Icba live 2019
Icba live 2019 -
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MBA Professional Development
WEBINARS
Training opportunities at your convenience
Visit msbankers.com to view and register for these webinars and more All webinars listed in Central time (CT) Monday, May 6 Introduction to Consumer Lending 1:30 p.m. Tuesday, May 7 Equipment Lease Financing 10 a.m. New Federal Overtime Regulations-What You Need to Know 1:30 p.m. Wednesday, May 8 Lessons Learned-Recent Lending Compliance Enforcement Actions 10 a.m. Lending 101 1:30 p.m. Thursday, May 9 Bank Call Report Preparation for Beginners-Part 1 of 5 10 a.m. BSA: CIP and CDD 1:30 p.m. Friday, May 10 Introduction to ACH: The Basics 10 a.m. Monday, May 13 Advanced Commercial Loan Documentation 1:30 p.m. Tuesday, May 14 OFAC: Can We Comply? 10 a.m. Customer Service vs. Customer Experience 1:30 p.m. Wednesday, May 15 Handling Loan Applications-What Can Go Wrong? 1:30 p.m.
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THE MISSISSIPPI BANKER
Thursday, May 16 Bank Call Report Preparation for Beginners-Part 2 of 5 10 a.m.
Friday, May 17
Call Reports: RC-C Loan Coding and Related RC-R Reporting't 10 a.m.
MYB Banker Brick Program Building the Future of Mississippi Banking
Thank you to MBA member banks that are MYB Banker Brick Sponsors for 2019. These sponsorships support a full year of MYB activities and initiatives. Banks interested in joining the Banker Brick Program should contact Brooke McCoy, Marketing Manager, at [email protected] or 601.948.6366.
Platinum Sponsors
Gold Sponsors
Silver Sponsors Bank of Brookhaven Bank of Commerce Bank of Forest Bank of Holly Springs
BankPlus Cleveland State Bank First Choice Bank First Commercial Bank
FNBB Guaranty Bank & Trust Company The Peoples Bank, Biloxi
Bronze Sponsors Bank of Franklin Concordia Bank First Security Bank First State Bank, Waynesboro Farmers and Merchants Bank
Great Southern Bank Merchants and Farmers Bank Planters Bank & Trust Company PriorityOne Bank Sycamore Bank
Legacy1 of Leadership
2018-2019 MBA OFFICERS CHAIRMAN
VICE CHAIRMAN
TREASURER
Greg McKee
Andy Anderson
Mary Childs
The Peoples Bank Ripley
Bank of Anguilla Anguilla
The Citizens Bank Philadephia
SPEAKERS
Dr. Lacy Hunt
EVP, Hoisington Investment Management; Former Senior Economist, Federal Reserve Bank of Dallas
Adam Thompson
Ari Schonbrun
Former CAO, Cantor Fitzgerald & Co; 9/11 Survivor and Author
Yenu Wodajo
Jeffrey Szyperski
ABA Chairman 2018-2019; Chairman, President & CEO, Chesapeake Bank, Kilmarnock, Va.
Timothy Zimmerman
Regional Director, StrategyCorps; Cyber, Media, Intellectual Property Immediate Past Chairman, ICBA; Expert; Broker, Willis CEO, Standard Bank, Checking Program Towers Watson Monroeville, Pa. Innovation Expert 22
THE MISSISSIPPI BANKER
Pete Blohme
"Panini Pete"; Restaurateur & Food Network Regular
131ST ANNUAL MBA CONVENTION
M AY 1 5 - 1 9 , 2 0 1 9 SANDESTIN GOLF & BEACH RESORT
CONVENTION SCHEDULE WEDNESDAY, MAY 15 Registration Desk Open.................................................................................................................................................................................................2:30 – 8 p.m. Welcome Reception sponsored by FHLB Dallas..........................................................................................................................................6 – 8 p.m. Trade Show.........................................................................................................................................................................................................................................6 – 8 p.m.
