First state bank of central tx
: First state bank of central tx
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First state bank of central tx -
First State Bank Central Texas
5/101 Rating
First State Bank Central Texas was established on Jan. 1, 1909. Headquartered in Austin, TX, it has assets in the amount of $1,393,989,000. Its customers are served from 31 locations. Deposits in First State Bank Central Texas are insured by FDIC.
| Established On: | |
| Jan. 1, 1909 | |
| FDIC Certificate Number: | |
| 11151 | |
| Total Assets: | |
| $1,393,989,000 | |
| Deposit Insurance: | |
| FDIC |
| Community Bank: | |
| Yes | |
| Asset Concentration: | |
| Commercial Lending Specialization | |
| Institution Class: | |
| Commercial bank, state charter and Fed nonmember, supervised by the FDIC |
First State Bank Central Texas has 1 routing number.
Routing # | Type | Description |
|---|---|---|
| 111910005 |
31 First State Bank Central Texas Branch Locations
City or Town | # of Branches |
|---|---|
| Academy, TX | 1 |
| Austin, TX | 3 |
| Bartlett, TX | 1 |
| Belton, TX | 1 |
| Buda, TX | 1 |
| Burnet, TX | 1 |
| Chilton, TX | 1 |
| Copperas Cove, TX | 1 |
| Elgin, TX | 1 |
| Georgetown, TX | 1 |
| Goldthwaite, TX | 1 |
| Granger, TX | 1 |
| Hamilton, TX | 1 |
| Harker Heights, TX | 1 |
| Hutto, TX | 1 |
| Kingsland, TX | 1 |
| Lampasas, TX | 1 |
| Llano, TX | 1 |
| Lometa, TX | 1 |
| Marble Falls, TX | 1 |
| Marlin, TX | 1 |
| Mason, TX | 1 |
| Pflugerville, TX | 1 |
| Round Rock, TX | 1 |
| Salado, TX | 1 |
| Taylor, TX | 1 |
| Temple, TX | 3 |
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First State Bank Central Texas
Home > First State Bank Central Texas
| Status: | Inactive as of 2018-01-15 |
| Merger - Without Assistance | |
| Successor Bank: | BancorpSouth Bank |
| Headquarters: | First State Bank Central Texas 6500 North Mo Pac Expressway Austin, TX78731 |
| Established: | 1909-01-01 |
| FDIC Insurance: | 1934-01-01 |
| FDIC Cert: | #11151 |
| Charter Class: | Commercial bank, state charter and Fed nonmember, supervised by the FDIC |
| # of Branches: | 31 |
| Total Assets: | $1,412,826,000 |
| Total Deposits: | $1,203,208,000 |
History
| 1909-01-01 | Institution established: Original name:First State Bank |
| 1988-09-12 | Moved bank headquarters from CHILTON, TX to TEMPLE, TX |
| 1993-10-01 | Acquired Salado National Bank (22841) in SALADO, TX |
| 1995-04-01 | Acquired The Citizens State Bank of Lometa (16200) in LOMETA, TX |
| 1997-01-31 | Acquired First National Bank (25729) in GOLDTHWAITE, TX |
| 1999-07-14 | Changed name to First State Bank Central Texas |
| 2005-10-13 | Acquired First National Bank of Hamilton (3242) in HAMILTON, TX |
| 2007-12-10 | Moved bank headquarters from TEMPLE, TX to AUSTIN, TX |
| 2008-06-09 | Acquired The First State Bank (15637) in GRANGER, TX |
| 2018-01-15 | Acquired First State Bank Central Texas in AUSTIN, TX |
| 2018-01-15 | Acquired Ouachita Independent Bank (34332) in MONROE, LA |
| 2018-01-15 | Merged into and subsequently operated as part of BancorpSouth Bank (11813) in Tupelo, MS |
| 2018-10-01 | Acquired Icon Bank of Texas, National Association (58378) in HOUSTON, TX |
| 2019-04-01 | Acquired Merchants Bank (18637) in JACKSON, AL |
| 2019-04-01 | Acquired Grand Bank of Texas (22040) in DALLAS, TX |
| 2019-09-01 | Acquired Texas Star Bank (5567) in VAN ALSTYNE, TX |
