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us bank national association california

Security Bank, National Association, North Lauderdale, FL, 23156, Banesco USA, May 4, 2012, 10439. Palm Desert National Bank, Palm Desert, CA, 23632. This organization is not BBB accredited. Bank in San Diego, CA. See BBB rating, reviews, complaints, & more. It said that the bank, through its subsidiary U.S. Bank National Association, deliberately ran an inadequate anti-money-laundering program from.

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Not FDIC Insured May Go Down In Value

Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender. Equal Housing Lender   Member FDIC

Insurance Products and Annuities: May be purchased from any agent or company, and the customer’s choice will not affect current or future credit decisions.

First Horizon Advisors is the trade name for wealth management products and services provided by First Horizon Bank and its affiliates. Trust services provided by First Horizon Bank.

Investment management services, investments, annuities and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of First Horizon Bank. Arkansas Insurance License # 416584.

Insurance products are provided by First Horizon Insurance Services, Inc. (“FHIS”), a Tennessee corporation, and a subsidiary of First Horizon Bank. The principal place of business of FHIS is 165 Madison Ave., Memphis, TN 38103. California Insurance License # OD12174. Arkansas Insurance License # 100110355.

First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from state insurance licensing requirements.

The contents of this website are for informational purposes only. Nothing on this website should be considered investment advice; or, a recommendation or offer to buy or sell a security or other financial product or to adopt any investment strategy.

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Источник: https://www.firsthorizon.com/

U.S. Bancorp to pay $613 million for money-laundering violations

WASHINGTON (Reuters) - The U.S. Justice Department has reached a $613 million settlement with U.S. Bancorp USB.N over charges that it willfully failed to have an adequate anti-money-laundering program, the department said on Thursday.

As part of the settlement, U.S. Bancorp agreed to forfeit $453 million and to pay fines to the Treasury Department, the Office of the Comptroller of the Currency and the Federal Reserve, the Justice Department said in a statement.

It said that the bank, through its subsidiary U.S. Bank National Association, deliberately ran an inadequate anti-money-laundering program from 2009 to 2014. U.S. Bancorp failed to detect large numbers of suspicious transactions and concealed its missteps from regulators, it said.

“We regret and have accepted responsibility for the past deficiencies in our AML (anti-money-laundering) program. Our culture of ethics and integrity demands that we do better,” President and Chief Executive Andy Cecere said in a statement.

Under the settlement, the Justice Department agreed to dismiss the charges against the Minneapolis-based bank in two years if it meets the terms of the agreement. The bank said it has overhauled its anti-money-laundering policies in recent years to address the issues.

The Justice Department said the bank limited the number of transactions its systems would flag as suspicious based on its staffing levels. A 2009 memo from the bank’s anti-money laundering officer warned that staff was “stretched dangerously thin,” and U.S. Bancorp hid its limitations from regulators, it said.

The Justice Department also claimed the bank processed Western Union transactions for non-customers, even though those transactions would not be monitored. The bank barred those wire transfers in 2014.

Authorities also charged that the bank willfully failed to report suspicious banking activities of a longtime customer, Scott Tucker, from 2011 to 2013.

Tucker, who ran a payday lending business through various Native American tribes, ran roughly $2 billion through the bank’s accounts. He was convicted in October of charges tied to that business, although he intends to appeal.

The Justice Department statement said the bank overlooked several red flags from Tucker’s business, including using accounts bearing the names of tribes for his personal expenses, such as a vacation home and a Ferrari racing team.

The bank did not flag any of Tucker’s activity to regulators as suspicious until served with a Justice Department subpoena in 2013.

The Justice Department recommended that the $453 million forfeiture be remitted to people who took out high-interest loans with Tucker.

Shares in U.S. Bancorp were down 0.0904 percent at $55.26 at 11:45 a.m. EST, in line with the Dow Jones U.S. Bank Index .DJUSBK.

Источник: https://www.reuters.com/article/us-usa-usbancorp-idUSKCN1FZ1YJ

Apple Pay participating banks in Canada, Latin America, and the United States

Apple Pay works with many of the major credit and debit cards from the top banks. Just add your supported cards and continue to get all the rewards, benefits, and security of your cards.

We’re working with more banks to support Apple Pay. If you don’t see your bank below, check back soon.

Some cards from participating banks might not be supported in Apple Pay. Contact your bank for more information.

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  • Banco do Brasil
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  • Credomatic De Costa Rica, S.A.
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  • Flagship Bank Minnesota
  • Flagstar Bank
  • Flanagan State Bank
  • Flatwater Bank
  • Fleetwood Bank
  • Fleur de Lis Federal Credit Union
  • Flint Area School Employees Credit Union
  • Flint Community Bank
  • Florence Savings Bank
  • Florida Capital Bank
  • Florida Community Bank - National Association
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  • Florida Rural Electric CU
  • Florida State University Credit Union
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  • Florida West Coast Credit Union
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  • Floridian Bank
  • FMBank
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  • FNB New Mexico
  • FNB Oxford Bank
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  • FNBC Bank and Trust
  • FNBT Bank
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  • Focus Bank
  • Fond du Lac Credit Union
  • Foothill Credit Union
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  • Forcht Bank NA
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  • Forreston State Bank
  • Fort Bragg Federal Credit Union
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  • Fort Hood National Bank
  • Fort Lee Federal Credit Union
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  • Fort Worth City Credit Union
  • Fort Worth Community Credit Union
  • Fortera Credit Union
  • Fortera Federal Credit Union
  • Fortifi Bank
  • FORUM Credit Union
  • Forward Bank
  • Foundation Bank
  • Founders Federal Credit Union
  • Four Corners Community Bank
  • Fowler State Bank
  • Fox Communities Credit Union
  • Fox Valley Savings Bank
  • Frandsen Bank & Trust
  • Frankenmuth Credit Union
  • Franklin Bank & Trust Company
  • Franklin First Federal Credit Union
  • Franklin Mint Federal Credit Union
  • Franklin Savings Bank
  • Franklin State Bank
  • Franklin Synergy Bank
  • Franklin-Oil Region Credit Union
  • Franklin-Somerset Federal Credit Union
  • FRB Federal Credit Union
  • Frederick Community Bank
  • Frederick County Bank
  • Freedom Bank
  • Freedom Bank (NJ)
  • Freedom Bank of West Virginia
  • Freedom Credit Union
  • Freedom First
  • Freedom National Bank
  • Freedom Northwest Credit Union
  • Freedom of Maryland Federal Credit Union
  • Fremont Bank
  • Fremont Federal Credit Union
  • Fresno First Bank
  • Front Royal Federal Credit Union
  • Frontier Bank (IA, SD)
  • Frontier Bank (NE)
  • Frontier Community Credit Union
  • Frost Bank
  • FSV Payment Systems
  • Ft. Randall Federal Credit Union
  • Fulton Bank N.A.
  • Fulton Bank of New Jersey
  • Fulton Savings Bank

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Pros Explained

  • Extensive network of ATMs and physical locations – With more than 2,400 brick-and-mortar branches and 4,200 ATMs in the U.S., you won’t have a problem setting foot in a bank or pulling money from an ATM.
  • Different types of certificates of deposits (CDs) – If you’re looking for a place to tuck your money away for a longer duration, U.S. Bank offers an expansive swath of CDs with different features and rates.
  • Wide selection of accounts and financial products –You won’t find a shortage of deposit accounts and financial products here. U.S. Bank offers everything from mortgages and credit cards to RV and boat loans and retirement accounts.

