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discover online banking bonus

Discover Online Savings features. Save bonus cash and profit income in an account that earns a competitive interest. Open a Beyond Checking account online. · Have never had a TD Bank personal checking account. · Have at least $2,500 worth of direct deposit funds. Apply for your first Discover Online Savings Account by 04/02/18, online or by phone. Enter Offer Code HMB318 when applying. Deposit into your.

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Discover Bank Online Savings Promotion: $100 Bonus

Discover Bank is an online bank operated by the American financial services company, Discover Financial Services.

With almost 50 million cardholders, Discover is the third-largest credit card issuer in the U.S. In 2000, Discover acquired the Greenwood Trust Company and rebranded it as Discover Bank. While Discover is now fully an online bank, the company still owns and operates the original branch of The Greenwood Trust Company in Delaware, making it the bank’s only physical location.

Current Best Discover Bank Promotions

Here are the active Discover bonuses that you can benefit from today:

1. Online Savings Account - up to $200 bonus

Discover Bank is offering up to $200 for opening a new Online Savings account. You'll need to deposit $25,000 to earn the full amount, but $15,000 only results in a loss of $50.

One perk to this bonus is that Discover doesn't have a requirement for how long you need to keep the cash in the account, so you can deposit and withdraw immediately. Doesn't get much easier than that!

Bonus Amount
up to $200

Account Type
Personal Savings

Availability
Nationwide

Offer Expires
Dec 15, 2021

Bonus Requirements
  1. Open a new Discover Online Savings Account using the link below.
  2. By December 15, deposit $15,000 to earn $150 or $25,000 to earn $200.
  3. Bonus will be credited to your account within 30 days of qualifying for the bonus.
read full terms
How does this savings offer from Discover compare?
  • Chase Bank is offering $225 when you open a Chase Total Checking® account. see full details
  • Citi gives you up to $1500 when you open a Citi Priority account. see full details
  • Earn $300 from Chase Bank when you open a Chase Business Complete Banking℠ account. see full details

2. Cashback Debit - up to $360 bonus

Discover Bank has a cool twist on the old-fashioned debit card: cash back rewards. Open an account online, and they'll give you 1% cash back on up to $3,000 in debit card purchases each month, for up how to activate walmart prepaid debit card $360 each year as a bonus to your normal spending.

Bonus Amount
up to $360

Account Type
Personal Checking

Availability
Nationwide

Offer Expires
Limited Time Offer

Bonus Requirements
  1. Open a new Discover Cashback Debit checking account using the link below.
  2. Use your debit card each month to make $3,000 in purchases to earn $30.
  3. Bonus cash will be deposited into your account each month.
read full terms

3. Discover it® Credit Card - Cash Back Match bonus

The Discover it® Cash Back and Discover online banking bonus credit cards offer new cardholders a bonus 2X "Cashback Match" on all cash back earned in the first year. This means that if you earned $150 in cash back, they'll give you an additional $150, automatically.

This is in addition to the 0% intro APR that both cards offer for the first 14 months.

Bonus Amount
Cash Back Match

Account Type
Discover it® Credit Card

Availability
Nationwide

Offer Expires
Limited Time Offer

Bonus Requirements
  1. Apply for a new Discover it® Cash Back or Discover it® Chrome credit card using the link below.
  2. For the first year, use your credit card to earn cash back: for Discover it® Cash Back, you'll earn 5% in rotating categories, 1% on everything else; for Discover it® Chrome, you'll earn 2% at gas stations and restaurants, 1% on everything else.
  3. After 12 consecutive billing cycles, bonus cash will be credited to your rewards account within 2 billing cycles.
read full terms

Summary: Discover's Current Bonuses

Here’s a recap of the current Discover Bank promotions and offers that you can claim right now:

AccountAccount TypeAmountExpiresRequirements
Online Savings AccountPersonal Savingsup to $200Dec 15Min BalanceDetails
Cashback DebitPersonal Checkingup to $360Limited Time OfferCard SpendDetails
Discover it® Credit CardDiscover it® Credit CardCash Back MatchLimited Time OfferCard SpendDetails
Источник: https://bankbonus.com/promotions/discover-bank/

Are Rewards Savings Accounts a Good Deal?

Savings account promotions help you maximize your returns. Offers on savings accounts aren’t as plentiful as checking account bonuses, but several banks provide incentives to get your business. Especially when interest rates are low, cash rewards account for most—if not all—the earnings in your account.

That said, if you’re not already in the process of moving your money, chasing savings account rewards might not be the best use of your time. Options are limited, and banks make it hard to qualify for the best deals, leaving most consumers unable to qualify.

Several reward programs are listed below. They expire quickly (by design), but they often come back around. If you miss the cutoff date for any of these deals, search online for currently available versions.

Easy Cash Bonuses discover online banking bonus Large Deposits

If you have a significant amount in savings, a handful of banks pay cash bonuses for opening a savings account. It’s hard to make a habit out of earning rewards (banks prevent you from qualifying repeatedly), but these offers may be worth jumping on when you’re looking for a new account.

The two online banks below allow you to open an account without any minimum balance, they pay competitive rates, and they have no monthly carolina realty of chapel hill fees.

Capital One 360: $200

Capital One 360 is an online-only bank that makes it easy to open an account. Plus, there’s no need to open a checking account to qualify for the savings account offer. Capital One pays a competitive 2% APY on balances over $10,000 in the money market account.

How to qualify: Open a new 360 Money Market account and deposit at least $10,000

How to request the bonus: When opening your account, use the promotional code OFFER200.

Important details: Verify your eligibility with Capital One 360. Overview of the offer:

  • Open and fund your account on or before December 14, 2018.
  • Transfer funds from an outside bank (you can’t move money from another Capital One account).
  • Be a new customer. If you had an open savings product with Capital One anytime after January 1, 2016, you do not qualify for the offer.

Discover Bank: $150 - $200

Discover Bank’s online savings account also pays a relatively high rate on your savings: You can earn 1.9% APY on balances of any size.

How to qualify: Open a new Discover Online Savings account and deposit at least $15,000 for a $100 bonus. You can earn $200 by depositing at least $25,000.

How to request the bonus: When opening your account, use the promotional code NV18. If that code is invalid, search for Discover savings account bonuses online.

Important details: Verify your eligibility with Discover Bank. Overview of the offer:

  • Open your account on or before December 3, 2018.
  • Meet the funding requirement by December 17, 2018.
  • Be a new customer. If you ever had a savings account associated with Discover Bank, you do not qualify for the offer.

Big Bank Savings Offers: Bank in a Branch

National banks also offer bonuses occasionally. But it’s critical to evaluate the big picture. Megabanks typically have relatively low rates on savings accounts, so the bonus needs to offset what you could have earned in an online bank (or make sense in other ways). What’s more, you may have to pay monthly fees for keeping an account, unless you meet fee waiver requirements. With the large deposits required for a bonus, you’ll typically meet those criteria, but you may face fees if your account balance later decreases.

