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Us bank national association ohio


us bank national association ohio

Us Bank National Association is located at 204 S 2nd St in Ironton, Ohio 45638. Us Bank National Association can be contacted via phone at (740) 533-4710. [Cite as U.S. Bank, N.A. v. Jones, 2016-Ohio-7168.]IN THE COURT OF APPEALS OF OHIO THIRD APPELLATE DISTRICT ALLEN COUNTY U.S. BANK NATIONAL ASSOCIATION. Johnson v. U.S. Bank National Association. United States District Court, S.D. Ohio, Western Division. Dec 3, 2009. Case No. 1:09-cv-492 (S.D. Ohio Dec.
us bank national association ohio

Us bank national association ohio -

Fifth Third Bank LogoFifth Third Bank Logo
Источник: https://www.53.com/content/fifth-third/en.html

Exhibit 3

 

LOGO

CERTIFICATION OF FIDUCIARY POWERS

I, Joseph Otting, Comptroller of the Currency, do hereby certify that:

1. The Office of the Comptroller of the Currency, pursuant to Revised Statutes 324, et seq, as amended, and 12 USC 1, et seq, as amended, has possession, custody, and control of all records pertaining to the chartering, regulation, and supervision of all national banking associations.

2. “U.S. Bank National Association,” Cincinnati, Ohio (Charter No. 24), was granted, under the hand and seal of the Comptroller, the right to act in all fiduciary capacities authorized under the provisions of the Act of Congress approved September 28, 1962, 76 Stat. 668, 12 USC 92a, and that the authority so granted remains in full force and effect on the date of this certificate.

 

 IN TESTIMONY WHEREOF, today,
 December 6, 2018, I have hereunto
 subscribed my name and caused my seal of
 office to be affixed to these presents at the
 U.S. Department of the Treasury, in the City
LOGO 

 

of Washington, District of Columbia.

 

LOGO

 

Comptroller of the Currency

 

 

 

5

Источник: https://www.gladstoneinvestment.com/investors/sec-filings/all-sec-filings/content/0001193125-19-173657/d740164dex2d10.htm

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Источник: https://cbna.com/

U.S. Bank Foundation invests $1 million to support emerging leaders and community-led solutions to address economic disparities

Cincinnati, Ohio, July 28, 2021 – U.S. Bank Foundation today announced a $1 million investment to 20 nonprofit organizations, including Center for Employment Opportunities (CEO) in Cincinnati, driven by a diverse group of exceptional emerging leaders who are focused on creating effective community-led solutions toward the increasing economic disparities.

Organizations are in both rural and metro communities and are focused on support for entrepreneurs and small business owners, workforce development programs and financial inclusion efforts for individuals and families as solutions to wealth building.

In Cincinnati, the Center for Employment Opportunities, which supports justice-impacted individuals in building career and financial stability, received $50,000 from U.S. Bank. The CEO program provides immediate, effective, and comprehensive employment services exclusively to people recently released from incarceration or those with recent criminal convictions or justice involvement. CEO currently operates in over 30 cities and is dedicated to ensuring that justice-impacted job seekers have opportunities to achieve socioeconomic mobility.

U.S. Bank is recognizing organizations that feature exceptional emerging leaders who are addressing critical issues in their communities. Erica DiMartino-McNertney is the Site Director for CEO in Cincinnati, overseeing the New York-based organization’s work in the city. “I am honored to be recognized by U.S. Bank as an emerging leader,” said DiMartino-McNertney. “The support from organizations like U.S. Bank is crucial to the continued success of our Cincinnati program.”

Jessica Centeno, CEO’s Deputy Executive Director of the Midwest Region, stated, “CEO commends the U.S. Bank Foundation for its investment in our organization and our work to improve economic equity and mobility for individuals impacted by the justice system who are returning to the communities of Cincinnati.”

“We are dedicated to empowering our communities by listening to those with lived experience and supporting their ideas on how to address racial and economic inequities and creating lasting change,” said Alicia Townsend, Community Affairs Manager for Ohio metro markets. “In addition to the funding, we are exploring ways to support these leaders and organizations by creating points of connection and access as well as opportunities to build their networks. We look forward to learning from these leaders as we continue to work to break down traditional power dynamics in philanthropy.”

About U.S. Bank

U.S. Bancorp, with nearly 70,000 employees and $553 billion in assets as of March 31, 2021, is the parent company of U.S. Bank National Association. The Minneapolis-based company serves millions of customers locally, nationally and globally through a diversified mix of businesses: Consumer and Business Banking; Payment Services; Corporate & Commercial Banking; and Wealth Management and Investment Services. The company has been recognized for its approach to digital innovation, social responsibility, and customer service, including being named one of the 2021 World’s Most Ethical Companies and Fortune’s most admired superregional bank. Learn more at usbank.com/about.