THURSDAY, MAY 16 Sunrise Devotional..........................................................................................................................................................................................................................7:15 a.m. Registration Desk Open..............................................................................................................................................................................7:30 a.m. – 2:30 p.m. Continental Breakfast................................................................................................................................................................................................7:30 – 8:30 a.m. Trade Show...................................................................................................................................................................................................................................7:30 – 9 a.m. General Session........................................................................................................................................................................................................................9 – 12 noon Lunch Buffet in Trade Show.....................................................................................................................................................................12 noon – 1:30 p.m. Trade Show........................................................................................................................................................................................................................12 noon – 3 p.m. Trustmark National Bank Party.........................................................................................................................................................................................6 – 7 p.m. Silent Auction for MBA Education Foundation........................................................................................................................................6 – 7:30 p.m.
FRIDAY, MAY 17 Sunrise Devotional .........................................................................................................................................................................................................................7:15 a.m. Registration Desk Open...............................................................................................................................................................................7:30 a.m. – 12 noon FHLB Dallas Breakfast (Bankers Only)..........................................................................................................................................................................7:30 a.m. Continental Breakfast................................................................................................................................................................................................7:30 – 8:30 a.m. General Session....................................................................................................................................................................................................................8:30 – 11 a.m. Grand Prize Giveaways ................................................................................................................................................................................................................11 a.m. Golf Tournament sponsored by Stockett & Thomas................................................................................................12 noon Shotgun Start FNBB/FNBB Capital Markets Cocktail Party.........................................................................................................................................6:30 – 7:30 p.m. .
SATURDAY, MAY 18 Sunrise Devotional...........................................................................................................................................................................................................................7:15 a.m. Registration Desk Open............................................................................................................................................................................7:30 a.m. – 11:30 a.m. Continental Breakfast................................................................................................................................................................................................7:30 – 8:30 a.m. GSB at LSU Breakfast (Graduates Only)....................................................................................................................................................................7:30 a.m. Business Session.............................................................................................................................................................................................................8:30 – 11:30 a.m. Spouse Program & Brunch....................................................................................................................................................................................................9:00 a.m. Farewell Celebration & Dinner................................................................................................................................................................................................7 p.m. SPRING 2019
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Legacy1 of Leadership
2019 EVENT HIGHLIGHTS A Very "Mary" Trade Show WED. MAY 15 6:00 - 8:00 p.m.
THURS. MAY 16 7:30 - 9:30 a.m. 12 noon - 3:00 p.m.
• It's Christmas at the beach! Bring your punch card and visit each booth to enter your name for Friday's Grand Prize Giveaways! • Join us for the delicious convention-wide buffet lunch featured during the Trade Show on Thursday from 12 to 1:30 p.m.!!
Golf Tournament Friday, May 17 12 p.m. Shotgun Start • Team information available in golfers' packets • Boxed lunches in carts begin at 11 a.m.
Sponsored by:
Spouse Program and Brunch Saturday, May 18
9:00 a.m.
Come enjoy a tasty brunch and hear from Pete Blohme, aka "Panini Pete!" Culinary Institue of America alum, restaurateur, and more. He's sure to entertain! 24
THE MISSISSIPPI BANKER
131ST ANNUAL MBA CONVENTION
M AY 1 5 - 1 9 , 2 0 1 9 SANDESTIN GOLF & BEACH RESORT
2019 EVENT HIGHLIGHTS Farewell Celebration & Dinner Saturday, May 18
7:00 p.m.
Don't miss our closing celebration! We'll honor Mary Childs as she passes the gavel to Greg McKee for the coming year, and toast to the MBA's Legacy of Leadership!