Citi: $400 - $700

Citibank offers a hearty bonus to new customers who open “packages” consisting of checking and savings accounts.

How to qualify: Open a new checking and savings account and fund your account by December 31, 2018. Deposit the required amount within 30 days, and leave the funds in your account for at least 60 days.

  • Deposit at least usps office open today for a $400 bonus
  • Deposit at least $50,000 for a $600 bonus
  • For an additional $100 bonus, set up direct deposit and complete at least one qualifying deposit in two consecutive months within 60 days of opening.

How to request the bonus: Open hand sanitizer on amazon account by applying in person or at citi.com/checkingrewards.

Important details: Verify your eligibility with Citibank. Overview of the offer:

  • Funds must come from outside of Citibank
  • If you have been an owner on a Citibank checking account within the last 180 days, you may not qualify for the offer.

Chase Bank: $150

How to qualify: Open a new savings account by January 14, 2019. Then, deposit at least $10,000 within 20 days, and leave the funds in your account for at least 90 days.

How to request the bonus: Open your account by applying in person or at https://www.chase.com/personal/checking/chase-coupon.

Important details: Verify your eligibility with Chase. Overview of the offer:

  • Funds must come from outside of Chase.
  • If you close your account within six months of opening, Chase will deduct the bonus amount from any proceeds.

If You Don’t Have a Large Deposit

Banks offer cash bonuses for large deposits, but not everybody has $10,000 sitting around. That’s okay—there are plenty of attractive savings accounts that pay high-interest rates on balances as low as $1.00. Online banks are probably your best bet, and the banks listed above are excellent choices. Those accounts can help you grow your savings over time, which is better than earning nothing at a megabank.

Even if you are rich, cash deposits might not make much sense. After all, if you’re the type of person who has more than $25,000 available, an extra $250 might be nice, but it doesn’t move the needle on your finances. It takes time to switch banks, you need to keep track of everything, and eventually, you may disqualify yourself from earning bonuses.

Источник: https://www.thebalance.com/are-rewards-savings-accounts-a-good-deal-4178444

Pros Explained 

  • Cash-back bonus on debit card purchases.Cash back on credit zelle and td bank is pretty standard, but Discover rather uniquely offers a 1% cash-back bonus on anything you buy with your debit card, up to $3,000 in purchases a month. You could potentially earn up to $360 annually. 
  • No fees. Discover Bank's checking account boasts no fees—no monthly minimum fees or fees for insufficient funds. Plus, you won’t get dinged with a charge for returned items, or should you close your account.
  • Large ATM network. The Discover debit card is accepted at 415,000 ATMs in the U.S overall. Account-holders can make withdrawals at no charge at some 60,000 ATMs belonging to the Allpoint and MoneyPass networks. Using a machine outside these networks might incur a surcharge imposed by the third-party ATM owner. Discover itself, however, never charges a fee for ATM use.

Cons Explained 

  • One brick-and-mortar location. Local 150 mechanic pay scale to its name, Discover Online Banking has but one actual branch, in Greenwood, Del. So if you like face-to-face contact, this isn't the institution for you.
  • High minimum CD deposits. While Discover Bank's interest rates for its certificate of deposit stack up nicely against the competition's, you'll need at least $2,500 to get started. This sum skews a bit high: Other online banks allow you to open a CD with as little as $500 or $1,000.

Who Is Discover Online Banking Best For? 

Discover Online Banking should be a good fit for those seeking a digital bank that offers a suite of different services.

It might be a particularly good fit for those who:

  • Prefer paperless, digital transactions
  • Hate paying fees
  • Typically use their debit card for day-to-day transactions 
  • Prefer to bank with an established "name" financial institution 

What Does Discover Online Banking Offer? 

As you might expect from the banking division of a major financial services discover online banking bonus, Discover Bank offers an array of products and services:

  • Checking account
  • Savings account
  • Money market account  
  • Certificates of Deposit
  • IRAs

Discover Chase bank number to call Account

A major feature of the Discover Checking Account is its cash-back debit card. The 1% cash-back reward strictly applies to purchases, though. ATM transactions, money orders, loan payments made with your debit card, and payments using peer-to-peer platforms aren’t eligible for cash-back rewards. 

Besides cash-back on your cards, there are no monthly maintenance fees, insufficient funds, or a fee for returned items or stop payment orders. There’s no minimum to open an account, and there’s no monthly minimum balance to keep the account open. 

Other perks include free checks.

Digital-only banks like Discover's only allow you to withdraw cash from ATMs; you can't deposit cash or physical checks. Discover lets you deposit paper checks via its mobile banking app, or by mail to a Salt Lake City processing center.

Discover Savings Account

Like the checking account, Discover Savings Account doesn't require any minimum to open or maintain the account. As of September 20, 2021, the annual percentage yield (APY) is 0.40%, which is higher than the average national savings rate of 0.06%.

Discover Bank’s no-fees features apply here too: The account is free of no monthly maintenance or insufficient funds charges. While federal law Regulation D prohibits account holders from making more than six withdrawals or transfers per from a money market or savings account within a month, you won’t be dinged with a fee for excessive withdrawals, either. However, if it’s a recurring problem, your account might fall in danger of being closed.

Discover Money Market Account

While there’s no ongoing minimum required to maintain a Discover Money Market account, you’ll need at least $2,500 minimum to open it. There are two interest rates: If your balance is less than $100,000, you’ll earn an APY of 0.30%. If it’s more than $100,000, you’ll get a slight bump of 0.35%. 

Once opened, the account generates no monthly maintenance fees, no fees for insufficient funds, or if you make more than six withdrawals or transfers in a given month.

Money market accounts are similar to savings accounts in that they’re a deposit account that generates interest on your money. However, you can discover online banking bonus withdraw funds more easily, usually via a linked debit card; the account may also come with check-writing privileges.

Discover Certificate of Deposit (CD)

Discover’s high-yield certificates of deposit (CD) give you the option of tucking away a sum of money for a set amount of time. CDs usually earn a higher interest rate than a standard savings or checking account. And the longer your term, the more you can earn. The minimum amount for an opening deposit is $2,500. Discover’s high-yield CDs range from three months to 10 years, and the interest rates are as follows:

Discover Bank CD Rates
TermAPY
3 Months0.20%
6 Months0.25%
9 Months0.30%
12 Months0.50%
18 Months0.50%
24 Months0.55%
30 Months0.60%
36 Months0.60%
48 Months0.65%
60 Months0.80%
7 Years0.80%
10 Ppbi insurance Should you need to take your money out early, you’ll discover online banking bonus hit with an early withdrawal penalty. How much you’ll get dinged depends on the term of the CD: 

Discover Bank CD Early Withdrawal Penalties
TermEarly Withdrawal Fee 
Less than 1 year3 months simple interest
1 year to less than 4 years6 months simple interest
4 years to less than 5 years9 months simple interest 
5 years to less than 7 years 18 months simple interest 
7 years to less than 10 years 24 months simple interest 

Your CD needs to be open for at least eight days before you can pull money.