| 2019-09-01 | Acquired Summit Bank, National Association (58786) in PANAMA CITY, FL |
| 2020-01-01 | Acquired Texas First State Bank (15300) in Riesel, TX |
Financial Information (2017-12-31 and Older)
Assets and Liabilities
Cash and Balances Due
Securities
U.S. Government Obligations
Total Debt Securities
Net Loans and Leases
1- 4 Family Residential Net Loans and Leases
Loans to Depository Institutions
Total Loans and Leases in Foreign Offices
Maturity & Repricing for Loans and Leases
Small Business Loans
Loans Restructured in Troubled Debt Restructurings
Other Real Estate Owned
Goodwill and Other Intangibles
Total Deposits
Transaction Accounts
Nontransaction Accounts
Time Deposits of Less Than $100,000
Time Deposits of $100,000 or More
Deposits Based on the $100,000 Reporting Threshold
Deposits Based on the $250,000 Reporting Threshold
Deposits Held in Foreign Offices
Changes in Bank Equity Capital
Total Unused Commitments
Letters of Credit
Total Assets and Liabilities in Foreign Offices
Derivatives
Past Due and Nonaccrual Assets
Past Due 30- 89 Days 1- 4 Family Residential
Past Due 90+ Days 1- 4 Family Residential
Nonaccrual 1- 4 Family Residential
Past Due and Nonaccrual Loans Wholly or Partially US Gvmt Guaranteed
Fiduciary and Related Services
Number of Fiduciary and Related Asset Accounts
Total Fiduciary and Related Assets
Total Managed Assets held in Fiduciary Accounts
Corporate Trust and Agency Accounts
Collective Investment & Common Trust Funds
Gross Fiduciary and Related Services Income
Fiduciary settlements, surcharges, and other losses
Carrying Amount of Assets Covered by FDIC Loss- Share Agreements
Bank Assets Sold and Securitized
Maximum Amount of Credit Exposure Retained
Unused Commitments
Amount of Ownership (Seller) Interests
Memoranda
Income and Expense
Total Interest Income
Total Interest Expense
Trading Account Gains & Fees
Additional Noninterest Income
Additional Noninterest Expense
Loan Charge- Offs and Recoveries
Total Charge- offs 1- 4 Family Residential
Total Recoveries 1- 4 Family Residential
Net Charge- offs 1- 4 Family Residential
Cash Dividends
Interest income and expense in foreign offices
Performance and Condition Ratios
Net charge- offs to loans
Noncurrent loans to loans
Contact Us
Call Us
Report a Lost or Stolen Card
If your check debit card is lost or stolen contact the bank immediately. If you are calling after regular banking hours to report a lost or stolen card, call 1-800-791-2525. As an added safeguard, we provide a cap on your liability if your card is lost or stolen. Contact us for details and a disclosure. Each month, you'll receive an account statement that includes the date, location, and amount of every transaction you've made with your card.
Start enjoying the freedom and convenience provided by our check debit card, which has no monthly fee. With Instant Issue, in most cases, you can receive your new card and PIN upon request. You can change your assigned PIN by bringing it by one of our convenient locations. Your PIN will keep you secure against unauthorized transactions on your account. Contact us for more information or visit one of our convenient locations.
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Email Us
If you wish to send us an e-mail, please complete the form below and we will respond as promptly as possible.
