-use, secure and convenient banking experience.

How to pay using CitiBank Netbanking

  • Go with the web address Citibank.co.in & you will find a login option on the right-hand side of the home page.
  • Login into internet banking by filling your user Id & password.
  • On the top, you will find ‘Payments & Transfer’. Under this category, you will find a number of options. Click on the Bill payment option.
  • You will a see list of credit cards, tcf credit card credit score added into your Citibank net banking. Select the credit card.
  • Click on the ‘Pay’ button.
  • Fill all the required information like credit card account number, payment amount, & Click on the ‘Next’ button.
  • Confirm your payment. You have successfully pay your Citibank credit card payment online.

#2. Citi Mobile App

Citi mobile app is another convenient way to pay your Citibank credit card bill. Just download the app and log in with your Citibank User Id and Internet Banking password to make the payment.

You must have internet banking enabled to avail of this service. The Citi Mobile App is available for both Android and iOS devices.

How to Use Citi Mobile App

  • Download the Citi mobile app from Apple iOS, Android or app store and register using your user ID and password.
  • Click on payment & Transfer.
  • Choose option make payment/ Transfer.
  • Click on the credit card option.
  • If you didn’t register the credit card with the mobile application then first register the credit card through the ‘Link Credit Card option’.
  • You will azealia banks nude pictures your latest bills amount & minimum balance paid.
  • Click on the ‘Pay Now’ option.
  • In the form, choose one of the 3 payment options provided
    • Total amount due (TAD)
    • Minimum amount due (MAD) or
    • Other amount
  • Fill the account number you want to make payment & click on credit card payment citibank billdesk ‘Confirm’ button.

You have successfully pay your Citi credit card payment online.

Check out – How to pay ICICI credit card bill online

#3. Citi Mobile Banking

The biggest advantage of credit card payment citibank billdesk this payment method is that you can do it from anywhere in the world. You can access your account from any mobile device with an internet connection.

It only takes one day for your credit card payment to reflect in your account.

How to Use Citi Mobile Banking to Pay Credit Card Online Payment

  • Visit the Citibank mobile website at Citibank.co.in from your mobile browser.
  • log in to your Citibank online banking account.
  • Go to Transfer & payment.
  • Under the payments tab, you will find credit card payments.
  • If you didn’t register the credit card with the mobile application then first register the credit card through ‘Link Credit Card option’.
  • You will get your latest bills amount & minimum balance paid.
  • Click on the ‘Pay Now’ option.
  • In the form, choose one of the 3 payment options provided
    • Total amount due (TAD)
    • Minimum amount due (MAD) or
    • Other amount
  • Fill the account number you want to make payment & click the ‘Submit’ button.

You discover online banking bonus successfully pay your Citi credit card payment online.

#4. Standing Instruction (Auto-Debit)

Citi Bank customers can use the auto-debit feature to pay the minimum amount due or the entire amount due directly from the Citibank accounts.

This way, you will never default on your credit card payment or incur late fees as long as the account has the funds to cover the payment.

Citibank Credit Card Online Payment (Non-CitiAccount Holder)

If you are not a Citibank account holder even then you want to pay Citi credit card payment through online modes.  You can go with any of the following options.

#5. National Electronic Fund Transfer

Use the National Electronic Funds Transfer to make payments on your credit card from any non-Citibank account.

In order to avoid late payment charges, customers have to make payments at least a day before the due date.

How to register and pay using NEFT

  • Log in to the net banking facility of your bank. Add Citi credit Card as a payee/beneficiary, under third party transfer.
  • Add the Citibank IFSC code.
  • Enter your 16-digit Citi Credit Card number in place of the account number on the banking page.
  • Fill Bank name as Citi CREDIT CARD – NEFT
  • Click the ‘Submit’ button to complete your registration process.

Payment through NEFT

  • Log in to the net banking facility of your bank account and go to the “Fund Transfer” tab and, click “Transfer to Other Bank”.
  • Select the account, beneficiary, and enter the relevant details.
  • Accept the Terms and Conditions and Re-check all the details.
  • If all the details are correct, then confirm to complete the process.

Check out – Standard charterted credit card payment

#6. Real-Time Gross Settlement (RTGS)

If you have an outstanding payment of more than 2 lakh due on your credit card, you can do it through an RTGS transaction. The minimum amount to make an RTGS is Rs 2 lakhs

All you need is a bank account with internet banking activated to carry out an RTGS transaction.

It is similar to NEFT & the same steps will be following those described above. You only have to choose RTGS in place of NEFT.

