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What does ecb stand for

what does ecb stand for

The Advanced Encryption Standard (AES), is a block cipher adopted as an encryption standard by the U.S. government for military and government. European Central Bank President Christine Lagarde, in a brief statement released late Monday, said the institution is keeping close watch on. Advertisement: This definition appears somewhat frequently. ECB stands for Electronic Commerce Branch. Please look for them carefully. ; What does ECB mean? The.
what does ecb stand for

KPMG European Central Bank Office – Advisory Services

Under the SSM, introduced in 2014, the European Central Bank (ECB) was granted a supervisory role to monitor the financial stability and central control of over 6,000 credit institutions in the Eurozone. Under the SSM, banks face a new set of challenges to meet new supervisory standards beyond those of their national supervisors.

The KPMG ECB Office provides you with the latest information and assistance with Us bank cash plus credit limit related issues. Our ECB Office combines the expertise from KPMG’s International network of banking professionals and former regulators, to bring you solutions for dealing with the ECB supervisory approach. Our team can help you understand how the SSM functions and how best to work with national banking authorities. Our international interdisciplinary team is familiar with the supervisory methods practiced across Europe and our tight-knit network provides insight into the new supervisory mechanisms.

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What is a digital euro?

The digital euro is a central bank digital currency (CBDC). This is digital money issued by a central bank to the general public. Now, central banks only issue digital central bank money to banks with a central bank account. However, certain central banks such as De Nederlandsche Bank (DNB) are working with the European Central Bank (ECB) to explore the possibility of granting wider public access to digital central bank money.

The idea behind a digital euro

Central banks issue money. In the euro area, the European Central Bank (ECB) does this. Of the money that you have, only your cash is issued by the ECB. The money you have in your bank account is not issued by the central bank. If your bank fails, you could lose the money in your bank account. In that case, the Dutch Deposit Guarantee scheme will act as insurance for all or part of your money. This means you do not need to worry about losing your money in uncertain times, such as during a financial crisis. In recent years, cash has come to play a smaller role in the Netherlands and many other countries. Electronic payments have seen tremendous growth in the last ten years. That is why we and other central banks have for some time been studying the possibilities for cash that exists only in electronic form, in other words, a digital euro.

Why central banks want to issue central bank digital money

A digital euro would also offer a reliable and stable supplement to cash. This is important because the central bank works in the public interest. In this respect we consider, for example, sufficient competition, financial inclusion of vulnerable groups, but also a back-up payment system so that everyone can continue to pay if regular payment systems should fail. A digital euro can help to ensure that euro area citizens retain access to a simple, universally accepted, secure and reliable public means of payment. Having access to both digital money and cash gives people more options. This what does ecb stand for be in line with the central bank's mandate to safeguard not only financial stability, but also to ensure an efficient,  reliable and inclusive payment system.

Money as a public good

As more and more people pay for their purchases online cash may well disappear in the long run. In times of crisis, however, people tend to withdraw more cash. We wish to offer that public facility in the future, and we could do so in the form of a digital euro. This ensures that money remains a public good.

Where do we stand?

Research into a secure, accessible and efficient digital euro takes time. We have now completed the initial exploratory phase. This involved joint technical experiments conducted with the the other central td trade login in the euro area and the ECB and interviews with stakeholders. On 14 July 2021, we decided to move on to the next phase: over the next two years, we will concertedly be exploring exactly what a digital euro should look like. After these two years, we will decide whether a digital euro will effectively become a reality.

Want to find out more? Read our report and check out the frequently asked questions on the ECB 's website.

Источник: /en/innovations-in-payments-and-banking/digital-euro-what-why-and-how/

What is ECB?


ECB (short for electronic codebook) is the simplest block cipher mode.

In the ECB mode, the Bi block is encrypted according to the following formula:

Ci = EK(Bi)
where EKdenotes the block encryption algorithm using key Kand Ciis the cipher corresponding to Bi.

Decryption using the ECB mode is equally simple with the following formula:

Bi = DK(Ci)
where DKdenotes the block decryption algorithm using key K.