Cons Explained

  • Physical locations are only available in 26 states –While U.S. Bank touts a vast network of physical branches, they’re only available in 26 states, most of which are located in the Western half of the country.
  • Interest rates not competitive –Across the board, the interest rates for different deposit accounts are very low. You’d probably want to look elsewhere for more-competitive rates.
  • Minimum balance requirements to avoid monthly fees –Whether you’re trying to get the monthly account maintenance fee dropped or want to earn a higher interest rate, you’ll need to keep the required minimum balances. Otherwise, expect very low rates or to pay for those pesky money fees.

Who Is U.S. Bank Best For? 

U.S. Bank should appeal to most customers who want a reputable, long-standing bank with a full range of deposit accounts and financial services. It might be a us bank national association california good fit if you:

  • Want a lot of different options to park your money in a CD 
  • Live in the West or Midwest and prefer to set foot inside a physical location 
  • Prefer a wide range of deposit accounts and services 
  • Plan to open different types of accounts or use financial services with a single bank

What Does U.S. Bank Offer?

As U.S. Bank is one of the largest banks in the nation, you can expect an extensive range of deposit accounts, financial products, and services. What’s more, it offers accounts and products for businesses and also wealth management services. Its personal accounts and services include:

  • Savings Accounts 
  • Checking Accounts 
  • Money Market Accounts 
  • CDs 
  • Credit Cards

Savings Accounts

U.S. Bank offers a total of five savings accounts. Here are the particulars of each.

Designed for those with low balances and who might be opening their first savings account, Standard Savings features a low $4 monthly maintenance fee. To get the fee waived, you’ll need to maintain one of these two requirements:

  • $300 daily minimum balance 
  • $1,000 average monthly balance

However, don’t expect to earn a lot in interest by parking your money in U.S. Bank’s savings account. The annual percentage yield (APY) is a measly 0.1%, no matter your balance.

If you have a Platinum Checking Package, you’re eligible to open a Platinum Select Money Market Account. You’ll need at least $25 to open an account, and there’s no monthly account fee. While the interest rates vary depending on where you live, currently the rates aren’t faring much higher than the standard savings.

U.S. Bank's Platinum Select Money Market Savings Rates
Daily Balance App state vs south carolina tickets $1,500 0.01%
$1,500 to $9,9990.01%
$10,000 to $49,9990.01%
$50,000 to $99,9990.01%
$100,000 to $499,9990.01%
$500,000 +0.01% 

Just as the Platinum Select Money Market Savings is linked to the Platinum Checking Package account, the Package Money Market Savings is linked to U.S. Bank’s Gold Checking package. The minimum required deposit us bank national association california monthly account fee are on par with the Platinum Select Money Market Savings. You’ll need at least $25 to open an account, and you won’t have to worry about maintaining an average balance to drop the monthly fee. There’s no monthly account fee. The savings rates are as follows:

Package Money Market Savings Rates
Daily Balance RequiredAPY
Under $1,500 0.01%
$1,500 to $9,9990.01%
$10,000 to $49,9990.01%
$50,000 to $99,999 0.01%
$100,000 to $499,9990.01%
$500,000 +0.01%

The Elite Money Market Savings account requires a minimum of $100 to open, and to waive the $10 monthly maintenance fee, you’ll need to keep a $10,000 minimum daily balance. The interest rates for the Elite Money Market Savings are:

Elite Money Market Rates
Daily Balance RequiredAPY
Under $10,0000.01%
$10,000 to $24,9990.01%
$25,000 to $49,9990.01%
$50,000 to $99,9990.01%
$100,000 to $499,9990.01%
$500,000+0.01%

Geared for those with an individual retirement account (IRA) with the bank, the Retirement Money Market account has no monthly maintenance fee. To open an account, there’s a minimum of $100 to open or a $25 automatic deposit. While it’s advertised as a us bank national association california to diversify your U.S. Bank investment portfolio, it’s not entirely victorias secret pink chicago cubs shirt how it stands out against other saving or investing for retirement vehicles.

Checking Accounts

U.S. Bank also offers five checking accounts. Here is what you need to know about them.

U.S. Bank’s Easy Checking Account is a standard checking account. If you’re thinking of applying with a loan through U.S. Bank, with a checking account you’ll be privy to its preferred rates on auto loans, personal loans, and home equity lines. There’s a monthly maintenance fee of $6.95, which can be dropped if you meet one of the following three criteria:

  • Combined monthly direct deposits totaling at least $1,000
  • An average account balance of $1,500 
  • Are 65 and up 

There’s a $2.50 ATM fee and a $2 paper statement fee that is waived if you’re enrolled in eStatements or are 65 and up. 

This is U.S. Bank’s version of a prepaid debit card. The Safe DebitAccount offers more features than typically come with a standard prepaid debit card. For instance, mobile and online banking, as well as the ability to do a mobile check deposit. 

You’ll need $25 to open an account, and there’s a $4.95 monthly maintenance fee that can’t be waived. There are limitations. For instance, other how to activate walmart prepaid debit card cannot be linked to this account for overdraft protection.

As U.S. Bank has us bank national association california an extensive network of ATMs in its MoneyPass network—more than 37,000—you won’t be hit with a surcharge. However, for ATM withdrawals outside of this network, there’s a $2.50 fee.

U.S. Bank also offers a free credit score. Through TransUnion CreditView, you can see your current score and how it might change if you take different actions, as well as have access to different resources.

This is one of U.S. Bank’s premier checking accounts. The Gold Checking Package is worth considering, especially if you plan on also opening a U.S. Bank loan or credit card in the near future. If your checking is linked to another U.S. Bank deposit account, the overdraft protection fee will be dropped. You’ll be reimbursed for the surcharges on your first two non-ATM fees.

You’re entitled to up to 100 free trades per calendar year with a self-directed brokerage account through its affiliate, U.S. Bancorp Investments. And if you’d like to make it a family affair, Gold Checking allows you to sign up to two family members for Easy Checking without the monthly maintenance fee. You’ll just need to be the co-owner of the accounts.

The monthly maintenance fee is $14.95 and can be waived if you have a loan or credit card.

The Platinum Checking Package is U.S. Bank’s premier checking account. It comes with some of the perks of Gold Checking, plus a few other benefits. For instance, you won’t have to pay an annual fee on the home equity line of credit. And if you open a safe deposit box, you will recieve half off the annual fee.

This is the only checking account that offers interest rates. They are:

U.S. Bank Platinum Checking Rates
Daily Balance RequiredAPY
Under $2,500 0.01%
$2,500 to $9,999 0.01%
$10000 +0.01%

U.S. Bank’s Student Checking comes with all the usual features of a checking account. There’s no monthly maintenance fee, and your first order of checks is free. Another nice perk is that the surcharges on the first four non-network ATM withdrawals within a statement period are covered. Once you hit four withdrawals, however, the fees kick in.

In 2019 U.S. Bank settled a $2.67 million class action lawsuit. The allegations were that U.S. Bank had made unwanted calls and texts to consumers about its mortgages and home equity loans.

CDs

If you’re able to squirrel away a set amount of funds and leave them untouched for a set amount of time, a CD might be a good option. The interest rates are typically higher than in a savings or money market account. The downside is that if you need to pull money out before the maturity date, you’ll be pegged with an early withdrawal penalty. U.S. Bank offers four types of CDs.

If you have at least $500 to put into a U.S. Bank CD, here are the APYs:

U.S. Bank Certificate of Deposit (CD) Rates
TermCD AmountAPY
One Month$500 to $249,9990.05%
Two Months$500 to $249,9990.05%
Three Months$500 to $249,9990.05%
Six Months$500 to $249,9990.05%
Nine Months$500 to $249,9990.05%
One Year$500 to $249,9990.05%
18 Months$500 to $249,9990.05%
Two Years$500 to $249,9990.05%
Three Years$500 to $249,9990.10%
Four Years$500 to $249,9990.15%
Five Years$500 to $249,9990.25%

The early withdrawal penalties are the same for all CDs. 