The payment is credited to the Citibank credit card account by the end of the business day.

#7. E-Pay (Citibank Credit Card Payment Through Billdesk)

Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account.

This will normally take 2 working days to get credited into your account depending on the time taken by your Bank to process the payment.

How to Make Citibank Credit Card Bill Payment through Billdesk

  • Click here to pay your CitiBank credit card bill through E-pay.
  • The link will direct you to Billdesk Citibank EPay payment portal.
  • Simply fill all the information such as Citibank credit card number, Email, mobile number and payment amount.
  • Select the bank through which you want to complete the transaction.
  • Click on ‘EPay Now’.
  • You will be securely redirected to the payment interface of your chosen bank.
  • Enter your authentication details (Net Banking User ID and Password of your Bank Account).
  • Confirm your payment.

#8. Electronic Clearance System (ECS)

The Electronic Clearance System (ECS) works in a similar manner as the Auto-debit instruction method. In the ECS method, you can set a standing instruction to debit your non-Citibank account towards the payment of the credit card bill.

Let’s consider an example. Suppose you have a savings bank account in the non-Citibank like Axis/SBI/HDFC or others. Then you can give authorization to Citibank to debit money from these bank account by filling a form.

You can choose to pay the minimum amount, total amount or a fixed amount. Citibank will then process your request and debit the money on a set date from your bank account.

You need to activate this service by submitting a form to Citibank.

#9. Visa Credit Card Pay

Using Visa Money Transfer, you can pay your Citibank credit card bill from any other bank account you hold. The processing time usually takes 2 to 4 working days to be credited to your Citibank credit card account.

How to pay your Citi Visa Card dues through Visa Credit Card Pay

  • Log in to the net banking page of your bank with your user ID and password.
  • Go to the ‘Third Party Funds Transfer’ section and find the visa credit card payment link online.
  • Select ‘Visa Credit Card Pay’.
  • Fill in the sender and recipient details to initiate fund transfer.
  • After entering the details, click on ‘Confirm’ transaction.
  • Once you confirm the transaction, the amount will be debited from your account and the payment will be scheduled to your card.

#10. Other Bank’s Website

Citibank is included as a Utility Biller with other banks. This means that you can simply pay your credit card bill as you were paying your utility bills.

How to Use for paying your Citibank Credit Online Payment

  • log in to the online banking portal of your bank
  • Select payments & transfer.
  • Simply select the option of credit card payment
  • Make the credit card bill payment towards your Citibank credit card.

Citibank credit card has been added as a Utility Biller with the banks listed below:

• HDFC Bank

• ING Vysya Bank

• State Bank of India

• IndusInd Bank

• Yes Bank

3 Ways to Pay CitiBank Credit Card Payment Offline

If you are still looking for the offline modes for paying your Citi credit card bills, you can choose any option from the following 3 modes

#1. Cheque Dropbox

You can write out a cheque or demand draft to your credit card number and deposit it into any drop box available at select locations. It can take up to 7 working days to reflect in your account.

How to pay using Manual Drop Box

  • Please fill in the correct Citi Credit Card number on your cheque.
  • Do not forget to mention your name and phone number on the backside of the cheque.
  • Mention the payee name as ‘Citi Card No. XXXX XXXX XXXX XXXX’ (16-digits of your credit card number)
  • Fill the correct payment amount.

#2. Citibank ATM

For this, you need to visit an ATM and enter your CitiBank credit card number and the due amount. You will find this option under Bill Pay menu.

For making your credit card payment through ATM, you need to do the following steps.

  • Walk into the nearest ATM.
  • Insert your debit card into the ATM machine and press the services tab to find the ‘Bill Pay’ option.
  • Enter your CitiBank Credit Card number and the amount to be paid.

#3. Cash

This is an over the counter method that requires the cardholder to visit any Citibank, fill the pay-slip, enter the amount, attach the card bill and submit it to the representative.

The account number will be your 16 digit card number. After this, you will receive the acknowledgment receipt instantly.

Citibank Credit Card Statement

CitiBank customers can easily view their credit card statements using Net Banking by logging into their online banking accounts.

Through net banking, the customers have 24-hour access to their CitiBank credit card information and are up to date with the transactions. E-statements can also be got by credit cardholders once they have registered with CitiBank.

Did you find this article helpful? Or you have any query regarding the Citibank credit card payment online, Let us know in comments. We will include your query in the article.

Источник: https://simpleinterest.in/credit-card/citi-bank-credit-card-online-payment/

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