Skip to content

Archives

Cedar rapids bank and trust mortgage rates


cedar rapids bank and trust mortgage rates

Car Loan Calculator Use this calculator to help you determine your monthly car loan payment or your car purchase price. Cedar Rapids Bank and Trust Company handled the student loan that I just finished paying off. I had it at first with another bank but moved it. An interest earning, tiered rate account with limited check writing privileges and market-leading rate. A savings account designed for building funds for a.

Cedar rapids bank and trust mortgage rates -

ChoiceOne Bank

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.

Источник: https://www.choiceone.com/

Welcome Home

Our homegrown team has the experience and knowledge to assist you with making accurate, informed decisions to meet all your mortgage needs. With Ohnward’s competitive mortgage rates, we work hard to get you lower monthly payments, quicker payoffs, and lower costs over the life of your loan.

You work with a Mortgage Loan Officer face-to-face, someone you can get to know and trust, or talk to at any time. Someone that you know that lives and works in the same community you do. We’re certain you’ll find our service to meet and exceed your expectations. 

Apply Now

  • Residential Mortgage Loans

    For most people, their home is the biggest purchase they will ever make. We understand the big decision on which lending partner to trust. Whether you’re purchasing your first home, a vacation home, or refinancing your existing home, we have options that keep your money where it belongs – in your pocket.

    Apply Now

  • Conventional Loans

    A conventional loan is a mortgage loan that's not backed by a government agency. Conventional loans are broken down into "conforming" and "non-conforming" loans. Terms for conventional loans can be varied and flexible for borrowers with good credit, down payments, and reserves.

    Apply Now

  • Construction Loans

    Let’s build your dream together. Construction loans are short-term, interim loans used for new home construction. The contractor receives disbursements as work progresses. Contact a dedicated, experienced Ohnward Bank & Trust loan officer to learn more about construction loans and to discuss current construction loan rates.

    Apply Now

  • USDA Loans

    USDA loans, often referred to as RD (Rural Development) loans are zero-down-payment, low interest rate mortgages. The United States Department of Agriculture guarantees the loans, which are meant to help very low-to-moderate income buyers become homeowners. There are a few guidelines, including: the home must be in a rural area which the USDA defines as having a population under 35,000. There are a few suburban areas that meet the USDA criteria. 

    Eligibility Requirements

    • Must be located in an area deemed eligible by the USDA 
    • Meet USDA program income requirements which vary by state and county. All income producing individuals over age 18 that will occupy the home will be included in the total household income. 

    Apply Now

  • Iowa Finance Authority

    With the help of Iowa Finance Authority mortgage and down payment programs, the dream of your own place is within reach. First-time homebuyers, experienced buyers, and everyone in-between can make use of these options.

    Apply Now

  • VA Loans
    Skip to Content
    Close Icon
    • SecureAlerts Are Here!

      Real time account alerts…on the activities you want to monitor. Purchase made? Money withdrawn? Check exceeds threshold? You'll instantly know with SecureAlerts!

      Learn More
    • Use a Keystone Savings Bank debit card with digital wallet

      You can now use your Keystone debit card with Apple Pay, Samsung Pay and Google Pay!

      Learn More
    • Fraud Protection. Lightning Fast Account Balance 24/7

      Download Shazam Brella today and enjoy the convenience of mobile. 

      Start Enrollment
    • Open a Keystone Savings Bank Account

      If you're ready to become a customer at Keystone Savings Bank, get started by filling out our online account application.

      Apply Now

    Image of Card

    Harness the Power of Plastic

    Keystone Savings Bank offers credit cards and debit cards to add convenience and security to your purchases.

    View Our Card Solutions

    Image of House

    Find Your Home Loan Solution

    There are variety of home loan options available to you at Keystone Savings Bank. Find the one that works best for you.

    Find Your Home Loan

    Image of Truck

    Add Efficiency to Your Business

    The cash management services at Keystone Savings Bank take the hassle out of managing your business's finances.

