Skip to content

Archives

Southern first bank login


southern first bank login

Checking, savings, lending, mortgages and more! TowneBank helps you with your personal or business financial needs. Southern First Bank (NASDAQ: SFST), the largest bank headquartered in South Carolina, has announced plans to build a new corporate. First Bank & Trust Co. Open navigation Close navigation. Login Close Online Banking. Select Account Type. Online Banking, Remote Deposit Login.

Southern first bank login -

Southern First Bank Review

SmartAsset's Overall Rating

3.7/5

Rates

2.8

Fees

3.0

Service Quality

4.0

Financial Health

4.8

Key Highlights

  • Mobile App
  • Multiple Banking Products

Overview

Founded in 2000, Southern First Bank has $2 billion in assets and $1 billion in deposits, which makes the institution a large bank. Southern First Bank, whose headquarters are in Greenville, South Carolina, lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. SmartAsset has rated Southern First Bank 3.7 stars out of 5, suggesting it is a decent choice, but with better options out there. Southern First Bank offers the full slate of product offerings, including savings accounts, checking accounts, money market accounts, CDs and mortgage products. It has a fair savings rate; other popular banks have higher rates. The bank's standard checking product carries a monthly fee of $5.00, although banks sometimes have requirements that allow you to waive the fee. Banks that offer no-fee checking, in addition to a high interest rate savings account are the best bet for getting the highest income from your deposits while having convenient access to your funds.

How We Rated It

SmartAsset's Overall Rating

The is a weighted average of rates, fees, service quality and financial health.Read more

When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

Rates
The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
Fees
The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
Service Quality
The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
Financial Health
The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

Rates

With a savings rate of 0.05%, Southern First Bank ranks poorly in comparison to other U.S. banks. Its one-year and five-year term lengths CDs earn at a rate of 0.30% and 0.60%, respectively, while its highest-yielding money market account has a rate of 0.15%. Given its noncompetitive savings rate, you should consider opting for higher earning savings accounts with other banks.

How Southern First Bank's Savings Rates Compare

Back to Overview

Fees

Southern First Bank has generally high fees in comparison to the average U.S. bank. Southern First Bank's checking account has a monthly fee of $5.00, which makes it fair for anyone looking for a hassle-free account. Southern First Bank unfortunately doesn't reimburse out-of-network ATM charges, which means you will have to locate a Southern First Bank ATM or accept the ATM charge.

Monthly Fee$5.00National Average: $3.21

Non-network ATM FeeN/ANational Average: $1.20

Overdraft FeeN/ANational Average: $35.00

Back to Overview

Service Quality

Southern First Bank is a brick-and-mortar bank, with 11 total bank locations in Georgia, North Carolina and South Carolina. With mobile and web apps, Southern First Bank makes account access easy, even on the go. Southern First Bank's online and mobile banking services get relatively high ratings from customers. The Southern First Bank mobile app is rated at 4.0 out of 5 (with 40 customer reviews on Apple and Android) compared to the national average of 3.8. Southern First Bank's mobile app lets you manage your accounts by checking monthly statements, transferring funds and reaching customer service. Southern First Bank gets an excellent consumer satisfaction score due to relatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating4.0/5

Consumer Satisfaction Rating5.0/5

Online Banking PortalNo

Live ChatNo

Back to Overview

Financial Health

Southern First Bank is a large bank and handles $2 billion in assets and deposits totaling $1 billion. It has an excellent Texas Ratio of 4.32%, signifying a minute likelihood of failure. Additionally, Southern First Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

4.32%

High Risk75%50%20%10%Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare Southern First Bank to Other Competitive Offers

Products Offered

ProductCurrent Terms and RatesMinimum Balance for APY
Savings Account 0.05% APY $1
Checking Account 0.01% APY $5000
Certificates of Deposit
  • 12 Month: 0.30% APY
  • 24 Month: 0.40% APY
  • 36 Month: 0.45% APY
  • 48 Month: 0.55% APY
  • 60 Month: 0.60% APY
$1000 for all terms
Money Market Accounts 0.1% APY 0.15% APY $10000 $15000

Southern First Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. Southern First Bank does not have the best savings rate, which means you should consider other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Southern First Bank's CD rates are fair compared to the national average.