Important Email Disclosure
The bank recognizes E-mail as a simple and cost effective method of communication, however, requests and inquiries requiring immediate attention should not be sent via E-mail. Similarly, sensitive personal and account information such as account numbers, passwords, PIN number, or Social Security Numbers should not be sent via E-mail. An E-mail message may not be reviewed by a bank representative immediately. You must contact the bank via telephone or in person for immediate attention. E-mail messages will not serve as a sufficient method for any requirement imposed on you to provide written notice, nor may E-mail messages be used to place a stop payment on a check, cancel a bill payment, request account transfers, or report lost or stolen banking codes and/or cards.
First State Bank
Chartered in 1905, First State Bank is the oldest state bank in Texas. Combining the friendly customer service of hometown banking with our innovative, state-of-the-art technology, we bring you a legacy of banking experience. Perhaps our greatest legacy is a dedication to our community and the people it serves. The commitment of employees, officers, and directors with the support of the community has enabled First State Bank to attain the distinction of being Texas' first state chartered bank to reach the centennial milestone. We are proud of our past and excited about what the future has to offer.
Contact Information
400 W. Oak St.
PHONE: (940) 349-5444
Website: www.f-s-b.com
Hours
Lobby:
Mon. - Thurs., 9 a.m. to 4 p.m
Fri., 9 a.m. to 6 p.m.
Drive Thru:
Mon. - Fri., 7:30 a.m. to 6 p.m.
Sat., 7:30 a.m. to Noon
First State Bank of Burnet
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Serving the Hill Country Since 1908
We're all about relationships
At First State Bank of Burnet, we know the most valuable service we can provide is to be there when you need us. Whether it is personal or business banking, our goal is to be your long term trusted financial partner. We're dedicated to your success and providing the outstanding personal service you expect from a local community bank. We want our relationship to be long-lasting and one that is built on trust, honesty and integrity. These are the values that have been our foundation for over 100 years.
This slideshow visually displays up to three slides. On mobile devices this slideshow displays slides one at a time. Inactive slides are hidden for all users. Use slide pagination, left/right arrow keys, or swiping to navigate through all slides. All links contained in the carousel are available in website navigation or elsewhere on the page.
Move past this ad sectionCOVID-19 Information
Our Burnet and Lampasas lobbies are open for normal lobby traffic. For the safety of our employees and other customers we ask that customers wear masks or face coverings when social distancing cannot be maintained. Additionally you will see plexiglass shields at the teller counters and selected desks in the branch.
BURNET(512) 756-2191
LAMPASAS(512) 556-5466
First State Bank of Burnet
This slideshow visually displays up to three slides one at a time. The carousel is set to autoplay a different slide every eight seconds. Inactive slides are hidden for all users. Use play/pause button, slide pagination, left/right arrow keys, or swiping to navigate through all slides. All links contained in the carousel are available in website navigation or elsewhere on the page.
Move past the hero sectionServing the Hill Country Since 1908
We're all about relationships
At First State Bank of Burnet, we know the most valuable service we can provide is to be there when you need us. Whether it is personal or business banking, our goal is to be your long term trusted financial partner. We're dedicated to your success and providing the outstanding personal service you expect from a local community bank. We want our relationship to be long-lasting and one that is built on trust, honesty and integrity. These are the values that have been our foundation for over 100 years.
This slideshow visually displays up to three slides. On mobile devices this slideshow displays slides one at a time. Inactive slides are hidden for all users. Use slide pagination, left/right arrow keys, or swiping to navigate through all slides. All links contained in the carousel are available in website navigation or elsewhere on the page.
Move past this ad sectionCOVID-19 Information
Our Burnet and Lampasas lobbies are open for normal lobby traffic. For the safety of our employees and other customers we ask that customers wear masks or face coverings when social distancing cannot be maintained. Additionally you will see plexiglass shields at the teller counters and selected desks in the branch.