    Manage Your Business

    Image of Farm

     

    A Community Bank Focused On Your Needs 

    At Keystone Savings Bank, you'll find a staff that is focused on helping you reach your financial goals. From your personal checking accounts to finding the right loan to grow your business, our goal is to help you succeed.

    Image of Desk
    Personal Banking

    Choose the right checking account or find the right account to help you save more effectively for retirement.

    Manage Your Money
    Image of Open Sign
    Business Banking

    Learn more about how we can help your business grow and continue to thrive so you can serve more customers.

    Improve Your Business
    Image of Person Driving
    Loan Solutions

    From a loan to get you into a new car to helping you finance the purchase of your dream home, we're here for you.

    Find Your Loan Solution
    Источник: https://www.keystonesavings.bank/

    Welcome to Hiawatha Bank & Trust

    Mortgages, Online Banking Services and More Banking Services

    At Hiawatha Bank & Trust, we work every day to help fulfill the financial needs of our customers. From business ventures to young families to first-time home buyers, the staff at Hiawatha Bank & Trust can help recommend the services that best suit your needs. We can help you with your mortgage needs, new construction or lot purchases, or get you set up with the latest bank technology through our Online Banking Services. Whatever your needs, you will find a solution at Hiawatha Bank & Trust! Come see us today

     

     

     

    Construction Loans

    Mortgages

    Work with the Hiawatha Bank & Trust lending team to apply for a construction loan that will provide you with a financing solution that will allow you to build the home of your dreams to your exact specifications.
    Learn More

     

     

     

    Mortgage Loans

    construction loans img

    Whether you’re looking to purchase your first home or are an experienced home buyer, Hiawatha Bank & Trust can help you get the mortgage you need. Learn more about our mortgage options.
    Learn More

    Источник: https://www.hiawathabank.com/

    Cedar Rapids Bank & Trust’s headquarters at 500 First Ave. NE in Cedar Rapids shown in an undated photo. PHOTO POINT BUILDERS

    By Adam Moore
    [email protected]

    Guaranty Bank & Trust, one of the Corridor’s oldest banking brands, is joining one of its newest as part of a $44.2 million deal announced June 9.

    QCR Holdings, the Moline-based parent company of Cedar Rapids Bank & Trust (CRBT), has agreed to purchase all of Guaranty Bankshares’ stock and assets, and will merge Guaranty Bank into CRBT’s operations once the transaction closes later this year.

    No decisions have yet been made on the banks’ offices or staffing, leaders said. Guaranty has five offices, including its headquarters at Third Street and Third Avenue; CRBT counts two offices in Cedar Rapids. Its headquarters is located at 500 First Ave. NE, three blocks away from Guaranty’s main office.

    The sale brings an end to the 83-year-old Guaranty brand, but leaders framed the deal as an opportunity to build scale and expand their footprint with a like-minded partner.

    “Cedar Rapids Bank & Trust has a local board, their leadership is very local. They make the decisions here as far as what loans to make and what community activities to be involved in,” said Chris Lindell, president and CEO of Guaranty Bank. “Being a local, community bank and being involved – we want that to continue on.”

    Larry Helling, president and CEO of CRBT, recalled that he met the bank’s then-owner, Harold Becker, and his son, Robert, around 25 years ago in Omaha at a bar mitzvah for Harold’s grandson. The leaders maintained that relationship over the years, opening the door to talks after Harold’s death last May and Robert’s move to chairman of the board.

    “That’s the way a lot of business deals come together – you build a relationship,” Mr. Helling said. “I knew [the Becker family] on a different level, and because of that, it was a natural fit for us.”

    The acquisition will make CRBT the largest community bank chartered in Linn County, with the banks reporting combined assets of almost $1.2 billion as of March 31. It will also make CRBT the second-largest in deposit share in the county, behind U.S. Bank, with the banks reporting $946 million in deposits that same month.