Attire • Men: Sports coats and open collar shirts • Women: Dressy casual
Special Thanks To Our Legacy Sponsors
SPRING 2019
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GET TO THE POINT
2019 MISSI
MYB Annual Convention draws over 400 “Get to the Point” was the theme of the 2019 Mississippi Young Bankers Study Conference and Convention held March 9-13. Over 400 bankers and guests attended the annual meeting at Marriott’s Grand Hotel in Point Clear, Alabama. MYB President Bob Glover of The Peoples Bank, Ripley, presided over the convention, which concluded another successful year for the young bankers section. The convention featured two days of programs devoted to leadership, as well as a full schedule of activities designed to promote fellowship among the bankers and their families in attendance. During the convention, new MYB officers and Executive Council were elected and scholarships were awarded by the MYB and the Mississippi Bankers Association Education Foundation. MYB Vice President Marc Petro of Community Bank, presided over the convention’s opening general session on Sunday morning. MBA Chair Mary Childs, CEO of The Peoples Bank, Ripley, was the first speaker, welcoming
everyone to the convention and giving a 2018-2019 update on the MBA. Sarah Thomas shared her story of becoming the first female referee in the NFL and the boundaries she’s had to both set and move past in her journey. A banker panel featuring Andy Anderson, CEO, Bank of Anguilla; Brad Jones, CEO, Bank of Franklin, Meadville; Barry Prather, COO, Community Bank, Brandon; and Robin Sanderson, COO, Citizens Bank, Columbia, completed the morning’s session. Petro facilitated the panel discussion and helped field questions from the attendees. MYB Treasurer Zach Luke of Bank of Commerce, Greenwood, presided over Monday’s general session which began with a presentation by Orrin Edwards, Senior Vice President, Raymond James Financial, followed by a business session. Col. Arthur Athens, USMCC (Retired) concluded the morning with his presentation on leadership. e
Top right: Bob Glover passes the gavel on to 2019-2020 MYB President Marc Petro. Middle right: Zach Luke, Bob Glover and Marc Petro thank the MYB council members completing their terms of service at the 2019 Convention. Bottom left: The banker panel on Sunday, March 10, included Andy Anderson, CEO of Bank of Anguilla; Brad Jones, CEO of Bank of Franklin; Barry Prather, COO of Community Bank; and Robin Sanderson, COO of Citizens Bank. Bottom right: Speakers for the convention, (clockwise from top left) Sarah Thomas, Col. Arthur Athens, Mary Childs and John Jordan. 26
THE MISSISSIPPI BANKER
ISSIPPI YOUNG BANKERS CONVENTION Young Bankers elect new leadership for 2019-2020 During 2019 Mississippi Young Bankers Convention, the MYB membership elected bankers to lead the section in 2019-2020 as officers and members of the Executive Council. Marc Petro, president of Hinds/ Madison division of Community Bank, was elected MYB President for the coming year. He succeeds Bob Glover of The Peoples Bank, Ripley, who concluded his term as President during the convention. Also elected as officers for the 2019-2020 term were Zach Luke, chief financial officer of Bank of Commerce, Greenwood, who was elected Vice President, and Rebecca Barrentine, senior vice president and chief information officer of Copiah Bank, Hazlehurst,
who was chosen to serve as Treasurer. Five bankers were elected to serve two-year terms on the MYB Executive Council: Lucius Brock, Renasant Bank, Oxford (Group 2); Chris Estrade, Hancock Whitney Bank, Gulfport (Group 8); Chase Frazure, BankFirst, Columbus (Group 4); Mackenzie Parker, Bank of Anguilla, Anguilla (Group 6); and Chris Roberts, BankPlus, Ridgeland (At-Large). The newly elected bankers join the following returning members of the MYB Council: Drew Kenna of Bank of Forest, Forest (At-Large); Amanda Estrade, of The Peoples Bank, Biloxi (At-Large); Brooks Corder of First Choice Bank, Pontotoc (Group 1);
Eric Miller, Planters Bank & Trust, Greenwood (Group 3); Craig Espey, First State Bank, Meridian (Group 5); Wayne McKenzie, Bank of Brookhaven, Brookhaven, (Group 7); Dr. Ken Cyree, Frank Day/MBA Chair of Banking, Oxford; and Gordon Fellows, Mississippi Bankers Association, Jackson. Gage Walker, of Renasant Bank, Brandon, rejoins the council as an At-Large member, after his appointment by MYB President Marc Petro. Bob Glover will continue to serve on the Council as Immediate Past President. Wes Rouse, of The First, Hattiesburg will complete his Council service this year as the Retiring President. e