Discover IRAs

Discover offers both an Individual Retirement Account CD and an IRA Savings Account. The IRA CD requires a $2,500 minimum and offers APYs comparable to those of the regular CDs. The IRA Savings has no minimum and currently offers a 0.40% APY. The retirement accounts can be either traditional or Roth IRAs.

Discover Credit Cards

Discover has a handful of no-annual-fee credit cards in its network, including a travel card, student card, and gas and restaurant card. Technically speaking, though, these cards are not part of Online Banking but offered through another division of its parent, Discover Financial Services, rather confusingly known as Discover Bank. You don't need to be an Online Banking customer to apply for a Discover credit card; nor does being an Online Banking account-holder or grant you special access to these cards.

Cash-Back Cards

General Travel Rewards Cards

Secured Credit Cards 

Business Credit Cards 

Other Financial Services Offered by Discover

As with the credit cards, the products listed below are technically offered not through Online Banking, but since they are part of Discover Financial Services, the parent company, we list them here as a service.

Discover Bank Customer Service 

Discover Online Banking offers 24/7 customer phone support, 365 days a year at 1-800-347-2683 —with reps based entirely in the U.S., as the company likes to emphasize. You can also reach out to customer support by banner bank credit card. And like most banks, you can deposit a check and access your banking information and financial transactions through its mobile app. 

According to the J.D. Power 2021 U.S. Credit Card Satisfaction Study, among credit card issuers, Discover has the second highest ranking with a score of 837. And per the J.D. Power 2021 U.S. Banking Mobile App Satisfaction Study, Discover also ranked in second place in online credit card satisfaction.

In 2012, Discover Financial Services paid out $200 million to 3.5 million customers for deceptive practices—such as enrolling clients in products like its payment protection plans, without their permission. Discover also paid a civil fine of $7 million both to the Consumer Financial Protection Bureau's (CFPB) Civil Penalty Fund and to the Usps office open today. Treasury.

How to Bank With Discover Online Banking 

Opening an Online Bank account is a simple and straightforward process. Whether you’re an existing Discover customer (a card-holder, loan borrower) or are a new one, you can open an account online in minutes. 

Verdict

Discover Online Banking is an excellent option for those who feel comfortable with a completely digital financial platform. The generous cash-back bonus on its debit card, lack of fees, and around-the-clock service make it a standout in many ways. The interest rates offered on its accounts are competitive. However, Discover Online Banking's options are limited to the bare bones of banks: checking, savings, certificates of deposits, and money market accounts. Beyond that, there are a few IRA account options available. If you're looking for a financial institution that offers a full suite of products and services (i.e., credit cards, mortgages, personal loans, and wealth management), you might be better off looking elsewhere. While other Discover divisions do offer some of these options, it's not clear if there's much interaction among them—and if using one product benefits you with getting another. Likewise, if you like to do your banking in person, Discover Online Banking probably isn't for you. The company's customer reps are friendly and knowledgable, but it's not the same as developing a relationship with the personnel at a physical branch.

Methodology

Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of banks. We collected more than 20 data points across more than 80 banks including products available, interest rates, fees, and accessibility to ensure that our content helps users make the right decision for their savings and banking needs.

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .

Источник: https://www.investopedia.com/discover-bank-review-5069129

Discover Bank Promotions: $150/$200 Savings Bonus, $360 Cashback Debit Bonus for November 2021

Find the latest Discover Bank promotions, bonuses, offers, and rates for November 2021 .

Take advantage of the latest rates and offers of $360 bonus for Checking, Savings, CD, Money Market, and IRA promotions.

Discover Bank is an online-only bank with no retail branches. However, they are still able to offer Checking, Savings, Money Market, CD, and IRA CD accounts. On the other hand be sure to compare Discover account rates to some of the nation’s best Savings Rates and CD Rates.

Continue reading to find out more about Discover Bank promotions. Member FDIC.


Table of Contents

Discover Bank Online Savings $150/$200 Bonus + 0.40% APY 

Open your Discover Online Savings account today and enjoy a 0.40% APY rate on your funds and a $150 or $200 bonus when meeting certain requirements.

  • Promotional Rate: 0.40% APY
  • Eligible Account(s): Discover Online Savings Account
  • Availability: Nationwide
  • Hard/Soft Inquiry:Soft Pull
  • Direct Deposit Requirement: None
  • Monthly Service Fee: There are no monthly fees with this account.

(Visit Discover to learn more)

With this online savings account, there is no minimum opening discover online banking bonus, no minimum balance requirement, and no monthly fees. In addition, you can manage your account online or with the Discover mobile app. However keep in mind that your Discover Online Savings Account is also FDIC insured, up to $250,000.

How To Earn Bonus

HOW TO EARN BONUSACCOUNT FEATURESMONTHLY FEESFINE PRINT

To Earn $150 Bonus:

  • Must be a new Usps office open today Bank Online Savings Account customer
  • Apply for your first Discover Online Savings Account through BankDealGuy.com by 12/15/2021 using offer code BDG21
  • Fund your first savings account with a minimum deposit of $15,000 within 30 days of account open date.
  • Finally, verify information and electronically sign your application. They may ask your to verify some information on your credit report such as old addresses or loans.
  • As a result, you’ll earn your $150 Discover Savings Bonus!

To Earn $200 Bonus:

  • Must be a new Discover Bank Online Savings Account customer
  • Apply for your first Discover Online Savings Account through BankDealGuy.com by 12/15/2021 using offer code BDG21
  • Fund your first savings account with a minimum deposit of $25,000 within 30 days of account open date.
  • Finally, verify information and electronically sign your application. They may ask your to verify some information on your credit report such as old addresses or loans.
  • As a result, you’ll earn your $200 Discover Savings Bonus!
  • No minimum opening deposit.
  • No minimum balance requirement.
  • Interest is compounded daily and credited monthly.
  • Now with no fees.
  • Auto Savers plan which automatically transfers money from your personal checking account into your savings account each month.
  • FDIC insurance up to $250,000.
  • Manage your account online or with the Discover mobile banking apps. Features include checking your savings account balance, viewing recent activity, viewing earned interest, and the ability to make and set up transfers, and works on the Android, iPhone, and Blackberry devices.

$0; There are no fees or minimum balance requirements

Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.


Discover Cashback Debit $360 Bonus 

Discover Cashback Debit Account Bonuses

Earn up to a $360 checking bonus through this offer from Discover Bank.

Open a Discover Cashback Debit Account online and earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year. If you’re looking into Online Checking accounts, this account is essentially considered a Free Checking account.

  • Promotion Link:
  • Eligible Account(s): Discover Cashback Debit Account
  • Availability: Online Nationwide
  • Hard/Soft Inquiry:Soft Pull
  • Direct Deposit Requirement: None
  • Monthly Service Fee: There are no monthly fees with this account.