    That increased size will help CRBT compete in an industry where “scale matters,” Mr. Helling said, allowing it to offer more services and cope with the nation’s current period of “long, low, protracted” interest rates. It will also give the bank more resources to deal with the complex regulatory environment and develop more technologies for customers, who are demanding them from banks of all sizes.

    “As a community bank, at our size, it’s really hard. Today, we’re fine, but in 10 years from now?” Mr. Lindell said. “This gets it to the right scale, where it needs to be.”

    CRBT’s acquisition will also allow it to better serve “the entire marketplace” through an expanded branch network, Mr. Helling said. The deal will double the size of CRST’s retail business, while also bringing a book of “meaningful commercial business” to CRBT’s folio.

    The acquisition is the latest for QCR Holdings, which owns Quad Cities Bank & Trust, and last May purchased Community State Bank, based in Ankeny. That bank was bought from Van Dienst Investment Co. for $80 million.

    Guaranty Bank & Trust was organized and founded in 1934 by local businessman Van Vechten Shaffer. Robert Becker’s grandfather, Orrie Becker, was a founding shareholder, and Harold Becker purchased control of the bank from Mr. Shaffer in 1969.

    Adam Moore

    Источник: https://corridorbusiness.com/crbt-acquires-guaranty-bank-in-44m-deal/
    Cedar rapids bank and trust mortgage rates of Sam's Original Restaurant & BBQ

Locations

Serving 12 Communities Across Texas

Locations

Warning: You Are Leaving This Site.

You are about to follow a link to [Link]. To proceed, click 'continue' below.  To remain on this site, click 'cancel' below.

Cancel Continue

Источник: https://www.mybanktx.com/

Community National Bank & Trust

cedar rapids bank and trust mortgage rates Online Banking

Access your account anywhere at any time with Online Banking and the MyBankTX Mobile App.

TAKE ME THERE

Overdraft Protection

Accidents happen. We're here to cover you when you need us most.

LEARN MORE

Mortgage Services

Our experienced team of mortgage lenders can help you with buying, renovating, or getting a better rate.

MEET THE TEAM

Join Our Community

Welcome to Community National Bank & Trust of Texas, cedar rapids bank and trust mortgage rates hometown bank offering neighbor-to-neighbor service. Serving Texas since 1964, we strive to be your bank of choice by developing personal relationships with our customers and offering the latest in online banking needs. Come join our community!

Paycheck Protection Program Updates

Forgiveness Portal Reopens

The Loan Forgiveness portal is open for the second round of PPP loans. Are you applying?

Read More

Second Round of PPP Loans

While details are to be cedar rapids bank and trust mortgage rates, we want to notify you that we'll be participating in the second round of PPP loans!

Read More

PPP Third Party Calls

With the recent release of PPP data, beware of third parties offering loan forgiveness.

Read More

Get in on the big round-up!

Add the Round-Up Automatic Savings feature to h and m near me open account. We'll round up card transactions to the nearest dollar and transfer the difference to a second account.

 

SIGN ME UP

"When COVID-19 affected indoor dining in our restaurants, the CNB&T Fairfield team worked around the clock to get our PPP loan submitted and funded. This allowed us to continue fully paying our employees during the shutdown. Thank you for being a great bank to work with!"

Sonny & Ponte Daniel

Welcome to Hiawatha Bank & Trust

Mortgages, Online Banking Services and More Banking Services

At Hiawatha Bank & Trust, we work every day to help fulfill the financial needs of our customers. From business ventures to young families to first-time home buyers, the staff at Hiawatha Bank & Trust can help recommend the services that best suit your needs. We can help you with your mortgage needs, new construction or lot purchases, or get you set up with the latest bank technology through our Online Banking Services. Whatever your needs, you will find a solution at Hiawatha Bank & Trust! Come see us today

 

 

 

Construction Loans

Mortgages

Work with the Hiawatha Bank & Trust lending team to apply for a construction loan that will provide you with a financing solution that will allow you to build the home of your dreams to your exact specifications.
Learn More

 

 

 

Mortgage Loans

construction loans img

Whether you’re looking to purchase your first home or are an experienced home buyer, Hiawatha Bank & Trust can help you get the mortgage you need. Learn more about our mortgage options.
Learn More

Источник: https://www.hiawathabank.com/

Thank you for choosing Cedar Rapids Bank & Trust!

