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53 bank near me open today


53 bank near me open today

Open Website. HOURS: Mon.-Fri. 8:30 a.m.-5 p.m.. PARKING: Meters, County/Cascade Deck. Fifth Third Bank delivers a range of banking products tailored to. They were leaving him every now and again so we got two 3s early. They left me a couple times and I was able to connect. He's a good player. 53 Bank notes, & c. cannot be taken in execution. Ibid. It is laid down, in the King v. Jt fceins to me, that where " there is a tenant.
53 bank near me open today

watch the thematic video

website=NHL.com title=Stars, American Airlines Center, PNC Bank announce multi-year partnership url=https://www.nhl.com/stars/news/dallas-stars-american-airlines-center-pnc-bank-announce-multi-year-partnership/c-319737284

Omaha Woman offering free gift wrapping services

OMAHA, Neb. (KMTV) — As we know all too well, wrapping gifts is an art. For the ones who have current mass housing interest rate it like Breauna Wright, it’s a joy.

“I love wrapping gifts. Since I was a kid I’ve loved wrapping gifts,” Wright said.

Now Wright is using her talents to spread the holiday cheer.

“This is important to me. I want to really give back to the community, so that’s why I’m here.”

She founded Made with a BREeze, a mobile gift-wrapping service, just a few weeks ago.

She was already helping patients where she works as a nurse, along with others who struggled to wrap their own gifts.

This year, she wanted to make sure everyone could get their gifts wrapped this holiday season at no cost.

“I want to make sure that all kid’s moms that can’t afford wrapping, they can come up here. Or dads – there's single dads out there, there’s grandparents too,” Wright said. “They can’t afford it, but they got the gifts, and they have just enough money for the gifts.”

She began searching where she would set up shop when she reached out to Oakview Mall.

“And then I came up here thinking I was going to get it at a price, and he said if I was going to do it for free, he was going to give me the room for free,” Wright said. “So I’m like, ‘If we’re just going to keep giving back let’s keep giving back.’”

The space across from the food court is decorated accordingly, and Wright has made quite the sacrifice out of her own pocket already.

“About $800 on wrapping paper, ribbons, and bows,” Wright said.

She says she is still taking donations of wrapping paper, bows and ribbons to ensure she doesn’t run out.

She is also looking for volunteers to help.

“Anybody that likes wrapping gifts or want to wrap gifts I’d love for them to come and help out. Anybody who wants to just help out for the season is welcome to come help,” Wright said. “I want to give back, so that’s it.”

Wright has been a nurse since she was 19. She says she is taking the month off to provide this service.

She will be at Oakview Mall from open to close every day until Christmas.

To learn more about Made with a BREeze or to reach out to help, click here to be directed to the Facebook page.

Источник: https://www.3newsnow.com/rebound/positively-the-heartland/omaha-woman-offering-free-gift-wrapping-services
007-facebook-app-logo-on-phone-2021

Facebook's parent company may now be known as Meta, but the social network still has many of the same old problems around data privacy, hate speech and misinformation. So, you may want to 53 bank near me open today matters into your own hands. If you can't remember the last time you went through your Facebook account and privacy settings, it's time to do a privacy checkup. Actually, I suggest doing one every couple of months (it's helpful to set a reminder in your calendar app). Doing so will help you keep up with the constant changes Facebook makes and will help you keep tabs on random apps you grant access to your information.

Facebook, after all, is one of the largest 53 bank near me open today hoarders of our personal data. Because of that, our private info is a prime target for would-be bad actors. Accessing your information doesn't always mean gaining direct access to your account due to a poor password. Instead, as we learned a few years ago from the Cambridge Analytica scandal, approving a rogue app can do just as much damage. 

Read more:Don't just deactivate your Facebook account. Delete it permanently

So while I have your attention and you're thinking about it, take a few minutes to secure your Facebook account. I recommend going through the steps outlined below on a computer -- not your phone. It makes it easier to read all the pertinent information while you make adjustments. Keep reading to learn how to set a strong password, limit how others can search for you and prevent Facebook from keeping your location history.

Now playing:Watch this: Facebook's Horizon Workrooms: A VR office app you can. 53 bank near me open today

8:53

Use a strong password and two-factor authentication 

The first things you should do to secure your Facebook account is to create a strong password and enable two-factor authentication. This might seem obvious, but the importance can't be overstated. You'll also want to make sure you're not using the same password for crucial accounts like your banking app. Use a password 53 bank near me open today to help create and, most importantly, remember your unique passwords (these are our top picks for best password manager). Go to the Security page and change your password.

new-password-2fa

Once you have a new password, turn on two-factor authentication. With 2FA enabled, you'll need to enter your secure password and a randomly generated code whenever you sign in to your account. (You really should be using 2FA on every account and service that supports it.)

Most password managers have the ability to store your two-factor authentication codes, as well. However, you can always use Google Authenticator to store and provide access to your codes if needed.

privacy-settings-and-tools

Go through Privacy Settings and Tools

Facebook has a dedicated Privacy section for your account. In this section, you can do things like set the default privacy setting for future posts, control who can send you friend requests and decide what information people can use to search for your account.

Go through each and every option on the privacy settings and tools page and adjust each one to your liking. I suggest setting your future posts to "Friends" and limiting the phone number and email address search options to "Friends" or "Only Me" to ensure that anyone with just a piece of your personal info can't find your account.

Remove past posts from the public eye

edit-previous-post-audience

The way we use social networks has changed quite a bit, especially as we become more aware of just how Facebook, and those on Facebook, can use our personal information.

Thankfully, you can limit your past posts from being visible to anyone who might stumble across your profile.

Go to the Privacy section and find Limit the audience for posts you've shared with friends of friends or Public? and click on it. Next, click the button labeled Limit Last Posts. Facebook will then convert anything you've ever shared publicly or with friends of friends to being visible by only your friends, thus limiting who can see it.

It's an all-or-nothing setting. Meaning, you can't pick and choose which posts you want to change via this setting. If you want to do that, you'll have to manually go through your timeline and make those changes individually.

Audit devices with access to your account

remove-devices-from-facebook-account

Over the years, we've all signed into our Facebook accounts on different phones, computers, tablets and various other devices. Facebook keeps a log of the devices that have access to your account, and makes it easy to revoke access to a rogue device or one you forgot to log out of.

View a list of all those devices under the Where You're Logged In section of the Security and Login page. If you have several devices, click on See More to view the entire list. To remove a device from the list, click on the three-dot icon to the right of the device's name and then Log Out. You'll be asked whether or not you want all posts that came from that device to be removed from your account as well; a convenient feature should someone have gained access to your account and posted without your permission. find routing number on check

Alternatively, you can sign out of every device linked to your account by clicking See More > Log Out Of All Sessions at the bottom of the list. I found a couple of devices from 2012 that still had access to my account while writing this article -- yikes. I logged out of all devices to start with a clean slate as a result. The few seconds I'll spend logging back in each time I use a device that was revoked is well worth the peace of mind. 53 bank near me open today Don't forget to look through apps with access

remove-apps-from-facebook-account

In that same vein, we've all granted countless apps access to our Facebook account. Over time, some apps are abandoned by developers and ultimately become a security risk. Should someone gain access to the app's database of users, they could -- in theory -- gain access to some features and information stored in your Facebook account.

Visit the Apps and Websites page to view the Active apps that have access to your account. If you have an expired app, like I do in the screenshot above, or apps you no longer want to retain access to your Facebook account, click the Remove button to the right of the app's name. 

013-facebook-app-logo-on-phone-2021

Turn off, delete Location History on 53 bank near me open today phone

Facebook uses its access to location data from your phone to create a map of your location history. You can delete your location history here, or if you'd rather Facebook not store your location history at all, you can turn off location history on that same page. 

On an Android phone, open the Facebook app and then tap on the three-line icon. Under Settings & Privacy select Privacy Shortcuts followed by Manage your location settings on 53 bank near me open today Privacy card. Next, select Location History > View your Location History and enter your account password when asked. Finally, tap on the three-dot icon in the top-right corner and select Delete all Location History. 