Members of the 2019-2020 Mississippi Young Bankers Council attending the Annual MYB Convention were (from back left): Brooks Corder, Pontotoc; Lucius Brock, Oxford; Chase Frazure, Columbus; Craig Espey, Meridian; Chris Estrade, Gulfport; Wayne McKenzie, Brookhaven; Chris Roberts, Ridgeland; Amanda Estrade, Biloxi; front, left to right: Bob Glover, Ripley; Rebecca Barrentine, Hazlehurst; Marc Petro, Ridgeland; Zach Luke, Greenwood; Wes Rouse, Hattiesburg; and Drew Kenna, Forest. Not pictured: Ken Cyree, Gordon Fellows, Eric Miller, and Gage Walker. SPRING 2019
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GET TO THE POINT
2019 MISSI
Swayze Scholar and Finalists recognized; Merit Scholarship awarded at MYB Convention MYB joined the MBA Education Foundation in presenting two scholarship awards at the recent 2018 MYB Convention. Gage Walker, chairman of the MYB Scholarship Committee, announced Jimmie Bouchillon Webb of Mississippi State University as the 2019 Swayze Scholar, emblematic of the top college senior studying banking and finance in Mississippi. Webb received the Swayze medallion along with a $5,000 cash award from the Education Foundation. Walker also recognized four Swayze finalists: Aidan Woods Caesar of the University of Mississippi; John Paul Haire, III, of the University of Southern Mississippi; Alexander Lee Robison of the University of Mississippi; and Sabrina Marie Turner of Mississippi State University. Each finalist received a cash award of $1,500. Kaelon McNeece, son of Chris McNeece of Trustmark National Bank in Pearl, received the 2019 annual Merit Scholarship. Kaelon is a senior at the Mississippi School for Mathematics and Science and is actively involved in multiple honors clubs, student government, and the local animal shelter. He has a 3.95 GPA and scored 35 on his ACT. Kaelon received a cash award of $1,500. e
Top: Swayze finalists, L to R: Aidan Woods Caesar, University of Mississippi; Alexander Lee Robison, University of Mississippi; Jimmie Bouchillon Webb (Swayze Scholar), Mississippi State University; Sabrina Marie Turner, University of Mississippi; and John Paul Haire, III, University of Southern Mississippi. Bottom left: Merit Scholar Kaelon McNeece with father Chris McNeece, Trustmark National Bank. Bottom right: Swayze Scholar Jimmie Webb with Dr. Alvaro Taboada, Mississippi State University. 28
THE MISSISSIPPI BANKER
ISSIPPI YOUNG BANKERS CONVENTION 2019 MYB Convention Photos
SPRING 2019
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Bankers on the Move THE MISSISSIPPI BANKER
Bank of Forest
BNA Bank
Community Bank
Steve Gibson has joined the bank as senior vice president. Gibson has 12 years of banking experience and will be overseeing the Walnut Grove office. He is a graduate Gibson of Mississippi State University with a Bachelor of Science degree in Forestry, the Mississippi School of Banking at the University of Mississippi, and the Graduate School of Banking at Louisiana State University.
Mike Alef has been named president of BNA Insurance and In ve s t m e n t s . A l e f joined the bank in 2001 as vice president and started BNA Insurance and Invest- Alef ments. He is licensed as a GSR and holds a series 7 designation.
Jason Morehouse has joined the Panama City Beach office as senior vice president of commercial lending Morehouse is a graduate of Troy State University with a Bach- Morehouse elor of Science and a graduate of Wake Forest University BB&T Banking School.
Lee McDill has been promoted to assistant vice president. He has been with the bank since 2015. McDill received his Bachelor of Business Administration McDill degree from Mississippi State University and has completed the Mississippi School of Banking at the University of Mississippi. Brady Power has been promoted to the position of loan officer. He joined the bank in 2017 after earning a Bachelor of Accountancy Degree from Mississippi State University.
Power
Robert Savell has joined the bank as Information Technology Officer. Savell has over 10 years of banking experience, as well as 4 years in Savell the education field. He earned a Bachelor of Business Administration and a Master of Science in Instructional Technology from Mississippi State University. 30
CB&S Bank Clay Stringer has joined as a financial advisor for its subsidiary CB&S Financial Services and will serve the North and Central Mississippi area. Stringer has 7 years Stringer of experience in the financial services industry and over 17 years of experience in education.
The Citizens Bank, Philadelphia Daniel Webb has been promoted to assistant vice president and loan officer. He joined the bank in 2015 as a credit analyst. He is a graduate of Mississippi State University and the Mississippi School of Banking.