If the account has a term of six months or less, you’ll be dinged with a $25 early withdrawal fee and either 1% of the amount you take out or all the interest that would’ve been earned on the funds withdrawn for the entire term, whichever is greater.

If the account has a term that’s greater than six months through 12 months, it’s $25 plus either one-half of all the interest that would’ve been earned on the funds withdrawn for the entire term or 1% of the amount withdrawn, whichever is greater.

And for accounts with a term that’s greater than one year? You’ll need to pony up $25 plus whichever is greater: one-half of the interest that would’ve been earned on the funds withdrawn for the entire term or 3% of the amount you took out.

If you have at least $1,000 to park into a CD Special, you can snag the following promotional APYs:

U.S. Bank CD Special Rates
TermCD AmountAPY
17 Months$1,000 to $250,0000.15%
37 Months$1,000 to $250,0000.30%
47 Months$1,000 to $250,0000.50%
59 Months$1,000 to $250,0000.75%

A 28-month CD, the Step Up CD locks you into a rate when you open. You can deposit anywhere from $1,000 to $250,000. Then every seven months you get an APY bump, as follows: 

U.S. Bank Step Up CD Rates
TermInterest Rate Blended APY
28 Months0.05% for first 7 months0.35%
0.25% for next 7 months
0.45% for next 7 months
0.65% for next 7 months

Are you looking to save for anywhere from 30 to 60 months? Then a Trade Up CD might be something to consider. If a higher APY comes your way during your term, you’re eligible for a one-time bump. The rates are as follows: 

U.S. Bank Trade Up CD Rates
TermCD AmountAPY
30 Months$1,000 to $250,0000.10%
60 Months$1,000 to $250,0000.40%

If these rates aren't what you are looking for, you might look into a high-yield savings account instead.

Credit Cards

U.S. Bank offers a number of credit cards, including cash back, travel, and low-interest cards. You can also find secured cards and ones for small businesses. There are also partner cards available for U.S. bank customers. Here are just some of U.S. Bank’s credit card offerings.

General Travel Cards 

Cash-Back Credit Card

Low-Interest Credit Card

  • U.S. Bank Visa Platinum Card

Secured Credit Card

  • U.S. Bank Secured Visa Card

Business Credit Cards 

  • U.S. Bank Business Leverage Visa Signature Card 
  • U.S. Bank FlexPerks Business Travel Rewards 
  • U.S. Bank Business Cash Rewards World Elite Mastercard

Other Financial Products Offered by U.S. Bank

U.S. Bank has a robust range of other offerings: 

U.S. Bank Customer Service

U.S. Bank offers its customers a number of ways to reach out to its reps: by phone, online, or through a mobile app.In the J.D Power U.S. Merchant Services Satisfaction Study for 2020, U.S. Bank ranked #1 with a score of 882. It also landed the top spot in two major categories: cost of service, and security and chargeback management.

How to Bank With U.S. Bank

Opening an account with U.S. Bank is pretty standard. You’ll need to provide a form of a government-issued ID and pop in some personal information. Got questions? Call and talk to a customer service rep. 

Verdict

The current rates for U.S. Bank’s savings accounts are quite low and not exactly anything to write home about. So if you’re looking for a high-yield savings account, you’ll want to inquire elsewhere. What’s more, it might not be for you if you have trouble meeting the balance requirements to nix the monthly account fees. However, if you’re looking for a large bank with a robust range of services and products in both personal and business banking, and you us bank national association california keen on linking different accounts among its offerings, U.S. Bank could be a good choice for you. Think of U.S. Bank as a web of deposit accounts and services. If you cluster accounts in a certain way, you can tap into the full perks. It could also be worth considering if you want some of us bank national association california conveniences of having deposit accounts with U.S. Bank, such as its extensive network of brick-and-mortar locations and ATMs.

Methodology

Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of banks. We collected over 20 data points across more than 80 banks—including products available, interest rates, fees, and accessibility—to ensure that our content helps users make the right decision for their savings and banking needs.

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .

Источник: https://www.investopedia.com/us-bank-review-4801907

U.S. Bancorp to pay $613 million for money-laundering violations

WASHINGTON (Reuters) - The U.S. Justice Department has reached a $613 million settlement with U.S. Bancorp USB.N over charges that it willfully failed to have an adequate anti-money-laundering program, the department said on Thursday.

As part of the settlement, U.S. Bancorp agreed to forfeit $453 million and to pay fines to the Treasury Department, the Office of the Comptroller of the Currency and the Federal Reserve, the Justice Department said in a statement.

It said that the bank, through its subsidiary U.S. Bank National Association, deliberately ran an inadequate anti-money-laundering program from 2009 to 2014. U.S. Bancorp failed to detect large numbers of suspicious transactions and concealed its missteps from regulators, it said.

“We regret and have accepted responsibility for the past deficiencies in our AML (anti-money-laundering) program. Our culture of ethics and integrity demands that we do better,” President and Chief Executive Andy Cecere said in a statement.

Under the settlement, the Justice Department agreed to dismiss the charges against the Minneapolis-based bank in two years if it meets is odorless garlic good for you terms of the agreement. The bank said it has overhauled its anti-money-laundering policies in recent years to address the issues.

The Justice Department said the bank limited the number of transactions its systems would flag as suspicious based on its staffing levels. A 2009 memo from the bank’s can you pay cricket bill with paypal laundering officer warned that staff was “stretched dangerously thin,” and U.S. Bancorp hid its limitations from regulators, it said.

The Justice Department also claimed the bank processed Western Union transactions for non-customers, even though those transactions would not be monitored. The bank barred those wire transfers in 2014.

Authorities also charged that the bank willfully failed to report suspicious banking activities of a longtime customer, Scott Tucker, from 2011 to 2013.

Tucker, who ran a payday lending business through various Native American tribes, ran roughly $2 billion through the bank’s accounts. He was convicted in October of charges tied to that business, although he intends to appeal.

The Justice Department statement said the bank overlooked several red flags from Tucker’s business, including using accounts bearing the names of tribes for his personal expenses, such as a vacation home and a Ferrari racing team.

The bank did not flag any of Tucker’s activity to regulators as suspicious until served with a Justice Department subpoena in 2013.

The Justice Department recommended that the $453 million forfeiture be remitted to people who took out high-interest loans with Tucker.

Shares in U.S. Bancorp were down 0.0904 percent at $55.26 at 11:45 a.m. EST, in line with the Dow Jones U.S. Bank Index .DJUSBK.

Источник: https://www.reuters.com/article/us-usa-usbancorp-idUSKCN1FZ1YJ

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Spring into mortgage savings with low rates.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

HSBC Global Money Account is a prepaid, multi-currency account available on our the HSBC Mobile Banking App for customers who maintain an HSBC consumer deposit account.

Data rate charges from your service provider may apply.  HSBC Bank USA, N.A. is not responsible for these charges.  Camera-in device required to be able to utilize HSBC Mobile Check Deposit. Deposit amount limits may apply.  HSBC Mobile Banking App is available for iPhone®, iPad®, AndroidTM devices and must us bank national association california downloaded from the App StoreSM or Google PlayTM.

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HSBC commissioned this article as part of our Beyond Banking initiative.  While HSBC is pleased to offer this Beyond Banking article as an educational service to our customers, HSBC does not guarantee, warrant or recommend the opinion or advice or the product and/or services offered or mentioned in this article.  Any opinions, judgments, advice, statements, services, offers or other information presented within a Beyond Banking article are those of a third party and not HSBC.