The process is similar on an iPhone. Open the Facebook app and tap on the three-line icon, then Settings & Privacy then select Privacy Shortcuts followed by Manage your location settings on the Privacy card. Select Location History View your Location History and enter your account password when asked. Finally, tap on the three-dot icon in the top-right corner and select Delete all Location History. 

Not sure you even want to use Facebook anymore? You can delete your account, but it takes some 53 bank near me open today on your part. If you just can't get away from Facebook, for whatever reason, here are tips to keep your data secure.

Now playing:Watch this: Is Facebook spying on you?

1:39

Источник: https://www.cnet.com/tech/computing/you-better-double-check-these-facebook-privacy-settings/
last1=Press Release

Hackers Stole $2,000 From Woman’s Account, But Bank Wouldn’t Give Her Refund Until CBS 2 Got Involved

CHICAGO (CBS) — A Kendall County woman says someone hacked into her bank account and used the Zelle payment app to steal $2,000. Then her bank told her there’s nothing they can do, and she can’t even get ahold of Zelle.

CBS 2 Morning Insider Tim McNicholas discovered the fraudsters used an email registered to a Big Ten university.

READ MORE: 1 Dead, 3 Injured In Shootings On Near West Side

Alison Senft has a mess on her hands.

“I’m always one 53 bank near me open today cleans obsessively when I’m stressed out,” she said.

That stress started in late November, when she discovered someone had used the payment app Zelle to transfer $2,000 out of her Fifth Third Bank account just in time for the holidays.

“If I could find this person, I would show them my children, and say ‘This is who you’re stealing from. This is who you are taking money from,’” she said.

She filed a fraud claim, but Fifth Third Bank said the transaction appears valid and they won’t refund her, even though the recipients had a phone number with a California area code.

“Don’t know anybody there,” Senft said. “I have called Zelle, I don’t know, probably 20 times; but I cannot get in contact with a person. But Fifth Third just keeps telling me, ‘contact Zelle.’”

She did get a response when she sent a Facebook message to Zelle, from someone saying they’d look into it.

But then when she tried to follow up, she suddenly couldn’t message them, and she’s somehow blocked from commenting on their posts.

“I was so frustrated. Please just, like, let me talk to you, tell this story, and give me some sort of answer,” Senft said.

READ MORE: University of Chicago To Host Public Memorial For Civil Rights Activist Timuel D. Black

The Morning Insiders have uncovered story after story of people struggling to get the bank to credit them after scammers used Zelle to transfer money out of their accounts.

One Bank of America customer hired a computer expert to prove it was a hacker who sent the money.

But federal law says when it comes to fraud, the burden of proof should be on the banks.

“I feel like I’ve probably done more investigating than their investigators have done,” Senft said.

One of the two transfers from Senft’s account was linked to an iu.edu email address. Indiana University confirmed it’s registered to a student, but it’s not clear whether that student committed fraud or if their email was somehow hacked.

There are no Hoosiers in Senft’s family.

“Oh my gosh, I thought my bank was gonna protect me. Like, that’s what I thought your bank does,” Senft said.

To make matters messier, she got a notification from Fifth Third that someone had changed her phone number on file. That still was not enough to convince the bank it wasn’t her.

A day after CBS 2 got involved, Fifth Third Bank rushed their investigation and determined Senft’s case was indeed fraud, and agreed to refund her $2,000. The bank also advised her to change her passwords and security questions, and to have her computer checked as something in their investigation makes them believe something is suspicious.

“We can’t thank you enough. There is NO way that these tools would have made this right without your help and work. We’re so grateful,” Senft told CBS 2 after learning of the refund.

MORE NEWS: Chicago Weather: Rain Followed By Colder Temps

Also From CBS Chicago:

Источник: https://chicago.cbslocal.com/2021/01/07/hackers-stole-2000-from-womans-account-but-bank-wont-give-her-refund-and-zelle-wont-answer-questions/

53 bank near me open today -

ATM Withdrawal Limits: What You Need To Know

Automated teller machines (ATMs) make accessing funds inside a checking account or savings account easy and convenient. When it becomes necessary to withdraw cash, it’s important to know whether a limit applies.

At many banks, it’s common to impose a daily ATM withdrawal limit. There may also be withdrawal limits that apply per transaction. These limits determine how much cash you can withdraw each time you visit the ATM or each day.

Why Do Banks Have ATM Withdrawal Limits?

Banks can impose ATM withdrawal limits out of practicality and for security reasons.

First, ATMs can only hold so much cash and banks only have so much cash they can distribute to customers at any given time. Setting a limit on the amount of money that can be withdrawn at an ATM helps the bank to control the movement of available cash.

The other reason has to do with security and protecting customer accounts. Say that someone stole your debit card and PIN number. Without an ATM withdrawal limit, they might be able to drain your checking or savings account and pocket all your cash.

While ATM withdrawal limits can seem like a nuisance, they serve an important purpose in keeping your money safe.

How Much Can You Withdraw From an ATM Each Day?

A specific answer to this question will depend on who you bank with. But, generally, ATM cash withdrawal limits can range from $300 to $5,000 per day.

Individual banks and credit unions set their own limits. Your personal ATM withdrawal limit also may depend on the type of accounts you have and your banking history. For example, if you’re brand-new to a bank and you’ve opened a basic checking account, you may have a lower ATM withdrawal limit than someone who’s had a premium checking account there for 10 years.

Additionally, some ATMs can have their own limits on the amount of cash they’re able to dispense per withdrawal. It’s also worth noting that daily ATM cash withdrawal limits may not be the same as daily purchase limits.

For example, your bank may limit you to withdrawing $400 at the ATM, but you may be able to make up to $4,000 in purchases each day using your debit card. Banks may keep ATM withdrawal limits and purchase limits separate or set a third limit on the total amount of money you can take out of your account via withdrawals and purchases each day.

Daily ATM Withdrawal Limits at Top Banks

Banks can vary when it comes to how much or how little cash they’ll allow you to withdraw from your checking account at an ATM each day. The chart below highlights how daily ATM withdrawal limits compare for some of the top banks, including online banks and brick-and-mortar financial institutions. There also may be exceptions to the limits shown here, based on the account type and your banking relationship.

Keep in mind that the above ATM withdrawal limits apply to checking accounts at these banks. If you also have a savings account at the same bank, different ATM withdrawal limits may apply. You should also be aware of the bank’s monthly withdrawal transaction limits for savings accounts.

In the past, Federal Regulation D has limited you to six withdrawals per month from a savings account. This rule has been suspended indefinitely in connection with the coronavirus pandemic. But many banks impose their own limits on the number of withdrawals you can make from savings each month, which includes debit card transactions but does not include ATM withdrawals.

If your bank has such a limit in place, it’s important to know what it is to avoid exceeding it. Excess withdrawals over the allowed limit can trigger a pricey fee per transaction.

How to Increase ATM Withdrawal Limits

The ATM withdrawal limits outlined in your account agreement aren’t necessarily set in stone. You may be able to request a higher withdrawal limit from the bank.

Whether the bank agrees to this can depend on:

  • How long you’ve been a customer
  • What type of accounts you have at the bank
  • Your account history, including the amount of money you typically keep on hand
  • Whether you’re asking for a temporary or permanent increase

If you’re planning to make a large purchase or go on vacation, for example, your bank may be willing to increase your ATM withdrawal limits for a few days or a few weeks.

If you’re interested in getting a permanent increase in your daily ATM withdrawal limit, be prepared to make a case for why the bank should agree to it. Remember that banks have these limits in place for security reasons, so if you do get a higher limit, it’s important to keep a close eye on your debit card. Otherwise, someone could have access to more of the cash in your account if your card is lost or stolen.

How to Get Around ATM Cash Withdrawal Limits

It’s possible that you could hit your ATM daily cash withdrawal limit and still need more cash to cover a purchase or for another reason. In this case, there are some things you can do to access your money when you need it, including:

  • Getting cash back at checkout when making a purchase
  • Withdrawing money from a savings account
  • Withdrawing cash at a branch
  • Cashing a check

Cash Back in Store

If you’re shopping in a store, you may be able to get cash back at the checkout without it counting toward your daily ATM withdrawal limit. There are a few things to note about this, however.