Advantages and disadvantages of using What does ecb stand for mode

The most obvious advantage of using the ECB mode is how simplistic it is. The other main advantage is that ECB can tolerate the loss of blocks without affecting other available blocks. This advantage is relevant in the case of blocks being sent over a network as packets. This resilience is made possible by the fact that any Bi block what does ecb stand for not depend on any of its adjacent blocks.

Despite its advantages, ECB is looked down upon due to the fact that the encryption algorithm is entirely deterministic. In simpler terms, identical blocks will have the same ciphers under ECB mode, which may reveal patterns the blocks have; so, ECB doesn’t wholly hide its details. This is a security threat to its users.

Such patterns are evident in the image above.


ECB pulls plug on eurozone stimulus – What does it mean?

The Frankfurt, Germany-based central bank for the euro area announced on Thursday that it would end its unprecedented asset purchases by the close of the year, signaling at the same time that the move would not mean rapid policy tightening in the coming months.

The bank's governing council had decided to halve the monthly purchases from €30 billion to €15 billion ($35 billion to $17 billion) from October until late December, it said in a statement, but would leave the ECB's main refinancing rate unchanged at zero percent and the rate on deposits held with the lender at minus 0.4 percent.

"The Governing Council expects the key ECB interest rates to remain at their present levels at least through the summer of 2019, and in any case for as long as necessary to ensure that the evolution of inflation remains aligned with the current expectations of a sustained adjustment path," the ECB said.

The macroeconomic conditions in the 19-member bloc are clearly conducive to ending the stimulus program. Eurozone growth was at its highest since 2007 in 2017, at 2.3 percent, while unemployment fell to its lowest levels in 10 years, 8.5 percent, this March. But the situation is not unambiguous and the effects will not be felt equally among all members.

How we got here

The European Central Bank's (ECB's) primary goal of reviving what does ecb stand for inflation to 2 percent, for example, was only hit this May after several years of pumping a massive €2.4 trillion ($2.8 trillion) of cash bank of america bill pay center a process of bond purchases known as quantitative easing (QE) into the monetary system. It also came in part due to one-off factors like higher oil prices, whose longevity is uncertain.  

"QE was like a shot of morphine into the eurozone sovereign bond market and may have created some complacency among investors and policymakers," Louis Harreau, ECB strategist within Global Markets Research at Credit Agricole CIB, told DW. 

So, if the era of cheap central bank cash will be drawing to a close, are the major eurozone economies strong enough to stand on their own and does the recent past offer a glimpse of the near future?

ECB chief Mario Draghi no doubt had in the back of his mind two fateful interest rate hikes in 2011, which aggravated the last sovereign debt crisis (Greece's) in 2010-2012, the first in the eurozone since the 2008 financial crisis.

This was only halted when Draghi implemented a massive program to buy bonds, driving what does ecb stand for prices and lowering interest rates — making money cheaper and reviving inflation and thus it was hoped stimulating growth.

Draghi then said in January 2015 the ECB would extend and expand its interventions in financial markets with more mass bond-buying after the previous attempts to hike inflation up to the ECB target of 2 percent failed, indicating insufficiently strong growth impulses in the eurozone.

Since last April, the ECB has been tapering its bond purchases, reducing monthly purchases to opear nanny billion from €80 billion and halving them to €30 billion from this January.

Draghi, stuck to his line of "patience, prudence and persistence" in April and markets have taken him largely at his word, for the time being.

Draghi also wants to avoid any move that could upset markets, after the sharp selloff when the Fed abruptly announced in 2013 the end of its version of QE.

Key criteria for estimating eurozone economies' success

"Basically, if one starts with the bond market, the countries with the highest debt and most net issuance should be most exposed to the end of the bond purchases," Jan von Gerich, chief strategist at Nordea, told DW. "So, while Greek bonds were never bought in the QE program, the country would still be affected by the end of the purchases," von Gerich said.

"The investor base matters as well: domestic investors are usually more stable than foreign ones, especially at times of stress," von Gerich said. "Spain and Italy look vulnerable, but so do France and Belgium, to some extent Portugal as well," von Gerich said.