(See advertiser website for full details)

There are no monthly fees or monthly balance requirements. With over 60,000 no-fee ATMs in the U.S., Discover is always nearby. Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!

How To Earn $360 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Open a new Discover Cashback Debit Account online.
  • Enter your information.
  • Fund your account. Funding can be done now or later. It’s up to you.
  • Start earning 1% cash back on up to $3,000 in debit card purchases each month, up to $360 a year in Cash Back Bonuses.
  • Access to over 60,000 free ATMs in the U.S. (uses the Allpoint network; the largest ATM network big online banks use)
  • Earn 1% cash back on up to $3,000 in debit card purchases each month
  • Free Online Bill Pay (standard with most banks)
  • No Cost for Replacement Debit Card (standard with most banks)
  • Free Official Bank Check (standard with most banks)
  • No Cost for Expedited Delivery for your Replacement Debit Card (good perk; some banks charge for this)
  • Free Outbound ACH Transfers (standard with most banks)
  • Free Incoming Wire (good perk; most traditional banks charge for this)

There are no monthly fees with this account.

  • ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards.
  • Purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards.
  • Account must be open at the time the rewards are applied. Offer may be modified or withdrawn without notice.

Discover Certificate of Deposit

Discover Certificate of Deposit 3.05% APY Rate

Earn a competitive APY when opening a new CD account.

Easily open a new Discover CD Account and get some of the bank of eastman magnolia state bank and most competitive rates! Select terms as short as 3 months up to 120 months.

  • Promotional Rate: Up to 1.00% APY
  • Eligible Account(s): Discover Bank CD Account
  • Availability: Nationwide
  • Hard/Soft Inquiry:Soft Pull
  • Opening Deposit: $2,500 minimum
  • Direct Deposit Requirement: None
  • Monthly Service Fee: There are no monthly fees with this account.

(Visit Discover to learn more)

In order to open a CD, you need a minimum deposit is $2,500 and the interest rates have been consistently competitive with terms as short as 3 months to 120 months long.

This Discover Bank CD Account offers a phenomenal return rate. To qualify for any of the listed rates, simply select the respective terms. Discover Bank’s rates have been consistently competitive with terms as short as 3-months up to 120-months.

Definitely the route you would want to take for a guaranteed risk-free income as the rate on traditional savings accounts can fluctuate.


Discover Bank IRA CD Rate Promotion

Open a new Discover IRA CD Account online today to gather your retirement savings into one place. Select terms as short as 3 months up to 120 months and earn a competitive APY.

  • Promotional Rate: Up to 1.00% APY
  • Eligible Account(s): IRA Certificate of Deposit Account
  • Availability: Online Nationwide
  • Hard/Soft Inquiry:Soft Pull
  • Opening Deposit: $2,500 minimum
  • Direct Deposit Requirement: None
  • Monthly Service Fee: There are no monthly fees with this account.

(Visit Discover to learn more)

Start today with a minimum deposit of $2,500. Choose from flexible options: Roth (pay now, save later) & Traditional IRAs (earn now, pay later).

This Discover Bank IRA Certificate of Deposit Account offers a phenomenal return rate on your funds. To qualify for the listed rates, simply select the respective term. Discover Bank’s rates have been consistently competitive with terms as short as 3-months up to 120-months.

Definitely the route you would want to take for a guaranteed risk-free income as the rate on traditional savings accounts can fluctuate.


Discover Bank Money Market Promotion

Open an Money Market Account with Discover today and start earning interest.

The Discover Money Market Account allows you to earn high yields with flexible access to your cash. No hidden fees. No surprises. Get started with as little as $2,500.

  • Eligible Account(s): Money  Market Account
  • Availability: Online Nationwide
  • Hard/Soft Inquiry:Soft Pull
  • Direct Deposit Requirement: None
  • Monthly Service Fee: There are no monthly fees with this account.

Earn 0.35% APY on balances $100,000 and over or earn 0.30% APY on balances under $100,000. You can get easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs.

(Visit Discover for more details)

How To Earn Rate

HOW TO EARN RATEACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Open a new Discover Money Market Account online.
  • Enter your information.
  • Fund your account by making a minimum opening deposit of $2,500. You can send them a check or transfer funds from an existing bank account.
  • Verify your discover online banking bonus and start earning the listed APY Rate.
  • Minimum balance fees
  • Withdrawals at over 60,000 ATMs nationwide
  • Replacement debit card
  • Standard checks
  • Official bank check
  • Online bill pay
  • Expedited delivery for debit card replacement

There are no monthly fees with this account.

  • $2,500 minimum balance to avoid the $10 Minimum Balance Fee.
  • Offer may be modified or withdrawn without carmax credit login Verdict

    Here you will always find an updated list of Discover Bank promotions. In fact, Discover Bank Promotions are some of the best available whatsoever. By signing up to bank with Discover you will also receive services and perks that cannot be met by smaller banks.

    Alternatively, you should definitely compare Discover bonuses to some from our full list of  Bank Promotions.

    *Finally, bookmark this page for the latest Discover Bank bonuses and promotions

Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Filed under: Bank Promotions, Discover Bank Bonuses

About Danny Nguyen

Danny Nguyen has a keen sense in how to save and make money while being as frugal as possible. With this, he is committed to passing on this knowledge and skills to our readers. Outside of work, Danny enjoys helping and giving back to the community, reading, working out, and spending time with what matters most - family!

Источник: https://www.bankdealguy.com/discover-bank-promotions/

29 Best New Bank Account Promotions & Offers – November 2021

It’s possible to make $100s just by opening up a new bank account. But sorting through the best offers can be tricky. There’s no shortage of enticing opportunities for banking clients right now.

We’re happy to do the work for you. The Money Crashers team combs through hundreds of bank account deals every month to find you the most lucrative sign-up bonuses – some worth up to $1,000 or more.

Don’t want to miss out? Read on for our roundup of the best bank promotions for this month and the requirements you must meet to qualify for each. Most are available to new customers city bank lubbock texas phone number all 50 states, but a few have geographical restrictions to bear in mind.

Top Bank Account Promotions demand 360 login November 2021

These are the top bank promotions active right now. They include a mix of high-yield checking accounts and high-yield savings accounts.

Many are available through popular brick-and-mortar and online banks that first national bank severna park offer competitive yields on other types of deposit accounts, such as money market accounts and certificates of deposit (CDs).

And if you’re in the market for a new home loan www bankofamerica com ok personal loan, opening a deposit account with one of these banks could entitle you to special privileges, like reduced closing costs and lower interest rates.


1. Citi Priority Account – Up to $1,500 Cash Bonus

Citibank National Association Logofilepath (2)

For a limited time, a checking and savings account bonus worth up to $1,500 when you open a Citi Priority Account and complete all required activities. Here’s how:

  • Open new eligible Citi Priority checking and savings accounts during the offer period (by Jan. 4, 2022).
  • Make a qualifying deposit of funds new to Citi between the checking and savings accounts within 20 days of account opening.
  • Keep a minimum balance equal to or greater than your initial deposit between the two accounts for 60 consecutive calendar days after the 21st day.