Источник: https://ceoworks.org/releases-and-statements/u-s-bank-foundation-invests-1-million-to-support-emerging-leaders-and-community-led-solutions-to-address-economic-disparities

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Pros Explained

  • Extensive network of ATMs and physical locations – With more than 2,400 brick-and-mortar branches and 4,200 ATMs in the U.S., you won’t have a problem setting foot in a bank or pulling money from an ATM.
  • Different types of certificates of deposits (CDs) – If you’re looking for a place to tuck your money away for a longer duration, U.S. Bank offers an expansive swath of CDs with different features and rates.
  • Wide selection of accounts and financial products –You won’t find a shortage of deposit accounts and financial products here. U.S. Bank offers everything from mortgages and credit cards to RV and boat loans and retirement accounts.

Cons Explained

  • Physical locations are only available in 26 states –While U.S. Bank touts a vast network of physical branches, they’re only available in 26 states, most of which are located in the Western half of the country.
  • Interest rates not competitive –Across the board, the interest rates for different deposit accounts are very low. You’d probably want to look elsewhere for more-competitive rates.
  • Minimum balance requirements to avoid monthly fees –Whether you’re trying to get the monthly account maintenance fee dropped or want to earn a higher interest rate, you’ll need to keep the required minimum balances. Otherwise, expect very low rates or to pay for those pesky money fees.

Who Is U.S. Bank Best For? 

U.S. Bank should appeal to most customers who want a reputable, long-standing bank with a full range of deposit accounts and financial services. It might be a particularly good fit if you:

  • Want a lot of different options to park your money in a CD 
  • Live in the West or Midwest and prefer to set foot inside a physical location 
  • Prefer a wide range of deposit accounts and services 
  • Plan to open different types of accounts or use financial services with a single bank

What Does U.S. Bank Offer?

As U.S. Bank is one of the largest banks in the nation, you can expect an extensive range of deposit accounts, financial products, and services. What’s more, it offers accounts and products for businesses and also wealth management services. Its personal accounts and services include:

  • Savings Accounts 
  • Checking Accounts 
  • Money Market Accounts 
  • CDs 
  • Credit Cards

Savings Accounts

U.S. Bank offers a total of five savings accounts. Here are the particulars of each.

Designed for those with low balances and who might be opening their first savings account, Standard Savings features a low $4 monthly maintenance fee. To get the fee waived, you’ll need to maintain one of these two requirements:

  • $300 daily minimum balance 
  • $1,000 average monthly balance

However, don’t expect to earn a lot in interest by parking your money in U.S. Bank’s savings account. The annual percentage yield (APY) is a measly 0.1%, no matter your balance.

If you have a Platinum Checking Package, you’re eligible to open a Platinum Select Money Market Account. You’ll need at least $25 to open an account, and there’s no monthly account fee. While the interest rates vary depending on where you live, currently the rates aren’t faring much higher than the standard savings.

U.S. Bank's Platinum Select Money Market Savings Rates
Daily Balance RequiredAPY
Under $1,500 0.01%
$1,500 to $9,9990.01%
$10,000 to $49,9990.01%
$50,000 to $99,9990.01%
$100,000 to $499,9990.01%
$500,000 +0.01% 

Just as the Platinum Select Money Market Savings is linked to the Platinum Checking Package account, the Package Money Market Savings is linked to U.S. Bank’s Gold Checking package. The minimum required deposit and monthly account fee are on par with the Platinum Select Money Market Savings. You’ll need at least $25 to open an account, and you won’t have to worry about maintaining an average balance to drop the monthly fee. There’s no monthly account fee. The savings rates are as follows:

Package Money Market Savings Rates
Daily Balance RequiredAPY
Under $1,500 0.01%
$1,500 to $9,9990.01%
$10,000 to $49,9990.01%
$50,000 to $99,999 0.01%
$100,000 to $499,9990.01%
$500,000 +0.01%

The Elite Money Market Savings account requires a minimum of $100 to open, and to waive the $10 monthly maintenance fee, you’ll need to keep a $10,000 minimum daily balance. The interest rates for the Elite Money Market Savings are:

Elite Money Market Rates
Daily Balance RequiredAPY
Under $10,0000.01%
$10,000 to $24,9990.01%
$25,000 to $49,9990.01%
$50,000 to $99,9990.01%
$100,000 to $499,9990.01%
$500,000+0.01%

Geared for those with an individual retirement account (IRA) with the bank, the Retirement Money Market account has no monthly maintenance fee. To open an account, there’s a minimum of $100 to open or a $25 automatic deposit. While it’s advertised as a way to diversify your U.S. Bank investment portfolio, it’s not entirely apparent how it stands out against other saving or investing for retirement vehicles.