First, it could still count toward your daily purchase limit. So be aware of where the cap is on purchases for your account.

Next, make a note of the store’s cash back limit as well. For example, you may be limited to withdrawing $100 in cash back at the checkout, depending on where you’re shopping. If the store has a lower limit, you may need to make multiple purchases to withdraw the full amount of cash you need. And again, these transactions will count toward your daily purchase limit.

Withdrawing Money From Savings

Withdrawing money from a savings account via an ATM card is another way to get around daily ATM withdrawal limits for a checking account. There may still be limits on these transactions, but you could access cash this way if necessary. If you don’t have an ATM card, you can withdraw cash at a bank branch instead.

Withdrawing Cash at a Branch

You can also withdraw cash from your checking account at a branch if you’ve exceeded your daily ATM withdrawal limits. A teller can help you withdraw cash from your checking or money market account.

However, if you need a larger amount of money, you may want to consider more secure ways to pay, other than cash. For example, if you’re buying a car, you could get a cashier’s check, a certified check or even a money order instead to cover the transaction. This way, you have a paper trail documenting the payment and you’re not carrying around large amounts of cash.

Cashing a Check

A fourth option for getting around ATM withdrawal limits is cashing a check. You’d simply write the check out to cash, sign it and take it to the bank to cash it.

What to Do If You Need Cash in an Emergency

If an unexpected situation comes along and you need cash, you could start by making an ATM withdrawal. Once you hit those limits, you could try the other methods listed above, including requesting a higher limit in the short term.

As a last resort, you might also consider a credit card cash advance. Taking a cash advance from a credit card simply means withdrawing cash from your credit limit. It’s essentially a type of short term loan. This is a convenience that many credit card companies offer as an account benefit. You can get a cash advance with your card at a bank or ATM or access cash using a convenience check.

There are some potential downsides, however. Cash advances have an annual percentage rate or APR just like purchases, but the difference is that this interest starts accruing right away—there’s no grace period for cash advances. Often, interest on a cash advance accrues at a higher rate than your standard purchase APR. Additionally, you may pay a cash advance fee equal to a percentage of the advance amount.

Between interest charges and the fee, a cash advance can be an expensive way to get cash quickly. For this reason, you may be better off approaching your bank first about a temporary ATM withdrawal limit increase or withdrawing cash at a branch instead.

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Источник: https://www.forbes.com/advisor/banking/atm-withdrawal-limits-what-you-need-to-know/
last1=Press Release
007-facebook-app-logo-on-phone-2021

Facebook's parent company may now be known as Meta, but the social network still has many of the same old problems around data privacy, hate speech and misinformation. So, you may want to take matters into your own hands. If you can't remember the last time you went through your Facebook account and privacy settings, it's time to do a privacy checkup. Actually, I suggest doing one every couple of months (it's helpful to set a reminder in your calendar app). Doing so will help you keep up with the constant changes Facebook makes and will help you keep tabs on random apps you grant access to your information.

Facebook, after all, is one of the largest online hoarders of our personal data. Because of that, our private info is a prime target for would-be bad actors. Accessing your information doesn't always mean gaining direct access to your account due to a poor password. Instead, as we learned a few years ago from the Cambridge Analytica scandal, approving a rogue app can do just as much damage. 

Read more:Don't just deactivate your Facebook account. Delete it permanently

So while I have your attention and you're thinking about it, take a few minutes to secure your Facebook account. I recommend going through the steps outlined below on a computer -- not your phone. It makes it easier to read all the pertinent information while you make adjustments. Keep reading to learn how to set a strong password, limit how others can search for you and prevent Facebook from keeping your location history.

Now playing:Watch this: Facebook's Horizon Workrooms: A VR office app you can...

8:53

Use a strong password and two-factor authentication 

The first things you should do to secure your Facebook account is to create a strong password and enable two-factor authentication. This might seem obvious, but the importance can't be overstated. You'll also want to make sure you're not using the same password for crucial accounts like your banking app. Use a password manager to help create and, most importantly, remember your unique passwords (these are our top picks for best password manager). Go to the Security page and change your password.

new-password-2fa

Once you have a new password, turn on two-factor authentication. With 2FA enabled, you'll need to enter your secure password and a randomly generated code whenever you sign in to your account. (You really should be using 2FA on every account and service that supports it.)

Most password managers have the ability to store your two-factor authentication codes, as well. However, you can always use Google Authenticator to store and provide access to your codes if needed.

privacy-settings-and-tools

Go through Privacy Settings and Tools

Facebook has a dedicated Privacy section for your account. In this section, you can do things like set the default privacy setting for future posts, control who can send you friend requests and decide what information people can use to search for your account.

Go through each and every option on the privacy settings and tools page and adjust each one to your liking. I suggest setting your future posts to "Friends" and limiting the phone number and email address search options to "Friends" or "Only Me" to ensure that anyone with just a piece of your personal info can't find your account.

Remove past posts from the public eye

edit-previous-post-audience

The way we use social networks has changed quite a bit, especially as we become more aware of just how Facebook, and those on Facebook, can use our personal information.

Thankfully, you can limit your past posts from being visible to anyone who might stumble across your profile.

Go to the Privacy section and find Limit the audience for posts you've shared with friends of friends or Public? and click on it. Next, click the button labeled Limit Last Posts. Facebook will then convert anything you've ever shared publicly or with friends of friends to being visible by only your friends, thus limiting who can see it.

It's an all-or-nothing setting. Meaning, you can't pick and choose which posts you want to change via this setting. If you want to do that, you'll have to manually go through your timeline and make those changes individually.

Audit devices with access to your account

remove-devices-from-facebook-account

Over the years, we've all signed into our Facebook accounts on different phones, computers, tablets and various other devices. Facebook keeps a log of the devices that have access to your account, and makes it easy to revoke access to a rogue device or one you forgot to log out of.

View a list of all those devices under the Where You're Logged In section of the Security and Login page. If you have several devices, click on See More to view the entire list. To remove a device from the list, click on the three-dot icon to the right of the device's name and then Log Out. You'll be asked whether or not you want all posts that came from that device to be removed from your account as well; a convenient feature should someone have gained access to your account and posted without your permission.

Alternatively, you can sign out of every device linked to your account by clicking See More > Log Out Of All Sessions at the bottom of the list. I found a couple of devices from 2012 that still had access to my account while writing this article -- yikes. I logged out of all devices to start with a clean slate as a result. The few seconds I'll spend logging back in each time I use a device that was revoked is well worth the peace of mind.

Don't forget to look through apps with access

remove-apps-from-facebook-account

In that same vein, we've all granted countless apps access to our Facebook account. Over time, some apps are abandoned by developers and ultimately become a security risk. Should someone gain access to the app's database of users, they could -- in theory -- gain access to some features and information stored in your Facebook account.

Visit the Apps and Websites page to view the Active apps that have access to your account. If you have an expired app, like I do in the screenshot above, or apps you no longer want to retain access to your Facebook account, click the Remove button to the right of the app's name. 

013-facebook-app-logo-on-phone-2021

Turn off, delete Location History on your phone

Facebook uses its access to location data from your phone to create a map of your location history. You can delete your location history here, or if you'd rather Facebook not store your location history at all, you can turn off location history on that same page. 

On an Android phone, open the Facebook app and then tap on the three-line icon. Under Settings & Privacy select Privacy Shortcuts followed by Manage your location settings on the Privacy card. Next, select Location History > View your Location History and enter your account password when asked. Finally, tap on the three-dot icon in the top-right corner and select Delete all Location History. 

The process is similar on an iPhone. Open the Facebook app and tap on the three-line icon, then Settings & Privacy then select Privacy Shortcuts followed by Manage your location settings on the Privacy card. Select Location History View your Location History and enter your account password when asked. Finally, tap on the three-dot icon in the top-right corner and select Delete all Location History. 

Not sure you even want to use Facebook anymore? You can delete your account, but it takes some planning on your part. If you just can't get away from Facebook, for whatever reason, here are tips to keep your data secure.