BURNET(512) 756-2191
LAMPASAS(512) 556-5466
First National Bank of Central Texas Review
SmartAsset's Overall Rating
4.5/5Rates | 3.6 |
Fees | 5.0 |
Service Quality | 4.2 |
Financial Health | 5.0 |
Key Highlights
- Low Fees
- Highly-Rated Mobile App
- Multiple Banking Products
Overview
Established in 1901, First National Bank of Central Texas has $829 million in assets and deposits totaling $740 million, which makes it a medium-size bank. First National Bank of Central First state bank of central tx, whose headquarters are in Waco, Texas, lacks premium access to support representatives, with no live chat or all-day service options available. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition first state bank of central tx its online and mobile offerings. We ranked First National Bank of Central Texas at a 4.5 stars out of 5, indicating that it is a superb bank that warrants a serious look. First National Bank of Central Texas has a mixture of banking products, which include savings first state bank of central tx, checking accounts, money market accounts, CDs, IRAs and mortgage products. First National Bank of Central Texas has a fair savings rate; you can find higher rates first premier bank cash advance other banks. If you're interested in stress-free personal checking, First National Bank of Central Texas's ordinary checking account does not have a monthly fee. Banks that offer no-fee checking and a high savings APY are the best option for returning the most income from your deposits alongside convenient access to your money.
How We Rated It
SmartAsset's Overall Rating
The is a weighted average of rates, fees, service quality and financial health.Read more
When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.
Rates
With a savings rate of 0.25%, First National Bank of Central Texas ranks poorly compared to the average U.S. bank. First National Bank of Central Texas's one-year CD has a rate of 1.26% and the five-year CD earns at a rate of 2.52%, while its highest-yielding money market account earns at a rate of 0.40%. Given First National Bank of Central Texas's noncompetitive savings rate, you should think about opting for higher earning savings accounts with other banks.
How First National Bank of Central Texas's Savings Rates Compare
First National Bank of Central TexasSavings0.25National Average0.09Compare Offers
Fees
On average, First National Bank of Central Texas first state bank of central tx its customers extremely low fees in comparison to the national average. First National Bank of Central Texas's checking account has no monthly fee, ranking it excellent for anyone looking for a simple account. First National Bank of Central Texas unfortunately does not refund out-of-network ATM fees, meaning you will first state bank of central tx required to locate a First National Bank of Central Texas ATM or pay the ATM charge.
Monthly Fee$0National Average: $3.21
Non-network ATM FeeN/ANational Average: $1.20
Overdraft FeeN/ANational Average: $35.00
Service Quality
First National Bank of Central Texas is a brick-and-mortar bank, with five total branches in Texas. It also offers access to mobile and web apps for a straightforward mobile-banking experience. First National Bank of Central Texas gets high praise from users for its online presence. The First National Bank of Central Texas mobile app rates first state bank of central tx 4.5 out of 5 (out of 28 reviews on Apple and Android) compared to the national average of 3.8. First National Bank of Central Texas's mobile app lets you control your funds by reviewing monthly statements, sending and receiving funds as well as accessing customer service. First National Bank of Central Texas receives a superb consumer satisfaction rating due to relatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.
Overall Mobile Rating4.5/5
Consumer Satisfaction Rating5.0/5
Online Banking PortalNo
Live ChatNo
Financial Health
First National Bank of Central Texas is a medium-size bank owning assets totaling $829 million as well as deposits totaling $740 million. It has an excellent Texas Ratio of 1.12%, denoting a minute likelihood of failure. Additionally, First National Bank of Central Texas is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.
Texas Ratio Analysis
1.12%
High Risk75%50%20%10%Low Risk
The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.
Back to OverviewCompare First National Bank of Central Texas to Other Competitive Offers
Products Offered
| Product | Current Terms and Rates | Minimum Balance for APY |
|---|---|---|
| Savings Account | 0.25% APY | $1 |
| Checking Account | 0.15% APY | $100 |
| Certificates of Deposit |
| $1000 for all terms |
| Money Market Accounts | 0.4% APY 0.4% APY | $10000 $15000 |
First National Bank of Central Texas has several deposit products like savings accounts, checking accounts, money market accounts and First state bank of central tx that provide you with many options to manage your money. First National Bank of Central Texas does not have the best savings rate, which means you should think about taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. First National Bank of Central Texas's CD rates are fair in comparison to the average U.S. bank.