For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder.

Источник: https://www.us.hsbc.com/

Angels Camp Branch of U.S. Bank National Association in Angels Camp, California


BankU.S. Bank National Association
BranchAngels Camp Branch
Address580 South Main Street,
Angels Camp, California 95222
Contact Number(209) 736-2531
CountyCalaveras
Service TypeFull Service, brick and mortar office
Date of Establishment09/20/1965
Branch Deposits$65,603,000

Opening Hours and Directions

Find Opening Hours on Google Maps

Bank Information
Bank Holding CompanyU.S. BANCORP
HeadQuarters Address425 Walnut Street,
Cincinnati, OH 45202
United States
Bank Type3 - NATIONAL MEMBER BANK
FDIC CERT #06548
Total Bank Assets$473,138,169,000
Domestic Deposits$342,652,693,000
RSSD (Federal Reserve ID Number)504713
RSSD (Federal Reserve ID Number) for Holding Company1119794

Routing Number for U.S. Bank National Association in California

A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Routing numbers are also known as banking routing numbers, routing transit numbers, RTNs, ABA us bank national association california, and sometimes SWIFT codes (although these are quite different from routing numbers as SWIFT codes are solely used for international wire transfers while routing numbers are used for domestic transfers). Routing numbers differ for checking and savings accounts, prepaid cards, IRAs, lines of credit, and wire transfers. Usually all banks have different routing numbers for each state in the US. You can find the routing number for U.S. Bank National Association in California here.

Total Assets:The sum of all assets owned by the institution including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts.

RSSD:The unique number assigned by the Federal Reserve Board (FRB) to the top regulatory bank holding company. This unique identifier for U.S. Bank National Association is 504713.

FDIC CERT #:The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Angels Camp Branch office of U.S. Bank National Association in Angels Camp, CA is 06548. This unique NUMBER is assigned by the FDIC and is used to identify institutions and for the issuance of insurance certificates by FDIC.

Источник: https://banks-america.com/branch/240791-u.s.-bank-na-angels-camp-branch/
us bank national association california

Us bank national association california -

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U.S. Bank Routing Numbers in California

Banking / Banks

US Bank promotions

U.S. Bank California Routing Numbers

The Northern California checking and savings routing number for U.S. Bank is 121122676. The Southern California checking and savings routing number for U.S. Bank is 122235821.

Click here to find U.S. Bank routing numbers in other states.

What Is a Routing Number?

A routing number is a nine-digit code on checks and is sometimes referred to as the ABA number or check routing number. Bank routing numbers were created by the American Bankers Association to allow banks and credit unions to securely send and receive funds, as well as a way to process paper checks between banks. Your U.S. Bank routing number is unique to the area where you opened your account.

Here Are U.S. Bank’s Wire Transfer Numbers

If someone is wiring money to you from another country, you must supply your specific information with U.S. Bank. You need to provide your U.S. Bank account number and your name as it appears on the account.

You also must use SWIFT code USBKUS44IMT, which is the U.S. Bank number for international wire transfers. The international money wiring system’s SWIFT code is comparable to the ABA number used in domestic banking transactions.

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Every day, get fresh ideas on how to save and make money and achieve your financial goals.

How To Find Your Routing Number

If you have a U.S. Bank checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call U.S. Bank any time at 800-872-2657 to find the routing number for your account.

If you are at all confused about which number to use, you should consider calling U.S. Bank because using the right number could mean the difference between your money going into the right or wrong account.

Finding Your Routing Number on a Check

It’seasy to find your routing numberon a check — just look in the bottom-left corner. Refer to the illustration below to see where you can find your routing number.

Know Your Routing Number

Remember that the routing number on a check might be different from the one you’d use for a wire transfer. You might want to check with your financial institution before you engage in transactions that require accurate routing number information — if the sequence is off by a single digit, your money will go someplace else.

Stacy Calvertcontributed to the reporting for this article.

About the Author

These articles are written by the in-house GOBankingRates team.

Источник: https://www.gobankingrates.com/banking/banks/us-bank-routing-numbers-california/

U.S. Bancorp to pay $613 million for money-laundering violations

WASHINGTON (Reuters) - The U.S. Justice Department has reached a $613 million settlement with U.S. Bancorp USB.N over charges that it willfully failed to have an adequate anti-money-laundering program, the department said on Thursday.

As part of the settlement, U.S. Bancorp agreed to forfeit $453 million and to pay fines to the Treasury Department, the Office of the Comptroller of the Currency and the Federal Reserve, the Justice Department said in a statement.

It said that the bank, through its subsidiary U.S. Bank National Association, deliberately ran an inadequate anti-money-laundering program from 2009 to 2014. U.S. Bancorp failed to detect large numbers of suspicious transactions and concealed its missteps from regulators, it said.

“We regret and have accepted responsibility for the past deficiencies in our AML (anti-money-laundering) program. Our culture of ethics and integrity demands that we do better,” President and Chief Executive Andy Cecere said in a statement.

Under the settlement, the Justice Department agreed to dismiss the charges against the Minneapolis-based bank in two years if it meets the terms of the agreement. The bank said it has overhauled its anti-money-laundering policies in recent years to address the issues.

The Justice Department said the bank limited the number of transactions its systems would flag as suspicious based on its staffing levels. A 2009 memo from the bank’s anti-money laundering officer warned that staff was “stretched dangerously thin,” and U.S. Bancorp hid its limitations from regulators, it said.

The Justice Department also claimed the bank processed Western Union transactions for non-customers, even though those transactions would not be monitored. The bank barred those wire transfers in 2014.

Authorities also charged that the bank willfully failed to report suspicious banking activities of a longtime customer, Scott Tucker, from 2011 to 2013.

Tucker, who ran a payday lending business through various Native American tribes, ran roughly $2 billion through the bank’s accounts. He was convicted in October of charges tied to that business, although he intends to appeal.

The Justice Department statement said the bank overlooked several red flags from Tucker’s business, including using accounts bearing the names of tribes for his personal expenses, such as a vacation home and a Ferrari racing team.

The bank did not flag any of Tucker’s activity to regulators as suspicious until served with a Justice Department subpoena in 2013.

The Justice Department recommended that the $453 million forfeiture be remitted to people who took out high-interest loans with Tucker.

Shares in U.S. Bancorp were down 0.0904 percent at $55.26 at 11:45 a.m. EST, in line with the Dow Jones U.S. Bank Index .DJUSBK.

Источник: https://www.reuters.com/article/us-usa-usbancorp-idUSKCN1FZ1YJ
Not FDIC Insured

U.S. Bancorp

American bank holding company

"US Bank" redirects here. For other uses, see Bank of the United States.

U.S. Bancorp logo.svg
US Bancorp Center Minneapolis 1.jpg

U.S. Bancorp Center in Minneapolis, Minnesota; headquarters of U. S. Bancorp

Trade name

U.S. Bank
TypePublic

Traded as

NYSE: USB
S&P 100 Component
S&P 500 Component
ISINUS9029733048
IndustryBanking, Financial services
FoundedJuly 13, 1863; 158 years ago (1863-07-13)
HeadquartersU.S. Bancorp Center, Minneapolis, Minnesota, U.S.