The bonus tiers are as follows:

  • $300: Minimum deposit and minimum balance between $15,000 and $49,999
  • $700: Minimum deposit and minimum balance between $50,000 and $199,999
  • $1,500: Minimum deposit and minimum balance of $200,000 or greater

After completing all qualifying activities, you’ll receive the bonus in your account within 90 calendar days. You must apply from the offer page linked below to earn this offer.

Moving forward, you must maintain a balance of $50,000 or greater in all eligible linked Citi accounts, including linked deposit, retirement and investment accounts.


2. HSBC Premier Checking – $450 Welcome Offer

hsbc

HSBC has another great offer for new Premier Checking customers.

Here’s how it works. Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.

  • Open your new HSBC Premier checking account online by Jan. 5, 2022; and
  • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for three consecutive calendar months from the second full calendar month after account opening.

You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A., member FDIC.

Apply Now


3. Wells Fargo Everyday Checking – $200 Bonus

Wells Fargo Logo

Open a new Wells Fargo Everyday Checking account and complete the required offer steps to earn a $200 cash bonus. Here’s how it works:

  • Open a new Everyday Checking account using the offer link below, or a new eligible checking account in a participating Wells Fargo branch.
  • Make an opening deposit of at least $25.
  • Receive a total of at least $1,000 in qualifying direct deposits to your new checking account during the qualification period (within 90 calendar days from account opening).

After completing the offer requirements, you should receive your $200 checking bonus within 30 days of the end of the qualification period. Your account must be open through the offer period, www amazon com credit card login open in good standing when the bonus is sent.

This offer is available to new Wells Fargo checking customers in select cities in AK, AL, AZ, CA, CO, CT, GA, FL, IA, ID, IL, KS, LA, MI, MN, MO, MS, MT, NC, NE, ND, NM, NV, OR, OK, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, and WY.


4. Chase Total Checking® – $225 Bonus

chase bank logo

Open a new Chase Total Checking® account and set up direct deposit within 90 days of coupon enrollment. You’ll then receive a $225 bonus within 15 business days.

There is a $12 monthly fee, but it’s waived if you meet at least one of the following criteria in each monthly statement period:

  • Execute direct deposits totaling $500 or more made to the account.
  • Maintain a $1,500 minimum daily balance.
  • Maintain an average daily balance of $5,000 or more in qualifying linked deposits or investments.
  • Pay at least $25 or more in qualifying checking-related services or fees.

To receive this bonus, you can either apply online using the link above or enter your email here and take the coupon to a local Chase branch. You must apply by Jan. 19, 2022.

Chase has ATMs and branches in all 48 states in the continental U.S. This offer is available online discover online banking bonus, except for residents of AK, HI, and PR.

Apply Now


5. TD Bank Beyond Checking℠ – $300 Cash Bonus

td bank

Apply online for a new TD Bank Beyond Checking account, and you’ll get a $300 cash bonus once you receive direct deposits of more than $2,500 within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online.

The Beyond checking account typically includes a $25 monthly maintenance fee, but it’s waived with monthly direct deposits of $5,000 or more, a minimum daily balance of $2,500, or a combined balance of $25,000 across your eligible TD accounts.

This offer is available to residents of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA.

Apply Now


6. Aspiration Plus – $200 Bonus

Aspiration Logo

Open a new Aspiration Spend & Save account with Aspiration Plus and complete qualifying activities to earn a $200 account opening bonus.

All you have to do to earn the bonus is open and fund your account with $10 or more, then make at least $1,000 in cumulative eligible debit card purchases within the first 60 days. You should receive your $200 wells fargo online bill pay customer service in your account within 120 days.

Moving forward, you’ll enjoy all these Aspiration Plus benefits (and more) for $7.99 per month or $71.88 annually:

  • Earn up to 1.00% interest in your Save account
  • Carbon offsets for your gas purchases with Planet Protection
  • One out-of-network ATM fee reimbursed each month (in addition to unlimited access to more than 55,000 fee-free ATMs in Aspiration’s network)
  • 10% cash back at select partner merchants like Warby Parker and TOMS
  • Instant access to a digital debit card

Apply Now


7. Bank of America Advantage Can you sell gift cards for cash – $100 Bonus Offer

Bank of America Advantage Banking is an innovative checking account with a great bonus offer for new account holders.

Bofa Lo2 Rgb Digital

See offer page for more details.

Bank of America Advantage Banking is a checking account with three settings: Advantage SafeBalance, Advantage Plus, and Advantage Relationship. Pick the one that works for you right now, and if your life changes, switch to another setting that fits the new you. It’s that simple.

  • Easy, Anytime Access: Visit Bank of America at thousands of financial centers and ATMs.
  • 24/7 Security: Total Security Protection® and fraud monitoring.  Safer sign-in, card locking features and more.
  • Convenient Ways to Pay: Use your debit card or a digital wallet.
  • Smart Money Management Tools: Set custom alerts and savings goals.  Get cash back deals and rewards customized for you.
  • Unauthorized Transactions: Bank of America’s $0 Liability Guarantee means that you’re not liable for unauthorized transactions made using your consumer debit card, as long as you report them promptly.
  • Debit Card Controls: Lock a misplaced card quickly and easily to prevent unauthorized use.
  • Custom Alerts:  Know now and react fast to important account changes.  You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill and more.

Apply Now

Bank of America, N.A. Member FDIC.


8. Huntington Bank Huntington 25 Checking® — $500 Bonus

Huntington Bank Logo

For a limited time, Huntington Bank has one of the most generous new account opening bonuses available — worth $500 when you complete qualifying activities. Here’s how it works:

  • Open a Huntington Bank Huntington 25 Checking® account between Oct. 1, 2021, and Feb. 7, 2022.
  • Make cumulative new money deposits of at least $15,000 within 60 days of account opening.
  • Keep your account open for a minimum of 90 days.

After completing these qualifying obx netflix show, you should receive your $500 bonus in your new account within 14 days

Account available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin

Learn More


9. PNC Virtual Wallet – Up to $300 Bonus

Pnc Bank Logo 1 1

Earn a bonus worth up to $300 when you open a new PNC Virtual Wallet by Dec. 31, 2021, and complete qualifying activities. Here’s how this offer works:

  • Earn $50 when you open a new PNC Virtual Wallet and establish total qualifying direct deposit(s) of $500 or more to the Spend account.
  • Earn $200 when you open a new PNC Virtual Wallet with Performance Spend and establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
  • Earn $300 when you open a new PNC Virtual Wallet with Performance Select and establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.