Back to Overview

Find a Southern First Bank Near Me

Southern First Bank has 11 branches across the U.S.

Back to Overview

Save more with these rates that beat the National Average

Ad Disclosure

Ad Disclosure

Next Steps

See more
bank reviewsFind the best
savings accountsFind the best
CD accounts

Источник: https://smartasset.com/checking-account/southern-first-bank-banking-review-35295

Southern First Bank logo, bill payment,online banking login,routing number,forgot password

Southern First Bank Online Bill payment
Customers of Southern First Bank can pay there bills by logging in the official website http://southernfirst.com/ (given below) and visit Pay Bills Section to make the payments. In case of any issue or support one can contact Southern First Bank support (877)-679-9646 using the details given below.

Southern First Bank Login
To login in one should visit the bill payment website http://southernfirst.com/ and enter his/her username/password in the right section of the page and press login. In case you have forgotten your password/user id you can press on Forgot password button. In My accounts section you can see your pending bills and make the payment by Online Banking facility. In case you want to redeem redeem rewards points visit Offers page.

Southern First Bank Phone Number
You can fine Phone/Support number given below. In case of any further query you can also visit Contact Us section of the website.

Mode of Payment
Checking,

Southern First Bank Hours of Operations
Monday 8:30 am – 5:00 pm
Tuesday 8:30 am – 5:00 pm
Wednesday 8:30 am – 5:00 pm
Thursday 8:30 am – 5:00 pm
Friday 8:30 am – 5:00 pm
Saturday Closed
Sunday Closed

Southern First Bank Overview

Website: http://southernfirst.com/
Create new account: https://cibng.ibanking-services.com/cib/themes/cib_enroll/enroll/enroll.jsp?FIORG=10Q&FIFID=053208011
Online Login/Sign in: https://cibng.ibanking-services.com/EamWeb/Account/Login.aspx?+FIORG=10Q&orgId=10Q_053208011&FIFID=053208011&brand=10Q_053208011&appId=ceb&ec=100007
Forgot Password Link: https://customer.southerngeneralauto.com/InsuredLogin.asp
Payment Mode: Checking,
Support Phone Number: (877)-679-9646
Routing Number: 53208011

Recently Added Billers

  • Evant, TX Utilities Bill Pay, Online Login, Customer Support Information
  • Wheat Belt Public Power District Bill Pay, Online Login, Customer Support Information
  • Big Sky Western Bank Bill Pay, Online Login, Customer Support Information
  • Fort Worth, TX Utilities Bill Pay, Online Login, Customer Support Information
  • My Personal Credit Union Bill Pay, Online Login, Customer Support Information
  • Thrift Investment Corporation Bill Pay, Online Login, Customer Support Information
  • Henry on the Park Apartments Bill Pay, Online Login, Customer Support Information
  • Wayfair Credit Card Bill Pay, Online Login, Customer Support Information
  • Bank Mutual Bill Pay, Online Login, Customer Support Information
  • AAA Southern Pennsylvania Bill Pay, Online Login, Customer Support Information
  • Источник: http://billpaymentonline.net/southern-first-bank-bill-pay-online-login-customer-support-information/
    Southern First Bank