Checking Accounts

U.S. Bank also offers five checking accounts. Here is what you need to know about them.

U.S. Bank’s Easy Checking Account is a standard checking account. If you’re thinking of applying with a loan through U.S. Bank, with a checking account you’ll be privy to its preferred rates on auto loans, personal loans, and home equity lines. There’s a monthly maintenance fee of $6.95, which can be dropped if you meet one of the following three criteria:

  • Combined monthly direct deposits totaling at least $1,000
  • An average account balance of $1,500 
  • Are 65 and up 

There’s a $2.50 ATM fee and a $2 paper statement fee that is waived if you’re enrolled in eStatements or are 65 and up. 

This is U.S. Bank’s version of a prepaid debit card. The Safe DebitAccount offers more features than typically come with a standard prepaid debit card. For instance, mobile and online banking, as well as the ability to do a mobile check deposit. 

You’ll need $25 to open an account, and there’s a $4.95 monthly maintenance fee that can’t be waived. There are limitations. For instance, other accounts cannot be linked to this account for overdraft protection.

As U.S. Bank has quite an extensive network of ATMs in its MoneyPass network—more than 37,000—you won’t be hit with a surcharge. However, for ATM withdrawals outside of this network, there’s a $2.50 fee.

U.S. Bank also offers a free credit score. Through TransUnion CreditView, you can see your current score and how it might change if you take different actions, as well as have access to different resources.

This is one of U.S. Bank’s premier checking accounts. The Gold Checking Package is worth considering, especially if you plan on also opening a U.S. Bank loan or credit card in the near future. If your checking is linked to another U.S. Bank deposit account, the overdraft protection fee will be dropped. You’ll be reimbursed for the surcharges on your first two non-ATM fees.

You’re entitled to up to 100 free trades per calendar year with a self-directed brokerage account through its affiliate, U.S. Bancorp Investments. And if you’d like to make it a family affair, Gold Checking allows you to sign up to two family members for Easy Checking without the monthly maintenance fee. You’ll just need to be the co-owner of the accounts.

The monthly maintenance fee is $14.95 and can be waived if you have a loan or credit card.

The Platinum Checking Package is U.S. Bank’s premier checking account. It comes with some of the perks of Gold Checking, plus a few other benefits. For instance, you won’t have to pay an annual fee on the home equity line of credit. And if you open a safe deposit box, you will recieve half off the annual fee.

This is the only checking account that offers interest rates. They are:

U.S. Bank Platinum Checking Rates
Daily Balance RequiredAPY
Under $2,500 0.01%
$2,500 to $9,999 0.01%
$10000 +0.01%

U.S. Bank’s Student Checking comes with all the usual features of a checking account. There’s no monthly maintenance fee, and your first order of checks is free. Another nice perk is that the surcharges on the first four non-network ATM withdrawals within a statement period are covered. Once you hit four withdrawals, however, the fees kick in.

In 2019 U.S. Bank settled a $2.67 million class action lawsuit. The allegations were that U.S. Bank had made unwanted calls and texts to consumers about its mortgages and home equity loans.

CDs

If you’re able to squirrel away a set amount of funds and leave them untouched for a set amount of time, a CD might be a good option. The interest rates are typically higher than in a savings or money market account. The downside is that if you need to pull money out before the maturity date, you’ll be pegged with an early withdrawal penalty. U.S. Bank offers four types of CDs.

If you have at least $500 to put into a U.S. Bank CD, here are the APYs:

U.S. Bank Certificate of Deposit (CD) Rates
TermCD AmountAPY
One Month$500 to $249,9990.05%
Two Months$500 to $249,9990.05%
Three Months$500 to $249,9990.05%
Six Months$500 to $249,9990.05%
Nine Months$500 to $249,9990.05%
One Year$500 to $249,9990.05%
18 Months$500 to $249,9990.05%
Two Years$500 to $249,9990.05%
Three Years$500 to $249,9990.10%
Four Years$500 to $249,9990.15%
Five Years$500 to $249,9990.25%

The early withdrawal penalties are the same for all CDs. 

If the account has a term of six months or less, you’ll be dinged with a $25 early withdrawal fee and either 1% of the amount you take out or all the interest that would’ve been earned on the funds withdrawn for the entire term, whichever is greater.

If the account has a term that’s greater than six months through 12 months, it’s $25 plus either one-half of all the interest that would’ve been earned on the funds withdrawn for the entire term or 1% of the amount withdrawn, whichever is greater.

And for accounts with a term that’s greater than one year? You’ll need to pony up $25 plus whichever is greater: one-half of the interest that would’ve been earned on the funds withdrawn for the entire term or 3% of the amount you took out.