Now playing:Watch this: Is Facebook spying on you?

1:39

Источник: https://www.cnet.com/tech/computing/you-better-double-check-these-facebook-privacy-settings/

16 uprisings, 16 undoings. Does it take longer than a bye week to break a vicious cycle?


It's a little joke intended to lighten a bad turn of events.

"This is why we can't have nice things."

It's what one might say to a Browns-fan friend after Baker Mayfield, his radar seemingly back on, zips the offense down the field at Baltimore, has a wide-open receiver to get close to a touchdown, hits him in the hands, but the ball doesn't stick.

"This is why we can't have nice things."

The right tackle the Browns sorely missed finally gets activated in time to face Baltimore. A season-ending injury bites him almost before he breaks a sweat.

"This is why we can't have nice things."

The Cleveland kicker misses an early field goal. Baltimore's guy soon makes a longer field goal.

Browns business has gone along in this manner for years and years.

Something goes right. Everyone's hopes get raised. The next thing that happens is disturbingly wrong.

It is a rut that makes no sense. The Browns inexplicably never escape it, not even now, when there was supposed to be a window, but the team hit the bye week flying into a wall.

A little joke doesn't begin to cover it.

If you want to comfort a Browns fan, start with a little song.

"I say a little prayer for you."

The 2021 Browns rest, if rest there be in such a place, amid the most vicious cycle in sports.

Something goes right. Expectations reasonably get raised. A meteor appears out of the mist and faster than Anthony Schwartz runs the 40 smokes the middle of the field.

Let's make a little deal. Let's make a quick nod to 16 examples of the vicious cycle, some from now, some from the uncanny wrap of time, load them in a dumpster at the end of the column. Supposing them biodegradable, let's deposit them in the spot where Hue Jackson jumped in Lake Erie.

Then we'll towel off and see if anything nice can be made of the rest of the year.

1, Beautiful day: Moments after a bank-shot field goal cut a Baltimore lead to 6-3 Sunday night, safety Grant Delpit tricked Lamar Jackson into an interception. The Browns were in instant field goal range with 1:02 left in the half. The defense was playing well

Gut punch: At 0:53, Mayfield fumbled without getting touched.

2, Beautiful day: The Bengals have been beasts in blowouts of Baltimore (41-17) and Pittsburgh (41-10), but the Browns twisted the the striped kitties into knots. On Nov. 7, Denzel Ward opened with a 99-yard pick six, Nick Chubb ran 137 yards in just 14 carries, and Mayfield finished with a 132.6 passer rating in a 41-16 Browns win in Cincinnati.

Gut punch: A week after the masterpiece, D'Ernest Johnson ran for 54 yards on three straight carries as the Browns broke to a 7-0 lead at New England. The Patriots scored the next 45 points.

3, Beautiful day: Browns fans took over Los Angeles. Hollywood Higgins scored a touchdown amid a huge roar. Nick Chubb ran 52 yards for a touchdown. David Njoku got theatrical at the end of a 71-yard TD.

Gut punch: Not getting stopped by the Chargers, the Browns stopped themselves. The defense made a stop to open the fourth quarter, but on the offense's first play, J.C. Tretter was flagged for holding.

The Chargers went for it on a fourth-and-4 and got bailed out by pass interference. They went for it on a fourth-and-8 and stayed alive on a defensive holding flag.

Cornerback Denzel Ward played just nine downs before leaving with an injury. Los Angeles took advantage in a 47-42 win.

4, Beautiful day: Mayfield came out smokin' in the 2021 home opener against Houston. He was 4-of-4 on a TD drive to start the game. Then he was 3-of-3 to start the second series.

Gut punch: Jarvis Landry left early with an injury. The second series ended with Donovan Peoples-Jones fumbling. Mayfield opened the third series with sizeable strikes to Higgins and Austin Hooper.

Schwartz cut short a route, resulting in an interception and Mayfield having to chase the man running it back. The QB lowered his left shoulder into Justin Reid. In a sense 2021 is still lying on the field at the end of that play.

5, Beautiful day: Could the Browns stay in an opening-day shootout at Kansas City? Wrong question. Could the Chiefs hang with the Browns? Touchdown, touchdown, touchdown, 75 yards, 75 yards, 81 yards. The orange helmets were on fire.

Gut punch: The Chiefs got torched by every receiver Baker Mayfield eyeballed. Now it was time for a big fat dose of Nick Chubb. And there he went, looking quite himself on three carries to open the second half. He fumbled away the third, changing everything.

6, Beautiful day: In the summer of 2019, John Dorsey and Freddie Kitchens strolled into Fat Head's at Belden Village on their way back to Berea from the Hall of Fame. They were rock stars, the face of the Browns who finished 2018 on a 5-3 roll after enduring Coach Jackson's 3-36-1. The buzz took over the building. Wow. That's really them.

Gut punch: Amid a 2-6 start in 2020, Uncle John got badgered with questions about what he was drinking when he hired Cousin Freddie.

7, Beautiful day: Joe Thomas, among others, seemed reasonably convinced Johnny Manziel had woken up and smelled the adulthood in his second Browns season. In the 2015 home opener, Manziel posted a 133.9 passer rating in a duel against rookie No. 2 overall pick Marcus Mariota. The Browns trounced the Titans 28-14.

Gut punch: Johnny Football's off-field appetites boiled over, and the season went absolute zero, with a 2-12 record the rest of the way.

8, Beautiful day: A 5-1 hot streak capped by a prime-time blowout at Cincinnati, which made the playoffs that year, pushed Mike Pettine's 2014 Browns to 6-3.

Gut punch: In the next game, coming off the bye, a nondescript Texans team quarterbacked by Ryan Mallett beat the Browns 23-7 in Cleveland, triggering a 1-6 finish to the season.

9, Beautiful day: New head coach Rob Chudzinski, a lifelong Browns fan, had to go to injury-replacement and lifelong Browns fan Brian Hoyer at quarterback, after an 0-2 start. Hoyer won his first two starts and began well in his third.

Gut punch: Moments after Josh Gordon dropped what should have been a perfectly drawn 80-yard touchdown pass, Hoyer had to scramble on third down. He blew out a knee and missed the rest of the season.

10, Beautiful day: The 2013 Patriots were making their usual December drive for home-field advantage throughout the playoffs when they got a surprise from Cleveland. Using worn-out Willis McGahee and someone named Fozzy (Whittaker) at running attack, the Browns looked like the playoff team en route to scoring with 2:39 left to take a 26-14 lead.

Gut punch: Even after Tom Brady speed-drove the Pats to a touchdown, New England's only hope was to recover an onside kick with a minute left. The Patriots did, and won. Jimmy Haslam more or less took it out on Chudzinski, firing him after one season on the grounds the team wasn't improving.

11, Beautiful day: Midway through a woeful 2009 season, owner Randy Lerner fired General Manager George Kokinis and said he wouldn't rest until he found a "credible football authority" to oversee an ascent. By December, Mike Holmgren was hanging out in Berea as the new team president. Almost everyone was thrilled Lerner landed a "name" who had been a head coach in three Super Bowls.

Gut punch: Holmgren erred in retaining head coach Eric Mangini and erred a year later in replacing Mangini with Pat Shurmur. It was three strikes for Holmgren when Jimmy Haslam bought the Browns in 2012, phasing Holmgren out and Joe Banner in.

12, Beautiful day: Losing Game 15 at Cincinnati of the 2007 season was a major bummer. A win would have clinched a playoff berth. Mulligan! The Browns beat the 49ers to close the regular season at 10-6. They would get that playoff spot if the Colts beat the Titans later in the day.

Gut punch: The Colts rested Peyton Manning in the second half and lost 16-10 behind backup Jim Sorgi. No playoffs.

13, Beautiful day: Joe Jurevicius was home, and everybody was loving it. The Clevelander became the glue of a 2007 offense that that scored more than any of the Bernie Kosar teams from two decades earlier. Having been to Super Bowls with three other teams, Joe J was fired up about getting to one with the home team in 2008.