    https://www.southernfirst.com/login
    Online Banking Login   Southern First</h3><p>https://www.southernfirst.com/personal/checking</p><p>Our personal checking accounts fit the way you need your finances to work, …</p><p><h3><em>Related</em></h3></p></div>Categories s loginИсточник: https://securedtop.com/southern-first/</div>  Southern First – Southern First Bank</h3><p>https://www.southernfirst.com/contact</p><p>Contact. When you call us, you talk to a person. Ask. Top FAQs. filter by …</p><h3>7. Personal Checking & Savings  <center><img src='http://en.mercopress.com/data/cache/noticias/68076/760x480/penguins.jpg' alt='southern first bank login' title='southern first bank login' style='width:200px' /></center> <div><h2>Online Banking</h2><div><p><br>Web access is needed to use the Great Southern Mobile Banking App. Message and Data rates may apply, check with your wireless carrier for details. Mobile banking is available to existing Online Banking users only. All terms applicable to Online Banking apply to mobile banking (see Online Banking Terms and Conditions for more details). Text Banking cannot currently be supported with Cash Management logins. Business debit cards cannot be enrolled for Debit On/Off and Send Money features. Call Business Support Services at 855-225-0115 for more information.</p><p>1 Must be a registered Online Banking customer to utilize the App's full capabilities. To register for Great Southern Online Banking, visit https://www.GreatSouthernBank.com/enroll .</p><p>2 Customers must first set up their Great Southern Mobile Check Deposit and Text <i>Southern first bank login</i> services through the Mobile Banking App prior to having access to these services.</p><p>3 Customers must first set up Bill Pay accounts within the Bill Pay tab in Online Banking, or by using the Great Southern Secure <strong>Mail Message Center</strong> in Online Banking or the Great Southern Mobile Banking App prior to using these features southern first bank login the Mobile Banking App.</p><p>4 Customers must first set up Transfer accounts using the Great Southern Secure <strong>Mail Message Center</strong> in Online Banking or the Great Southern Mobile Banking App prior to using these features through the Mobile Banking App.</p><p>5 This is limited to locating Great Southern banking centers and ATMs. Please refer to your carrier for any fees that may apply.</p><p>Apple, Apple Pay, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Requires iOS 9.3 or greater.</p><p>Google Play and the Google Play logo are trademarks of Southern first bank login Inc. Requires Android OS Version 4.0 or greater.</p><p>Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.</p><p>Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.</p><p>AMAZON is a trademark of Amazon Services LLC and/or its affiliates.</p><p>Member FDIC</p></div>Источник: https://www.greatsouthernbank.com/personal/online-banking</div> Southern First – Southern First Bank</h3><p>https://www.southernfirst.com/business</p><p>We help you get the most for your business with our business accounts and …</p><h3>4. Sign in to Southern first bank login Internet Banking – Southern First Bank</h3><p>https://www.southernfirst.com/personal-demo/index.htm</p><p>Please provide the information below and click Continue. User ID: To protect …</p><h3>5. Southern First Mobile Banking</h3><p>http://m.southernfirst.com/</p><p>Southern First Personal Banking App. Trouble logging in? Call 1.877.679.9646 …</p><h3>6. Contact <div><div><p><img src=

    Southern First Bank Online Bill payment
    Customers of Southern First Bank can pay there bills by logging in the official website http://southernfirst.com/ (given below) and visit Pay Bills Section to make the payments. In case of any issue or support one can contact Southern First Bank support (877)-679-9646 using the details given below.

    Southern First Bank Login
    To login in one should visit the bill payment website http://southernfirst.com/ and enter his/her username/password in the right section of the page and press login. In case you have forgotten your password/user id you can press on Forgot password button. In My accounts section you can see your pending bills and make create a new google my business account payment by Online Banking facility. In case you want to redeem redeem rewards points visit Offers page.

    Southern First Bank Phone Number
    You can fine Phone/Support number given below. In case of any further query you can also visit Contact Us section of the website.

    Mode of Payment
    Checking,

    Southern First Bank Hours of Operations
    Monday 8:30 am – 5:00 pm
    Tuesday 8:30 am – 5:00 pm
    Wednesday 8:30 am – 5:00 pm
    Thursday 8:30 am – 5:00 pm
    Friday 8:30 am – 5:00 pm
    Saturday Closed
    Sunday Closed

    Southern First Bank Overview

    Website: http://southernfirst.com/
    Create new account: https://cibng.ibanking-services.com/cib/themes/cib_enroll/enroll/enroll.jsp?FIORG=10Q&FIFID=053208011
    Online Login/Sign in: https://cibng.ibanking-services.com/EamWeb/Account/Login.aspx?+FIORG=10Q&orgId=10Q_053208011&FIFID=053208011&brand=10Q_053208011&appId=ceb&ec=100007
    Forgot Password Link: https://customer.southerngeneralauto.com/InsuredLogin.asp
    Payment Mode: Checking,
    Support Phone Number: (877)-679-9646
    Routing Number: 53208011