Your qualifying direct deposit(s) must be received within the first 60 days. Your bonus will be credited to the eligible account within 60 to 90 days after you’ve met all conditions. Your Virtual Wallet product must remain open in order for you to receive the reward.

This offer is available in CA, TX, AZ, NM, CO, PA, FL,  OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, and WI.


10. Acorns Checking – $75 Bonus

Acorns Logo

Looking for a checking account that helps you spend and save for your future? You’re a great candidate for Acorns Checking.

And, for a limited time, you can qualify for a $75 bonus when you open a new Acorns Checking account and complete qualifying activities.

Here’s what you need to do:

  • Set up your Acorns Checking account in 3 minutes or less using the link on this page and get approved for your account by Dec. 31, 2021.
  • Make Acorns Checking your direct deposit method with your employer.
  • Receive 2 direct deposits of at least $250 per deposit during the offer period.

That’s it. Complete these activities and you should see the $75 bonus in your Acorns Checking account within 45 days.

This offer is available to both new and existing Acorns Checking customers discover online banking bonus have never set up direct deposit. To earn the bonus, your Acorns Invest account must be open, verified, and in good standing at the time of reward fulfillment, as must be your Acorns Checking account.

Apply Now


11. Chase Secure BankingSM – $100 Bonus

chase bank logo

Open a new Chase Secure BankingSM account and complete qualifying activities within 60 days of coupon enrollment to earn a $100 bonus.

Here’s how it works:

  • Open your account online or enter your email address to get your coupon and bring it to a Chase branch to open an account.
  • Then, complete 10 qualifying transactions within 60 days of coupon enrollment.

You’ll receive your $100 bonus within 15 business days after the qualifying transactions have posted to your account. You must apply by Jan. 19, 2022.

Chase has ATMs and branches in all 48 states in the continental U.S. and this offer is available online nationwide, except for residents of AK, HI, and PR.

Apply Now


12. Axos Bank Rewards Checking — $100 Bonus

Axos Bank Logo

For a limited time only, you can earn a $100 bonus when you open a new Axos Bank Rewards Checking account and complete qualifying activities.

Just open your new account with as little as $50 in new money using the promo code “Holidays.” Then, receive qualifying third-party direct deposits totaling at least $1,500 within the first 60 days of account opening. Your account must remain open for 180 days or an early closure fee of $100 may apply.

That’s all you have to do to earn and keep the bonus. You should receive the bonus in your new checking account within five business days of your third statement cycle date.

Moving forward, earn up to 1.00% APY in a statement period when you complete qualifying activities. See terms for details.

Learn More


13. TD Bank Convenience Checking℠ – $150 Cash Bonus

td bank

As an alternative to the TD Bank Beyond Checking offer above, you can apply online for a new TD Bank Convenience CheckingSM account, which has a much lower minimum balance requirement. You’ll get a $150 cash bonus once you receive direct deposits of more than $500 within 60 days.

To qualify for this offer, you must be a U.S. resident and apply for the offer online. The Convenience Checking account typically includes a $15 monthly maintenance fee, but it’s waived if you keep a low minimum daily balance of at least $100.

Students and young adults ages 17 through 23 qualify for additional perks, such as no monthly maintenance fee and no minimum balance requirements.

This offer is available to residents of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA.

Apply Now


14. Citigold® Checking Account – Up to $1,500 Cash Bonus

For a limited time, earn a checking and savings account bonus worth up to $1,500 when you open a qualifying Citigold® Checking Account and complete qualifying activities.

Here’s how this bonus opportunity works:

  • Open a Citigold® Checking Account by Jan. 4, 2022
  • Within 20 days of account opening, make a qualifying deposit in new-to-Citi funds between your new checking and savings accounts.
  • Maintain a minimum balance equal to or greater than your minimum deposit between your checking and savings accounts for at least 60 consecutive calendar days after the 21st day.

The bonus tiers are as follows:

  • $300: Minimum deposit and minimum balance between $15,000 and $49,999.
  • $700: Minimum deposit and minimum balance between $50,000 and $199,999
  • $1,500: Minimum deposit and minimum balance of $200,000 or greater

Once you’ve completed the qualifying activities, you should see the bonus deposited in your open, eligible account within 90 calendar days.

This offer is available to new account holders located in all 50 states.

To maintain Citigold® Checking Account eligibility, you must maintain a minimum combined average monthly balance of $200,000 in eligible linked banking, retirement, and investment accounts.


15. BMO Harris Smart AdvantageTM Checking — $200 Bonus

Bmo Harris Logo

Open a new BMO Harris Smart Advantage Checking account by Jan. 28, 2022, and get a $200 cash bonus when you receive a total of at least $4,000 in qualifying direct deposits within the first 90 days your account is open.

That’s it — it’s that simple.

This offer is limited to one per customer. It’s not available to current BMO Harris personal checking customers nor previous customers those who closed a BMO Harris personal checking account within the past 12 months.

You can open your account online, at a BMO Harris branch, online, or by calling 1-800-546-6101. Online account opening is limited to applicants who reside in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri or Wisconsin


16. Aspiration – $100 Bonus

Aspiration Logo

Aspiration has another bonus opportunity for new account holders. While this one isn’t quite as generous as the Aspiration Plus opportunity, it also doesn’t involve a monthly maintenance fee.

Here’s how it works:

Allow up to 120 calendar days from your account opening date for the $100 cash bonus to post to your Aspiration Spend & Save account. Your account must be open and in good standing through the credit date.

Apply Now


17. Bask Bank – 1,000 Bonus AAdvantage® Miles

Bask Bank Logo

Bask Bank offers a great opportunity for new account holders to earn American Airlines AAdvantage® miles during the first year after opening a Bask Savings Account.

Here’s how it works:

  • Deposit $5,000 in new money (funds not previously deposited with Bask Bank or its affiliates) into your new Bask Savings Account within 30 days of opening.
  • Maintain a $5,000 minimum balance in the account for at least 90 consecutive days within the first 120 days of account opening and you’ll receive 1,000 AAdvantage® miles.

Bask Bank awards bonus miles within 10 business days of confirming you’ve met the bonus requirements. Allow up to eight weeks for miles to post to your AAdvantage® account.

The value of this offer will be reported to the IRS and the recipient is responsible for any federal, state, or local taxes on this offer.

Apply Now

Bask Bank and BankDirect are divisions of Texas Capital Bank, N.A. Member FDIC. The sum of your total deposits with (i) Bask Bank; (ii) BankDirect; and (iii) Texas Capital Bank, N.A. are insured up to $250,000.  Additional coverage may be available depending on how your assets are held.


18. Huntington Bank Huntington 5 Checking® — $200 Bonus

Huntington Bank Logo

Not ready for a Huntington 25 account? Open a Huntington 5 Checking® account during the offer period and complete qualifying activities to earn a bonus that’s nearly as generous — and much more accessible than Huntington 25’s offer.