Number of locations

3,067 branches and 4,771 automated teller machines

Key people

Andrew Cecere
(Chairman, President and CEO)
ProductsConsumer Banking, Corporate Banking, Insurance, Investment banking, Mortgage loans, Private banking, Private equity, Wealth management, Credit cards, Financial Analysis

Net income

Decrease $6.914 billion (2019)
Total assetsIncrease $558.886 billion (2021)[1]
Total equityIncrease $52.483 billion (2019)

Number of employees

69,651 (2019)
Subsidiaries
Capital ratio10.8% Tier 1 (2017)
RatingLong Term Senior Debt
Moody's: A1 (10/2016)
S&P: A+ (10/2016)
Fitch: AA (10/2016)
DBRS: AA (10/2016)
Websitewww.usbank.comEdit this at Wikidata
Footnotes / references
[2][3]

U.S. Bancorp (stylized as us bancorp) is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware.[4] It is the parent company of U.S. Bank National Association, and is the fifth largest banking institution in the United States.[5] The company provides banking, investment, mortgage, trust, and payment services products to individuals, businesses, governmental entities, and other financial institutions. It has 3,106 branches and 4,842 automated teller machines, primarily in the Western and Midwestern United States.[2] It is ranked 117th on the Fortune 500,[6] and it is considered a systemically important bank by the Financial Stability Board. The company also owns Elavon, a processor of credit card transactions for merchants, and Elan Financial Services, a credit card issuer that issues credit card products on behalf of small credit unions and banks across the U.S.[7]

U.S. Bancorp operates under the second-oldest continuous national charter, originally Charter #24, granted in 1863 following the passage of the National Bank Act. Earlier charters have expired as banks were closed or acquired, raising U.S. Bank's charter number from #24 to #2. The oldest national charter, originally granted to the First National Bank of Philadelphia, is held by Wells Fargo, which was obtained upon its merger with Wachovia.[8]

History[edit]

Downtown Minneapolis; U.S. Bancorp Center is the second unobstructed tower from the left.

The U.S. Bank name first appeared as United States National Bank of Portland, established in Portland, Oregon, in 1891.[9] In 1902, it merged with Ainsworth National Bank of Portland, but kept the U.S. National Bank name.[9] It changed its name to the United States National Bank of Oregon in 1964.[9]

The central part of the franchise dates from 1864, with the formation of First National Bank of Minneapolis.[9] In 1929, that bank merged with First National Bank of St. Paul (also formed in 1864) and several smaller Upper Midwest banks to form the First Bank Stock Corporation, which changed its name to First Bank System in 1968.[9]

In the eastern part of the franchise, Farmers and Millers Bank in Milwaukee opened its doors in 1853, growing into the First National Bank of Milwaukee and eventually becoming First Wisconsin and ultimately Firstar Corporation.[9] In Cincinnati, First National Bank of Cincinnati opened for business on July 13, 1863 under National Charter #24—the charter that U.S. Bancorp still operates under today, and one of the oldest active national bank charters in the nation. U.S. Bancorp claims 1863 as its founding date.[9] Despite having started up in the midst of the Civil War, First National Bank of Cincinnati went on to survive many decades to grow into Star Bank.[9]

U.S. Bancorp of Oregon era[edit]

In January 1969, the U.S. National Bank of Oregon reorganized as a holding company, U. S. Bancorp,[10] after receiving authorization from its bank directors on September 9, 1968[11] and subsequently receiving legal approval to proceed from the Comptroller of the Currency on November 28, 1968.[12] LeRoy B. Staver, president, and chief executive officer of the bank, was quickly appointed chairman and chief executive officer for the new holding company while Robert B. Wilson was appointed president of the holding company and also executive vice president for the bank.[13] Wilson later resigned as president in December 1972[14] and his position was filled eight months later by John A. Elorriaga.[15]

After a long period of service, Staver finally retired in October 1974 and was succeeded by John Elorriaga who was promoted to chairman and chief executive officer while Carl W. Mays Jr was named president in Elorriaga's place.[16]

A major change in the organization of leadership in the U.S. Bancorp of Oregon occurred in August 1983. Although Elorriaga remained as chairman and chief executive officer for the firm, Mays was appointed to the new position of executive assistant to the chairman while Edmund P. Jensen was appointed president as a replacement to Mays, and Roger L. Breezley was appointed to the new post of chief operating officer.[17]

In December 1986, U.S. Bancorp of Oregon announced the pending acquisition of the Forest Grove, Oregon-based Valley National Corporation (not to be confused with the Phoenix, Arizona, company of the same name) with its five-branch Valley National Bank of Forest Grove subsidiary for $13.7 million in stock.[18]

U.S. Bancorp of Oregon made its first acquisition outside the state of Oregon by announcing in December 1986 the pending acquisition of the Spokane, Washington-based Old National Bancorp with its Old National Bank of Washington and First National Bank of Spokane subsidiaries for $174 million.[19][20] The acquisition was completed in July 1987 on the first day that the state of Washington had allowed bank acquisitions by out-of-state companies.[21]

In December 1986, U.S. Bancorp of Oregon announced the pending acquisition of the Camas, Washington-based Heritage Bank for $2.8 million.[22][23]

In May 1987, U.S. Bancorp of Oregon announced the pending acquisition of the Seattle, Washington-based Peoples Bancorp with its Peoples National Bank subsidiary for $275 million in stock.[24][25] The acquisition was completed in December 1987.[26] After the acquisition, Peoples and Old National were combined to form U.S. Bank of Washington.

John Elorriaga retired as chairman of the board and chief executive officer in November 1987 and was replaced by Roger L. Breezley while Jensen continued as president.[27][28]

In December 1987, U.S. Bancorp of Oregon announced the pending acquisition of the Bellingham, Washington-based Mt Baker Bank for $25 million.[29]

U.S. Bancorp of Oregon entered the state of California by announcing in April 1988 the pending acquisition of the Eureka, California-based Bank of Loleta with seven branch offices in Humboldt and Del Norte counties for $15.3 million in cash.[30] The acquisition was completed in December 1988 and was renamed U.S. Bank of California.[31]

In April 1988, U.S. Bancorp of Oregon announced the pending acquisition of the Bellingham, Washington-based Northwestern Commercial Bank for $15.5 million.[32] The acquisition was completed in November 1988.[33]

In July 1988, U.S. Bancorp of Oregon announced the pending acquisition of the Auburn, Washington-based Western Independent Bancshares with its Auburn Valley Bank subsidiary for $4.25 million in cash.[34]

In October 1989, U.S. Bancorp of Oregon announced the pending acquisition of the Sacramento, California-based Mother Lode Savings Bank with three branch offices for $5.3 million.[35] The acquisition was completed in August 1990.[36] This acquisition was one of the first of a thrift by a commercial bank in the nation since legislation permitting such takeovers went into effect.

During the late 1980s, U.S. Bancorp of Oregon made several attempts to enter the state of Idaho by the acquisition of an existing Idaho-based bank, the only method then allowed under Idaho law, but failed when the price got too high.[37] In March 1990, U.S. Bancorp of Oregon announced that they would establish a bank through a loophole in Federal banking law that allows the Office of the Comptroller of the Currency to allow the relocation of bank headquarters within 30 miles of their present location without regards to state boundaries and state regulations.[38] So U.S. Bancorp of Oregon announced that they plan to transfer the existing branches of the First National Bank of Spokane to the U.S. Bancorp of Washington and then ask permission from the Office of the Comptroller of the Currency to move the headquarters of First National from Spokane, Washington, to Coeur d'Alene, Idaho. After receiving Federal approval, First National was finally moved in February 1992 and renamed U.S. Bank of Idaho.[39]

In July 1990, U.S. Bancorp of Oregon announced the pending acquisition of the Auburn, California-based HeartFed Financial Corporation with its Heart Federal Savings and Loan subsidiary for $107.8 million in stock.[40] At the time of the announcement, Heart Federal Savings had 29 branch offices in northern California. The acquisition was completed in March 1991 for $118 million.[41]

In November 1991, Edmund P. Jensen was given the post of chief operating officer in addition to his duties as president, making him a possible successor to Breezley.[42]

In February 1992, U.S. Bancorp of Oregon announced the pending acquisition of the 20 branch offices in Northern California and 29 branch offices in Nevada for $70 million that were being divested by Bankamerica Corporation as a result of Bank of America's impending acquisition of Security Pacific Corporation.[43][44][45] This acquisition gave U.S. Bancorp of Oregon its first presence in the state of Nevada.