If you have at least $1,000 to park into a CD Special, you can snag the following promotional APYs:

U.S. Bank CD Special Rates
TermCD AmountAPY
17 Months$1,000 to $250,0000.15%
37 Months$1,000 to $250,0000.30%
47 Months$1,000 to $250,0000.50%
59 Months$1,000 to $250,0000.75%

A 28-month CD, the Step Up CD locks you into a rate when you open. You can deposit anywhere from $1,000 to $250,000. Then every seven months you get an APY bump, as follows: 

U.S. Bank Step Up CD Rates
TermInterest Rate Blended APY
28 Months0.05% for first 7 months0.35%
0.25% for next 7 months
0.45% for next 7 months
0.65% for next 7 months

Are you looking to save for anywhere from 30 to 60 months? Then a Trade Up CD might be something to consider. If a higher APY comes your way during your term, you’re eligible for a one-time bump. The rates are as follows: 

U.S. Bank Trade Up CD Rates
TermCD AmountAPY
30 Months$1,000 to $250,0000.10%
60 Months$1,000 to $250,0000.40%

If these rates aren't what you are looking for, you might look into a high-yield savings account instead.

Credit Cards

U.S. Bank offers a number of credit cards, including cash back, travel, and low-interest cards. You can also find secured cards and ones for small businesses. There are also partner cards available for U.S. bank customers. Here are just some of U.S. Bank’s credit card offerings.

General Travel Cards 

Cash-Back Credit Card

Low-Interest Credit Card

  • U.S. Bank Visa Platinum Card

Secured Credit Card

  • U.S. Bank Secured Visa Card

Business Credit Cards 

  • U.S. Bank Business Leverage Visa Signature Card 
  • U.S. Bank FlexPerks Business Travel Rewards 
  • U.S. Bank Business Cash Rewards World Elite Mastercard

Other Financial Products Offered by U.S. Bank

U.S. Bank has a robust range of other offerings: 

U.S. Bank Customer Service

U.S. Bank offers its customers a number of ways to reach out to its reps: by phone, online, or through a mobile app.In the J.D Power U.S. Merchant Services Satisfaction Study for 2020, U.S. Bank ranked #1 with a score of 882. It also landed the top spot in two major categories: cost of service, and security and chargeback management.

How to Bank With U.S. Bank

Opening an account with U.S. Bank is pretty standard. You’ll need to provide a form of a government-issued ID and pop in some personal information. Got questions? Call and talk to a customer service rep. 

Verdict

The current rates for U.S. Bank’s savings accounts are quite low and not exactly anything to write home about. So if you’re looking for a high-yield savings account, you’ll want to inquire elsewhere. What’s more, it might not be for you if you have trouble meeting the balance requirements to nix the monthly account fees. However, if you’re looking for a large bank with a robust range of services and products in both personal and business banking, and you are keen on linking different accounts among its offerings, U.S. Bank could be a good choice for you. Think of U.S. Bank as a web of deposit accounts and services. If you cluster accounts in a certain way, you can tap into the full perks. It could also be worth considering if you want some of the conveniences of having deposit accounts with U.S. Bank, such as its extensive network of brick-and-mortar locations and ATMs.

Methodology

Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of banks. We collected over 20 data points across more than 80 banks—including products available, interest rates, fees, and accessibility—to ensure that our content helps users make the right decision for their savings and banking needs.

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .

Источник: https://www.investopedia.com/us-bank-review-4801907

: Us bank national association ohio

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Us bank national association ohio

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Pros Explained

  • Extensive network of ATMs and physical locations – With more than 2,400 brick-and-mortar branches and 4,200 ATMs in the U.S., you won’t have a problem setting foot in a bank or pulling money from an ATM.
  • Different types of certificates of deposits (CDs) – If you’re looking for a place to tuck your money away for a longer duration, U.S. Bank offers an expansive swath of CDs with different features and rates.
  • Wide selection of accounts and financial products –You won’t find a shortage of deposit accounts and financial products here. U.S. Bank offers everything from mortgages and credit cards to RV and boat loans and retirement accounts.

Cons Explained

  • Physical locations are only available in 26 states –While U.S. Bank touts a vast network of physical branches, they’re only available in 26 states, most of which are located in the Western half of the country.
  • Interest rates not competitive –Across the board, the interest rates for different deposit accounts are very low. You’d probably want to look elsewhere for more-competitive rates.
  • Minimum balance requirements to avoid monthly fees –Whether you’re trying to get the monthly account maintenance fee dropped or want to earn a higher interest rate, you’ll need to keep the required minimum balances. Otherwise, expect very low rates or to pay for those pesky money fees.