Webb
Community Bank Mitchell Hill has been named President of Indianola. He has been in banking for 13 years and is a graduate of Mississippi State University, the Mississippi Hill School of Banking, and the Graduate School of Banking at Louisiana State University.
THE MISSISSIPPI BANKER
Mica Stevens has joined Community Bank’s Mortgage Department in Laurel as a mortgage loan originator. Stevens has previously been a top producing multi-million Stevens dollar Realtor in the Laurel/Jones County area for 13 years.
The First Brian Aehnlich has been promoted to Senior Vice President, Specialized Lending for The First, A National Banking Association located in Hattiesburg. Aehnlich Aehnlich is a graduate of Auburn University-Montgomery and started his 33-years in banking in Montgomery. Chase Blankenship has been promoted to Forrest/Lamar County Market President. Blankenship earned his BBA from Mississippi State University, MBA from the UniBlankenship versity of Southern Mississippi and is currently attending the Graduate School of Banking at LSU (Class of 2020).
Bankers on the Move THE MISSISSIPPI BANKER
The First
Peoples Bank, Mendenhall
Peoples Bank, Mendenhall
Eric Waldron has been promoted to Mississippi Region President. He is the former Northern Region President for the bank. He is a graduate of the University Waldron of Southern Mississippi and the Graduate School of Banking at Louisiana State University.
R h o n d a We l c h has been promoted to Assistant Vice President. Welch joined the bank in 1998. During her 21-year tenure at the bank, she has served in multiple Welch roles. She has completed the Mississippi School of Banking in 2006 and, the Southeastern School of Consumer Credit in 2013.
Ashley Wester has been promoted to Marketing Officer. Prior to being named Marketing Officer, she served as a graphic designer and social media coordinator. She has been with the bank since 2010 and is a graduate of Hinds Community College and completed the Simpson County Leadership Program.
Guaranty Bank Wendy Lester has joined the bank as Branch Manager in the Senatobia office. Lester is a graduate of Hinds Community College and Mississippi State University. She also Lester completed the Banking and Leadership Academy conducted by Regions Bank, where she most recently served as Branch Manager in Senatobia
Origin Bank Savana Skelton has joined the company as a mortgage loan officer for the bank’s home lending division in Mississippi. Skelton has 10 years of mortgage experience and is Skelton a graduate of Mississippi State University and the 2019 Leadership Rankin program.
Peoples Bank, Mendenhall Linda Lowe has been named SBA Credit Officer. Lowe joined Peoples Bank in 2014 and has served in the bank's Small Business Administration loan department Lowe for the past five years, serving as an SBA Lending Specialist.
Increase your revenue seamlessly with high–quality professional loans.
No hassle of originations Complete credit profile Convenient online purchasing
Courtney Calderwood [email protected] 315.430.3919 SPRING 2019
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Planters Bank Elyssa Howell has joined the bank as a Universal Banker. Howell is a graduate of the University of Mississippi. She was awarded the University of Mississippi’s Trailblazer Award for Leadership.
Howell
Carson Phillips has joined the bank as a universal banker. Phillips is a native of DeSoto County and is a graduate of the University of Mississippi. He attends Phillips Hope Community Church in Olive Branch. Jack Talbert has joined the bank as First Vice President for the Southaven branch. Talbert has held executive lending roles in Desoto County since 2004 and served Talbert as Vice President and Senior Vice President at two other local financial institutions.
Trustmark Chuck Alderman has been named vice president at theTupelo office. Having been in commercial banking for over 20 years, he is a graduate of Mississippi State Univer- Alderman sity, The Southeastern School of Commercial Lending at the Owen School of Management at Vanderbilt University and The Southwestern Graduate School of Banking at Southern Methodist University. 32
Trustmark
Southern Bancorp
Matt McCraw has been named senior vice president at its Oxford office. McCraw has 20 years of banking and commercial lending experience. He is a gradu- McCraw ate of the University of Mississippi and the Graduate School of Banking at Louisiana State University.
Janie Ginocchio has been hired as the new director of public policy and advocacy. She will advocate for public policies in Arkansas, Mississippi and at the federal Ginocchio level. She is a graduate of Georgetown University an the University of Arkansas-Little Rock.