    Recently Added Billers

  • Evant, TX Utilities Bill Pay, Online Login, Customer Support Information
  • Wheat Belt Public Power District Bill Pay, Online Login, Customer Support Information
  • Big Sky Western Bank Bill Pay, Online Login, Customer Support Information
  • Fort Worth, TX Utilities Bill Pay, Online Login, Customer Support Information
  • My Personal Credit Union Bill Pay, Online Login, Customer Support Information
  • Thrift Investment Corporation Bill Pay, Online Login, Customer Support Information
  • Henry on the Park Apartments Bill Pay, Online Login, Customer Support Information
  • Wayfair Credit Card Bill Pay, Online Login, Customer Support Information
  • Bank Mutual Bill Pay, Online Login, Customer Support Information
  • AAA Southern Pennsylvania Bill Pay, Online Login, Customer Support Information
  • Источник: http://billpaymentonline.net/southern-first-bank-bill-pay-online-login-customer-support-information/
    Greenville, Columbia, Charleston SC Southern First

    https://www.southernfirst.com/personal

    Our customers get options for their personal checking and savings accounts, …

    8. Locations

    Southern First Shareholder Profile

    Greenville, South Carolina-based Southern First Bank serves some of the most dynamic, economically thriving communities in the Southeast. The bank has southern first bank login rapidly during its 18-year history serving these communities, reaching $1 billion in assets in 2014.

    Southern First has consistently relied on its FHLBank Atlanta membership to access products to support its growth and strategic guidance to help navigate complex challenges that growing financial institutions must manage.

    Mike Dowling, chief financial officer for Southern First Bank, says that southern first bank login views FHLBank Atlanta as a partner and values having relationships with people who are heavily invested in the banking industry and have their fingers on the pulse of the challenges banks face.

    “Whether I have a question about a new loan or mortgage product, interest-rate risk management, or asset/liability management, our FHLBank Atlanta relationship manager is the first person I call,” said Dowling.

    Dowling points to risk management as an area where Southern First’s relationship with FHLBank Atlanta proved particularly valuable. Southern First had to build a more formalized enterprise risk management program when the institution crossed the $1 billion asset threshold, and Dowling was tasked with getting the program off the ground. Southern First’s relationship manager connected Dowling with staff from the Bank’s enterprise risk management area, southern first bank login offered various risk management models and guidance on how to use them.

    “To this day, we use the knowledge and tools we gained from FHLBank Atlanta in our risk management program,” said Dowling. “It was an advantage to be able to use our relationship with the Bank in this way instead of hiring risk management consultants or seeking advice from a competitor.”

    Fueling Growth
    Dowling also notes that FHLBank Atlanta funding southern first bank login have helped Southern First address liquidity and balance sheet management needs during periods of growth. Several years ago Southern Southern first bank login was raising deposits rapidly to support its high growth but still faced a significant liquidity gap.

    While at FHLBank Atlanta’s Annual Member Conference, Dowling learned about the letters of credit product and how it can serve as collateral for public entity deposits. Southern First had existing business relationships with municipal entities, and Dowling realized that the letter of credit could help him expand those relationships to include deposits.

    “Within a few months of learning about the letter of credit, we were able to fill a $100 million liquidity gap with public unit deposits,” said Dowling. “Now we are one of the largest issuers in the southeast and have used the letter of credit to build relationships with municipal entities throughout our footprint.”

    In addition to letters of credit, Southern First relies on advances as an important source of liquidity, particularly to help manage swings in the balance sheet that are typical for large institutions. In addition to holding a portfolio of three- to four-year term advances, Southern First what is the routing number for first interstate bank 30-day advances to manage liquidity at quarter end.