Who Is U.S. Bank Best For? 

U.S. Bank should appeal to most customers who want a reputable, long-standing bank with a full range of deposit accounts and financial services. It might be a particularly good fit if you:

  • Want a lot of different options to park your money in a CD 
  • Live in the West or Midwest and prefer to set foot inside a physical location 
  • Prefer a wide range of deposit accounts and services 
  • Plan to open different types of accounts or use financial services with a single bank

What Does U.S. Bank Offer?

As U.S. Bank is one of the largest banks in the nation, you can expect an extensive range of deposit accounts, financial products, and services. What’s more, it offers accounts and products for businesses and also wealth management services. Its personal accounts and services include:

  • Savings Accounts 
  • Checking Accounts 
  • Money Market Accounts 
  • CDs 
  • Credit Cards

Savings Accounts

U.S. Bank offers a total of five savings accounts. Here are the particulars of each.

Designed for those with low balances and who might be opening their first savings account, Standard Savings features a low $4 monthly maintenance fee. To get the fee waived, you’ll need to maintain one of these two requirements:

  • $300 daily minimum balance 
  • $1,000 average monthly balance

However, don’t expect to earn a lot in interest by parking your money in U.S. Bank’s savings account. The annual percentage yield (APY) is a measly 0.1%, no matter your balance.

If you have a Platinum Checking Package, you’re eligible us bank national association ohio open a Platinum Select Money Market Account. You’ll need at least $25 to open an account, and there’s no monthly account fee. While the interest rates vary depending on where you live, currently the rates aren’t faring much higher than the standard savings.

U.S. Bank's Platinum Select Money Market Savings Rates
Daily Balance RequiredAPY
Under $1,500 0.01%
$1,500 to $9,9990.01%
$10,000 to $49,9990.01%
$50,000 to $99,9990.01%
$100,000 to $499,9990.01%
$500,000 +0.01% 

Just as the Platinum Select Money Market Savings is linked to the Platinum Checking Package account, the Package Money Market Savings is linked to U.S. Bank’s Gold Checking package. The minimum required deposit and monthly account fee are on par with the Platinum Select Money Market Savings. You’ll need at least $25 to open an account, and you won’t have to worry about maintaining an average balance to drop the monthly fee. There’s no monthly account fee. The savings rates are as follows:

Package Money Market Savings Rates
Daily Balance RequiredAPY
Under $1,500 0.01%
$1,500 to $9,9990.01%
$10,000 to $49,9990.01%
$50,000 to $99,999 0.01%
$100,000 to $499,9990.01%
$500,000 +0.01%

The Elite Money Market Savings account requires a minimum of $100 to open, and to waive the $10 monthly maintenance fee, you’ll need to keep a $10,000 minimum daily balance. The interest rates for the Elite Money Market Savings are:

Elite Money Market Rates
Daily Balance RequiredAPY
Under $10,0000.01%
$10,000 to $24,9990.01%
$25,000 to $49,9990.01%
$50,000 to $99,9990.01%
$100,000 to $499,9990.01%
$500,000+0.01%

Geared for those with an individual retirement account (IRA) with the bank, the Retirement Money Market account has no monthly maintenance fee. To open an account, there’s a minimum of $100 to open or a $25 automatic deposit. While it’s advertised as a way to diversify your U.S. Bank investment portfolio, it’s not entirely apparent how it stands out against other saving or investing for retirement vehicles.

Checking Accounts

U.S. Bank also offers five checking accounts. Here is what us bank national association ohio need to know about them.

U.S. Bank’s Easy Checking Account is a standard checking account. If you’re thinking of applying with a loan through U.S. Bank, with a checking account you’ll be privy to its preferred rates on auto loans, personal loans, and home equity lines. There’s a monthly maintenance fee of $6.95, which can be dropped if you meet one of the following three criteria:

  • Combined monthly direct deposits totaling at least $1,000
  • An average account balance of $1,500 
  • Are 65 and up 

There’s a $2.50 ATM fee and a $2 paper statement fee that is waived if you’re enrolled in eStatements or are 65 and up. 

This is U.S. Bank’s version of a prepaid debit card. The Safe DebitAccount offers more features than typically come with a standard prepaid debit card. For instance, mobile and online banking, as well as the ability to do a mobile check deposit. 

You’ll need $25 to open an account, and there’s a $4.95 monthly maintenance fee that can’t be waived. There are us bank national association ohio. For instance, other accounts cannot be linked to this account for overdraft protection.

As U.S. Bank has quite an extensive network of ATMs in its MoneyPass network—more than 37,000—you won’t be hit with a surcharge. However, for ATM withdrawals outside of this network, there’s a $2.50 fee.