Another major change in the organization of leadership in the U.S. Bancorp of Oregon occurred in January 1993. While retaining his position as chief operating officer, Edmund P. Jensen was appointed vice-chairman while giving his position of president to Kevin R. Kelly. At the same time, Gerry B. Cameron was appointed vice-chairman.[46] Ten months later, Jensen resigned to become president of Visa Inc.[47] In January 1994, Gerry Cameron was first appointed chief operating officer as a replacement to Jensen[48] and later appointed chief executive officer just three weeks later.[49] Kelly submitted his resignation as president in March 1994[50] and Breezley finally gave up the chairmanship to Cameron in April 1994.[51][52]

In May 1995, U.S. Bancorp of Oregon announced the pending acquisition of the Boise, Idaho-based West One Bancorp for $1.8 billion.[53][54] At the time of the announcement, West One had branch offices in Idaho, Oregon, Washington, and Utah while U.S. Bancorp of Oregon had branch offices in Oregon, Washington, California, Idaho, and Nevada. The acquisition was completed in December 1995 and gave U.S. Bancorp of Oregon its first entry into the state of Utah.[55] As part of the acquisition deal, West One's chairman and chief executive Daniel R. Nelson would become the chief operating officer and president of U.S. Bancorp and he would later be Cameron's successor as chairman and CEO upon Cameron's planned retirement in three years. Since both U.S. Bancorp and West One had overlapping territories in Oregon and Washington, the U.S. Justice Department would only allow the acquisition to proceed if U.S. Bancorp would sell off 27 branch offices in Washington and Oregon.[56] As a result of the regulatory ruling, U.S. Bancorp sold 25 branch offices in Oregon, four in central Washington and one in Idaho to First Hawaiian Bank for $38 million in cash.[57][58]

In February 1996, U.S. Bancorp of Oregon announced the pending acquisition of the San Ramon, California-based California Bancshares for $309 million in stock.[59] California Bancshares had a total of 38 branches in the East San Francisco Bay Area in nine separate banks that included Alameda First National, Community First National, Modesto Banking Co., Commercial Bank of Fremont, Lamorinda National Bank, Bank of San Ramon Valley, Westside Bank, Concord Commercial Bank and Bank of Milipitas. The acquisition was completed in June 1996.[60]

In September 1996, U.S. Bancorp of Oregon announced the pending acquisition of the St. George, Utah-based Sun Capital Bancorp with its three-branch office Sun Capital Bank subsidiary for $15.5 million.[61] The acquisition was completed in January 1997.[62]

In December 1996, Daniel R. Nelson, president and chief operating officer of U.S. Bancorp of Oregon, unexpectedly announced his early retirement effective on New Year’s Day 1997. Nelson was originally in line to be Gerry B. Cameron's successor as chairman and chief executive upon the Cameron's planned retirement on New Year's Day 1999.[63]

In December 1996, U.S. Bancorp of Oregon announced the pending acquisition of the Sacramento, California-based Business & Professional Bank for $35 million in cash.[64] The acquisition was completed in May 1997.[65]

First Bank System era[edit]

First Bank System used this logo from 1979. It incorporates the silhouette of the number one.

In March 1997, the Minneapolis, Minnesota-based First Bank System announced the pending acquisition of U.S. Bancorp of Oregon for $9 billion in stock.[66][67][68] At the time of the announcement, U.S. Bancorp of Oregon had banking offices in Oregon, Washington, California, Idaho and Utah while First Bank System had banking offices in Minnesota, Colorado, Nebraska, North Dakota, South Dakota, Montana, Iowa, Illinois, Wisconsin, Kansas, and Wyoming. Under the terms of the acquisition, First Bank System was the nominal survivor, and the newly merged company was headquartered in Minneapolis. However, it took the more recognizable U. S. Bancorp name. John F. Grundhofer, chairman and chief executive of First Bank, was appointed president and chief executive of the new company while Gerry B. Cameron, chairman, and chief executive of U.S. Bancorp of Oregon, was appointed chairman of the new company, which he held until his retirement in 1998. The acquisition was completed in August 1997.[69] Approximately 4000 jobs were eliminated, mostly in Portland.[70]

Brief history of First Bank prior to acquisition[edit]

Main article: First Bank System

First Bank System can trace its roots to the formation of First National Bank of Minneapolis in 1864. In 1929, the First National Bank of Minneapolis joined with the First National Bank of St. Paul to form a joint holding company for both banks that was called the First Bank Stock Corporation, while keeping both subsidiary banks legally separate. The new holding company quickly grew by acquiring other banks in the four-state region before the Bank Holding Company Act of 1956 prohibited such actions. First Bank Stock Corporation was renamed First Bank System Inc. in 1968.[71]

U.S. Bancorp after takeover by First Bank System[edit]

In September 1997, the new U.S. Bancorp, formerly First Bank System, announced the pending acquisition of the St. Cloud, Minnesota-based Zappco, Inc. with its three banks and six banking locations for an undisclosed amount.[72] At the time of the announcement, U.S. Bancorp had more than 1,000 banking offices in the states of Minnesota, Oregon, Washington, Colorado, California, Idaho, Nebraska, North Dakota, Nevada, South Dakota, Montana, Iowa, Illinois, Utah, Wisconsin, Kansas, and Wyoming. The acquisition was completed in December 1997.[73]

In March 1998, U.S. Bancorp announced the pending acquisition of the Vancouver, Washington-based Northwest Bancshares with its 10-branch offices Northwest National Bank subsidiary for an undisclosed amount.[74][75] In October 1998, the U.S. Justice Department agreed to allow the acquisition to proceed on the condition that one of the Northwest National Bank branch offices was to be sold.[76] The acquisition was completed in December 1998 after U.S. Bancorp sold the request banking office to Centennial Bank of Eugene.[77]

At the end of 1998, Gerry Cameron retired as chairman and handed the position over to John Grundhofer who added the title of chairman to his other positions of president and chief executive officer.[78][79]

In February 1999, U.S. Bancorp announced the pending acquisition of the San Diego-based Bank of Commerce with its 10 branch offices for $314 million in stock.[80][81][82] The acquisition was finalized in July 1999.[83]

In May 1999, U.S. Bancorp announced the pending acquisition of the Newport Beach, California-based Western Bancorp with its Santa Monica Bank and Southern California Bank subsidiaries and a total of 31 branch offices for $904 million in stock.[84][85] At the time of the announcement, U.S. Bancorp had 98 branch offices within California. The acquisition was finalized in November 1999 for $1.04 billion in stock.[86][87]

In July 1999, Philip G. Heasley was appointed president and chief operating officer of U.S. Bancorp. John Grundhofer had handed over the position of president to Heasley while still retaining the titles of chairman and chief executive officer.[88][89] Heasley had assisted Grundhofer in turning the company around from near insolvency when the company was originally known as First Bank until it became a successful financial institution that became large enough to be absorb other banks, including U.S. Bancorp of Oregon in 1997. Heasley resigned the following year to join Bank One as the head of their First USA credit card unit[90] around the same time Firstar was about to takeover U.S. Bancorp.