Gut punch: Jurevicius encountered complications with staph infections in 2008 and never played again.

14, Beautiful day: Coach Butch Davis couldn't wait to trade up in 2004 so he could draft tight end Kellen Winslow Jr., said to be a better prospect than his Hall of Fame father. Davis' new quarterback, Pro Bowl veteran Jeff Garcia, was the right guy to put Winslow to good use. The season opened with a win over the Ravens.

Gut punch: Winslow broke a leg in his second game and lost his entire second season after stunt riding his motorcycle into a crash. The quarterback Davis bypassed because of wanted Winslow was snapped up by Pittsburgh and went to three Super Bowls across the next seven seasons.

15, Beautiful day: The 2002 Browns punched their way off the ropes with a 3-1 hot streak featuring a Hail Mary to Quincy Morgan at Jacksonville, a late 90-yard drive at Baltimore, and the "Run William Run" touchdown against Atlanta. In a playoff game at Pittsburgh, Kelly Holcomb threw for 429 yards and had the Browns in command for almost the entire game.

Gut punch: The Browns led 33-28 and Pittsburgh was down to its last timeout when Holcomb floated what looked to be a 20-yard gain to wide-open Northcutt with 2:42 left. Pittsburgh wouldn't have won if Northcutt had caught the pass.

16, Beautiful day: After two years of expansion ball yielded a 5-27 record, the Browns were about to improve to 5-2 to start the 2001 campaign. They led the Bears 21-7 with 30 seconds left at Soldier Field.

Gut punch: Two touchdown passes from Shane Matthews sandwiched around on onside kick created an impossible overtime, in which the Browns lost, en route to a 7-9 season.

Flash forward to the Stefanski era. The 2020 Browns fashioned a beautiful year. Going 11-5 and winning a playoff game at Pittsburgh was as good as it has gotten.

Expectations reached a new high. The 2021 season has been one big gut punch.

But then, 6-6, by expansion-era standards, is no utter collapse. Lest we forget, the season records after 12 games were 5-7 in 2019, 4-7-1 in 2018, 0-12 in 2017, 0-12 in 2016 and 2-10 in 2015.

Still, 2021 feels like another lap in the vicious cycle.

Nothing is more important during the bye week and beyond than figuring out a way to break out of that.

Can someone roll the dumpster over here, please?

Reach Steve at [email protected]

On Twitter: @sdoerschukREP

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Источник: https://www.beaconjournal.com/story/sports/pro/browns/2021/12/05/browns-bye-week-project-16-circumstances-heave-dumpster/8833067002/

PNC Financial Services

Major bank based in Pittsburgh

PNC Bank, Farmers, and Mechanics Branch (2018)
PNC Bank branch, located in the historic National Bank of Washington building, in Washington, D.C.
PNC branch footprint, as of November 2021
PNC Bank Corporate Footprint

PNC Financial Services Group, Inc. (stylized as PNC) is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,945 branches and 9,051 ATMs. The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing.[4]

PNC is on the list of largest banks in the United States by assets. It is the 5th largest bank by number of branches, 6th largest by deposits, and 4th largest in number of ATMs.[5] On June 1, 2021, its merger with BBVA USA closed and it became the 7th largest bank by assets.[6]

The name "PNC" is derived from the initials of both of the bank's two predecessor companies: Pittsburgh National Corporation and Provident National Corporation, which merged in 1983.

Current operations[edit]

Retail banking[edit]

PNC Bank offers consumer and business banking services via 2,945 branches in Alabama, Arizona, California, Colorado, Delaware, the District of Columbia, Florida, Georgia, Indiana, Illinois, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Missouri, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, & Wisconsin.[4][7][8] The acquisition of BBVA USA boosted its presence in Colorado and Texas significantly, complemented their presence in Alabama and Florida, and introduced the bank to the Arizona, California, and New Mexico markets.[9]

PNC is one of the largest Small Business Administration lenders.[4]

Asset Management Group[edit]

PNC Asset Management Group (AMG) provides institutional asset management and wealth management services to high-net-worth individuals and has approximately $282 billion in assets under administration, of which $151 billion is directly under management.[4] PNC Wealth Management is the 16th largest wealth management firm with $48.8 billion in private client assets under management.[4] Hawthorn Family Wealth provides asset management services for family offices with over $20 million in net worth and directly oversaw almost $31 billion as of 2017.[10]

Lending[edit]

As of December 31, 2017, PNC had $220 billion in outstanding loans, including $147 billion in commercial loans and $73 billion in consumer loans.[4]

Credit cards[edit]

As of December 31, 2017, PNC had $5.3 billion in outstanding credit card loans.[4] In 2016, PNC ranked as the 12th largest credit card issuer, with $33 billion in purchase volume.[citation needed]

PNC Business Credit[edit]

Operating out of offices in the United States, Canada, and the United Kingdom, PNC Business Credit provides asset-based lending to private equity firms and middle market companies.

Corporate and Institutional Banking/Harris Williams & Co[edit]

PNC operates one of the largest treasury management businesses and the second largest lead arranger of asset-based loan syndications in the United States. Harris Williams & Co., a subsidiary of the company, is one of the country's largest mergers and acquisitions advisory firms for middle-market companies.

[edit]

PNC Mortgage (formerly National City Mortgage) is credited with the first mortgage in the United States and has offices across the country. The company had $17.212 billion in mortgage loans outstanding as of December 31, 2017.[4]

This is the second mortgage division to be named PNC Mortgage. In 2001, PNC sold the original PNC Mortgage to Washington Mutual due to volatility in the market.[11] In 2005, PNC began outsourcing mortgages to Wells Fargo until the National City deal.[12]

Auto and student loans[edit]

As of December 31, 2017, PNC had $12.9 billion in car finance loans and $5 billion in student loans outstanding.[4]

Commercial real estate lending[edit]

PNC provides acquisition, development, and permanent financing for commercial and real estate clients including term loans and treasury management and capital markets services.

PNC is ranked 7th on the list of largest direct lenders by National Real Estate Investor, with $16.9 billion in annual real estate lending.[13]

Midland Loan Services[edit]

Midland Loan Services, a division of PNC Real Estate, is a third-party provider of service and technology for the commercial real estate finance industry. It specializes in commercial loan and CMBS portfolio servicing. Founded in 1991, its headquarters are in Overland Park, Kansas.

PNC/Midland is ranked by Mortgage Bankers Association as the 2nd largest master and primary servicer of commercial bank and savings institution loans.[14]

History[edit]

1970s-era Pittsburgh National Bank logo, used until the 1982 merger to form PNC Bank.

PNC Financial Services traces its history to the Pittsburgh Trust and Savings Company which was founded in Pittsburgh, Pennsylvania on April 10, 1845.[15][16] Due to the long recovery from the Great Fire of Pittsburgh, PNC was not fully operational until January 28, 1852.[17] It originally opened offices at Liberty Avenue and 12th Street. The bank was renamed The Pittsburgh Trust Company in 1853.[18] In 1858, the company located its corporate offices to the corner of Fifth Avenue and Wood Street in Pittsburgh, where they remain to this day. The bank changed its name to First National Bank of Pittsburgh in 1863 after it became the first bank in the country to apply for a national charter[15] as part of that year's National Banking Act. It received the 48th charter on August 5, 1863, with other later banks receiving charters sooner due to paperwork problems and the fact that the bank was already in business.[15][18]

In 1946, First National merged with Peoples-Pittsburgh Trust Company, with whom it had worked closely since the 1930s, to form Peoples First National Bank & Trust. In 1959, Peoples First merged with Fidelity Trust Company to form Pittsburgh National Bank. At this time, the bank adopted the first version of its present logo–a stylized triangle representing the Golden Triangle.[19][20] In 1969, the bank reorganized as a holding company, Pittsburgh National Corporation.