U.S. Bank also offers a free credit score. Through TransUnion CreditView, you can see your current score and how it might change if you take different actions, as well as have access to different resources.

This is one of U.S. Bank’s premier checking accounts. The Gold Checking Package is worth considering, especially if you plan on also opening a U.S. Bank loan or credit card in the near future. If your checking is linked to another U.S. Bank deposit account, the overdraft protection fee will be dropped. You’ll be reimbursed for the surcharges on your first two non-ATM fees.

You’re entitled to up to 100 free trades per calendar year with a self-directed brokerage account through its affiliate, U.S. Bancorp Investments. And if you’d like to make it a family affair, Gold Checking allows you to sign up to two family members for Easy Checking without the monthly maintenance fee. You’ll just need to be the co-owner of the accounts.

The monthly maintenance fee is $14.95 and can be waived if you have a loan or credit card.

The Platinum Checking Package is U.S. Bank’s premier checking account. It comes with some of the perks of Gold Checking, plus a few other benefits. For instance, you won’t have to pay an annual fee on the home equity line of credit. And if you open a safe deposit box, you will recieve half off the annual fee.

This is the only checking account that offers interest rates. They are:

U.S. Bank Platinum Checking Rates
Daily Balance RequiredAPY
Under $2,500 0.01%
$2,500 to $9,999 0.01%
$10000 +0.01%

U.S. Bank’s Student Checking comes with all the usual features of a checking account. There’s no monthly maintenance fee, and your first order of checks is free. Another nice perk is that the surcharges on the first four non-network Midwest bank login withdrawals within a statement period are covered. Once you hit four withdrawals, however, the fees kick in.

In 2019 U.S. Bank settled a $2.67 million class action lawsuit. The allegations were that U.S. Bank had made unwanted calls and texts to consumers about its mortgages and us bank national association ohio equity loans.

CDs

If you’re able to squirrel away a set amount of funds and leave them untouched for a set amount of time, a CD might be a good option. The interest rates are typically higher than in a savings or money market account. The downside is that if you need to pull money out before the maturity date, you’ll be pegged with an early withdrawal penalty. U.S. Bank offers four types of CDs.

If you have at least $500 to put into a U.S. Bank CD, here are the APYs:

U.S. Bank Certificate of Deposit (CD) Rates
TermCD AmountAPY
One Month$500 to $249,9990.05%
Two Months$500 to $249,9990.05%
Three Months$500 to $249,9990.05%
Six Months$500 to $249,9990.05%
Nine Months$500 to $249,9990.05%
One Year$500 to $249,9990.05%
18 Months$500 to $249,9990.05%
Two Years$500 to $249,9990.05%
Three Years$500 to $249,9990.10%
Four Years$500 to $249,9990.15%
Five Years$500 to $249,9990.25%

The early withdrawal penalties are the same for all CDs. 

If the account has a term of six months or less, you’ll be dinged with a $25 early withdrawal fee and either 1% of the amount you take out or all the interest that would’ve been earned on the funds withdrawn for the entire term, whichever is greater.

If the account has a term that’s greater than six months through 12 months, it’s $25 plus either one-half of all the interest that would’ve been earned on the funds withdrawn for the entire term or 1% of the amount withdrawn, whichever is greater.

And for accounts with a term that’s greater than one year? You’ll need to pony up $25 plus whichever is greater: one-half of the interest that would’ve been earned on the funds withdrawn for the entire term or 3% of the amount you took out.

If you have at least $1,000 to park into a CD Special, you can snag the following promotional APYs:

U.S. Bank CD Special Rates
TermCD AmountAPY
17 Months$1,000 to $250,0000.15%
37 Months$1,000 to $250,0000.30%
47 Months$1,000 to $250,0000.50%
59 Months$1,000 to $250,0000.75%

A 28-month CD, the Step Up CD locks you into a rate when you open. You can deposit anywhere from $1,000 to $250,000. Then every seven months you get an APY bump, as follows: 

U.S. Bank Step Up CD Rates
TermInterest Rate Blended APY
28 Months0.05% for first 7 months0.35%
0.25% for next 7 months
0.45% for next 7 months
0.65% for next 7 months

Are you looking to save for anywhere from 30 to 60 months? Then a Trade Up CD might be something to consider. If a higher APY comes your way during your term, you’re eligible for a one-time bump. The rates are as follows: 

U.S. Bank Trade Up CD Rates
TermCD AmountAPY
30 Months$1,000 to $250,0000.10%
60 Months$1,000 to $250,0000.40%

If these rates aren't what you are looking for, you might look into a high-yield savings account instead.