In September 1999, U.S. Bancorp announced the pending acquisition of the San Diego-based Peninsula Bank with its 11 branch offices for $104 million in stock.[91][92][93][94] In early January 2000, a group of Peninsula Bank stockholders tried to stop the merger because the initial merger agreement was made prior to the huge 27% single-day drop in the value of U.S. Bancorp stock which effectively lowered the purchase price.[95] The acquisition was later completed in January 2000 at a 10% reduction of the original price negotiated.[96]

In June 2000, U.S. Bancorp announced the acquisition of the San Diego-based Scripps Financial Corporation with its nine-branch office Scripps Bank subsidiary for $155 million in stock.[97] The acquisition was completed in October 2000.[98]

Firstar era[edit]

In October 2000, Firstar Corporation of Milwaukee, Wisconsin, announced the pending acquisition of U.S. Bancorp for $21 billion in stock.[99][100][101] The merger was completed on February 27, 2001. While Firstar was the nominal survivor, the merged company took the U.S. Bancorp name and moved to old U. S. Bancorp's headquarters in Minneapolis.[102] Under the merger agreement, Jerry Grundhofer, president and chief executive officer of Firstar, would continue in those positions in the combined company while his older brother, John Grundhofer, chairman, president and chief executive officer of U.S. Bancorp, would serve as chairman of the board in the combined company until his planned retirement on December 31, 2002.[101][103] The merged company retained some administrative functions in Milwaukee and Cincinnati.

To allow the merger to proceed, the U.S. Department of Justice required Firstar to sell 11 branch offices in the Minneapolis-area and 2 in Council Bluffs, Iowa.[104]Bremer Bank of Saint Paul, Minnesota, purchased the 11 Minneapolis-area Firstar offices[105][106] while Liberty Bank of West Des Moines, Iowa, purchased the 2 Council Bluffs offices.[107][108]

Brief history of Firstar prior to acquisition[edit]

Main article: Firstar Corporation

Firstar Corporation traced its roots to the founding of the Farmer's and Millers Bank in Milwaukee in 1853, which by 1919 evolved into First Wisconsin National Bank. However, the Firstar that took over U.S. Bancorp in 2001 was actually the same company and leadership that acquired Firstar 27 months earlier in 1998, namely Star Banc Corporation. That bank, in turn, traced its roots to the founding of First National Bank of Cincinnati in 1863. Jerry Grundhofer and his team from Star Banc were instrumental in both acquisitions.

Present-day U.S. Bancorp retains Star Banc's pre-1998 stock price history. As mentioned above, it claims 1863 as its founding date, and operates under the charter originally granted to First National Bank of Cincinnati. Additionally, all SEC filings before 1998 are under Star Banc, and all filings from 1998 to 2000 are under Firstar.

U.S. Bancorp after takeover by Firstar[edit]

In April 2001, the new U.S. Bancorp announced the pending acquisition of all 20 branch offices in California of the Encino-based Pacific Century Bank from its Honolulu-based parent Pacific Century Financial Corporation.[109][110] The acquisition was completed in September 2001.[111][112]

In July 2002, U.S. Bancorp announced the pending acquisition of all 57 retail banking branches of the San Mateo, California-based Bay View Bank from its Bay View Capital Corporation parent for $429 million.[113][114] The acquisition was completed in November 2002.[115]

On New Years Day 2003, John Grundhofer retired as chairman of U.S. Bancorp and handed the position to his younger brother Jerry Grundhofer, who added the title of chairman to his other positions of president and chief executive officer in the corporation.[116]

In May 2004, U.S. Bancorp announced that it was acquiring the $34 billion corporate trust bond administration business from National City Corporation.[117][118][119]

In October 2004, Richard K. Davis was appointed chief operating officer and president of U.S. Bancorp. Jerry Grundhofer had handed over the position of president to Davis while still retaining the titles of chairman and chief executive officer.[120] Davis had been a protege of Grundhofer since their days together at Star Banc Corporation and had assisted in the takeover of Firstar by Star Banc in 1998[121] and the later acquisition of U.S. Bancorp by Firstar in 2001.

U.S. Bancorp acquired Genpass along with its MoneyPass ATM network subsidiary for an undisclosed amount in May 2005.[122]

In November 2005, U.S. Bancorp announced that it was acquiring the $410 billion corporate trust and institutional custody businesses of Wachovia Corporation for $720 million in cash.[123]

In July 2006, U.S. Bancorp announced that it was acquiring the $123 billion municipal and corporate bond trustee business from SunTrust.[124]

In June 2006, U.S. Bancorp announced the pending acquisition of the Avon, Colorado-based Vail Banks Inc. with its WestStar Bank subsidiary and 23 locations for $98.6 million in cash.[125] The acquisition was completed in September 2006.[126]

In November 2006, U.S. Bancorp announced that it was acquiring the $30 billion municipal bond trustee business from LaSalle Bank.[127][128]

In November 2006, U.S. Bancorp announced the pending acquisition of the Great Falls, Montana-based United Financial Corporation with its Heritage Bank subsidiary for $71 million in stock.[129] The acquisition was completed in February 2007 and nearly double the branch presence of U.S. Bank in Montana.[130]

In December 2006, Jerry Grundhofer handed over the position of chief executive officer to president Richard Davis while Grundhofer remained chairman until his retirement the following year in December 2007.[131][132][133] After Grundhofer retirement in December 2007, Davis added the position of chairman to his other titles of president and chief executive officer.[134]

In March 2008, the U.S. Bancorp announced the pending acquisition of the seven-office Los Angeles-based Mellon 1st Business Bank from the Bank of New York Mellon for an undisclosed amount in cash.[135] The acquisition was completed in June 2008.[136]

On November 14, 2008, the U.S. Treasury invested $6,599,000,000 in preferred stock and warrants in the company via the Emergency Economic Stabilization Act of 2008.[137] Weeks earlier, U.S. Bancorp has entered into acquisition talks with National City Corp. and had made an offer to buy National City until PNC Financial Services used its portion of TARP funds to outbid U.S. Bancorp and acquire National City instead.[138] Had National City accepted U.S. Bancorp's offer, U.S. Bancorp would have expanded into Florida, Michigan and Pennsylvania (three states that as of 2021 still don't have a retail presence from U.S. Bancorp), but major divestments would've been made in Midwestern states, especially Ohio.

On November 21, 2008, the company acquired the failed Downey Savings & Loan Association and also the failed Pomona First Federal Bancorp in a transaction facilitated by the Federal Deposit Insurance Corporation for an undisclosed amount.[139] Downey Savings had 170 branch offices in California and five branch offices in Arizona while PFF Bank had 38 branch offices in Southern California.

In April 2009, U.S. Bancorp acquired the assets and deposits of the failed Ketchum, Idaho-based First Bank of Idaho in a transaction facilitated by the FDIC.[140][141] First Bank of Idaho had seven offices in Idaho and Wyoming, some of which operated under the name First Bank of the Tetons.