"One can also look at the changes in bond yields since the start of QE: to simplify a bit, the more the bond yields of a given country have fallen since the start of QE, the more they are likely to rise, when QE ends, if we assume QE has been the major driver of bond yields," von Gerich said. The biggest falls how to request a credit line increase from chase been seen in Greece, followed by Portugal, Ireland and Spain.

"The second way to look at it would be via the state of the economy. The weaker the growth outlook, the more vulnerable a country is to higher interest citizens state bank wyoming iowa Gerich said, adding that Italy clearly stands out negatively on this measure.

  • Short-term interest rates

"A country is also more susceptible to a rise in interest rates, if short-term rates are more commonly used. Short-term rates are used a lot in Finland, Portugal, Ireland, Spain and Italy, at least among household mortgages," von Gerich said.

Finally, as less ECB support leaves a country more susceptible to negative shocks, the risk picture matters a lot as well. "On this front, no other eurozone country has as clouded a political outlook as Italy does. Spain may be suffering from some political uncertainty as well, but the country is committed to the eurozone, its economy is doing relatively well and the alternatives being presented are much less drastic than in the case of Italy," von Gerich said.

All roads lead to Rome

"Italy is the elephant in the room. It has little room for maneuver, given its huge public debt and there are some worries in the market that the new government may be unwilling reduce it," Harreau said.

Italy features in most risk categories and many put most weight on the political outlook.

"It is thus the most vulnerable country to tighter monetary what does ecb stand for in the current circumstances," von Gerich believes.

"Tighter monetary policy would put more pressure on the Italian economy, economic confidence and debt sustainability and would thus also make it even more difficult for the new Italian government to try to implement its key promises. After Italy, also Greece (despite its absence in the purchase program) and Portugal look quite vulnerable, followed by Spain," he said.

Italy's new populist government isn't planning to leave the eurozone,  Economy Minister Giovanni Tria said on Sunday.

President Sergio Mattarella refused to approve the first economy minister proposed by the leaders of the 5-Star Movement and the League. Luigi Di Maio, who leads the web-based 5-Star Movement, Parliament's largest party, has promised to give the unemployed and low-income Italians a guaranteed monthly income, while Matteo Salvini's right-wing League has said it will slash tax rates. Both also want to undo parts of a recent pension reform so Italians can retire younger.

Di Maio and Salvini say spending would be offset by a boost in growth, though UBS has estimated that the fiscal plans of the new government would drive Italy's fiscal deficit to 4.4 percent of GDP, versus 2.3 percent in 2017 and its primary surplus up from 1.9 percent of GDP into negative territory at -3.9 percent by 2020.

Investors in Italian bonds took note, with borrowing costs down this week narrowing the gap to safe-haven German bonds. Germany's 10-year Bund yield was up 5 basis points at 0.50 percent, while Italian five-year credit default swaps (CDS), an indicator or risk perceptions among investors, online checking account no deposit by 22 basis points (bps).

According to Eurex, Europe's main exchange for trading derivatives, volume in short-term Italian bond futures was up 33 percent through April of this year compared with the same period in 2017.

"An orderly stop of QE shouldn't have significant impact on eurozone countries, but it will mean one less source of demand for Italian debt," Linda Yueh, economist and author of "The Great Economists," told DW. "But if the politics in Italy trigger a market sell-off, the QE program continuing wouldn't be sufficient to change the situation much."

Mini-glossary of terms

Quantative Easing (QE)

QE is shorthand for the central bank creating money and using it to buy government bonds or other financial assets on the open market. This lowers the cost of borrowing for all members and in turn makes it easier for eurozone companies, households and states to borrow money, saving them billions on interest payments.

Bond prices and bond yields

When a bond's yield rises, its price falls, and when a bond's yield falls, its price increases. Bonds that have already been issued and continue to trade on the secondary market must readjust their prices and yields to stay in line with current interest rates. A bondholder can sell their bonds in the open market, where the price can fluctuate, sometimes dramatically.

Credit Default Swaps (CDS)

Credit default swaps (CDS) involve the transfer of risk from bonds between two parties, as a form of insurance against default, a credit rating downgrade, or another negative "credit event." Widely seen as a measure of risk on bond markets.


Tom Harrison facing county revolt over ECB’s handling of racism scandal

Tom Harrison faces the prospect of a county rebellion and possible calls to resign amid growing anger over the England and Wales Cricket Board’s handling of the Yorkshire racism scandal.