For general information,

contact us at:

319.862.2728

 

Cedar Rapids                                                                            Cedar Falls

500 1st Ave NE                            5400 Council St                                  NE 312 W. 1st St.
Cedar Rapids, IA 5240                 Cedar Rapids, IA 52402                     Cedar Falls, IA 50613
319.862.2728                               319.743.3555                                      319.273.8917

2711 Bever Ave                            SE 3406 F Ave NW                            Waterloo
Cedar Rapids, IA 52403               Cedar Rapids, IA 52405                     422 Commercial St
319.896.6194                               319.286.6282                                      Waterloo, IA 50701
                                                                                                                 319.291.2000
Marion
700 25th St                                                                                               11 Tower Park Dr
Marion, IA 52302                                                                                      Waterloo, IA 50701
319.286.6261                                                                                           319.235.6709

Источник: https://bankcrbt.mymortgage-online.com/

Welcome Home

Our homegrown team has the experience and knowledge to assist you with making accurate, informed decisions to meet all your mortgage needs. With Ohnward’s competitive mortgage rates, we work hard to get you lower monthly payments, quicker payoffs, and lower cedar rapids bank and trust mortgage rates over the life of your loan.

You work with a Mortgage Loan Officer face-to-face, someone you can get to know and trust, or talk to at any time. Someone that you know that lives and works in the same community you do. We’re certain you’ll find our service to meet and exceed your expectations. 

Apply Now

  • Residential Mortgage Loans

    For most people, their home is the biggest purchase they will ever make. We understand the big decision on which lending partner to trust. Whether you’re purchasing your first home, a vacation home, or refinancing your existing home, we have options that keep your money where it belongs – in your pocket.

    Apply Now

  • Conventional Loans

    A conventional loan is a mortgage loan that's not backed by a government agency. Conventional loans are broken down into "conforming" and "non-conforming" loans. Terms for conventional loans can be varied and flexible for borrowers with good credit, down payments, and reserves.

    Apply Now

  • Construction Loans

    Let’s build your dream together. Construction loans are short-term, interim loans used for new home construction. The contractor receives disbursements as work progresses. Contact a dedicated, experienced Ohnward Bank & Trust loan officer to learn more about construction loans and to discuss current construction loan rates.

    Apply Now

  • USDA Loans

    USDA loans, often referred to as RD (Rural Development) loans are zero-down-payment, low interest rate mortgages. The United States Department of Agriculture guarantees the loans, which are meant to help very low-to-moderate income buyers become homeowners. There are a few guidelines, including: the home must be in a rural area which the USDA defines as having a population under 35,000. There are a few suburban areas that meet the USDA criteria. 

    Eligibility Requirements

    • Must be located in an area deemed eligible by the USDA 
    • Meet USDA program income requirements which vary by state and county. All income producing individuals over age 18 that will occupy the home will be included in the total household income. 

    Apply Now

  • Iowa Finance Authority

    With the help of Iowa Finance Authority mortgage and down payment programs, the dream of your own place is within reach. First-time homebuyers, experienced buyers, and everyone in-between can make use of these options.

    Apply Now

  • cedar rapids bank and trust mortgage rates VA Loans

    Today’s mortgage rates in Iowa.

    Connect with James

    Ready to apply? Start your application.

    Apply

    About me

    No matter where you are in the home buying process, I can help.

    • As a mortgage loan officer right here in Cedar Rapids, I work with you to help you find the right mortgage for your unique situation.
    • You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Cedar Rapids with home financing needs similar to yours.

    I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 319.368.4283.

    Connect with James

    Ready to apply? Start your application.

    Apply

    The rates below assume a few basic things:

    • You have very good credit (a FICO credit score of 740+)
    • Your loan is for the purchase of a single-family home as your primary residence

    Rates are current as of


    See rates for other states.

