Southern first bank login

Posted on 22.11.202122.11.2021 by JaavedFilms

Checking, savings, lending, mortgages and more! TowneBank helps you with your personal or business financial needs. Southern First Bank (NASDAQ: SFST), the largest bank headquartered in South Carolina, has announced plans to build a new corporate. First Bank & Trust Co. Open navigation Close navigation. Login Close Online Banking. Select Account Type. Online Banking, Remote Deposit Login.

Southern first bank login -

Southern First Bank Review

SmartAsset's Overall Rating

3.7/5

Rates	2.8
Fees	3.0
Service Quality	4.0
Financial Health	4.8

Key Highlights

Mobile App
Multiple Banking Products

Overview

Founded in 2000, Southern First Bank has $2 billion in assets and $1 billion in deposits, which makes the institution a large bank. Southern First Bank, whose headquarters are in Greenville, South Carolina, lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. SmartAsset has rated Southern First Bank 3.7 stars out of 5, suggesting it is a decent choice, but with better options out there. Southern First Bank offers the full slate of product offerings, including savings accounts, checking accounts, money market accounts, CDs and mortgage products. It has a fair savings rate; other popular banks have higher rates. The bank's standard checking product carries a monthly fee of $5.00, although banks sometimes have requirements that allow you to waive the fee. Banks that offer no-fee checking, in addition to a high interest rate savings account are the best bet for getting the highest income from your deposits while having convenient access to your funds.

How We Rated It

SmartAsset's Overall Rating

The is a weighted average of rates, fees, service quality and financial health.Read more

When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

Rates

The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.

Fees

The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.

Service Quality

The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).

Financial Health

The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

Rates

With a savings rate of 0.05%, Southern First Bank ranks poorly in comparison to other U.S. banks. Its one-year and five-year term lengths CDs earn at a rate of 0.30% and 0.60%, respectively, while its highest-yielding money market account has a rate of 0.15%. Given its noncompetitive savings rate, you should consider opting for higher earning savings accounts with other banks.

How Southern First Bank's Savings Rates Compare

Back to Overview

Fees

Southern First Bank has generally high fees in comparison to the average U.S. bank. Southern First Bank's checking account has a monthly fee of $5.00, which makes it fair for anyone looking for a hassle-free account. Southern First Bank unfortunately doesn't reimburse out-of-network ATM charges, which means you will have to locate a Southern First Bank ATM or accept the ATM charge.

Monthly Fee$5.00_{National Average: $3.21}

Non-network ATM FeeN/A_{National Average: $1.20}

Overdraft FeeN/A_{National Average: $35.00}

Back to Overview

Service Quality

Southern First Bank is a brick-and-mortar bank, with 11 total bank locations in Georgia, North Carolina and South Carolina. With mobile and web apps, Southern First Bank makes account access easy, even on the go. Southern First Bank's online and mobile banking services get relatively high ratings from customers. The Southern First Bank mobile app is rated at 4.0 out of 5 (with 40 customer reviews on Apple and Android) compared to the national average of 3.8. Southern First Bank's mobile app lets you manage your accounts by checking monthly statements, transferring funds and reaching customer service. Southern First Bank gets an excellent consumer satisfaction score due to relatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating4.0/5

Consumer Satisfaction Rating5.0/5

Online Banking PortalNo

Live ChatNo

Back to Overview

Financial Health

Southern First Bank is a large bank and handles $2 billion in assets and deposits totaling $1 billion. It has an excellent Texas Ratio of 4.32%, signifying a minute likelihood of failure. Additionally, Southern First Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

4.32%

High Risk75%50%20%10%Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare Southern First Bank to Other Competitive Offers

Products Offered

Product	Current Terms and Rates	Minimum Balance for APY
Savings Account	0.05% APY	$1
Checking Account	0.01% APY	$5000
Certificates of Deposit	12 Month: 0.30% APY 24 Month: 0.40% APY 36 Month: 0.45% APY 48 Month: 0.55% APY 60 Month: 0.60% APY	$1000 for all terms
Money Market Accounts	0.1% APY 0.15% APY	$10000 $15000

Southern First Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. Southern First Bank does not have the best savings rate, which means you should consider other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Southern First Bank's CD rates are fair compared to the national average.

Back to Overview

Find a Southern First Bank Near Me

Southern First Bank has 11 branches across the U.S.

Back to Overview

Save more with these rates that beat the National Average

Ad Disclosure

Next Steps

See more
bank reviewsFind the best
savings accountsFind the best
CD accounts

Источник: https://smartasset.com/checking-account/southern-first-bank-banking-review-35295

Southern First Bank logo, bill payment,online banking login,routing number,forgot password

Southern First Bank Online Bill payment
Customers of Southern First Bank can pay there bills by logging in the official website http://southernfirst.com/ (given below) and visit Pay Bills Section to make the payments. In case of any issue or support one can contact Southern First Bank support (877)-679-9646 using the details given below.

Southern First Bank Login
To login in one should visit the bill payment website http://southernfirst.com/ and enter his/her username/password in the right section of the page and press login. In case you have forgotten your password/user id you can press on Forgot password button. In My accounts section you can see your pending bills and make the payment by Online Banking facility. In case you want to redeem redeem rewards points visit Offers page.

Southern First Bank Phone Number
You can fine Phone/Support number given below. In case of any further query you can also visit Contact Us section of the website.

Mode of Payment
Checking,

Southern First Bank Hours of Operations
Monday 8:30 am – 5:00 pm
Tuesday 8:30 am – 5:00 pm
Wednesday 8:30 am – 5:00 pm
Thursday 8:30 am – 5:00 pm
Friday 8:30 am – 5:00 pm
Saturday Closed
Sunday Closed

Southern First Bank Overview

Website: http://southernfirst.com/
Create new account: https://cibng.ibanking-services.com/cib/themes/cib_enroll/enroll/enroll.jsp?FIORG=10Q&FIFID=053208011
Online Login/Sign in: https://cibng.ibanking-services.com/EamWeb/Account/Login.aspx?+FIORG=10Q&orgId=10Q_053208011&FIFID=053208011&brand=10Q_053208011&appId=ceb&ec=100007
Forgot Password Link: https://customer.southerngeneralauto.com/InsuredLogin.asp
Payment Mode: Checking,
Support Phone Number: (877)-679-9646
Routing Number: 53208011

Recently Added Billers

Evant, TX Utilities Bill Pay, Online Login, Customer Support Information

Wheat Belt Public Power District Bill Pay, Online Login, Customer Support Information

Big Sky Western Bank Bill Pay, Online Login, Customer Support Information

Fort Worth, TX Utilities Bill Pay, Online Login, Customer Support Information

My Personal Credit Union Bill Pay, Online Login, Customer Support Information

Thrift Investment Corporation Bill Pay, Online Login, Customer Support Information

Henry on the Park Apartments Bill Pay, Online Login, Customer Support Information

Wayfair Credit Card Bill Pay, Online Login, Customer Support Information

Bank Mutual Bill Pay, Online Login, Customer Support Information

AAA Southern Pennsylvania Bill Pay, Online Login, Customer Support Information

Источник: http://billpaymentonline.net/southern-first-bank-bill-pay-online-login-customer-support-information/

Southern First Bank

https://www.southernfirst.com/login

Southern First Bank Login
To login in one should visit the bill payment website http://southernfirst.com/ and enter his/her username/password in the right section of the page and press login. In case you have forgotten your password/user id you can press on Forgot password button. In My accounts section you can see your pending bills and make create a new google my business account payment by Online Banking facility. In case you want to redeem redeem rewards points visit Offers page.