Credit Cards

U.S. Bank offers a number of credit cards, including cash back, travel, and low-interest cards. You can also find secured cards and ones for small businesses. There are also partner cards available for U.S. bank customers. Here are just some of U.S. Us bank national association ohio credit card offerings.

General Travel Cards 

Cash-Back Credit Card

Low-Interest Credit Card

  • U.S. Bank Visa Platinum Card

Secured Credit Card

  • U.S. Bank Secured Visa Card

Business Credit Cards 

  • U.S. Bank Business Leverage Visa Signature Card 
  • U.S. Bank FlexPerks Business Travel Rewards 
  • U.S. Bank Business Cash Rewards World Elite Mastercard

Other Financial Products Offered by U.S. Bank

U.S. Bank has a robust range of other offerings: 

U.S. Bank Customer Service

U.S. Bank offers its customers a number of ways to reach out to its reps: by phone, online, or through a mobile app.In the J.D Power U.S. Merchant Services Satisfaction Study for 2020, U.S. Bank ranked #1 with a score of 882. It also landed the top spot in two major categories: cost of service, and security and chargeback management.

How to Bank With U.S. Bank

Opening an account with U.S. Bank is pretty standard. You’ll need to provide a form of a government-issued ID and pop in some personal information. Got questions? Call and talk to a customer the skeleton key in hindi download rep. 

Verdict

The current rates for U.S. Bank’s savings accounts are quite low and not exactly anything to write home about. So if you’re looking for a high-yield savings account, you’ll want to inquire elsewhere. What’s more, it might not be for you if you have trouble meeting the balance requirements to nix the monthly account fees. However, if you’re looking for a large bank with a robust range of services and products in both personal and business banking, and you are keen on linking different accounts among its offerings, U.S. Bank could be a good choice for you. Think of U.S. Bank as a web of deposit citi mobile credit card payment and services. If you cluster accounts in a certain way, you can tap into the full perks. It could also be worth considering if you want some of the conveniences of having deposit accounts with U.S. Bank, us bank national association ohio as its extensive network of brick-and-mortar locations and ATMs.

Methodology

Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of banks. We collected over 20 data points across more than 80 banks—including products available, interest rates, fees, and accessibility—to ensure that our content helps users make the right decision for their savings and banking needs.

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .

Источник: https://www.investopedia.com/us-bank-review-4801907

Ohio Pike Branch of U.S. Bank National Association in Amelia, Ohio


BankU.S. Bank National Association
BranchOhio Pike Branch
Address1259 Us bank national association ohio Ohio Pike,
Amelia, Ohio 45102
Contact Number(513) 943-2940
CountyClermont
Service TypeFull Service, brick and mortar office
Date of Us bank national association ohio Deposits$42,757,000

Opening Hours and Directions

Find Opening Hours on Google Maps

Bank Information
Bank Holding CompanyU.S. BANCORP
HeadQuarters Address425 Walnut Street,
Cincinnati, OH 45202
United States
Bank Type3 - NATIONAL MEMBER BANK
FDIC CERT #06548
Total Bank Assets$473,138,169,000
Domestic Deposits$342,652,693,000
RSSD (Federal Reserve ID Number)504713
RSSD (Federal Reserve ID Number) for Holding Company1119794

Routing Number for U.S. Bank National Association in Ohio

A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Routing numbers are also known as banking routing numbers, routing transit numbers, RTNs, ABA numbers, and sometimes SWIFT codes (although these are quite different from routing numbers as SWIFT codes are solely used for international wire transfers while routing numbers are used for domestic transfers). Routing numbers differ for checking and savings accounts, prepaid cards, IRAs, lines of credit, and wire transfers. Usually all banks have different routing numbers for each state in the US. You can find the routing number for U.S. Bank National Association in Ohio here.

Total Assets:The sum of all assets owned by the institution including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts.

RSSD:The unique number assigned by the Federal Reserve Board (FRB) to the top regulatory bank holding company. This unique identifier for U.S. Bank National Association is 504713.

FDIC CERT #:The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Ohio Pike Branch office of U.S. Bank National Association in Amelia, OH is 06548. This unique NUMBER is assigned by the FDIC and is used to identify institutions and for the issuance of insurance certificates by FDIC.

Источник: https://banks-america.com/branch/210713-u.s.-bank-na-ohio-pike-branch/

U.S. Bank National Association Expanding in Columbus Region

Download this press release (PDF)

Columbus, OH — U.S. Bank National Association, a subsidiary of U.S. Bancorp and the fifth largest commercial bank in the United States, announced it is growing its risk-focused operations in the Columbus Region, leasing an additional 11,000 square feet at its Columbus location and creating 60 additional jobs. The company, which is located at 8415 Pulsar Place, will invest $433,000 in renovations, IT and training costs.