Ryan Reeves has joined the bank as Vice President and Small Business Administration Development Officer. Reeves is a graduate of East C e n t r a l C o m m u - Reeves nity College, Mississippi State University and the Mississippi School of Banking.
Vernon Greenlee has been promoted to regional president, a role through which he will help manage operations throughout the region and grow Southern's lending Greenlee footprint in Mississippi. Greenlee has over 40 years of experience in the financial industry a and is a graduate of Mississippi State University and the Mississippi School of Banking.
Southern Bancorp Jason Giachelli has been promoted to city president in Greenville. Giachelli began his financial career at Southern in 2007. He is a graduate of Mississippi School of Bank- Giachelli ing, the Commercial Lending School in Little Rock, the Southeastern School of Commercial Lending at Vanderbilt University and the Graduate School of Banking at LSU.
THE MISSISSIPPI BANKER
Please submit banker promotions, new hire information and photos to: [email protected] com
ADVERTISE WITH US
Banker THE MISSISSIPPI
WINTER 2019
VOLUME 104 • NUMBER 1
in The Mississippi Banker Magazine and more Download our Media Kit msbankers.com or contact Brooke McCoy at 601-948-6366
SPRING 2019
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American Bankers Association THE MISSISSIPPI BANKER
Diversifying Our Most Important Asset By Rob Nichols, President and CEO, American Bankers Association
They say you can’t improve what you don’t measure. That is why ABA has established a dashboard that shows the gender, ethnic and generational breakdown Nichols of our workforce, from the customer service operators to the C-suite. This snapshot is a critical first step in a self-assessment of progress towards our goal to be the kind of diverse, equitable and inclusive workplace that attracts and retains the best talent. It shows where we are and where we have room to improve; for example, it shows our staff is 39 percent non-white, 37 percent Gen X and that 45 percent of SVPs and up are women. We want top talent for the same reason banks—many of whom have landed on “great place to work” lists, as ABA did last year—do: Because it helps us succeed. And there’s no denying that success is boosted by a diverse workforce. I appointed a staff task force in 2017 to explore how ABA can enhance our own approach to diversity and inclusion, and the group’s report made a strong business case for taking our efforts to the next level. Consider that 43 percent of millennials—now our largest generation—is nonwhite, and that the U.S. is projected to not have a single racial or ethnic majority by 2055. That alone tells you that if you don’t have a diverse workforce in the fairly near future, you won’t have a workforce. Studies have also shown that companies with greater gender and ethnic diversity are more likely to outperform those with less. But the most important case for diversity is simple: Ensuring your institution’s employees and leaders reflect the communities they serve—and treating all employees equitably, making them feel included—is the right thing to do. Banking leaders have told me they wholeheartedly agree, and some are 34
further along in their DE&I efforts than others. Some, for example, have landed on Forbes’ Best Employers for Diversity list, while others, including those operating far from diversity-rich cities, are still grappling with attracting diverse talent. Remember, though, that workplace diversity isn’t just about color; it’s about ensuring you have a range of perspectives and experiences informing your decisions. That can come from anyone whose background is different
"Ensuring your institution’s employees and leaders reflect the communities they serve—and treating all employees equitably, making them feel included—is the right thing to do." from yours. Think gender, age, military service, disabilities, sexual orientation, religion, socioeconomic status, etc. The good news is banks don’t have to figure all this out on their own. There also are a host of organizations that are eager to share their insights to help you get it right, and ABA offers training, conferences and resources in this space— all cataloged at aba.com/Diversity. In addition, the Offices of Minority and Women Inclusion at the eight financial regulatory agencies held a summit last fall where banks and others who are further down the path towards a model DE&I workplace shared best practices related to employment and procurement practices. The ideas exchanged ranged from participating on the boards of colleges, utilizing minority and women owned recruiting firms and offering internships and mentoring to students at local lowincome, minority-majority high schools. Similar suggestions were included in testimony during the first hearing, held
THE MISSISSIPPI BANKER
in February, of the new House Financial Services Diversity & Inclusion subcommittee—a panel whose very existence is a testament to the social, commercial and economic importance of this issue. Carla Harris, vice chair of wealth management at Morgan Stanley and a popular speaker on issues related to diversity and inclusion, offered her own advice at ABA’s 2018 Annual Convention in New York. Among her suggestions: • Most fundamentally, check your unconscious bias; we all have it, and we can all benefit from training on how to spot it. • Make sure you lead in an inclusive way, soliciting views from all and making employees feel valued, seen and heard. If your staff is not feeling this way, you’ll likely be challenged in both retaining and attracting more diverse talent. • Be fair in your distribution of assignments so everyone has a chance to grow and no one is at a deficit when the next promotional opportunity arises. • Be intentional about making sure staff have the right sponsors, who have a far greater impact on advancement than mentors. • Finally, remember the pace at which our environment and competitive landscape is changing and take a step today—even if it’s pressing pause before you fill your next job opening—towards ensuring you’ll emerge as an employer of choice tomorrow. Nothing will influence your bank’s future success more than the women and men who run it day-to-day. I would add my encouragement that you set up your own human capital dashboard. We all have a sense of where we’d like our institutions to be two, three, five years from now. But whether our goals are financial, business or diversity in nature, we won’t know how close we are to reaching them if we don’t measure our progress. e Fo r m o r e i n f o r m a t i o n , v i s i t aba.com/Diversity.