Harrison, the governing body’s chief executive, will head into a game-wide meeting at the Oval on Friday under significant pressure following his bruising time in front of the digital, culture, media and sport select committee on Tuesday.

The 49-year-old struggled to justify the response to Azeem Rafiq’s allegations of racism at Yorkshire last year. MPs criticised the ECB for its decision to let the club run its own investigation, only stepping in to suspend Headingley from hosting Test matches and start its own probe once it became clear that no action would result.

Harrison and the ECB insisted this was down to the governing body’s role as the sport’s regulator. But one senior county administrator told the Guardian there is a growing belief in the game that this “train wreck” session in parliament has only served to highlight the structural flaws in the sport’s governance and the need for reform.

Though the fates of executive roles at the ECB are technically decided by its independent board of directors, the meeting on Friday to discuss the sport’s ongoing crisis could lead to enough of the ECB’s 41 members – the 18 first-class counties, the National Counties and MCC – pushing for change at the top.

This occurred when Ian Watmore was forced to resign as ECB chair last month after the controversial decision to call off the planned tour of Pakistan by England’s men and women and his struggle to lead on the issue of next year’s county structure.

It may be that with Watmore still to be replaced – Barry O’Brien is interim chair, but missed the DCMS select committee due to ill health – Harrison survives, even if the £2.1m bonus pot he and other senior what does ecb stand for are due to share next year, in spite of financial losses and redundancies, remains a source of much disquiet in the game.

While Harrison battles to remain in place, Rafiq has reiterated his call for Yorkshire to remove Andrew Gale and Martyn Moxon but show clemency towards Gary Ballance if the former England batsman displays remorse.

Speaking the day after his landmark evidence session, Rafiq shared a belief that “the floodgates” could now open for “hundreds or thousands” of similar allegations of racism in county cricket and urged the sport to listen to and support those who come forward.

Certainly the Independent Commission for Equity in Cricket, set up by the ECB in March to probe discrimination from the professional level down to the grassroots, has received more than 1,000 responses since its call for evidence began on 9 November.

This will feed into a report due for publication next summer but at Headingley things will have to move quicker. Both Gale, the Yorkshire head coach, and Moxon, the director of cricket, were implicated in Rafiq’s evidence and the former England Under-19s captain sees no way back for the pair.

“I don’t think Martyn and Andrew can [continue],” Rafiq said during a round of broadcast interviews. “I don’t think it’s possible for Yorkshire to move forward with them in there, with them knowing full well what role they played in that institution. They had an opportunity yesterday to come down here under parliamentary privilege to get their side of the story across and they didn’t.”

Gale is suspended by Yorkshire as it looks into an antisemitic tweet posted 11 years ago but in the 57-page witness statement published by DCMS is accused by Rafiq of using racist language and being “aggressive and rude” towards himself and Adil Rashid in ways “he wasn’t with white players”.

The 37-year-old, who swapped the captaincy for the head coach role in 2016, has so far declined to comment. But, along with Moxon, alleged to have not acted on Rafiq’s initial reporting of racism and bullying, he is unlikely to survive the expected clearout of backroom staff under the club’s new ach confirmation number, Lord Kamlesh Patel.

Rafiq was more optimistic about Ballance, however. The former club captain is accused of regularly using racist what does ecb stand for, including the word “Kevin” to describe people of colour, and could yet be forced out despite signing a new three-year contract in September.

“I think Gary – if he apologises properly, has some sort of acceptance – I feel he should be given some sort of accountability, whatever that may be,” Rafiq said. “I think he should be allowed to play.”

Alex Hales, said by Rafiq to have named his black dog “Kevin” in reference to Ballance’s use of the word, released a statement on Wednesday denying the rumour and spoke of his respect for the former’s spinner’s plight.

Meanwhile, Tim Bresnan is the subject of an inquiry by his employers Warwickshire, having apologised to Rafiq for bullying but also denied the alleged use of racist language at Yorkshire that emerged in Tuesday’s evidence.