    Compare current mortgage rates.

    Conventional fixed-rate mortgages

    TermRateAPR
    30-year fixed
    20-year fixed
    15-year fixed
    10-year fixed

    Adjustable rate mortgages

    TermRateAPR
    10-year ARM
    5-year ARM
    3-year ARM

    FHA mortgages

    TermRateAPR
    30-year fixed - FHA
    15-year fixed - FHA

    VA mortgages

    TermRateAPR
    30-year fixed - VA
    15-year fixed - VA

    Jumbo mortgages

    TermRateAPR
    30-year fixed - jumbo
    20-year fixed - jumbo
    15-year fixed - jumbo

    James Erickson

    Ready to apply? Start your application.

    Apply

    The rates below assume a few basic things:

    • You have very good credit (a FICO credit score of 740+)
    • Your loan is for a single-family home as your primary residence

    Rates are current as of


    See rates for other states.

    Compare current refinance rates.

    Conventional fixed-rate refinance loans

    TermRateAPR
    30-year fixed
    20-year fixed
    15-year fixed
    10-year fixed

    Adjustable rate refinance loans

    TermRateAPR
    10-year ARM
    5-year ARM
    3-year ARM

    FHA refinance loans

    TermRateAPR
    30-year cedar rapids bank and trust mortgage rates - FHA
    15-year fixed - FHA

    VA refinance loans

    TermRateAPR
    30-year fixed - VA
    15-year fixed - VA

    Jumbo refinance loans

    TermRateAPR
    30-year fixed - jumbo
    20-year fixed - jumbo
    15-year fixed - jumbo

    James Erickson

    Ready to apply? Start your application.

    Apply

    Use our mortgage calculator to help you better understand your home financing options.

    James Erickson

    Ready to apply? Start your application.

    Apply

    James Erickson

    Ready to apply? Start your application.

    Apply

    Get answers to your questions regarding home financing, refinancing and more.

    FHA loans


    A Federal Housing Administration (FHA) loan is a government-backed loan that’s insured by the Federal Housing Administration. FHA loans typically have lower credit and down payment requirements for qualified home buyers. For example, the minimum required down payment for an FHA loan is only 3.5% of the purchase price.


    If you’ve decided a Federal Housing Administration (FHA) loan may be right for you and you meet the general qualifications, including:

    • Down payment amount – FHA loans require a minimum down payment of 3.5%.
    • Credit score – The minimum credit score needed to qualify for a mortgage is generally around 620, however, FHA loans typically have lower credit requirements.
    • Property requirements – The home must be used as your primary residence, should protect the health and safety of the residents and the safety of the property, and should not have physical deficiencies or conditions affecting its structural integrity. An FHA-approved appraiser must appraise the home.

    You can start your application on your own, or with the help of your mortgage loan officer, who can work with you to see if you qualify for a FHA loan.


    Federal Housing Administration (FHA) loans are available to all qualified buyers, regardless of income level. They often have more flexible lending requirements than conventional loans. All FHA loans require mortgage cedar rapids bank and trust mortgage rates which protects the lender against any loss if mortgage payments are missed. To learn more about how FHA loans work, speak with your mortgage loan officer.

    VA loans


    A Veterans Affairs (VA) loan is a home mortgage that’s backed by the Department of Veterans Affairs. To be eligible for a VA loan, you must be an active-duty service member, veteran or eligible surviving spouse. A VA home loan requires little or no money down at closing, and even with no down payment, mortgage insurance is not required.


    Veterans Affairs (VA) loans are available to active-duty service members, veterans and eligible surviving spouses. A Certificate of Cedar rapids bank and trust mortgage rates from the VA is required to show whether you qualify based on your service history and duty status. Your mortgage loan officer will work with you to obtain the Certificate of Eligibility and can help you better understand how VA loans work.