Another branch of the current bank, the Philadelphia-based Provident National Corporation, dates back to 1865.[21]

In 1982, Pittsburgh National Corporation and Provident National Corporation merged into a new entity named PNC Financial Corporation. It was the largest bank merger in American history at the time and created a company with $10.3 billion in assets.[22][23] Between 1991 and 1996, PNC purchased more than ten smaller banks and financial institutions, including the $30 billion dollar merger of Midlantic Bank in Edison NJ in 1996, that at the time, was 1/3 the size of PNC. That broadened its market base from Kentucky to the New York metropolitan area.[citation needed]

In 1998, PNC acquired Hilliard Lyons for $275 million in cash and stock.[24] Hilliard Lyons was sold in 2008.[25]

In 1998, PNC sold its credit card business to Metris (now HSBC Finance)[26] and MBNA.[27]

In 2000, the company adopted a new brand image and changed its name to PNC Financial Services Group.[28]

In 2004, PNC acquired United National Bancorp based in Bridgewater, New Jersey for $321 million in cash and 6.6 million shares of its common stock.[29]

In 2005, PNC acquired Riggs National Corporation of Washington, D. C. Riggs had been fined after aiding Chilean dictator Augusto Pinochet in money laundering.[30][31] At one stroke, PNC became one of the largest banks in the Washington metropolitan area.

In August 2006, PNC got back into the credit card business by marketing and issuing credit cards under the MasterCard brand in partnership with U.S. Bancorp.[32] After the National City merger in 2008, the U.S. Bancorp products were converted to PNC Bank products.

On March 2, 2007, PNC acquired Maryland-based Mercantile Bankshares, making PNC the 8th largest bank in the United States by deposits.[31][33][34]

On October 26, 2007, PNC acquired Yardville National Bancorp, a small commercial bank centered in central New Jersey and eastern Pennsylvania.[31][35]

On September 15, 2007, PNC Bank acquired Citizens National Bank of Laurel, Maryland.[36]

On April 4, 2008, PNC acquired Sterling Financial Corporation, a commercial and consumer bank with accounts and branches in central Pennsylvania, northeastern Maryland and Delaware.[31][37]

On October 24, 2008, during the financial crisis of 2007-2008, the National City acquisition by PNC for $5.2 billion in stock was completed.[38] The acquisition was financed with preferred stock sold to the United States Treasury as part of the Troubled Asset Relief Program implemented as part of the Emergency Economic Stabilization Act of 2008.[39] The stock issued to the U.S. Treasury was repurchased in 2010.[40] PNC then became the 6th largest bank in the United States by deposit and 5th largest by branches.[41][42]

On August 14, 2009, PNC took over Dwelling House Savings & Loan and its only branch location in Pittsburgh's Hill District after Dwelling House suffered from bank failure and was placed under receivership by the Federal Deposit Insurance Corporation (FDIC).[43] Dwelling House had been known in Pittsburgh to provide low-income African Americans loans that other banks would deny. The branch was closed and accounts were transferred to the existing PNC branch in the Hill District.[44]

In July 2010, PNC sold its Global Investment Servicing (GIS) subsidiary to The Bank of New York Mellon to repay funds from the Troubled Asset Relief Program, which were used for the National City acquisition.[45] GIS, established in 1973 and with 4,700 employees, was the second-largest full-service mutual fund transfer agent in the U.S and the second-largest full-service accounting and administration provider to U.S. mutual funds. GIS serviced $1.9 trillion in total assets and 58 million shareholder accounts. It was known as PFPC until July 2008.[46]

In January 2011, PNC acquired BankAtlantic's Tampa Bay Area branches.[47][48]

In December 2011, PNC acquired 27 branches in the northern Atlanta suburbs with $240 million in deposits and $42 million in book value from Flagstar Bank.[49][50][51]

In 2012, PNC acquired RBC Bank from Royal Bank of Canada for $3.45 billion.[52][53][54] RBC Bank had a 426 branches in southern Virginia, North Carolina, South Carolina, Georgia, Alabama, and Florida. It made PNC the 5th largest bank by branches behind Wells Fargo, Bank of America, Chase, and U.S. Bancorp and the 6th largest by total assets behind the aforementioned four banks and Citibank.[52]

On July 30, 2012, PNC announced plans to put ATMs in 138 Harris Teeter grocery stores in the Carolinas, plus 53 other stores.[55][56]

In September 2014, PNC acquired Solebury Capital Group, a capital markets advisory firm, for $50 million.[57]

On October 2, 2015, the Tower at PNC Plaza, the bank's new headquarters on the corner of Fifth Avenue and Wood Street in Downtown Pittsburgh opened.[58] It was first announced in 2011.[59] The building, owned by PNC and designed by Gensler, won awards for its environmentally friendly features.[60]

In April 2017, the company acquired the U.S. equipment finance business of ECN Capital for $1.3 billion.[61][62]

In November 2017, the company acquired The Trout Group, an investor relations and strategic advisory firm servicing the healthcare industry.[63][64]

In 2018, the company acquired Fortis Advisors, which provides post-merger shareholder services.[65][66] The company ranked 165th on the 2018 Fortune 500 list of the largest United States corporations by revenue.[67]

In 2018, PNC began opening "Solution Centers", a hybrid between traditional bank branches and ATM-only services, mostly serving new markets. Through this method, PNC expanded its retail footprint organically into Boston, Denver, Kansas City, Nashville, and several markets in Texas including Austin, Dallas, Houston, & San Antonio.[8] Two of PNC's "Big Four" competitors, Bank of America and Chase Bank, have both also been expanding organically into new markets through this method, including into PNC's home market of Pittsburgh.

In May 2020, the company sold its stake in BlackRock.[68]

On November 16, 2020, PNC agreed to acquire BBVA USA for $11.6 billion in cash.[69] The acquisition was completed on June 1, 2021. The combined company now has $560 billion in assets, making it the 7th largest bank by assets.[70]

Legal issues[edit]

Overcharging of Black and Hispanic borrowers by National City[edit]

In December 2013, the Department of Justice and the Consumer Financial Protection Bureau announced that they had reached an agreement with National City Bank to resolve allegations that the bank had charged Black and Hispanic borrowers higher prices for mortgages between 2002 and 2008, before the acquisition by PNC. Regulators claimed that National City had violated the Fair Housing Act and Equal Credit Opportunity Act by charging more than 75,000 borrowers higher loan rates based on their race or ethnicity rather than their risk level. National City's lack of pricing guidelines resulted in black borrowers being charged an average of $159 more in extra upfront fees or higher interest than white borrowers. Black borrowers also paid an average of $228 more annually over the life of the loan than white borrowers. Hispanics paid $125 more upfront and $154 more annually than white borrowers. Under the terms of the settlement, PNC was required to pay victims $35 million.[71]

Retailer breach forced PNC to reissue customer cards[edit]

In March 2006, PNC and other large banks were forced to reissue hundreds of debit cards to customers after card numbers were disclosed by a breach at an unknown retailer.[72]

Lawsuit from Military Channel[edit]

Also in March 2006, PNC Bank was sued by Paul Bariteau, an investor in the Military Channel. Bariteau claimed PNC let the chairman of the Military Channel make unauthorized withdrawals of millions of dollars from the company's account for personal use.[73]

Securities fraud settlement[edit]

In June 2003, PNC Bank agreed to pay $115 million to settle federal securities fraud charges after one of its subsidiaries fraudulently transferred $762 million in bad loans and other venture capital investments to an AIG entity in order to conceal them from investors.[74]

Overtime claim by loan officers[edit]

In 2017, PNC agreed to pay $16 million to settle claims of overtime wages by loan officers under the Fair Labor Standards Act.[75]

National Prearranged Services Fraud[edit]

According to a lawsuit, funds entrusted to National Prearranged Services (NPS), a St. Louis-based company that sold prepaid funerals, were diverted and embezzled. PNC Bank is the successor to Allegiant Bank, which served as a trustee for NPS from 1998 to 2004. In 2015, a jury ordered PNC to pay $391 million.[76] In 2017, a federal judge overturned the decision.[77]

Municipal bonds disclosure violations[edit]

In 2015, PNC was one of 22 companies that violated disclosure requirements for municipal bonds by failing to divulge that the issuers had filed late financial reports. It was fined $500,000.[78]

[edit]