Independent Community Bankers Association THE MISSISSIPPI BANKER
From the Top
By Preston Kennedy, ICBA Chairman, President and CEO of Zachary Bancshares Inc., Zachary, La.
Community banks ask for nothing but a level playing field on which to compete. In a fair fight, we like our chances. As I became the new ICBA chairman at ICBA LIVE in Nashville, Tenn., Kennedy last month, I shared a personal story about how my bank came together in the face of a challenge and succeeded by demonstrating our value. When one of our oldest small-business customers said they would be moving to a larger financial institution, I promised to personally lead the transfer if we couldn’t prove we were their best possible financial partner. We had two weeks to prepare our pitch. Turns out, the answer was right in front of my face. The logo for our bank is four identical designs that come together to form one image. I came to recognize that these four panes represent our constituent groups: customers, employees, shareholders and community. Just as these four panes must be equal and balanced to form our logo, our com-
mitment to these groups defines what it means to be a community bank. We had to demonstrate our ability to meet the financial needs of this customer, the expertise and vision of employees and leadership, our recognition as a leading corporate citizen, and the reasonable return we provide our shareholders.
“Community banks ask for nothing but a level playing field on which to compete. In a fair fight, we like our chances.” In the process, we articulated our formula for successful community banking and began to publicly hold ourselves accountable to each of our constituent groups—on our website, in our marketing material, even on the walls of our branches. And during our meeting with the longtime customer who had one foot out the door, we showed that our shared vision could best be realized through our mutually satisfying relationship. We held on to that customer, and they
are still our customer to this day. But if they had walked away, it would not have changed who we are. We are an independent community bank. We balance the needs of our customers, employees, shareholders and community at large. As community bankers and members of ICBA, we all instinctively and intrinsically understand the value of a community bank relationship. For nearly a century, ICBA has fought to protect our franchise value and advance the community bank business model, to create and promote an environment where community banks can flourish. This is the business we have chosen. And as we continue to fight to preserve the community banking model, to keep our reputations clean and to exert our influence in Washington, I like our chances. My Top Three I got to thinking about my all-time favorite bands while in Music City. 1. Bruce Springsteen and the E Street Band 2. Dire Straits 3. Cowboy Junkies e
MISSISSIPPI School of Banking
AUGUST 2-8, 2020
OXFORD, MS
SAVE THE DATE SPRING 2019
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MBA Job Bank THE MISSISSIPPI BANKER
The Mississippi Banker JOB BANK DOWNLOAD A JOB BANK FORM at msbankers.com CONTACT [email protected]
Bank Examiner: The Department of Banking and Consumer Finance is seeking someone to fill the position of bank examiner. The work requires knowledge of lending and bank operations. Loan review or lending experience is preferred. We are also seeking speciality examiners in the areas of IT, BSA, and Trust. Please send resumes to [email protected] Commercial Lender: A commercial bank in Jones County is seeking a Commercial Lender. Preferred candidates will have a minimum of 5 years' experience in commercial and consumer lending with knowledge of credit, compliance and loan documentation. Must have the ability to conduct business development calls promoting the bank in a positive manner, willingness to participate in community events and activities and a history of doing so, and strong analytical and verbal and written communication skills. Interested candidates may submit resumes to [email protected] Lending Administrator: Merchants and Planters Bank is seeking to hire a new team member to be the lead person in handling day-to-day operations in their Loan Administration department. Experience in loan operations, review, or lending is preferred. Please send resumes to [email protected] Marketing Administrative Assis36