The 36-year-old former England seamer was hailed as a key dressing-room influence during this year’s County Championship title victory but Warwickshire’s chair, Mark McCafferty, and Stuart Cain, the chief executive, are now keen to speak to Rafiq to hear more details of their time together. According to a club source, Bresnan has now pulled out of a teammate’s stag party this weekend in order to “lie low”.

Essex are also conducting investigations into two separate allegations of historical racism at the club, while other counties are braced for similar cases in the m to nm conversion weeks as the sport’s reckoning continues.


Glossary of Abbreviations

AAAffirmative ActionAAPAffirmative Action ProgramACSAmerican Community SurveyADAAmericans with Disabilities ActADDAssistant District DirectorALJAdministrative Law JudgeAmInd/AlNatAmerican Indian/Alaskan NativeAOArea OfficeAPAAdministrative Procedure ActASCNAmended Show Cause NoticeAsian/PIAsian American/Pacific IslanderBFOQBona Fide Occupational QualificationBLSBureau of Labor StatisticsCAConciliation AgreementCBACollective Bargaining AgreementCEOChief Executive OfficerCFRCode of Federal RegulationsCMCECorporate Management Compliance EvaluationCMSCase Management SystemCOCompliance OfficerCC-4Complaint Form titled “Complaint Involving Employment Discrimination by a Federal Contractor or Subcontractor”CC-53Case Chronology LogCYCurrent YearDDDistrict DirectorDD-214U.S. Department of Defense form that identifies the veteran's condition of discharge - honorable, general, other than honorable, dishonorable or bad conductDODistrict OfficeDOJU.S. Department of JusticeDOLU.S. Department of LaborDOTU.S. Department of TransportationDPODivision of Program OperationsEDGARElectronic Data Gathering, Analysis and RetrievalEEDSEqual Employment Data SystemEEOEqual Employment OpportunityEEO TabEEO TabulationEEO-1Standard Form 100 – Employer Information ReportEEOCEqual Employment Opportunity CommissionEISExecutive Information SystemERRDEmployment Referral Resource DirectoryESDSEmployment Service Delivery SystemETAEmployment and Training AdministrationFAAPFunctional Affirmative Action ProgramFCCMFederal Contract Compliance ManualFCSSFederal Contractor Selection SystemFEPFair Employment PracticesFICAFederal Insurance Contributions ActFMLAFamily and Medical Leave ActFOIAFreedom of Information ActFRFederal RegisterFUTAFederal Unemployment Tax ActGSAGeneral Services AdministrationHRISHuman Resources Information SystemINAERPIndian and Native American Employment Rights ProgramIPEDSIntegrated Postsecondary Education Data SystemIRAImpact Ratio AnalysisIRSInternal Revenue ServiceJAARJob Area Acceptance RangeJRCJoint Reporting CommitteeLVERLocal Veterans’ Employment Representative – See VWSMJLMandatory Job ListingMOUMemorandum of UnderstandingMSAMetropolitan Statistical AreaNAICSNorth American Industrial Classification System (replaced SIC)NLRANational Labor Relations ActNORINotice of Results of InvestigationNOVNotice of ViolationNSOLNational Solicitor of LaborO*NETOccupational Information NetworkODEPOffice of Disability Employment PolicyOFCCPOffice of Federal Contract Compliance ProgramsOFISOFCCP Information SystemOLMSOffice of Labor-Management StandardsOMBOffice of Management and BudgetOSHAOccupational Safety and Health AdministrationPDNPredetermination NoticePIIPersonally Identifiable InformationPYPrior YearRDRegional DirectorRORegional OfficeROCRegional Office Outreach CoordinatorRSOLRegional Solicitor of LaborS&SSupply and ServiceSAMSystem for Award ManagementSCERStandard Compliance Evaluation ReportSCNShow Cause NoticeSECSecurities and Exchange CommissionSection 503Section 503 of the Rehabilitation Act of 1973 (29 U.S.C. 793), as amendedSMSAStandard Metropolitan Statistical AreaSOLSolicitor of LaborSSEGSimilarly Situated Employee GroupTEROTribal Employment Rights OfficeTitle VIITitle VII of the Civil Rights Act of 1964, as amendedUGESPUniform Guidelines on Employee Selection ProceduresVETSVeterans’ Employment and Training ServiceVEVRAAVietnam Era Veterans’ Readjustment Assistance Act, as amendedWHDWage and Hour Division

The ECB needs political guidance on secondary objectives

The ECB is facing a paradox. On the one hand, the ECB has failed to achieve its price stability mandate, as inflation has been below 2% for the past decade. And despite this blatant failure, the ECB is now thinking about doing more than just looking after stable prices. For instance, Christine Lagarde has been raising expectations that the ECB will take concrete action against climate change when completing the ECB’s strategy review.