Here’s what you need to do:

  • Open a Huntington Bank Huntington 5 Checking® account between Oct. 1, 2021, and Feb. 7, 2022.
  • Make cumulative new money deposits of at least $1,000 within 60 days of account opening.
  • Keep your account open for a minimum of 90 days.

You should receive your $200 bonus in your new account within 14 days after completing the qualifying activities.

Account available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin

Learn More


19. Huntington Bank Asterisk-Free Checking® — $150 Bonus

Huntington Bank Logo

Huntington Bank’s most accessible checking account, the maintenance-fee-free Asterisk-Free Checking®, has a new account opening bonus opportunity as well.

Its bonus requirements are identical to the Huntington 5 offer: Open your account between Oct. 1, 2021, and Feb. 7, 2022, then make cumulative new money deposits of at least $1,000 within 60 days of account opening and keep your account open for a minimum of 90 days.

You should receive the bonus in your account within 14 days of completing qualifying activities.

Account available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin

Learn More


20. Chase Business Complete Checking – $300 Bonus

Chase Bank Logo

Small-business owners (including sole proprietors) can take advantage of an attractive offer on a popular business checking account: $300 for new Chase Business Complete Checking customers who open an account online or in person and complete qualifying activities.

To qualify for this opportunity, simply open a new Chase Business Complete Checking account with 10 best movies on amazon prime activities. No minimum opening deposit is required. Moving forward, enjoy multiple ways to waive the $15 monthly service fee.

Chase has ATMs and branches in all 48 states in the continental U.S. and this offer is available online nationwide, except for residents of AK, HI, and PR.

Apply Now


21. SoFi Money – Up to $100 Cash Bonus

SoFi Review

Open a new SoFi Money account and complete qualifying activities to earn a cash bonus worth up to $100. Here’s how it works:

  • Open your new account and deposit $100 to earn $25.
  • Set up a direct deposit worth at least $500 to earn an additional $75.

That’s all you have to do to claim $100 in total bonus money. Moving forward, you’ll enjoy FDIC insurance on balances up to $1.5 million and an enviable lineup of perks exclusive to SoFi account holders.

Learn More


22. Axos Bank Basic Business Checking – $100 Welcome Offer

Axos Bank Logo

For a limited time, you may qualify for a $100 welcome bonus when you apply for and open a new Axos Bank Basic Business Checking account.

Here’s how to qualify:

  • Apply for your new Axos Bank Basic Business Checking account using the promo code “EARN100”.
  • Deposit at least $5,000 in new money into your account.
  • Maintain an average daily balance of at least $5,000 during the first three months.

After completing the qualifying activities, you should receive your bonus within five business days of your third statement cycle date. Your account must remain open for at least 180 days to avoid the $50 early closing fee.

Apply Now


23. Brex Cash — Up to 50,000 Bonus Points

Brex Logo

Brex Cash has a two-tiered account opening offer for new customers. Choose whichever option works better for your business’s needs:

  • Earn 30,000 bonus points after opening your account and spending $3,500 in purchases within 30 days.
  • Earn 50,000 bonus points after opening your account and spending $9,000 in purchases within 30 days.

Moving forward, you’ll pay no account fees and won’t be held to any minimum daily balance requirements. Plus, enjoy value-added perks worth as much as $150,000 and a generous ongoing rewards program.

Learn More


24. Acorns Invest – $10 Bonus

Acorns Logo

New Acorns Invest users qualify for an easy $10 with an eligible new account. Here’s how the promotion works:

  • Sign up with Acorns and open a new investment account.
  • Make your first investment in the new account (minimum $5).

That’s all you need to do to receive your $10 bonus. Upgrade to Acorns Personal ($3 per month) to take advantage of a slew of additional features, including a tax-advantaged retirement account and a checking account that promises up to 10% bonus investments on select purchases.

Apply Now


25. SkyOne Federal Credit Union – Up to $500 Gift Card Bonus

Open a SkyOne Federal Credit Union membership with a qualifying account for the opportunity to earn up to $500 in Amazon gift cards.

All you need to do to start earning is refer friends to SkyOne. For each successful referral, you’ll earn another $25 Amazon gift card, up to $500 in total gift card bonuses each year. A “successful referral” counts as an account opened in-person or online that remains open and in good standing for at least 30 days.

You can earn up to $500 in gift cards every year with successful referrals. Moving forward, you must maintain a balance of at least $500 to earn dividends.

Apply Now


26. PSECU – Up to $250 Cash Bonus

New PSECU members can choose from one of two great bonus opportunities worth up to $250 cash. Simply get approved for a PSECU checking account using the promo code “MEMBER”, then complete qualifying activities to qualify for a $250 bonus.

Here’s how it works:

  • Open your account using the promo code “MEMBER”.
  • Add a debit card.
  • Sign up for digital banking.
  • Add a monthly direct deposit of at least $200 (must recur monthly to qualify).

You must complete qualifying activities within 90 days of establishing membership. PSECU will deposit bonus payments to eligible recipients within 45 days after all bonus requirements are satisfied.

These offers are available to new PSECU members who join by Dec. 31, 2021. Applicants who live outside Pennsylvania must join the Pennsylvania Recreation and Park Society and pay the $20 membership fee to become arvest bank checking account routing number for PSECU membership.

Apply Now


27. Regions Bank – Up to $100 Cash Bonus Each Year
regions bank

Open a new checking account at Regions Bank, either online or at a branch. Next, open a Regions LifeGreen Savings Account with an opening deposit of $50 or more.

Then, set up a recurring monthly transfer of $10 or more from your Regions checking account to your LifeGreen Savings Account and complete at least 12 monthly transfers.

Every year, you’ll receive a 1% savings bonus on your account anniversary date, based on your account’s average monthly balance for the preceding 12 months, up to the max annual savings bonus of $100.

Your bonus should be deposited into discover online banking bonus account on the business day following your anniversary date.

Apply Now


28. PNC Bank Business Checking or Business Checking Plus — $200 Cash Bonus

Pnc Bank Logo

New PNC Bank business checking account holders may qualify for a $200 bonus offer available through the end of the first quarter of 2021. Here’s how it works:

  • Open an eligible account (Business Checking or Business Checking Plus) by Dec. 31, 2021.
  • Maintain a $5,000 (or greater) average cycle balance (account balance) for each of the first three statement cycles.
  • Complete 20 or more total qualifying debit card transactions within the first three statement cycles.

You should receive a $200 cash bonus in your new account within 90 days after completing these qualifying activities.

Moving forward, you may be able to waive monthly maintenance fees for Business Checking and Business Checking Plus.

This offer is available nationwide.

Apply Now


29. Alliant Credit Union — $100 Bonus

Alliant Credit Union is offering a rare bonus opportunity on its high-yield savings account (the Alliant Ultimate Opportunity Savings Account) in partnership with Suze Orman, the personal finance expert.