On June 17, 2009, the company redeemed the $6.6 billion of preferred stock and on July 15, 2009, it completed the purchase of a warrant held by the U.S. Treasury Department. This effectively concluded U.S. Bancorp’s participation in the Capital Purchase Program. It was the first bank to repay the Troubled Asset Relief Program (TARP) funds.[142]

On October 5, 2009, the company announced its acquisition of the $8 billion mutual fund administration and accounting servicing division of Fiduciary Management, Inc. for an undisclosed amount.[143][144]

On October 7, 2009, the company agreed to buy the bond trustee business of First Citizens Bank, a subsidiary of First Citizens BancShares Inc. for an undisclosed amount.[145][146]

On October 20, 2009, the company completed a transaction to purchase the failed FBOP Corporation's nine subsidiary banks from the FDIC for an undisclosed amount. The banks included BankUSA, National Association with 2 offices in Arizona, Cal National Bank with 68 offices in California, Citizens National Bank with 1 office in Texas, Community Bank of Lemont with 1 office in Illinois, Madisonville State Bank with 1 office in Texas, North Houston Bank with 1 office in Texas, Pacific National Bank with 17 offices in California, Park National Bank with 31 offices in Illinois, and San Diego National Bank with 28 offices in California.[147]

Since the company did not have a previous presence in Texas nor want one in the near future, the company subsequently sold the three banks in Texas in 2010 to Houston-based Prosperity Bancshares for an undisclosed amount.[148] Each of the banks had one office each.[147]

In October 2009, BB&T Corporation (now Truist Financial) announced the pending sale of its Nevada banking operations to U.S. Bancorp for an undisclosed amount. BB&T had just acquired the 21 offices in Nevada through a transaction facilitated by the FDIC for disposal of the assets and deposits of the failed Alabama-based Colonial BancGroup but BB&T had no desire to expand west of Texas while it wanted to keep the other Colonial former locations in the Southeastern United States.[149] The acquisition was completed in January 2010.[150]

In July 2010, U.S. Bancorp sold its FAF Advisors subsidiary to Nuveen Investments for $80 million and a 9.5% stake in Nuveen.[151][152]

In 2010, Huntington Bancshares announced it would take over the leases of bank branches inside Giant Eagle locations in Ohio, largely replacing U.S. Bancorp but also replacing branches from FirstMerit Corporation (which itself would be acquired by Huntington in 2016) and Citizens Financial Group; the deal didn't affect Citizens branches inside Giant Eagle locations in Pennsylvania.[153][154] The deal mostly didn't affect U.S. Bancorp, but it did lead to the withdrawal from the Youngstown, Ohio market since U.S. Bancorp's only branches in the area were inside Giant Eagle locations; the branches had been a holdover from the Firstar days. By 2020, U.S. Bancorp had organically become Ohio's largest bank by deposits despite not having a presence in the Youngstown and Toledo markets and ahead of major banks based in Ohio (Huntington, Fifth Third Bank & KeyBank), PNC Bank, and Chase Bank.[155]

In January 2011, U.S. Bancorp acquired the assets and deposits of the failed First Community Bank of New Mexico in a transaction facilitated by the FDIC for an asset discount of approximately $380 million.[156] The acquisition had included 35 offices in New Mexico and 3 offices in Arizona.

In January 2012, the company acquired the assets and deposits of the failed Knoxville, Tennessee-based BankEast in a transaction facilitated by the FDIC for an asset discount of approximately $67.5 million.[157] The acquisition had included 10 offices in the Knoxville area.

In March 2013, U.S. Bancorp announced that it was acquiring the $57 billion municipal bond trustee business from Deutsche Bank.[158]

In January 2014, U.S. Bancorp announced the pending acquisition of 94 branch offices of the Charter One Bank in Chicago from the RBS Citizens Financial Group for $315 million,[159] doubling its market share in Chicago.[160] 13 Charter One branches were closed due to their close proximity to existing U.S. Bank offices.[161] The acquisition was completed in June 2014.[160]

In January 2015, chief financial officer Andrew Cecere was promoted to chief operating officer.[162] A year later, Cecere was given the additional position of president.[163]

In January 2017, U.S. Bancorp announced that chairman and CEO Richard Davis was going to hand over his CEO position to president and COO Andrew Cecere in April 2017 while still remaining chairman of the corporation.[164] Davis officially retired from the company in April 2018 and handed over the chairmanship position to Cecere.[165]

In February 2018, the bank was charged by the Department of Justice with failing to implement measures preventing illegal activities, including one case of abetting them.[166] To defer prosecution, U.S. Bancorp agreed to pay $613 million in fines and agreed to implement measures to show the authorities that it had improved the monitoring of its customer transactions.[166] $505 million was distributed in September 2018 to customers of an illegal payday loan business whose suspicious activities US Bancorp had failed to report.[167]

In September 2018, Fiserv announced that it would acquire MoneyPass from US Bancorp for $690 million.[168] The deal was finalized in March 2019.[169] The sale did not include Elan's credit card issuing division, which issued among some of the most prominent cards including Fidelity, BMW and Mercedes Benz.[170] In December 2019, the bank dismissed Emily James, a Portland, Ore., call-center employee, and her supervisor, after James personally gave $20 of her own money to a customer in need, Marc Eugenio. On Christmas Eve, Eugenio ran out of gasoline and cash, and he was stranded at a gas station when his U.S. Bank debit card was rejected because funds he had deposited two days earlier had not yet been released into his account as he had been promised. After an unsuccessful attempt to release the funds, James met Eugenio at the gas station during her break and offered him $20 from her own pocket as a Christmas Eve act of kindness. She was fired from her job, despite U.S. Bankcorp's policy that "Our employees are empowered to do the right thing."[171][neutrality is disputed] After Nicolas Kristof published a critique of the firing in The New York Times the bank agreed to rehire the employees.[172]

On September 21, 2021, U.S. Bancorp agreed to purchase MUFG Union Bank's consumer business for $8 billon. It is the bank's biggest deal since 2001 when it merged with Milwaukee-based Firstar Corp. for $21 billion. The deal with MUFG Union Bank will add $58 billion in loans to U.S. Bancorp's current base of $294 billion. The merger will also give U.S. Bancorp a large presence on the U.S. West Coast, especially California.[173] The combined bank will have $723 billion in assets.[174]

Notable corporate buildings[edit]

  • U.S. Bank Center in Phoenix, Arizona
  • U.S. Bank Tower in Sacramento, California
  • One California in San Francisco, California, sports the U.S. Bank logo and houses bank offices
  • U.S. Bank Tower in Los Angeles, California, the third tallest building west of the Mississippi River
  • U.S. Bank Tower in Denver, Colorado
  • U.S. Bank Plaza in Boise, Idaho
  • U.S. Bank Building in Chicago, Illinois
  • U.S. Bank Building in Davenport, Iowa
  • U.S. Bank Building in Duluth, Minnesota
  • U.S. Bancorp Center in Minneapolis, Minnesota
  • U.S. Bank Plaza in Minneapolis, Minnesota
  • U.S. Bank Center in St. Paul, Minnesota
  • One U.S. Bank Plaza in St. Louis, Missouri
  • U.S. Bank Building in Billings, Montana
  • U.S. Bank Tower in Lincoln, Nebraska
  • U.S. Bank Center in Las Vegas, Nevada
  • U.S. Bank Tower in Cincinnati, Ohio
  • U.S. Bank Centre in Cleveland, Ohio
  • U.S. Bancorp Tower in Portland, Oregon
  • U.S. Bank Building in Sioux Falls, South Dakota
  • U.S. Bank Centre in Seattle, Washington
  • U.S. Bank Building in Spokane, Washington
  • U.S. Bank Building in La Crosse, Wisconsin
  • U.S. Bank Center in Milwaukee, Wisconsin
  • U.S. Bank Plaza in Madison, Wisconsin
  • U.S. Bank Building in Sheboygan, Wisconsin

Naming rights and sponsorships[edit]

U.S. Bank owns corporate naming rights to the following:

U.S. Bank is a sponsor of:

See also[edit]

References[edit]

  1. ^"Holding Companies with Assets Greater Than $10 Billion". Federal Financial Institutions Examination Council. December 31, 2020.
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Источник: https://en.wikipedia.org/wiki/U.S._Bancorp

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