In theory, the European Treaties already confer large power to what does ecb stand for ECB to act on other goals than its primary mandate of price stability. Article 127 TFEU stipulates that without prejudice to price stability, the ECB “shall support the general economic policies in the Union with a view to contributing to the achievement of the objectives of the Union as laid down in Article 3 of the Treaty on European Union.”

Over the years, this Treaty provision has often been mentioned by those who want to push the ECB to act  in various directions. Typically, trade unions want the ECB to pursue  full-employment more forcefully, while NGOs wish the ECB would do more to fight climate change or inequality. As a matter of fact, the breadth of objectives mentioned in Article 3 of the TEU – ranging from security, equity and economic what does ecb stand for to environmental protection, innovation and many other laudable EU objectives – opens the door to what does ecb stand for infinite number of possible objectives for the ECB.

To some extent, such flexibility is useful and convenient. It leaves the door open to all possible winds of changes. But at the end of the day, too much vagueness is also leading to inaction. Indeed, by cutting through the vagueness and explicitly justifying its monetary policy stance based on a secondary objective, the ECB would be perceived as making political decisions, and hence prefers to stay away from that.

The neglect of the secondary objectives is understandable when considering that the ECB mandate is blank on guidance on how these secondary objectives should be ranked and attained. The ECB suffers from “democratic authorisation gaps”, i.e. the drafters’ failure to foresee the situations the ECB currently finds itself in: having to decide between different goals and tools that all have far-reaching consequences beyond what the Treaty writers anticipated.

While the ordering is clear between the ECB’s primary price-stability mandate and its supervisory duties, whether and how the ECB should act on its secondary objectives is much more blurred and subject to difficult trade-offs. Should the ECB favour jobs or climate? Sometimes using different tools to achieve different objectives could be possible but sometimes it is not the case. Dealing with such trade-offs is inherently a political task and the ECB should welcome some explicit guidance on which secondary objectives are the most relevant for the EU in a particular situation. As former Ally financial address detroit Board member Benoit Cœuré once said: “Setting priorities between different objectives is the definition of policy […] and that is what parliaments do”.

This is why, to add legitimacy for the ECB acting on its secondary objectives, a formal procedure involving both the Council and the European Parliament should be developed in order to specify and prioritise the policy areas where the ECB would be expected to deliver.

In practice, the existing channels of accountability between the European Parliament and the ECB already provide a conduit for such prioritisation. The Parliament could use its annual resolutions on the ECB to vote a ranking of three top secondary objectives, and could choose to refocus the quarterly “monetary dialogues” hearings with the ECB President to carry out regular checks on the delivery of the thus-interpreted mandate.

In this manner, the ECB would receive renewed legitimacy for an expanded set of goals. It could work efficiently, deploying its full toolkit towards a clear and politically defined set of policy objectives, guided by democratic institutions.

The ECB’s mandate was established three decades ago, when none of the current challenges were foreseen. It is therefore only natural that the ECB’s mandate today is subject to different and sometimes contradicting interpretations across the euro area. While the European Court of Justice has a role to play in identifying safeguards and limits to ensure that the ECB respects the boundaries set by the EU Treaties, it should not decide in the ipad 1st generation ios 10 of elected policymakers on the future orientations of the ECB’s mandate.

The European Parliament has taken an important step in December 2020 by requesting to put in place an inter-institutional agreement on the ECB’s accountability framework – which to date is largely informal. The upcoming negotiations between the ECB and the Parliament, alongside the ongoing strategy review of the ECB, offer a unique opportunity to enhance a strong accountability process directly with the ECB, in full respect of its independence.

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