PNC has sponsored several initiatives to improve education, health and human services, cultural activities and the arts. These include "PNC Grow Up Great", a commitment to early childhood development, the "PNC Foundation", and community development investments.[79]

Since 1984, PNC has compiled the Christmas Price Index, a humorous economic indicator which estimates the prices of the items found in the song "The Twelve Days of Christmas".[80]

In 2012, PNC opened the PNC Fairfax Connection, a community center in Cleveland, Ohio.[81]

Controversies[edit]

Mountaintop mining[edit]

The Earth Quaker Action Team, led by George Lakey, requested that PNC divest in mountaintop mining projects in March 2010. The Quakers were especially sensitive to PNC's investments, as it was informally referred to as "The Quaker Bank", due to the fact that Provident Life & Trust Company had been founded by Quakers.[82] After the bank ignored their request, EQAT began to protest. On 29 September 2010, EQAT along with some Swarthmore College students, members of the Rainforest Action Network and Reverend Billy and the Church of Stop Shopping protested at a PNC bank in Washington, D.C. by building a small mountain made of dirt. Police arrested the leader George Lakey and three others. "In October of 2010, PNC announced that they would stop loaning money to companies that gained over 50% of their coal from mountaintop removal. However, none of the companies with which PNC conducted business produced that much coal via mountaintop removal, and thus the new policy did not represent change. Soon after the bank’s new commitment, PNC gave money to Massey Energy, a company found responsible for poor safety conditions that led to the deaths of thirty-one miners in April 2009. Unsatisfied by PNC’s ineffective policy, EQAT staged another protest on 17 December 2010. Protesters sang Christmas carols while delivering stockings full of coal to a PNC Bank in Media, Pennsylvania."[83]

Students at Temple University and Swarthmore College held sit-ins to protest the bank, and EQAT next protested PNC by conducting Quaker-style worship (sitting in silence until let to speak) during a shareholders meeting in D.C. "At the end of the meeting, the activists gave a gift bag to CEO James Rohr with a framed picture of the Appalachian Mountains and a pamphlet about the dangers of mountaintop removal."[84]

Over time, protests became more and more elaborate and creative. On September 22, 2011, EQAT charged PNC with "impersonating a green bank" and held a trial in the PNC lobby. Two weeks later, they held a "die-in" alongside activists from Occupy Philadelphia, where protesters acted dead by laying on the floor of a PNC bank. On December 6, 2011, police arrested five EQAT members for constructing windmills (a clean alternative to coal) inside of the downtown PNC bank. In February 2012, EQAT convinced various Quaker groups to withdraw nearly two million dollars (later increased to over three million) invested with PNC, and in April of that year, EQAT along with students from various colleges, protested by dancing to bluegrass music next to the University of Pennsylvania’s PNC campus branch. On April 30, 2012, EQAT members began a 200-mile walk from Philadelphia to the PNC Bank headquarters in Pittsburgh. EQAT held a series of protests at PNC branches along the way.[85] In October 2012, activist students began to approach PNC bank managers, asking them to drink well water from affected communities in Appalachia.[citation needed]

On March 14, 2013, EQAT members began a collective 40-day fast (not all members fasted the entire time), making their fasts public through social media. During the fast, members publicly protested dressed in traditional Quaker costumes when the Philadelphia Chamber of Congress awarding PNC's J. William Mills with the William Penn Award. The fast ended on 23 April with a worship session in the middle of a PNC shareholder meeting. On October 21, 2013, EQAT staged the largest bank branch protest in U.S. history. Activists protested by holding silent worship inside sixteen PNC bank branches, most of which were in Pittsburgh, leading many of the branches to shut down for the day. Seven protesters were arrested by Pittsburgh police after refusing to leave.[citation needed]

By 2014, the movement had spread across the country. Protesters again held Quaker worship inside of the PNC shareholders meeting, despite the fact that the location had been moved to Tampa, Florida. On December 6, 2014, thirty protests were held in branches across twelve states.[86] Finally in February 2015, after five years and 125 separate protests, PNC Bank announced it would officially stop investing in mountaintop removal coal mining.[87]

Notable corporate buildings[edit]

  • The Tower at PNC Plaza in Pittsburgh, PA (current corporate headquarters)
  • One PNC Plaza in Pittsburgh, PA
  • Two PNC Plaza in Pittsburgh, PA
  • Three PNC Plaza in Pittsburgh, PA
  • U.S. Steel Tower in Pittsburgh, PA (PNC is a major tenant)
  • PNC Bank Building at 1600 Market Street, Philadelphia, PA
  • PNC Bank Building in Columbus, OH
  • PNC Bank Building in Toledo, Ohio
  • PNC Bank Building in Washington, DC
  • PNC Center in Cincinnati, OH
  • PNC Center in Cleveland, OH (former headquarters of National City Corp.)
  • PNC Center & Hyatt Regency Indianapolis in Indianapolis, Indiana
  • PNC Center in Troy, MI (PNC is a major tenant)
  • PNC Plaza in Louisville, KY
  • PNC Plaza in Raleigh, NC
  • PNC Tower in Cincinnati, OH
  • PNC Tower in Louisville, KY (PNC is a major tenant)
  • One Tampa City Center in Tampa, FL (PNC holds the naming rights and is a major tenant)
  • PNC Plaza in Dallas, TX

    Naming rights and sponsorships[edit]

    PNC owns corporate naming rights to the following:

    • PNC Park, home of the Pittsburgh Pirates baseball team
    • PNC Arena in Raleigh, NC. Home of the North Carolina State Universitymen's basketball team and the NHL's Carolina Hurricanes
    • PNC Field, home of the Scranton/Wilkes-Barre RailRidersTriple A team
    • PNC Bank Arts Center an outdoor amphitheatre in Holmdel Township, NJ
    • PNC Music Pavilion, an outdoor amphitheater in Charlotte, North Carolina
    • PNC Sports Complex in Emmitsburg, MD[88]
    • PNC Plaza in Dallas, TX[89]
    • PNC Stadium in Houston, TX, formerly BBVA Stadium

    PNC is a sponsor of:

    Chief executives[edit]

    See also[edit]

    References[edit]