    Veterans Affairs (VA) loans are available to active-duty service members and veterans who have served at least 90 days of consecutive service during wartime or 181 days during peacetime. National Guard members and reservists are eligible for a VA loan after six years of service or 181 days of active-duty service. Eligible surviving spouses may also qualify. For more information on how to apply for a VA home loan, contact your mortgage loan officer.


    There are several ways active-duty service members, veterans and eligible surviving spouses can take advantage of a Veterans Affairs (VA) loan more than once. Here are some ways you may be eligible for another VA loan:

    • Purchase a home with a VA loan and then sell it to buy another home with a new VA loan.
    • Refinance an existing VA loan into another.
    • Have two VA loans for two different homes at the same time.

    For more information on VA loans, speak with your mortgage loan officer.

    Conventional fixed-rate loans


    A fixed-rate loan is one of the most common types of home loans. Benefits include a consistent rate, cedar rapids bank and trust mortgage rates monthly principal and interest payments and a flexible down payment. If you have good credit and a low debt-to-income ratio (the ratio of total monthly debt payments – not including utilities, cell phone or cable service – compared to gross monthly income), a conventional fixed-rate loan may be a good option for you.



    Monthly principal and interest payments on a conventional fixed-rate mortgage remain the same for the life of the loan, making it an attractive option for those chase freedom credit card 300 cash back plan to stay in their home for several years. With an adjustable-rate mortgage (ARM) the interest rate may change periodically, based on a pre-determined index, for example the U.S. Treasury, and margin set by the bank. The initial interest rate is fixed for a set period, typically three to 10 years depending on the loan product, and then becomes variable. An increase or decrease depends on the market conditions at the time of the conversion to the variable rate and during the adjustment period thereafter. This may be a good option for those who plan on moving within a few years. Consider the benefits of each to determine which makes the most sense for your situation.

    Jumbo loans


    A jumbo loan is a non-conforming loan for single-family homes with loan amounts greater than $548,250. In certain high cedar rapids bank and trust mortgage rates areas, such as Alaska and Hawaii, the conforming limit is up to $822,375. To qualify for a jumbo mortgage loan, you must meet the established guidelines for credit score, income and other personal financial information.


    Jumbo loans are mortgages that exceed conforming loan limits. The limit on conforming loans is $548,250 in most areas of the country, but jumbo mortgages can exceed these limits. The limit can be as high as $822,375 in certain high cost areas, including Alaska and Hawaii.


    A VA jumbo loan is a Veterans Affairs (VA) loan that exceeds the conforming loan limit of $548,250 and up to $822,375 in high-cost areas such as Alaska and Hawaii. If you’re an active-duty service member, veteran or eligible surviving spouse, and you meet the income and credit requirements, a VA jumbo loan could be an option for you.

    ARM loans


    An adjustable-rate mortgage (ARM) is a home loan with an interest rate that adjusts throughout the life of the loan based on the market. The initial set rate period is typically three to 10 years. After the introductory rate term expires, the estimated payment and rate may change. An increase or decrease depends on the market conditions at the time of the conversion to the variable rate and during the adjustment period thereafter. An ARM loan could be a good option if you plan to sell within a few years.


    With an adjustable-rate mortgage (ARM) loan the initial interest rate is fixed for a set period and then becomes variable, adjusting every year for the remaining life of the loan. For example, a 10/1 ARM has a fixed rate for the first 10 years and an adjustable rate for the remaining duration of the loan. To learn more about how ARM loans work, connect with your mortgage loan officer.


    Yes, as with most any existing mortgage loans, an existing ARM loan can be refinanced upon credit approval. There are several potential benefits to refinancing a mortgage such as changing terms, lowering monthly cedar rapids bank and trust mortgage rates, getting access to cash for major purchases and reducing your interest rate. Your mortgage loan officer can help you find the right choice for your needs.

    James Erickson

    Ready to apply? Start your application.

    Apply
    Источник: https://mortgage.usbank.com/ia-cedar-rapids-james-erickson
    cedar rapids bank and trust mortgage rates

Comments

Leave a Reply

Your email address will not be published. Required fields are marked *