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First National Bank of Central Texas has five locations in the U.S.
Back to OverviewSave more with these first state bank of central tx that beat the National Average
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North Texas-based First State Bank was honored with two awards from the Independent Bankers Association of Texas last month, according to a news release.
First State took home Community Spirit and Gold for pandemic response and Bronze for marketing during the Independent Bankers Association of Texas' 30th annual Best of Community Bank Awards. The awards celebrate the accomplishments of community banks across the state, recognizing innovation, creativity, success and community service. This year's winners received a gold, silver or bronze award in one of six categories: architectural design, bank culture, community service, financial literacy, marketing and, new for 2021, pandemic response.
“We were able to support local, struggling restaurants by ordering meals regularly,” First State Bank CEO Ryan Morris said in a press release. “We purchased over 4,750 breakfasts, lunches and dinners from our restaurant customers and delivered them to our dedicated staff. In total, we made over 1,550 PPP [Paycheck Protection Program] loans for nearly $140 million that allowed our clients to retain over 10,000 jobs."
Gold, silver and bronze winners were on display Sept. 19-21 during IBAT’s 47th annual convention at the Omni Barton Creek Resort in Austin.
First State Bank has 11 locations in Cooke, Denton, Grayson, Montague and Wise counties.
First State Bank Central Texas
5/101 Rating
First State Bank Central Texas was established on Jan. 1, 1909. Headquartered in Austin, TX, it has assets in the amount of $1,393,989,000. Its customers are served from 31 locations. Deposits in First State Bank Central Texas are insured by FDIC.
| Established On: | |
| Jan. 1, 1909 | |
| FDIC Certificate Number: | |
| 11151 | |
| Total Assets: | |
| $1,393,989,000 | |
| Deposit Insurance: | |
| FDIC |
| Community Bank: | |
| Yes | |
| Asset Concentration: | |
| Commercial Lending Specialization | |
| Institution Class: | |
| Commercial bank, state charter first state bank of central tx Fed nonmember, supervised by the FDIC |
First State Bank Central Texas has 1 routing number.
Routing # | Type | Description |
|---|---|---|
| 111910005 |
31 First State Bank Central Texas Branch Locations
City or Town | # of Branches |
|---|---|
| Academy, TX | 1 |
| Austin, TX | 3 |
| Bartlett, TX | 1 |
| Belton, TX | 1 |
| Buda, TX | 1 |
| Burnet, TX | 1 |
| Chilton, TX | 1 |
| Copperas Cove, TX | 1 |
| Elgin, TX | 1 |
| Georgetown, TX | 1 |
| Goldthwaite, TX | 1 |
| Granger, TX | 1 |
| Hamilton, TX | 1 |
| Harker Heights, TX | 1 |
| Hutto, TX | 1 |
| Kingsland, TX | 1 |
| Lampasas, TX | 1 |
| Llano, TX | 1 |
| Lometa, TX | 1 |
| Marble Falls, TX | 1 |
| Marlin, TX | 1 |
| Mason, TX | 1 |
| Pflugerville, TX | 1 |
| Round Rock, TX | 1 |
| Salado, TX | 1 |
| Taylor, TX | 1 |
| Temple, TX | 3 |
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Always friendly and professional everyone takes very good care of you. My bank FSB.
service credit union branches near me First State Bank First state bank of central tx Texas (extinct)
First State Bank Central Texas (extinct)
Overview
6500 North First state bank of central tx Pac Expressway,Austin, TX 78731
Retail & Commercial Banking
Accounting & Financial Services
Other Business & Consulting Services
Consumer Finance
First State Bank Central Texas offers personal and commercial banking services. Its services include checking and savings accounts, certificates of deposit and money market accounts. The company was founded in 1909 and is headquartered in Temple, TX.
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First State Bank Central Texas
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