    As the bank has grown, Dowling says that they have needed their line of credit at FHLBank Atlanta to grow with them. Southern First worked closely with FHLBank Atlanta’s collateral team to ensure the bank had adequate collateral value as their borrowing needs expanded.

    “Having a readily available line of credit at FHLBank Atlanta that allows us to access funding quickly is an important advantage,” said Dowling.

     

    The Federal Home Loan Bank of Atlanta is not a registered investment advisor. Nothing herein is an offer to sell or a solicitation of an offer southern first bank login buy any securities or derivative products. You should consult your own legal, financial, and accounting advisors before entering into any transaction.

    Источник: https://corp.fhlbatl.com/why-join/southern-first-shareholder-profile/

    First Republic, it's a privilege to serve you

    Privacy

    Southern first bank login -

    Work for Southern First Bank: Jobs and Careers

    About the company

    • Company size

      201 to 500

    • Industry

      Financial Services

    Learn more

    Jobs

    We were not able to detect your location. You can browse through all 10 jobs Southern First Bank has to offer

    Full-time

    Team Leader - Charleston, SC

    Charleston, SC

    Easily apply

    Full-time

    Loan Specialist Document Services 1

    Greenville, SC

    Easily apply

    Full-time

    Loan Administrative Executive Assistant - Atlanta

    Atlanta, GA

    Easily apply

    Full-time

    Loan Project Specialist

    Greenville, SC

    Easily apply

    Full-time

    Loan Specialist Escrow

    Greenville, SC

    Easily apply

    Full-time

    Information Technology Support Associate

    Greenville, SC

    Easily apply

    Full-time

    Mortgage Executive - Charleston

    Charleston, SC

    Easily apply

    Full-time

    Client Experience Banker - Raleigh, NC

    Raleigh, NC

    Easily apply

    Full-time

    BSA Compliance Analyst I

    Greenville, SC

    Easily apply

    See all available jobs

    Reviews

    Employee in South Carolina

    Depends

    I’ve worked in various departments, and I can say that truly makes a difference on the experience you have. Overall, I love it and the people I work with.

    Loan Specialist in Greenville, SC

    Amazing Company

    Amazing culture and a great place to work! True family atmosphere and management is very understanding when outside things arise in your life. A great place to call your work home.

    RPA Consultant in Greenville, SC

    productive and respectful

    very nice management , and friendly environment.
    i learned a lot there involved RPA total projects and and done all activities . And we follow a gud team work support .

    Teller/Client Experiene Banker in Greenville, SC

    Transitioning into just another big bank

    Company had big turnover a few years ago hiring from outside sources rather than promoting from within for many upper management positions. New upper staff members came from larger financial institutions implementing many of the big bank policies and procedures. This once great place to work and wonderful banking institution is quickly becoming just another big bank. The banking clients are not as pleased as they once were and nether are the longtime employees who remember the wonderful culture this bank once had !

    Client Service Specialist in Charleston, SC

    Fun place to work

    Excellent place to work. The best bank I have ever worked for and the pay is above average for the area and job descriptions. The CEO and staff really care about you as an individual.

    See all reviews

    What would you say about your employer?

    Help fellow job seekers by sharing your unique experience.

    Write a review

    Questions and answers

    People have asked 4 questions about working at Southern First Bank. See the answers, explore popular topics and discover unique insights from Southern First Bank employees.

    How long does it take to get hired from start to finish at Southern First Bank? What are the steps along the way?

    July 9, 2019

    I interviewed on a Wednesday or Thursday, they returned my call by end of the week and set up the next week for employment hire and first day.

    See 2 answers
    What questions did they ask during your interview at Southern First Bank?

    July 9, 2019

    Work ethic, hobbies, talents, previous job descriptions/details. I had a wonderful interview but that was before company changes. Back then their concern was how personable you are and whether or not you were the type of person to go above and beyond for a client. Now it’s just a combination of client service and banking standards/policies but more importantly banking policies...just like any other big bank.

    See 2 answers
    What is the most stressful part about working at Southern First Bank?
    How long does it take to get hired from start to finish at Southern First Bank? What are the steps along the way?