To qualify for Alliant’s $100 bonus, you’ll need to do the following:

  • Apply for an Alliant Ultimate Opportunity Savings Account using Alliant’s easy online application (see Alliant’s website for information about joining if you’re not already a member) by Dec. 31, 2021.
  • For 12 consecutive months, deposit at least $100 into your new savings account each month. You must make your first $100 deposit within 30 days of opening your account.
  • Have a balance of at least $1,200 in your account at the end of the qualification period (12 months).

You should receive your $100 bonus in the account within 4 weeks after completing these qualifying activities. While you wait, you’ll enjoy one of the best savings yields around (currently 0.55% APY but subject to change with prevailing rates).

If you enjoy your experience with Alliant, consider pairing your Ultimate Opportunity Savings Account with a Free Teen Checking Account, whose high yield makes it one of the best bank accounts for kids under 18.

Learn More


Final Word

Take your pick of these bank promotions. You’ve earned them. But don’t let bank account bonuses have the last word on where you choose to bank.

When choosing a bank, it’s important to find one that suits your needs – whether that’s favorable interest-bearing accounts, low or no fees, overdraft protection, access to potentially lucrative cash-back credit cards, or mobile-friendly online banking features.

Bank account promotions for new customers are wonderful, but taking advantage of permanent perks is a long-lasting bonus in its own right. You deserve a bank that’s willing to work every day to earn your business.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Источник: https://www.moneycrashers.com/best-new-bank-account-promotions-offers/

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Источник: https://www.creditdonkey.com/

Update 10/23/21: Deal is showing again.

10/19/21: Cumulative deposits seem to still be working, as always still a risk.

Update 9/24/21: Hello old friend…this deal is finally back again. Unknown if cumulative deposits will still work or not. Hat tip to reader Gadget & Dev

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Nationwide
  • Direct deposit required: None
  • Additional requirements: Deposit $15,000 for $150 bonus, or $25,000 for $200 bonus
  • APY:  0.40%
  • Initial Deposit: None
  • Hard/soft pull: Soft
  • ChexSystems: No for Online Savings
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None mentioned
  • Expiration date: Open by 12/15/21
  • Insured: FDIC

Contents

The Offer

Direct link to offer

 

The Fine Print

  • Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover (this bit is new)
  • Account must be open when bonus is credited.
  • Bonus will be credited to the account by 11/4/19.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT.
  • Offer may be modified/withdrawn.

Avoiding Fees

Discover’s Online Savings Account does not have any fees, nor any minimum balance requirement. You can withdraw any funds you wish after fulfilling the $25,000 what is the routing number for first interstate bank $15,000) deposit requirement.

Early Termination Fee

There is no mention of an early termination fee according to the Online Savings Account Guide. You must, at minimum, leave the account open until the bonus posts, or November 30, 2017.

Our Verdict

The deposit requirement increasing to $25,000 shouldn’t matter too much as it looks like cumulative deposits work anyway. The best part of this deal is that there is no deposit minimum length so you should be able to deposit the (or $15,000) and then immediately withdraw it. In the past the bonus has posted 5–15 days after the deposited has been received but recently it has been taking much longer. A lot of people like these Discover bonuses because they also offer a decent APY (0.40% currently), although there are better APYs available. This is one of the best savings account bonuses currently available.

Useful posts regarding bank bonuses:

Deal History

Quick note: The bonus usually isn’t extended as such, but a new deal with a new promotion code comes along and we just use the verbiage ‘extended’. Obviously no guarantee they will continue to do so.

  • Update 4/7/20: Extended until 5/11/20.
  • Update 3/2/20: Deal has been extended until 4/6/20 (hat tip to reader Pat)
  • Update 2/4/2020: Deal has been extended until 3/2/20
  • Update 1/7/20: Deal has been extended until 2/3/20.
  • Update 12/3/19: Deal has been extended until 1/20/20
  • Update 11/6/19: Deal has been extended until 12/2/19
  • Update 10/8/19: Deal has been extended until 11/4/19.
  • Update 9/10/19: Deal extended until 10/7/19
  • Update 8/6/19: Deal extended until 9/9/19
  • Update 7/2/19: Deal extended until 8/5/19
  • Update 6/5/19: Deal has been extended until July 1st, 2019. I’ve updated the promo code and expiration dates below.
  • Update 6/5/19: Deal has been extended until July 1st, 2019. Updated the promo code.
  • Update 4/2/19: Deal has been extended until June 5th, 2019.
  • Update 3/5/19: New code and now valid until April 1st, 2019.
  • Update 2/5/19: New code and valid until 3/4/19 now.
  • Update 1/16/19: Yesterday there was a small issue with the promo code, that has now been resolved.Update 01/15/2019: There is a new working link and code. This time good for applications through February 4th, 2019.
  • Update 12/04/2018: There is a new working link and code. This time good for applications through January 14th, 2019.
  • Update 11/03/2018: There is a new working link and code. This time good for applications through December 3rd, 2018.
  • Update 10/09/18: There is a new working link and code. This time good for applications through October 31st, 2018.
  • Update 09/10/2018: There is a new working link. This one is definitely not an affiliate link of any type.
  • Update 07/20: There is a new working link that doesn’t look like it’s a NerdWallet link, but might be an affiliate link for another site.
  • Update 07/12/18: There is a new working link that is valid until discover online banking bonus. This is another NerdWallet link and they will get comission if you use it. I personally don’t like NerdWallet as they are affiliate link focused and don’t always post the best deals. That being said I want my readers to have the best choice possible so that’s why I’m adding it. If anybody finds a non NerdWallet link let us know. You might also just be able to use promo code SAVE718E1 or SAVE718E2 and it should work. We don’t receive anything if you use the NerdWallet link or any other bank account bonus or credit card link as we believe remaining independent is important.
  • Update 06/05/18: Bonus has been extended until 6/29/18
  • Update 05/18/18: Gadget & rediff found a new working code: SAVE518E1. This means NerdWallet won’t get paid when you use this code. This link should also work, but not sure if it’s one time use or not.
  • Update 05/09/18: Deal is back and valid until 6/4/18. New promo code is NW518. Sadly I think this is an exclusive offer to NerdWallet and they get paid if you use this link. Personally I hate NerdWallet because I find they suggest inferior offers on a regular basis but this Discover Savings bonus is a great deal. I’ve tried to get Discover to agree to give money to charity instead of paying out affiliate commissions but they never respond.
  • Update 03/27/18 : Deal has been extended until 05/04/2018. New promo code is SAVE318D2. Hat tip to reader Gadget.
  • The Discover savings bonus has been extended again until April 2nd, 2018.
  • Offer has been extended again. You must now open it by 02/28/18 and deposit by 03/14/18
  • Originally posted on September 19th, 2017. Reposting on November 2nd, 2017 because the offer has been extended. The $200 offer now requires a deposit of $25,000 instead of $20,000. Bonuses for AAA & AAII have not been extended yet.
Источник: https://www.doctorofcredit.com/discover-savings-150200-bonus-1500020000-deposit-new-exp-103117/
discover online banking bonus

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