    1. ^ abcd"PNC Financial Services Group, Inc. 2020 Annual Report Results". 31 December 2020. Retrieved 2021-06-07.
    2. ^"PNC Completes Acquisition of BBVA USA". Yaho Financial. 1 June 2021. Retrieved 1 June 2021.
    3. ^"PNC Completes Acquisition of BBVA USA". Yaho Financial. 1 June 2021. Retrieved 1 June 2021.
    4. ^ abcdefghij"The PNC Financial Services Group, Inc. 2019 Annual Report (Form 10-K)". sec.gov. U.S. Securities and Exchange Commission.
    5. ^Bell, Claes (March 21, 2017). "10 Banks With The Most ATMs". Bankrate.
    6. ^"PNC Completes Acquisition of BBVA USA". Yaho Financial. 1 June 2021. Retrieved 1 June 2021.
    7. ^"Corporate Profile"(PDF). PNC Bank. Retrieved 3 January 2020.
    8. ^ abhttps://www.pnc.com/insights/our-commitments/customers/pnc-solution-centers-blends-physical-digital-banking.html
    9. ^https://thefinancialbrand.com/104331/pnc-bbva-merger-acquisition-branch-expansion-trend-digital-demchak/
    10. ^Schultz, Abby (December 16, 2017). "Family Lessons Learned, From Hawthorn, PNC Family Wealth's Nicole Perkins". Barron's.
    11. ^"PNC sells mortgage division". American City Business Journals. February 1, 2001.
    12. ^Killian, Erin (September 15, 2005). "Wells Fargo, PNC partner in local home-mortgage venture". American City Business Journals.
    13. ^"Top Direct Lenders". National Real Estate Investor.
    14. ^"MBA Releases 2017 Year-End Commercial/Multifamily Servicer Rankings" (Press release). Mortgage Bankers Association. February 11, 2018.
    15. ^ abcThurston, George Henry (1 January 1888). Allegheny County's Hundred Years. A. A. Anderson & Son, book and job printers. Retrieved 12 April 2017 – via Internet Archive.
    16. ^Thurston, George H. (1888). Allegheny county's hundred years. Pittsburgh: University of Pittsburgh, Digital Research Library. p. 258.
    17. ^"An Important Anniversary". Pittsburgh Press. January 29, 1909 – via Google.
    18. ^ abWhite, Edward (1903). A century of banking in Pittsburgh. Pittsburgh, Pennsylvania: University of Pittsburgh, Digital Research Library. p. 19.
    19. ^PNC corporate history
    20. ^Sabatini, Patricia (August 10, 1999). "Obituaries: Ex-bank executive and hospital trustee". Pittsburgh Post-Gazette – via Google.
    21. ^"PNC Predecessor Banks: Provident National Corporation". Archived from the original on 2019-02-16. Retrieved 2017-04-13.
    22. ^"BANKING MERGERS FLOURISH". The New York Times. November 3, 1982.
    23. ^"The merger of two bank holding companies was announced". United Press International. April 19, 1982.
    24. ^Murray, Matt (August 21, 1998). "PNC Bank to Buy Hilliard-Lyons For $275 Million in Cash and Stock". The Wall Street Journal.
    25. ^"PNC's sale of Hilliard Lyons completed". American City Business Journals. April 1, 2008.
    26. ^"COMPANY NEWS; METRIS TO BUY $1 BILLION IN CREDIT CARD LOANS FROM PNC". The New York Times. Bloomberg News. September 9, 1998.
    27. ^"COMPANY NEWS; MBNA IS BUYING PNC BANK'S CREDIT CARD OPERATIONS". The New York Times. Dow Jones. December 24, 1998.
    28. ^"Battle of the banks: Key dates in PNC and Dollar's history". Pittsburgh Post-Gazette. July 16, 2002.
    29. ^"PNC buys United National Bancorp". American City Business Journals. January 2, 2004.
    30. ^O'Hara, Terence (February 11, 2005). "Riggs, PNC Reach New Merger Agreement". The Washington Post.
    31. ^ abcd"PNC: Acquired Companies". Archived from the original on 2017-03-10. Retrieved 2017-04-13.
    32. ^Sabatini, Patricia (August 29, 2006). "PNC tries new credit cards, old strategy". Pittsburgh Post-Gazette.
    33. ^Fitzpatrick, Dan (October 10, 2006). "PNC buying Maryland bank in $6 billion deal". Pittsburgh Post-Gazette.
    34. ^"The PNC Financial Services Group Completes Acquisition of Mercantile Bankshares Corporation" (Press release). PR Newswire. March 2, 2007.
    35. ^"PNC Completes Acquisition Of Yardville National Bancorp" (Press release). PR Newswire. October 26, 2007.
    36. ^"Institution History for Laurel Main Street Branch (229427)". Federal Financial Institutions Examination Council.
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      Hackers Stole $2,000 From Woman’s Account, But Bank Wouldn’t Give Her Refund Until CBS 2 Got Involved

      CHICAGO (CBS) — A Kendall County woman says someone hacked into her bank account and used the Zelle payment app to steal $2,000. Then her bank told her there’s nothing they can do, and she can’t even get ahold of Zelle.

      CBS 2 Morning Insider Tim McNicholas discovered the fraudsters used an email registered to a Big Ten university.

      READ MORE: 1 Dead, 3 Injured In Shootings On Near West Side

      Alison Senft has a mess on her hands.

      “I’m always one that cleans obsessively when I’m stressed out,” she said.

      That stress started in late November, when she discovered someone had used the payment app Zelle to transfer $2,000 out of her Fifth Third Bank account just in time for the holidays.

      “If I could find this person, I would show them my children, and say ‘This is who you’re stealing from. This is who you are taking money from,’” she said.

      She filed a fraud claim, but Fifth Third Bank said the transaction appears valid and they won’t refund her, even though the recipients had a phone number with a California area code.

      “Don’t know anybody there,” Senft said. “I have called Zelle, I don’t know, probably 20 times; but I cannot get in contact with a person. But Fifth Third just keeps telling me, ‘contact Zelle.’”

      She did get a response when she sent a Facebook message to Zelle, from someone saying they’d look into it.

      But then when she tried to follow up, she suddenly couldn’t message them, and she’s somehow blocked from commenting on their posts.

      “I was so frustrated. Please just, like, let me talk to you, tell this story, and give me some sort of answer,” Senft said.

      READ MORE: University of Chicago To Host Public Memorial For Civil Rights Activist Timuel D. Black

      The Morning Insiders have uncovered story after story of people struggling to get the bank to credit them after scammers used Zelle to transfer money out of their accounts.

      One Bank of America customer hired a computer expert to prove it was a hacker who sent the money.

      But federal law says when it comes to fraud, the burden of proof should be on the banks.

      “I feel like I’ve probably done more investigating than their investigators have done,” Senft said.

      One of the two transfers from Senft’s account was linked to an iu.edu email address. Indiana University confirmed it’s registered to a student, but it’s not clear whether that student committed fraud or if their email was somehow hacked.

      There are no Hoosiers in Senft’s family.

      “Oh my gosh, I thought my bank was gonna protect me. Like, that’s what I thought your bank does,” Senft said.

      To make matters messier, she got a notification from Fifth Third that someone had changed her phone number on file. That still was not enough to convince the bank it wasn’t her.

      A day after CBS 2 got involved, Fifth Third Bank rushed their investigation and determined Senft’s case was indeed fraud, and agreed to refund her $2,000. The bank also advised her to change her passwords and security questions, and to have her computer checked as something in their investigation makes them believe something is suspicious.

      “We can’t thank you enough. There is NO way that these tools would have made this right without your help and work. We’re so grateful,” Senft told CBS 2 after learning of the refund.

      MORE NEWS: Chicago Weather: Rain Followed By Colder Temps

      Also From CBS Chicago:

      Источник: https://chicago.cbslocal.com/2021/01/07/hackers-stole-2000-from-womans-account-but-bank-wont-give-her-refund-and-zelle-wont-answer-questions/

      Omaha Woman offering free gift wrapping services

      OMAHA, Neb. (KMTV) — As we know all too well, wrapping gifts is an art. For the ones who have perfected it like Breauna Wright, it’s a joy.

      “I love wrapping gifts. Since I was a kid I’ve loved wrapping gifts,” Wright said.

      Now Wright is using her talents to spread the holiday cheer.

      “This is important to me. I want to really give back to the community, so that’s why I’m here.”

      She founded Made with a BREeze, a mobile gift-wrapping service, just a few weeks ago.

      She was already helping patients where she works as a nurse, along with others who struggled to wrap their own gifts.

      This year, she wanted to make sure everyone could get their gifts wrapped this holiday season at no cost.

      “I want to make sure that all kid’s moms that can’t afford wrapping, they can come up here. Or dads – there's single dads out there, there’s grandparents too,” Wright said. “They can’t afford it, but they got the gifts, and they have just enough money for the gifts.”

      She began searching where she would set up shop when she reached out to Oakview Mall.

      “And then I came up here thinking I was going to get it at a price, and he said if I was going to do it for free, he was going to give me the room for free,” Wright said. “So I’m like, ‘If we’re just going to keep giving back let’s keep giving back.’”

      The space across from the food court is decorated accordingly, and Wright has made quite the sacrifice out of her own pocket already.

      “About $800 on wrapping paper, ribbons, and bows,” Wright said.

      She says she is still taking donations of wrapping paper, bows and ribbons to ensure she doesn’t run out.

      She is also looking for volunteers to help.

      “Anybody that likes wrapping gifts or want to wrap gifts I’d love for them to come and help out. Anybody who wants to just help out for the season is welcome to come help,” Wright said. “I want to give back, so that’s it.”

      Wright has been a nurse since she was 19. She says she is taking the month off to provide this service.

      She will be at Oakview Mall from open to close every day until Christmas.

      To learn more about Made with a BREeze or to reach out to help, click here to be directed to the Facebook page.

      Источник: https://www.3newsnow.com/rebound/positively-the-heartland/omaha-woman-offering-free-gift-wrapping-services
      53 bank near me open today

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