“U.S. Bank is excited to add new team members and looks forward to building on our foundation in Columbus and Central Ohio,” said Steve Bennett, market 1st grade reading comprehension worksheets pdf free, Central Ohio, U.S. Bank. “When assessing the best long-term economic opportunities in various markets, we realized the finance and accounting workforce in the Columbus market is unparalleled.”

The announcement comes less than a year after U.S. Bank began its risk-focused operations in Columbus with nine employees. Recognizing the opportunity for growth in the Midwest and increased regulatory and customer demand, the company decided to expand in Columbus. Hiring for the new positions will begin in fall 2016.

“The City of Columbus is thrilled that U.S. Bank has chosen to expand in our community,” said Mayor Andrew J. Ginther of the City of Columbus. “These high paying jobs are a testament to the Columbus Region’s highly-skilled population.”

Financial and insurance related activities comprise the top sector of economic output—$28 billion in 2015—in the Columbus Region. Companies ranging from Huntington Bancshares and JPMorgan Chase & Co., to Nationwide and State Farm benefit from the Columbus Region’s continuous growth and skilled talent pool. More than 60 college and university campuses educate nearly 140,000 students across the Columbus Region, with top-ranked programs and partnerships to ensure talent development for the finance and insurance industry.

-END-

Note: Following this initial announcement, the company increased job commitment to 160 new jobs. 

About U.S. Bank National Association
Minneapolis-based U.S. Bancorp (NYSE: USB), with $438 billion in assets as of June 30, 2016, is the parent company of U.S. Bank National Association, the fifth largest commercial bank in the United States. The Company operates 3,122 banking offices in 25 states and 4,923 ATMs and provides a comprehensive line of banking, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at www.usbank.com.

Источник: https://columbusregion.com/press-releases/u-s-bank-national-association-expanding-in-columbus-region/

U.S. Bank Foundation invests $1 million to support emerging leaders and community-led solutions to address economic disparities

Cincinnati, Ohio, July 28, 2021 – U.S. Bank Foundation today announced a $1 million investment to 20 nonprofit organizations, including Center for Employment Opportunities (CEO) in Cincinnati, driven by a diverse group of exceptional emerging leaders who are focused on creating us bank national association ohio community-led solutions toward the increasing economic disparities.

Organizations are in both rural and metro communities and are focused on support for entrepreneurs and small business owners, workforce development programs and financial inclusion efforts for individuals and families as solutions to wealth building.

In Www wholesale flagstar com, the Center for Employment Opportunities, which supports justice-impacted individuals in building career and financial stability, received $50,000 from U.S. Bank. The CEO program provides immediate, effective, and comprehensive employment services exclusively to people recently released from incarceration or those with recent criminal convictions or justice involvement. CEO currently operates in over 30 cities and is dedicated to ensuring that justice-impacted job seekers have opportunities to achieve socioeconomic mobility.

U.S. Bank is recognizing organizations that feature exceptional emerging leaders who are addressing critical issues in their communities. Erica DiMartino-McNertney is the Site Director for CEO in Cincinnati, overseeing the New York-based organization’s work in the city. “I am honored to be recognized by U.S. Bank as an emerging leader,” said DiMartino-McNertney. “The support from organizations like U.S. Bank is crucial to the ashley stewart credit card success of our Cincinnati program.”

Jessica Centeno, CEO’s Deputy Executive Director of the Midwest Region, stated, “CEO commends the U.S. Bank Foundation for its investment in our organization and our work to improve economic equity and mobility for individuals impacted by the justice system who are returning to the communities of Cincinnati.”

“We are dedicated to empowering our communities by listening to those with lived experience and supporting their ideas on how to address racial and economic inequities and creating lasting change,” said Alicia Townsend, Community Affairs Manager for Ohio metro markets. “In addition to the funding, we are exploring ways to support these leaders and organizations by creating points of connection and access as well as opportunities to build their networks. We look forward to learning from these leaders as we continue to work to break down traditional power dynamics in philanthropy.”

About U.S. Bank

U.S. Bancorp, with nearly 70,000 employees and $553 billion in assets as of March 31, 2021, is the parent company of U.S. Bank National Association. The Minneapolis-based company serves millions of customers locally, nationally and globally through a diversified mix of businesses: Consumer and Business Banking; Payment Services; Corporate & Commercial Banking; and Wealth Management and Investment Services. The company has been recognized for its approach to digital innovation, social responsibility, and customer service, including being named one of the 2021 World’s Most Ethical Companies and Fortune’s most admired superregional bank. Learn more at usbank.com/about.

Источник: https://ceoworks.org/releases-and-statements/u-s-bank-foundation-invests-1-million-to-support-emerging-leaders-and-community-led-solutions-to-address-economic-disparities

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