tant: State Bank & Trust Company is seeking a Marketing Administrative Assistant to serve as Administrator for the bank’s Marketing Committee, the employee recognition and customer acquisition program, Most Valuable Performers (MVP) and to provide support to Treasury Management. The Marketing Administrative Assistant will assist in the implementation of any marketing ideas, plans or strategies the bank or Marketing Committee may authorize. This will require working with various forms of media including print and electronic (social media) as well as working with internal and external groups to accomplish these duties. They will also perform duties associated with the MVP program which consist of training existing and new employees on the use of the system as well as promote MVP on a regular basis. This candidate must have 2 to 5 years in bank marketing or acceptable experience with knowledge of bank deposit products and must have team leadership experience. Undergraduate degree in Marketing is preferred. This position will also require periodic travel. Please apply online at www. statebank1898.com. Trustmark's Compliance Department is looking to fill three open positions -Sr. Compliance Risk Manager HMDA, Sr. Fair Lending Analyst, and Fair Lending Risk Assessment (FLRA) Coordinator. For the Sr. Compliance Risk Manager - HMDA position, we are looking for a candidate with five years of progressive related experience, with a preference in HMDA reporting and analysis. For the Sr. Fair Lending Analyst, we are looking for five years of experience with a preference in Fair Lending and/or conducting analyses. For the FLRA Coordinator, we are looking for three years of financial industry experience, preferably in lending operational areas, or regulatory experience or risk assessment.
THE MISSISSIPPI BANKER
Please visit www.trustmark.com/ careers to apply. Mortgage Division President: Community Bank in Brandon, MS is seeking a President of the Mortgage Division. Requires a minimum 5 years of mortgage sales management experience. The qualified candidate will be responsible for the day to day operations of the Mortgage Division which consist of recruiting, training and managing Mortgage Loan Originators and support staff from Memphis, TN to Panama City, FL. In addition to sales management, the candidate will be responsible for the division's adherence to all compliance and regulatory requirements. Resumes may be submitted to gregorya. [email protected]
2019 MBA Bank Directory 2019
SIPPI MISSIS RECTORY BANK DI
ation of
Official Public
.com
www.msbankers
• •
•
•
Order at msbankers.com/ msbankdirectory Provides up-to-date information on Mississippi’s banks, government officials, state and federal regulatory agencies and other industry trade associations. Includes a listing of MBA Affiliates offering products and services to Mississippi banks. In addition to the printed version, the 2019 directory will be available in digital form - via online subscription or flash drive.
ACHIEVEMENT THROUGH TEAMWORK Thank you to the many MBA members who stepped up this year and volunteered to do the important jobs of this association. In doing so we are successfully progressing through our leadership transition which will be accomplished at the end of this year and marked a number of legislative achievements. I have enjoyed every day of the past year as your first female chairman and appreciate the confidence you put in me. Thank you very much!
Mary M. Childs
CELEBRATING 40 YEARS
Regina Morton and Carolyn Street are celebrating their 40th anniversary with The Peoples Bank of Ripley. When asked “Are you a Peoples person?� they are the personification of that question.
Regina is Vice President & Information Services Manager Carolyn is Assistant Vice President, Human Relations Specialist & IRA Officer
Carolyn
Regina
Please join all of the team at The Peoples Bank of Ripley in celebrating this achievement with them. SPRING 2019
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Strategic consulting designed to align people, processes, and technology for world-class innovation, management, and operations.
A full range of Cybersecurity services for those serious about securing the enterprise and repelling the attackers who threaten the bank and its customers.
A suite of risk management services designed to help bankers identify threats and mitigate risk through practical applications, comply with laws and regulations, and maintain a high-level of customer service, security, and profitability.
Concierge-level tech support delivered in a strong, intelligent, and friendly manner with premium quality, superior service, and special attention.
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