    July 9, 2019

    I interviewed on a Wednesday or Thursday, they returned my call by end of the week and set up the next week for employment hire and first day.

    See 2 answers
    What questions did they ask during your interview at Southern First Bank?

    July 9, 2019

    Work ethic, hobbies, talents, previous job descriptions/details. I had a wonderful interview but that was before company changes. Back then their concern was how personable you are and whether or not you were the type of person to go above and beyond for a client. Now it’s just a combination of client service and banking standards/policies but more importantly banking policies...just like any other big bank.

    See 2 answers
    What is the most stressful part about working at Southern First Bank?

    See all Q&A

    Interview insights

    Insights from 0 Indeed users who have interviewed with Southern First Bank within the last 5 years.

    Interview Questions

    Work ethic, hobbies, talents, previous job descriptions/details. I had a wonderful interview but that was before company changes. Back then their concern was how personable you are and whether or not you were the type of person to go above and beyond for a client. Now it’s just a combination of client service and banking standards/policies but more importantly banking policies...just like any other big bank.

    Shared on July 9, 2019

    Work history

    Shared on June 18, 2019

    Explore interviews

    What's being discussed at Southern First Bank?

    Select a topic to see what people are saying about different issues

    Источник: https://www.indeed.com/cmp/Southern-First-Bank

    First Republic, it's a privilege to serve you

    Privacy Southern First – Southern First Bank

    https://www.southernfirst.com/business

    We help you get the most for your business with our business accounts and …

    4. Sign in to Consumer Internet Banking – Southern First Bank

    https://www.southernfirst.com/personal-demo/index.htm

    Please provide the information below and click Continue. User ID: To protect …

    5. Southern First Mobile Banking

    http://m.southernfirst.com/

    Southern First Personal Banking App. Trouble logging in? Call 1.877.679.9646 …

    6. Contact Southern First Bank">
    Online Banking Login. Personal; Business. User ID Log In. Company ID

    2. Southern First Bank

    Southern First Bank Review

    SmartAsset's Overall Rating

    3.7/5

    Rates

    2.8

    Fees

    3.0

    Service Quality

    4.0

    Financial Health

    4.8

    Key Highlights

    • Mobile App
    • Multiple Banking Products

    Overview

    Founded in 2000, Southern First Bank has $2 billion in assets and $1 billion in deposits, which makes the institution a large bank. Southern First Bank, whose headquarters are in Greenville, South Carolina, lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. SmartAsset has rated Southern First Bank 3.7 stars out of 5, suggesting it is a decent choice, but with better options out there. Southern First Bank offers the full slate of product offerings, including savings accounts, checking accounts, money market accounts, CDs and mortgage products. It has a fair savings rate; other popular banks have higher rates. The bank's standard checking product carries a monthly fee of $5.00, although banks sometimes have requirements that allow you to waive the fee. Banks that offer no-fee checking, in addition to a high interest rate savings account are the best bet for getting the highest income from your deposits while having convenient access to your funds.

    How We Rated It

    SmartAsset's Overall Rating

    The is a weighted average of rates, fees, service quality and financial health.Read more

    When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

    Rates
    The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
    Fees
    The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
    Service Quality
    The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
    Financial Health
    The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

    Rates

    With a savings rate of 0.05%, Southern First Bank ranks poorly in comparison to other U.S. banks. Its one-year and five-year term lengths CDs earn at a rate of 0.30% and 0.60%, respectively, while its highest-yielding money market account has a rate of 0.15%. Given its noncompetitive savings rate, you should consider opting for higher earning savings accounts with other banks.

    How Southern First Bank's Savings Rates Compare

    Back to Overview

    Fees

    Southern First Bank has generally high fees in comparison to the average U.S. bank. Southern First Bank's checking account has a monthly fee of $5.00, which makes it fair for anyone looking for a hassle-free account. Southern First Bank unfortunately doesn't reimburse out-of-network ATM charges, which means you will have to locate a Southern First Bank ATM or accept the ATM charge.

    Monthly Fee$5.00National Average: $3.21

    Non-network ATM FeeN/ANational Average: $1.20

    Overdraft FeeN/ANational Average: $35.00

    Back to Overview

    Service Quality

    Southern First Bank is a brick-and-mortar bank, with 11 total bank locations in Georgia, North Carolina and South Carolina. With mobile and web apps, Southern First Bank makes account access easy, even on the go. Southern First Bank's online and mobile banking services get relatively high ratings from customers. The Southern First Bank mobile app is rated at 4.0 out of 5 (with 40 customer reviews on Apple and Android) compared to the national average of 3.8. Southern First Bank's mobile app lets you manage your accounts by checking monthly statements, transferring funds and reaching customer service. Southern First Bank gets an excellent consumer satisfaction score due to relatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

    Overall Mobile Rating4.0/5

    Consumer Satisfaction Rating5.0/5

    Online Banking PortalNo

    Live ChatNo

    Back to Overview

    Financial Health

    Southern First Bank is a large bank and handles $2 billion in assets and deposits totaling $1 billion. It has an excellent Texas Ratio of 4.32%, signifying a minute likelihood of failure. Additionally, Southern First Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

    Texas Ratio Analysis

    4.32%

    High Risk75%50%20%10%Low Risk

    The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

    Back to Overview

    Compare Southern First Bank to Other Competitive Offers

    Products Offered

    ProductCurrent Terms and RatesMinimum Balance for APY
    Savings Account 0.05% APY $1
    Checking Account 0.01% APY $5000
    Certificates of Deposit
    • 12 Month: 0.30% APY
    • 24 Month: 0.40% APY
    • 36 Month: 0.45% APY
    • 48 Month: 0.55% APY
    • 60 Month: 0.60% APY
    $1000 for all terms
    Money Market Accounts 0.1% APY 0.15% APY $10000 $15000

    Southern First Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. Southern First Bank does not have the best savings rate, which means you should consider other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Southern First Bank's CD rates are fair compared to the national average.

    Back to Overview

    Find a Southern First Bank Near Me

    Southern First Bank has 11 branches across the U.S.

    Back to Overview

    Save more with these rates that beat the National Average

    Ad Disclosure

    Ad Disclosure

    Next Steps

    See more
    bank reviewsFind the best
    savings accountsFind the best
    CD accounts

    Источник: https://smartasset.com/checking-account/southern-first-bank-banking-review-35295
    Terms & Conditions

    © 1997–2021 First Republic Bank.

    Firstrepublic.com provides information to clients about their accounts and financial services by First Republic Bank and its affiliates.

    Banking products and services are offered by First Republic Bank, Member FDIC and Equal Housing Lender

    Investment Advisory services are provided by First Republic Investment Management, Inc. Trust and Fiduciary services are offered through First Republic Trust Company, a division of First Republic Bank; and First Republic Trust Company of Delaware LLC and First Republic Trust Company of Wyoming LLC, both wholly owned subsidiaries of First Republic Bank. Brokerage services are offered through First Republic Securities Company, LLC, Member FINRA/SIPC. Insurance services are provided through First Republic Securities Company, DBA Grand Eagle Insurance Services, LLC, CA Insurance License #0I13184, and First Republic Investment Management, DBA Eagle Private Insurance Services, CA Insurance License #0K93728.

    Investment, Insurance and Advisory Products and Services, and Foreign Exchange Transactions, are Not FDIC Insured or Insured by Any Federal Government Agency, Not a Deposit, Not Bank Guaranteed and May Lose Value.

    DL0007

    Источник: https://www.firstrepublic.com/
    southern first bank login

    watch the thematic video

    Mobile Check Deposit - Southern First Bank

    Comments

    1. Tracy Abernathy would you ask your boss how or why he believes paying higher taxes to be better? Thanks.

    2. Sir ham online insta account open karne ke bad branch me KYC kara lete hai to passbook n chequebook turant mil jayegi kya?

    Leave a Reply

    Your email address will not be published. Required fields are marked *